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HomeMy WebLinkAboutAG 21-111 - PETERSEN BROTHERS, INC.RETURN TO: PW ADMIN EXT: 2700 ID #: 3893
CITY OF FEDERAL WAY LAW DEPARTMENT ROUTING FORM
1. ORIGINATING DEPT/Div: PUBLIC WORKS / Streets
2. ORIGINATING STAFF PERSON: Desiree Winkler EXT: 3. DATE REQ. BY:
3. TYPE OF DOCUMENT (CHECK ONE):
❑ CONTRACTOR SELECTION DOCUMENT (E.G., RFB, RFP, RFQ)
❑ PUBLIC WORKS CONTRACT ❑ SMALL OR LIMITED PUBLIC WORKS CONTRACT
❑ PROFESSIONAL SERVICE AGREEMENT ❑ MAINTENANCE AGREEMENT
❑ GOODS AND SERVICE AGREEMENT ❑ HUMAN SERVICES / CDBG
❑ REAL ESTATE DOCUMENT ❑ SECURITY DOCUMENT (E.G. BOND RELATED DOCUMENTS)
❑ ORDINANCE ❑ RESOLUTION
❑ CONTRACT AMENDMENT (AG#): ❑ INTERLOCAL
❑ OTHER
4. PROJECT NAME: -On -Call Guard Rail and Concrete Barrier Services
5. NAME OF CONTRACTOR: Petersen Brothers, Inc.
ADDRESS: 2008 East Valley Hwy, Sumner WA 98390 TELEPHONE:
E-MAIL: FAX:
SIGNATURE NAME: Ron Petersen TITLE: President
b. EXHIBITS AND ATTACHMENTS: ❑ SCOPE, WORK OR SERVICES ❑ COMPENSATION ❑ INSURANCE REQUIREMENTS/CERTIFICATE ❑ ALL OTHER
REFERENCED EXHIBITS ❑ PROOF OF AUTHORITY TO SIGN ❑ REQUIRED LICENSES ❑ PRIOR CONTRACT/AMENDMENTS
CFW LICENSE # BL, EXP. 12/31/ UBI # . EXP. —/—/
7. TERM: COMMENCEMENT DATE: TBD COMPLETION DATE:, 1 2/31 /22
8. TOTAL COMPENSATION: S 19900 (INCLUDE EXPENSES AND SALES TAX, IF ANY)
(IF CALCULATED ON HOURLY LABOR CHARGE - ATTACH SCHEDULES OF EMPLOYEES TITLES AND HOLIDAY RATES)
REIMBURSABLE EXPENSE: D YES ❑ NO IF YES, MAXIMUM DOLLAR AMOUNT: S
IS SALES TAX OWED: ❑ YES ❑ NO IF YES, $ PAID BY: Cl CONTRACTOR ❑ CITY
RETAINAGE: RETAINAGE AMOUNT: ❑ RETAINAGE AGREEMENT (SEE CONTRACT) OR ❑ RETAINAGE BOND PROVIDED
O PURCHASING: PLEASE CHARGE TO: 101-4400-240-542-30-480
9— DOCUMENT / CONTRACT REVIEW INITIAL / DATE REVIEWED INITIAL / DATE APPROVED
❑ PROJECT MANAGER
❑ DIVISION MANAGER
6 DEPUTY DIRECTOR DSW 3/16/2021
d DIRECTOR
❑ RISK MANAGEMENT (IF APPLICABLE)
8 LAW DEPT ER 3/22/2021
10. COUNCIL APPROVAL (IF APPLICABLE) SCHEDULED COMMITTEE DATE:. COMMITTEE APPROVAL DATE:
SCHEDULED COUNCIL DATE: COUNCIL APPROVAL DATE:
11. CONTRACT SIGNATURE ROUTING 3I� a -1 f. ��
❑ SENT TO VENDOWCONTRACTOR DATE SENT: DATE REC, D:
❑ ATTACH: SIGNATURE AUTHORITY, INSURANCE CERTIFICATE, LICENSES, EXHIBITS
❑ CREATE ELECTRONIC REMINDER/NOTIFICATION FOR I MONTH PRIOR TO EXPIRATION DATE
(INCLUDE DEPT. SUPPORT STAFF IF NECESSARY AND FEEL FREE TO SET NOTIFICATION MORE THAN A MONTH IN ADVANCE IF COUNCIL APPROVAL IS NEEDED.)
INITIAL / DATE SIGNED
❑ FINANCE DEPARTMENT
LAW DEPT
.FISIGNATORY (MAYOR OR DIRECTOR)
e CITY CLERK �'WOW
❑ ASSIGNED AG # AG
❑ SIGNED COPY RETURNED DATE SENT:
COMMENTS:
EXECUTE " " ORIGINALS
Quotes were requested from three (3) MSRC Roster Contractors. Only one chose to submit
v2oaa
2i-a,jZ
LIMITED PUBLIC WORKS CONTRACT
FOR
ON -CALL GUARD RAIL AND CONCRETE BARRIER SERVICES
This limited public works contract ("Contract") is dated effective this day
of 20 and is made by and between the City of Federal Way, a Washington
municipal corporation ("City" or "Owner"), and Petersen Brothers, Inc., a Washington
corporation ("Contractor").
A. The City desires to retain an independent. contractor to furnish all labor and
materials necessary to perform work at V1t7,Federal Way, Washington
("Property"); and
B. The Contractor has the requisite skill and necessary experience to perform such
work.
NOW, THEREFORE, the Parties ("Parties") agree to the following terms and conditions:
SERVICES BY CONTRACTOR
1.1 Description of Work. Contractor shall perform all work and furnish all tools,
materials, supplies, equipment, labor and other items incidental thereto necessary for the
construction and completion of the work, more particularly described as "On -Call Guard Rail
and Concrete Barrier Services,", in Exhibit "A" attached hereto and incorporated by this
reference, ("Work"), and in accordance with and as described in the Contract Documents, which
include without limitation, this Contract, Contract Change Order Agreement attached as Exhibit
"B," Notice to Labor Unions attached as Exhibit "C," Certificate(s) of Insurance Form attached
hereto as Exhibit "D," Prevailing Wage Rates attached as Exhibit "E," Title VI Assurances
attached hereto as Exhibit "F," and all other Appendices attached hereto and incorporated by this
reference, (collectively the "Contract Documents"), which Work shall be completed to the City's
satisfaction, within the time period prescribed by the City and pursuant to the direction of the
Mayor or his or her designee.
1.2 Completion Date. The Work shall be commenced within five (5) days of receipt
by the Contractor of the City's Notice to Proceed. The Work shall be completed on or before the
mutually agreed upon date in the "Task Order" as described in Exhibit "A," but in no case later
than ten (10) working days from the Notice to Proceed. In the event the Work is not completed
within the time specified, Contractor agrees to pay to the City liquidated damages in the amount
set forth in the formula included in Section 1.3 of this Contract. The Work shall not be deemed
completed until the City has accepted the Work.
1.3 Liquidated Damages. Time is of the essence of the Contract. Delays
inconvenience the traveling public, obstruct traffic, interfere with and delay commerce, and
increase risk to Highway users. Delays also cost tax payers undue sums of money, adding time
needed for administration, engineering, inspection, and supervision.
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Accordingly, the Contractor agrees:
1. To pay liquidated damages in the amount of $200.00 for each working day
beyond the number of working days established for Physical Completion, and
2. To authorize the Engineer to deduct these liquidated damages from any
money due or coming due to the Contractor.
When the Contract Work has progressed to the extent that the Contracting Agency has
full use and benefit of the facilities, both from the operational and safety standpoint, all
the initial plantings are completed and only minor incidental Work, replacement of
temporary substitute facilities, plant establishment periods, or correction or repair
remains to physically complete the total Contract, the Engineer may determine the
Contract Work is substantially complete. The Engineer will notify the Contractor in
writing of the Substantial Completion Date. For overruns in Contract time occurring
after the date so established, liquidated damages shown above will not apply. For
overruns in Contract time occurring after the Substantial Completion Date, liquidated
damages shall be assessed on the basis of direct engineering and related costs assignable
to the project until the actual Physical Completion Date of all the Contract Work. The
Contractor shall complete the remaining Work as promptly as possible. Upon request by
the Engineer, the Contractor shall furnish a written schedule for completing the physical
Work on the Contract.
Liquidated damages will not be assessed for any days for which an extension of time is granted.
No deduction or payment of liquidated damages will, in any degree, release the Contractor from
further obligations and liabilities to complete the entire Contract.
1.4 Performance Standard. Contractor shall perform the Work in a manner consistent
with accepted practices for other properly licensed contractors, performed to the City's
satisfaction, within the time period prescribed by the City.
1.5 Compliance with Laws. Contractor shall perform the Work in accordance with all
applicable federal, state and City laws, including, but not limited to all City ordinances,
resolutions, standards or policies, as now existing or hereafter adopted or amended, and obtain
all necessary permits and pay all permits, inspection or other fees, at its sole cost and expense.
1.6 Change Orders. The City may, at any time, without notice to sureties, order
changes within the scope of the Work. Contractor agrees to fully perform any such alterations or
additions to the Work. All such change orders shall be in the form of the Contract Change Order
Agreement attached hereto as Exhibit `B," which shall be signed by both the Contractor and the
City, shall specifically state the change of the Work, the completion date for such changed Work,
and any increase or decrease in the compensation to be paid to Contractor as a result of such
change in the Work. Oral change orders shall not be binding upon the City unless confirmed in
writing by the City. If any change hereunder causes an increase or decrease in the Contractor's
cost of, or time required for, the performance or any part of the Work under this Contract, an
equitable adjustment will be made and the Contract modified in writing accordingly.
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If the Contractor intends to assert a claim for an equitable adjustment hereunder, it shall,
within five (5) days after receipt of a written change order from the City or after giving the City
the written notice required above, as the case may be, submit to the City a written statement
setting forth the general nature and monetary extent of such claim; provided the City, in its sole
discretion, may extend such five (5) day submittal period upon request by the Contractor. The
Contractor shall supply such supporting documents and analysis for the claims as the City may
require determining if the claims and costs have merit. No claim will be allowed for any costs
incurred more than five (5) days before the Contractor gives written notice as required. No claim
by the Contractor for an equitable adjustment hereunder will be allowed if asserted after final
payment under this Contract.
1.7 Work and Materials Omitted. The Contractor shall, when directed in writing by
the City, omit work, services and materials to be furnished under the Contract and the value of
the omitted work and materials will be deducted from the Total Compensation and the delivery
schedule will be reviewed if appropriate. The value of the omitted work, services and materials
will be a lump sum or unit price, as mutually agreed upon in writing by the Contractor and the
City. If the parties cannot agree on an appropriate deduction, the City reserves the right to issue a
unilateral change order adjusting the price and the delivery schedule.
1.8 Utility Location. Contractor is responsible for locating any underground utilities
affected by the Work and is deemed to be an excavator for purposes of Chapter 19.122 RCW, as
amended. Contractor shall be responsible for compliance with Chapter 19.122 RCW, including
utilization of the "one call" locator system before commencing any excavation activities.
1.9 Air Environment. Contractor shall fully cover any and all loads of loose
construction materials including without limitation, sand, dirt, gravel, asphalt, excavated
materials, construction debris, etc., to protect said materials from air exposure and to minimize
emission of airborne particles to the ambient air environment within the City of Federal Way.
� VORUM
This Contract shall commence on the effective date of this Contract and continue until the
completion of the Work, which shall be no later than the 31st day of December 2022, and the
expiration of all warranties contained in the Contract Documents ("Term").
WARRANTY
3.1 Requisite Skill. The Contractor warrants that it has the requisite skill to complete
the Work, and is appropriately accredited and licensed by all applicable agencies and
governmental entities, including, but not limited to being registered to do business in the City of
Federal Way by obtaining a City of Federal Way business registration. Contractor represents that
it has visited the site and is familiar with all of the plans and specifications in connection with the
completion of the Work.
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3.2 Defective Work. The Contractor shall, at its sole cost and expense, correct all
Work which the City deems to have defects in workmanship and material discovered within one
(1) year after the City's final acceptance of the Work.
4. COMPENSATION
4.1 Total Compensation. In consideration of the Contractor performing the Work, the
City agrees to pay the Contractor an amount not to exceed Nineteen Thousand Nine Hundred
00/100 Dollars ($19,900.00) either via negotiated lump sum payment per "Task Order," or
calculated on the basis of the hourly labor charge rate schedule for Contractor's personnel
attached hereto as Exhibit "G," plus Reimbursable Expenses which amount shall constitute full
and complete payment by the City.
4.2 Reimbursable Expenses. The actual customary and incidental expenses incurred
by Contractor in performing the Services including equipment, vehicles, materials, and other
reasonable costs; provided, however that such costs shall be deemed reasonable in the City's sole
discretion and shall not exceed Five Thousand and 00/100 Dollars ($5,000.00).
Reimbursement will be based on original invoices for materials and Blue Book rates (or
equivalent) for equipment and vehicles plus 2 1 % mark-up.
4.3 Nonpayment. The City shall have the right to withhold payment to the Contractor
for any of the Work not completed in a satisfactory manner, in the City's sole discretion, which
shall be withheld until such time as Contractor modifies or repairs the Work so that the Work is
acceptable to the City.
4.4 Method of Payment. Payment by the City for the Work will only be made after
the Work has been completed, a voucher or invoice is submitted in the form specified by the
City, and such invoice is approved by the appropriate City representative. Payment shall be made
within thirty (30) days of receipt of such invoice or voucher unless otherwise set forth in the Bid
Form. The Contractor's acceptance of such payment for the Work shall constitute full
compensation for the performance of the Work. invoices shall be submitted, in duplicate to:
City of Federal Way
ATTN: Accounts Payable
PW-Admin@cityoffederalway.com
Duplicate invoices shall be furnished to:
City of Federal Way
ATTN: Gene Greenfield
gene. Ueenfield(5 citvoffederalwaG.com
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E DUAL OPPORTUNITY EMPLOYER
In all Contractor services, programs or activities, and all Contractor hiring and
employment made possible by or resulting from this Contract, there shall be no discrimination by
Contractor or by Contractor's employees, agents, subcontractors or representatives against any
person because of sex, age (except minimum age and retirement provisions), race, color, creed,
national origin, marital status or the presence of any disability, including sensory, mental or
physical handicaps, unless based upon a bona fide occupational qualification in relationship to
hiring and employment. This requirement shall apply, but not be limited to the following:
employment, advertising, layoff or termination, rates of pay or other forms of compensation, and
selection for training, including apprenticeship. Contractor shall comply with and shall not
violate any of the terms of Chapter 49.60 RCW, Title VI of the Civil Rights Act of 1964, the
Americans With Disabilities Act, Section 504 of the Rehabilitation Act of 1973, 49 CFR Part 21,
21.5 and 26, or any other applicable federal, state, or local law or regulation regarding non-
discrimination. Contractor shall post a notice to Labor Unions or other employment
organizations, attached hereto as Exhibit "C," as required by Section 202 of Executive Order
11246. Any material violation of this provision shall be grounds for termination of this Contract
by the City and, in the case of the Contractor's breach, may result in ineligibility for further City
agreements_ If this project involves federal funds including USDOT funds administered by
WSDOT, the contractor agrees to the clauses contained in Exhibit F.
6_ INDEPENDENT CONTRP.CTOWCONFLICT OF INTEREST
It is the intention and understanding of the Parties that the Contractor shall be an
independent contractor and that the City shall be neither liable nor obligated to pay Contractor
sick leave, vacation pay or any other benefit of employment, nor to pay any social security or
other tax which may arise as an incident of employment. The Contractor shall pay all income and
other taxes as due. Industrial or any other insurance purchased for the benefit of the City,
regardless of whether such may provide a secondary or incidental benefit to the Contractor, shall
not be deemed to convert this Contract to an employment contract. It is recognized that
Contractor may or will be performing work during the Term for other parties; provided,
however, that such performance of other work shall not conflict with or interfere with the
Contractor's ability to perform the Work. Contractor agrees to resolve any such conflicts of
interest in favor of the City.
TERMINATION
Prior to the expiration of the Term, this Contract may be terminated immediately, with or
without cause by the City.
S. INDEMNIFICATION
8.1 Contractor Indemnification. The Contractor agrees to indemnify, defend and hold
the City, its elected officials, officers, employees, agents, and volunteers harmless from any and
all claims, demands, losses, actions and liabilities (including costs and all attorney fees) to or by
any and all persons or entities, including, without limitation, their respective agents, licensees, or
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representatives, arising from, resulting from, or connected with this Contract to the extent caused
by the negligent acts, errors or omissions of the Contractor, its partners, shareholders, agents,
employees, or by the Contractor's breach of this Contract. Contractor waives any immunity that
may be granted to it under the Washington State Industrial Insurance Act, Title 51 RCW.
Contractor's indemnification shall not be limited in any way by any limitation on the amount of
damages, compensation or benefits payable to or by any third party under workers'
compensation acts, disability benefit acts or any other benefits acts or programs.
8.2 City Indemnification. The City agrees to indemnify, defend and hold the
Contractor, its officers, directors, shareholders, partners, employees, and agents harmless from
any and all claims, demands, losses, actions and liabilities (including costs and attorney fees) to
or by any and all persons or entities, including without limitation, their respective agents,
licensees, or representatives, arising from, resulting from or connected with this Contract to the
extent solely caused by the negligent acts, errors, or omissions of the City, its employees or
agents.
8.3 Survival. The provisions of this Section shall survive the expiration or termination
of this Contract with respect to any event occurring prior to such expiration or termination.
INSURANCE
9.1 Minimum Limits. The Contractor agrees to carry as a minimum, the following
insurance, in such forms and with such carriers who have a rating, which is satisfactory to the
City:
(1) Workers' compensation and employer's liability insurance in amounts sufficient
pursuant to the laws of the State of Washington;
(2) Commercial general liability insurance with combined single limits of liability not
less than $2,000,000 for bodily injury, including personal injury or death, products
liability and property damage.
(3) Automobile liability insurance with combined single limits of liability not less
than $1,000,000 for bodily injury, including personal injury or death and property
damage.
(4) If any structures are involved in the Contract, the Contractor shall maintain an
"All Risk Builder's Risk 2 form at all times in an amount no less than the value of the
structure until final acceptance of the project by the City.
9.2 Endorsements. Each insurance policy shall contain, or be endorsed to contain, the
following provisions:
(1) The City, its officers, officials, employees, volunteers and agents shall each be
named as additional insured.
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(2) Coverage may not be terminated or reduced in limits except after thirty (30) days
prior written notice by certified mail, return receipt requested, to the City.
(3) Coverage shall be primary insurance as respects the City, its officials, employees
and volunteers. Any insurance or self-insurance maintained by the City, its officials,
employees or volunteers shall be in excess of Contractor's insurance.
(4) Coverage shall apply to each insured separately against whom claim is made or
suit is brought.
(5) Coverage shall be written on an "occurrence" form as opposed to a "claims made"
or "claims paid" form.
9.3 Verification. Contractor shall furnish the City with certificates of insurance
evidencing the coverage required by this Section, attached hereto as Exhibit "D" and
incorporated by this reference. The City reserves the right to require complete certified copies of
all required insurance policies, at any time.
9.4 Subcontractors. Contractors shall include all subcontractors as additional insured
under its policies or shall furnish separate certificates for each subcontractor. All coverage for
subcontractors shall be subject to all of the requirements stated herein.
9.5 Deductibles and Self Insured Retentions. Any deductibles or self -insured
retentions must be disclosed by Contractor and approved in writing by the City. At the option of
the City, Contractor shall either reduce or eliminate such deductibles or self -insured retentions or
procure a bond guaranteeing payment for any amounts not covered by the insurance by reason of
such deductibles or self -insured retentions.
9.6 Asbestos Abatement or Hazardous Materials. If asbestos abatement or hazardous
materials work is performed, Contractor shall review coverage with the City's Risk Manager and
provide scope and limits of coverage that are appropriate for the scope of Work and are
satisfactory to the City. Contractor shall not commence any Work until its coverage has been
approved by the Risk Manager.
9.7 Termination_ The Contractor's failure to provide the insurance coverage required
by this Section shall be deemed to constitute non -acceptance of this Contract by the Contractor
and the City may then award this Contract to the next lower bidder.
The provisions of this Section shall survive the expiration or termination of this Contract
with respect to any event occurring prior to such expiration or termination.
10. SAFETY
Contractor shall take all necessary precautions for the safety of employees on the work
site and shall comply with all applicable provisions of federal, state and municipal safety and
health laws and codes, including without limitation, all OSHA/WISHA requirements, Safety and
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Health Standards for Construction Work (Chapter 296-155 WAC), General Safety and Health
Standards (Chapter 296-24 WAC), and General Occupational Health Standards (Chapter 296-62
WAC). Contractor shall erect and properly maintain, at all times, all necessary guards,
barricades, signals and other safeguards at all unsafe places at or near the Work for the protection
of its employees and the public, safe passageways at all road crossings, crosswalks, street
intersections, post danger signs warning against known or unusual hazards and do all other
things necessary to prevent accident or loss of any kind. Contractor shall protect from damage all
water, sewer, gas, steam or other pipes or conduits, and all hydrants and all other property that is
likely to become displaced or damaged by the execution of the Work. The Contractor shall, at its
own expense, secure and maintain a safe storage place for its materials and equipment and is
solely responsible for the same.
11. PREVAILING WAGES
11.1 Wa es ofEm lovees. This Contract is subject to the minimum wage requirements
of Chapter 39.12 of the Revised Code of Washington, as now existing or hereafter amended or
supplemented. In the payment of hourly wages and fringe benefits to be paid to any of
Contractor's laborers, work persons and/or mechanics, Contractor shall not pay less than the
"prevailing rate of wage" for an hour's work in the same trade or occupation in the locality
within the State of Washington where such labor is performed, as determined by the Industrial
Statistician of the Department of Labor and Industries of the State of Washington, which
"prevailing rates of wage" are attached hereto as Exhibit " E" and incorporated herein by this
reference. Prevailing wages paid pursuant to this Agreement shall be the prevailing wage rates,
which are in effect on the date when the bids, proposals, or quotes were required to be submitted
to the City.
11.2 Exemptions to Prevailing Wage. The prevailing wage requirements of Chapter
39.12 RCW, and as required in this Contract do not apply to:
(1) Sole owners and their spouses;
(2) Any partner who owns at least 30% of a partnership; and
(3) The President, Vice President and Treasurer of a corporation if each one
owns at least 30% of the corporation.
11.3 Ret�arting RedA ements. Contractor shall comply with all reporting requirements
of the Department of Labor and Industries of the State of Washington. Upon the execution of this
Contract, Contractor shall complete and file a Statement of Intent to Pay Prevailing Wages with
the Department of Labor and Industries. Upon completion of the Work, Contractor shall
complete and file an Affidavit of Wages Paid with the Department of Labor and Industries.
Contractor shall deliver copies of both the Statement of Intent to Pay Prevailing Wages and the
Affidavit of Wages Paid, certified by the Department of Labor and Industries, to the City.
11.4 Disputes. In the event any dispute arises as to what are the prevailing rates of
wages for work of a similar nature and such dispute cannot be resolved by the City and the
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Contractor, the matter shall be referred for arbitration to the Director of the Department of Labor
and Industries of the State of Washington and the decision therein shall be final and conclusive
and binding on all parties involved in the dispute.
12. FAILURE TO PAY SUBCONTRACTORS
In the event the Contractor shall fail to pay any subcontractors or laborers, or fail to pay
for any materials or any insurance premiums, the City may terminate this Contract and/or the
City may withhold from the money which may be due the Contractor an amount necessary for
the payment of such subcontractors, laborers, materials or insurance premiums.
13. OWNERSHIP OF DOCUMENTS
All originals and copies of work product, including plans, sketches, layouts, designs,
design specifications, records, files computer disks, magnetic media, all finished or unfinished
documents or material which may be produced or modified by Contractor while performing the
Work shall become the property of the City and shall be delivered to the City at its request.
14. CONFIDENTIALITY
Any records, reports, information, data or other documents or materials given to or
prepared or assembled by the Contractor under this Contract will be kept as confidential and
shall not be made available to any individual or organization by the Contractor without prior
written approval of the City.
15. BOOKS AND RECORDS
The Contractor agrees to maintain books, records, and documents which sufficiently and
properly reflect all direct and indirect costs related to the performance of this Contract and such
accounting procedures and practices as may be deemed necessary by the City to assure proper
accounting of all funds paid pursuant to this Contract. These records shall be subject at all
reasonable times to inspection, review or audit by the City, its authorized representative, the
State Auditor, or other governmental officials authorized by law to monitor this Contract.
16. CLEAN UP
At any time ordered by the City and immediately after completion of the Work, the Contractor,
shall, at its own expense, clean up and remove all refuse and unused materials of any kind
resulting from the Work. In the event the Contractor fails to perform the necessary clean up, the
City may, but in no event is it obligated to, perform the necessary clean up and the costs thereof
shall be immediately paid by the Contractor to the City and/or the City may deduct its costs from
any remaining payments due to the Contractor.
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17. CONTRACTOR AND SUBCONTRACTOR RESPONSIBILITY:
17.1 Contractor Verification. The Contractor verifies that it has a certificate of
registration with the State of Washington; has a current state unified business identifier number;
is not disqualified from bidding on any public works contract under RCW 39.06.010 or
39.12.065 (3); has industrial insurance as required by Title 51 RCW, if applicable; has an
employment security department number as required in Title 50 RCW, if applicable; has a state
excise tax registration number as required in Title 82 RCW, if applicable; possesses a valid
electrical contractor license as required by chapter 19.28 RCW, if applicable; and possesses an
elevator contractor license as required by chapter 70.87 RCW, if applicable.
17.2 Subcontractor Contracts. The Contractor shall include the language of this section
in each of its first -tier subcontracts, and shall require each of its subcontractors to include the
same language of this section in each of their subcontracts, adjusting only as necessary the terms
used for the contracting parties. Upon request of the Owner, the Contractor shall promptly
provide documentation to the Owner demonstrating that the subcontractor meets the
subcontractor responsibility criteria below. The requirements of this section apply to all
subcontractors regardless of tier.
17.3 Subcontractor Verification. At the time of subcontract execution, the Contractor
shall verify that each of its first tier subcontractors meets the following bidder responsibility
criteria: Have a current certificate of registration in compliance with chapter 18.27 RCW, which
must have been in effect at the time of subcontract bid submittal; Have a current Washington
Unified Business Identifier (UBI) number; Not be disqualified from bidding on any public works
contract under RCW 39.06.010 or 39.12.065 (3); Have Industrial Insurance (workers'
compensation) coverage for the subcontractor's employees working in Washington, as required
in Title 51 RCW, if applicable; A Washington Employment Security Department number, as
required in Title 50 RCW, if applicable; A Washington Department of Revenue state excise tax
registration number, as required in Title 82 RCW, if applicable; An electrical contractor license,
if required by Chapter 19.28 RCW, if applicable; An elevator contractor license, if required by
Chapter 70.87 RCW.
18. GENERAL PROVISIONS
18.1 Entire Contract. The Contract Documents contain all of the agreements of the
Parties with respect to any matter covered or mentioned in this Contract and no prior agreements
or understandings pertaining to any such matters shall be effective for any purpose.
18.2 Modification. No provisions of this Contract, including this provision, may be
amended or added to except by agreement in writing signed by the Parties or their respective
successors in interest.
18.3 Full Force and Effect. Any provision of this Contract, which is declared invalid,
void or illegal, shall in no way affect, impair, or invalidate any other provision hereof and such
other provisions shall remain in full force and effect.
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18.4 Assignment. The Contractor shall not transfer or assign, in whole or in part, any or
all of its obligations and rights hereunder without the prior written consent of the City. In the
event the City consents to any such assignment or transfer, such consent shall in no way release
the Contractor from any of its obligations or liabilities under this Contract.
18.5 Successors In Interest. Subject to the preceding Subsection, this Contract shall be
binding upon and inure to the benefit of the Parties' successors in interest, heirs and assigns.
18.6 Attorney Fees_ In the event the City or the Contractor defaults on the performance of
any terms in this Contract, and the Contractor or City places the enforcement of the Contract or
any part thereof, or the collection of any monies due, or to become due hereunder, or recovery of
possession of any belongings, in the hands of an attorney, or file suit upon the same, each Party
shall pay all its own attorneys' fees, costs and expenses. The venue for any dispute related to this
Contract shall be King County, Washington.
18.7 No Waiver. Failure of the City to declare any breach or default immediately upon
occurrence thereof, or delay in taking any action in connection with, shall not waive such breach
or default. Failure of the City to declare one breach or default does not act as a waiver of the
City's right to declare another breach or default.
18.8 Governing Law. This Contract shall be made in and shall be governed by and
interpreted in accordance with the laws of the State of Washington.
18.9 Authority. Each individual executing this Contract on behalf of the City and
Contractor represents and warrants that such individuals are duly authorized to execute and
deliver this Contract on behalf of the Contractor or City.
18.10 Notices. Any notices required to be given by the City to Contractor or by the
Contractor to the City shall be delivered to the Parties at the addresses set forth below. Any
notices may be delivered personally to the addressee of the notice or may be deposited in the
United States mail, postage prepaid, to the address set forth herein. Any notice so posted in the
United States mail shall be deemed received three (3) days after the date of mailing.
18.11 Captions. The respective captions of the Sections of this Contract are inserted for
convenience of reference only and shall not be deemed to modify or otherwise affect in any
respect any of the provisions of this Contract.
18.12 Performance. Time is of the essence of this Contract and each and all of its
provisions in which performance is a factor. Adherence to completion dates is essential to the
Contractor's performance of this Contract.
18.13 Compliance with Ethics Code. If a violation of the City's Ethics Resolution No:
91-54, as amended, occurs as a result of the formation and/or performance of this Contract, this
Contract may be rendered null and void, at the City's option.
11
1/2020
18.14 Conflicting Provisions. In the- event of a conflict between the terms and provisions
of any of the Contract Documents, the Mayor or his or her designee shall issue an interpretation
of the controlling document, which interpretation shall be final and binding.
12
1/2020
DATED the day and year set forth above.
j
F F RAL WAY.
ell, Mayor
th Avenue South
Federal Way, WA 98003-6325
APPROVED AS TO FORM: ATTEST:
�,,' r ., /.R--yan Call, City At SWAi e Courtney, CMC, CW Clerk
Petersen Brothers, Inc.:
By: Ron Petersen
Its: President
2008 East Valley HEy
Sumner, WA 98'9
x
STATE OF WASHINGTON )
�� "./
COUNTY OF ?IGP- ) ) ss.
On this day personall appeared before me �-D 67. pG—t S to me known to
be the -� r [a�.l of $ that
executed the foregoing instrument, and acknowledged the said instrument to be the free and
voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on
oath stated that he/she was authorized to execute said instrument and that the seal affixed, if any,
is the corporate seal of said corporation.
GIVEN my hand and official seal this 28' day of -*° I -I 20A
�YNN q, (typed/printed dame of notary)
• �ssioN Notary Public in and for the State of Washington.
0 NOTARY �N3 _ My commission expires__l— I_-ZOZZ
PUBLIC
y9t: o� :'p : 13
1 /2020
DATED the day and year set forth above.
APPROVED AS TO FORM:
J. Ryan Call, City Attorney
STATE OF WASHINGTON )
COUNTY OF ?I OUZ" ) ) ss.
ORIGINAL
CITY OF FEDERAL WAY:
Jim Ferrell, Mayor
33325 8th Avenue South
Federal Way, WA 98003-6325
ATTEST:
Stephanie Courtney, CMC, City Clerk
Petersen Brothers, Inc.:
By: Ron Petersen
Its: President
2008 East Valley H y.
Sumner, WA 98 g
x
On this day personally appeared before me wNfD (1, to me known to
be the t?G-4r r7�aJ� of { '51uTltc--�' rt•]G. lliat
executed the foregoing instrument, and acknowledged the said instrument to be the free and
voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on
oath stated that he/she was authorized to execute said instrument and that the seal affixed, if any,
is the corporate seal of said corporation.
GIVEN my hand and official seal this 2.9�0' day of ki, 2021
•1't, l/ WJ
tiYN/� ��rf L �'
(typed/printed aiue of notary)
Notary Public in and for the State of Washington.
�W NOTARY �Ni Z ~ My commission expires
P PUBLIC 4
13
��X::°1.a= .sor � 'tea:
WWAN
1 /2020
EXHIBIT A
SCOPE OF WORK
1)Petersen Brothers, Inc. ("Contractor") shall provide on -call guard rail and concrete barrier services ("Services") as
requested by the City of Federal Way ("City"). These services may be requested in various project locations
throughout the City. Upon identification of a project by the City, the City and Contractor will negotiate scope,
schedule, and budget for the specific project which will be included in a "Task Order." The "Task Order" form is
attached as "Exhibit A.l _" The City is not obligated to assign any specific number of tasks to the Contractor and the
City and Contractor's obligations hereunder are limited to the tasks assigned in written "Task Orders.'
2)Typical guard rail and concrete barrier services that may be requested under this Agreement include, but are not
limited to the following:
a) Replace / reset damaged guard rail or concrete barrier.
b) Reset / raise guard rail.
c) Construct new guard rail and/or concrete barrier.
14
1/2020
Agreed Upon:
Name:
Petersen Brothers, Inc.
EXHIBIT A.1
TASK ORDER FORM
Date Name: Date
15
City of Federal Way
1 /2020
PROJECT NUMBER
CONTRACT CHANGE ORDER AGREEMENT
CHANGE ORDER NUMBER EFFECTIVE DATE
PROJECT TITLE CONTRACTOR
SUMMARY OF PROPOSED CHANGES:
The time provided for completion in the Contract is ❑ Unchanged ❑ Increased ❑ Decreased by
Calendar Days. This Document shall become an Amendment to the Contract and all provisions of the Contract
not amended herein will apply to this Change Order.
Will this change affect expiration or extent of Insurance coverage? ❑ Yes ❑ No
If "Yes" Will the Policies Be Extended? ❑ Yes ❑ No
PRICE CHANGE LUMP SUM: INCREASE $ DECREASE $
UNIT PRICE:
THE ITEMS ARE APPROXIMATE OR ESTIMATED QUANTITIES INVOLVED IN THIS CHANGE
ITEM NO. ITEM QTY. UNIT PRICE ADD OR DELETE
TOTAL NET CONTRACT: INCREASE $ DECREASE $
STATEMENT:
Payment for the above work will be in accordance with applicable portions of the standard specifications, and
with the understanding that all materials, workmanship and measurements shall be in accordance with the
provisions of the standard specifications, the contractplans, and the special provisions governing the types of
construction.
DEPARTMENT RECAP TO DATE:
ORIGINAL CONTRACT AMOUNT S
PREVIOUS CHANGE ORDERS S
THIS CHANGE ORDER S
*ADJUSTMENTS S
NEW CONTRACT AMOUNT S
CONTRACTOR'S SIGNATURE DATE
DIRECTOR'S SIGNATURE DATE
16
1 /2020
ADJUSTMENTS
CHANGE ORDER ESTIMATE IS HEREBY 0 INCREASED
DECREASED
PAY THIS ADJUSTED AMOUNT:
13IRFC7[)R'S SIGNATURE DATE
17
1/2020
EXHIBIT C
NOTICE TO LABOR UNIONS OR OTHER EMPLOYMENT ORGANIZATIONS
NONDISCRIMINATION IN EMPLOYMENT
TO: L."a-ee-S D-Q lO&J L-oG°t-L
(Name of Union or Organization)
The undersigned currently holds contract(s) with of- R-TxW involving
funds or credit of the City of Federal Way, Washington, or (a) subcontract(s) ith a prime
contractor holding such contract(s).
You are advised that, under the provisions of the above contract(s) or subcontract(s) and in
accordance with Section 202 of Executive Order 11246 dated September 24, 1965, the
undersigned is obliged not to discriminate against any employee or applicant of employment
because of race, color, creed or national origin. This obligation not to discriminate in
employment includes, but is not limited to, the following:
EMPLOYMENT, UPGRADING, TRANSFER OR DEMOTION
RECRUITMENT AND ADVERTISING
RATES OF PAY OR OTHER FORMS OF COMPENSATION
SELECTION FOR TRAINING INCLUDING APPRENTICESHIP, LAYOFF OR
TERMINATION
This notice is furnished to you pursuant to the provisions of the above contract(s) or
subcontractor(s) and Executive Order 11246.
Copies of this Notice will be posted by the undersigned in conspicuous places available to
employees or applicants for employment.
B2T�094-tS, -K
(Contractor or subcontractor)
14I�IzQz�
Date
18
1/2020
EXHIBIT C
NOTICE TO LABOR UNIONS OR OTHER EMPLOYMENT ORGANIZATIONS
NONDISCRIMINATION IN EMPLOYMENT
TO: D 162-I-T I t..i0 .7?b Z---
(Name of Union or Organization)
The undersigned currently holds contract(s) with of--- involving
funds or credit of the City of Federal Way, Washington, or (a) subcontract(s) with a prime
contractor holding such contract(s).
You are advised that, under the provisions of the above contract(s) or subcontract(s) and in
accordance with Section 202 of Executive Order 11246 dated September 24, 1965, the
undersigned is obliged not to discriminate against any employee or applicant of employment
because of race, color, creed or national origin. This obligation not to discriminate in
employment includes, but is not limited to, the following:
EMPLOYMENT, UPGRADING, TRANSFER OR DEMOTION
RECRUITMENT AND ADVERTISING
RATES OF PAY OR OTHER FORMS OF COMPENSATION
SELECTION FOR TRAINING INCLUDING APPRENTICESHIP, LAYOFF OR
TERMINATION
This notice is furnished to you pursuant to the provisions of the above contract(s) or
subcontractor(s) and Executive Order 11246.
Copies of this Notice will be posted by the undersigned in conspicuous places available to
employees or applicants for employment.
i-� S -I`IC
(Contractor or subcontractor)
J4
Date
1 /2020
Washington State Department of
k,h Labor & Industries
Payment Details
Company Name
PETERSEN BROTHERS INC
Project Name
On Call GR and Concrete Barrier
Awarding Agency
FEDERAL WAY, CITY OF
Intentld
1140049
Payment Type
CC
Credit Card Type
VISA
Amount Billed
20.00
Payment Date
1 4/27/2021
Transaction Id
6578173418
AoC"Ra CERTIFICATE OF LIABILITY INSURANCE
��.
DAT 0l24/2 /7/2D02IY1
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER
CONTACT Sue Martin
NAME:
HENTSCHELL & ASSOC INC
PHONE (253) 272-1151 �� No(253) 272-1225
A37aRE,s: SueM@hentschell.com
1436 S. Union Ave.
INSURER(S) AFFORDING COVERAGE
NAIC #
INSURERA: Phoenix Insurance Company
25623
Tacoma WA 98405-1925
INSURED
INSURER B : Travelers Ind CO Of CT
25682
Petersen Brothers, Inc.
INSURERC: Travelers Property and Casualty Co of America
25674
2008 East Valley Hwy
INSURER D : Great American Insurance Company
16691
INSURER E :
INSURER F :
Sumner 98390
RnyrpAr:FR CFRTIFICATF NUMBER- '202012021 GLAD UM REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAYBE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LTR TYPE OF INSURANCE JNSD yyyD POLICY NUMBER MWDDY/YYYY MEFF MIOD/ YYY LIMITS
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$ 1,000,000
CLAIMS -MADE Fx_] OCCUR
PREMISES Ea occun�nce
$ 300,000
X
Employers Liability (Stop Gap)
MED EXP (Any one person)
S 10,000
A
Y
Y
DT-CO-526D9518-PHX-20
11/01/2020
11/01/2021
X
Limited Jobsite Pollution CGD173
PERSONAL&ADV INJURY
S 1,000,000
GEN'L AGGREGATE LIMITAPPLIES PER:
PRO-
POLICY XJECT LOC
GENERAL AGGREGATE
$ 2,000,000
PRODUCTS
2,000,000
$
$
CTy�ER, CGD211 (01/04)
AUTOMOBILE LIABILITY
COMBINED SINGLE LIMIT
Ea accident
$ 1,000,000
BODILY INJURY(Per person)
ANY AUTO
$
BODILYINJURY(Peraccident)
$
BOWNED
SCHEDULED
AUTOS ONLY AUTOS
HIRED NON -OWNED
AUTOS ONLY AUTOS ONLY
IXH
Y
Y
810-OL622021-20-26G
11/01/2020
11/01/2021
ROPERTY DAMAGE
Per accident
$
$
I
I
UMBRELLA LIAB X
OCCUR
—
—
EACH OCCURRENCE
S 1,000,000
C
EXCESS LIAB
CLAIMS -MADE
Y
Y
CUP-4R705623-20-26
11/01/2020
11/01/2021
X
AGGREGATE
$ 1,000,000
DED I X1 RETENTION $ 10,000
See Below for Excess
$
4
A
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y / N
ANY PROPRIETORIPARTNER/EXECUTIVE
❑
(Mandatory In
(Mandatory In NH)
NIA
DT-CO-526D9518-PHX-20 11/01/2020
11/01/2021
PER OTH-
STATUTE ER
EL. EACH ACCIDENT
$ 1,000,000
E-L DISEASE - EA EMPLOYEE
$ 1,000,000
E.L. DISEASE- POLICY LIMIT
$ 1,000,000
IF yes, describe under
DESCRIPTION OF OPERATIONS below
Limit per Occurrence
$5,000,000
D
Excess Liability - Following Form
Occurrence Form
TUE0196246
11I01/2020
11I01/2021
Limit per Aggregate
$5,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
[Job #: PBI 21-042 Job Type: j
RE: On Call GuardRail and Concrete Barrier Services. City of federal Way, its officers, officials, employees, volunteers and agents are included as
additional insureds as required by written contract of agreement. Certificate Holder is included in Blanket Additional insured as required by written contract
or agreement as attached forms listed below:
General Liability: CGD 246 (04/19) Blanket Additional Insured including Completed Operations. CGT100 (02/19) Primary Non -Contributory.; CGD 316
(02/19) Blanket Waiver of Subrogation CGD211 ((01 /04) Per Project Aggregate.; Automobile: CAT353 (02/15) Additional Insured & Waiver.
Auto Extension CAT474 (02/16) Additional Insured Primary Non Contributory.
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City of Federal Way ACCORDANCE WITH THE POLICY PROVISIONS.
33325 8th Avenue Soouth
AUTHORIZED REPRESENTATIVE
Federal Way WA 98003-6325
W 1V5t5-ZU19 AI:UMU t;UKrUKAI IUN. Au ngnLs reserve0.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
�1
ACCO R"
AGENCY CUSTOMER ID: 00000273
LOC #:
ADDITIONAL REMARKS SCHEDULE
AGENCY NAMED INSURED
HENTSCHELL & ASSOC INC Petersen Brothers, Inc.
POLICY NUMBER
CARRIER NAIC CODE
EFFECTIVE DATE:
ADDITIONAL REMARKS
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
FORM NUMBER: 25 FORM TITLE• Certificate of Liability Insurance
Umbrella: E00001 (7/16) Excess Liability Following Form.
Page of
ACORD 101 (2008/01) © 2008ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED
(Includes Products -Completed Operations If Required By Contract)
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PROVISIONS
The following is added to SECTION II — WHO IS AN
INSURED:
Any person or organization that you agree in a
written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only:
a. With respect to liability for "bodily injury' or
"property damage" that occurs, or for "personal
injury" caused by an offense that is committed,
subsequent to the signing of that contract or
agreement and while that part of the contract or
agreement is in effect; and
b. If, and only to the extent that, such injury or
damage is caused by acts or omissions of you or
your subcontractor in the performance of "your
work" to which the written contract or agreement
applies. Such person or organization does not
qualify as an additional insured with respect to
the independent acts or omissions of such
person or organization.
The insurance provided to such additional insured is
subject to the following provisions:
a. If the Limits of Insurance of this Coverage Part
shown in the Declarations exceed the minimum
limits required by the written contract or
agreement, the insurance provided to the
additional insured will be limited to such
minimum required limits. For the purposes of
determining whether this limitation applies, the
minimum limits required by the written contract or
agreement will be considered to include the
minimum limits of any Umbrella or Excess
liability coverage required for the additional
insured by that written contract or agreement.
This provision will not increase the limits of
insurance described in Section III — Limits Of
Insurance.
(1) Any "bodily injury", "property damage" or
"personal injury" arising out of the providing,
or failure to provide, any professional
architectural, engineering or surveying
services, including:
(a) The preparing, approving, or failing to
prepare or approve, maps, shop
drawings, opinions, reports, surveys,
field orders or change orders, or the
preparing, approving, or failing to
prepare or approve, drawings and
specifications; and
(b) Supervisory, inspection, architectural or
engineering activities.
(2) Any "bodily injury' or "property damage"
caused by "your work" and included in the
"products -completed operations hazard"
unless the written contract or agreement
specifically requires you to provide such
coverage for that additional insured during
the policy period.
c. The additional insured must comply with the
following duties:
(1) Give us written notice as soon as practicable
of an "occurrence" or an offense which may
result in a claim. To the extent possible, such
notice should include:
(a) How, when and where the "occurrence"
or offense took place;
(b) The names and addresses of any injured
persons and witnesses; and
(c) The nature and location of any injury or
damage arising out of the "occurrence"
or offense.
b. The insurance provided to such additional (2) If a claim is made or "suit" is brought against
insured does not apply to: the additional insured:
CG D2 46 0419 © 2018 The Travelers Indemnity Company. All rights reserved. Page 1 Of 2
COMMERCIAL GENERAL LIABILITY
(a) Immediately record the specifics of the
claim or "suit' and the date received; and
(b) Notify us as soon as practicable and see
to it that we receive written notice of the
claim or "suit' as soon as practicable.
(3) Immediately send us copies of all legal
papers received in connection with the claim
or "suit", cooperate with us in the
investigation or settlement of the claim or
defense against the "suit', and otherwise
comply with all policy conditions.
(4) Tender the defense and indemnity of any
claim or "suit" to any provider of other
insurance which would cover such additional
insured for a loss we cover. However, this
condition does not affect whether the
insurance provided to such additional
insured is primary to other insurance
available to such additional insured which
covers that person or organization as a
named insured as described in Paragraph 4.,
Other Insurance, of Section IV — Commercial
General Liability Conditions.
Page 2 Of 2 © 2018 The Travelers Indemnity Company. All rights reserved. CG D2 46 04 19
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
AMENDMENT - POLLUTION EXCLUSION - INCLUDING
LIMITED COVERAGE FOR POLLUTION COSTS -
CONTRACTORS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PROVISIONS
1. The following replaces Paragraph 1.a.(2) of
SECTION I - COVERAGES - COVERAGE A -
BODILY INJURY AND PROPERTY DAMAGE
LIABILITY and of SECTION I - COVERAGES -
COVERAGE B - PERSONAL AND
ADVERTISING INJURY LIABILITY:
(2) Our right and duty to defend end when we
have used up the applicable limit of insurance
in the payment of judgments or settlements
under Coverages A or B, medical expenses
under Coverage C or "limited covered
pollution costs" under Coverage D.
2. The following replaces Paragraph (1) of Exclusion
f., Pollution, in Paragraph 2. of SECTION I -
COVERAGES - COVERAGE A - BODILY
INJURY AND PROPERTY DAMAGE LIABILITY:
(1) "Bodily injury" or "property damage" arising
out of the actual, alleged or threatened
discharge, dispersal, seepage, migration,
release or escape of "Pollutants":
(a) At or from any premises, site or location
which is or was at any time owned,
occupied or managed by, or rented or
loaned to, any insured. However, this
subparagraph does not apply to:
(1) "Bodily injury" if sustained within a
building and caused by smoke,
fumes, vapor or soot produced by or
originating from equipment that is
used to heat, cool or dehumidify the
building, or produced by or originating
from equipment that is used to heat
water for personal use by the
building's occupants or their guests;
(H) "Bodily injury" or "property damage"
for which you may be held liable, if
you are a contractor and the owner or
lessee of such premises, site or
location has been added to your
policy as an additional insured with
respect to your ongoing operations
performed for that additional insured
at that premises, site or location and
such premises, site or location Is not
and never was owned, occupied or
managed by, or rented or loaned to,
any insured, other than that additional
insured; or
(iIQ "Bodily injury" or "property damage"
arising out of heat, smoke or fumes
from a "hostile fire";
(b) At or from any premises, site or location
which Is or was at any time used by or for
any insured or others for the handling,
storage, disposal, processing or
treatment of waste;
(c) If such "pollutants" are or were at any
time transported, handled, stored,
treated, disposed of, or processed as
waste by or for:
(1) Any insured; or
(ii) Any person or organization for whom
you may be legally responsible;
(d) At or from any premises, site or location
on which any insured or any contractors
or subcontractors working directly or
indirectly on any insured's behalf are or
were at any time performing operations to
test for, monitor, dean up, remove,
contain, treat, detoxify or neutralize, or in
any way respond to, or assess the effects
of, "pollutants"; or
(e) If any of such discharge, dispersal,
seepage, migration, release or escape of
"pollutants" resulted in "bodily injury" or
"property damage" that occurred, in
whole or in part, prior to the policy period.
Any continuation, change or resumption
of such "bodily injury" or "property
damage" during or after the policy period
will be deemed to have occurred prior to
CG D1 73 0219 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
the policy period. However, this
subparagraph does not apply to "bodily
injury" or "property damage" included in
the "products -completed operations
hazard".
Paragraphs (1)(a), (b) and (C) of this
exclusion do not apply to "bodily injury' or
"property damage" arising only out of the
discharge, release or escape of any
"pollutant" if such discharge, release or
escape:
(1) Is either:
(a) At or from any premises, site or
location (other than at or from an
"underground tank") which is owned,
occupied or managed by, or rented or
loaned to, you during the policy
period; or
(b) From a pipe containing sewage;
(2) Commences abruptly during the policy
period and after the effective date of the
Amendment — Pollution Exclusion —
Including Limited Coverage For Pollution
Casts— Contractors endorsement;
(3) Ends within seven motive days after
its abrupt commencement;
(4) Becomes known to an insured listed
under Paragraph 1. of Section II —Who Is
An Insured, or to an "employee"
authorized by you to give or receive
notice or any "occurrence" or claim, and
is reported to us, within 30 days after its
abrupt commencement; and
(5) Does not arise out of any intentional
violation of any governmental law,
regulation or rule by you or anyone acting
on your behalf.
All "bodily injury" or "property damage"
described in this exception will be deemed to
occur at the time such discharge, release or
escape abruptly commences.
3. The following replaces Paragraph (2) of Exclusion
f., Pollution, in Paragraph 2. of SECTION I —
COVERAGES — COVERAGE A — BODILY
INJURY AND PROPERTY DAMAGE LIABILITY:
(2) "Pollution costs".
4. The following replaces Exclusion n., Pollution -
Related, in Paragraph 2. of SECTION I —
COVERAGES — COVERAGE B — PERSONAL
AND ADVERTISING INJURY LIABILITY:
n. Pollution Costs
"Pollution costs".
5. The following is added to SECTION I —
COVERAGES:
COVERAGE D — LIMITED COVERAGE FOR
POLLUTION COSTS
1. Insuring Agreement
a. We will pay those sums that you become
legally obligated to pay as "limited
covered pollution costs" to which this
insurance applies. We will have the right
and duty to defend you against any "suit"
seeking those "limited covered pollution
costs". However, we will have no duty to
defend you against any "suit" seeking
"limited covered pollution costs" to which
this insurance does not apply. We may at
our discretion investigate any discharge,
release or escape of "pollutants" and
settle any claim or "suit" that may result
But:
(1) The amount we will pay for "limited
covered pollution costs" will be
included within, and not in addition to,
the limits of insurance that apply to
Coverage A; and
(2) Our right and duty to defend and
when we have used up the applicable
limit of insurance in the payment of
judgments or settlements under
Coverages or B, medical expenses
under Coverage C or "limited covered
pollution costs" under Coverage D.
No other obligation or liability to pay sums
or perform ads or services is covered
unless explicitly provided for under
Supplementary Payments.
b. This insurance applies to "Iimtied covered
pollution costs" only if the "pollutants" for
which the "limited covered pollution costs"
are incurred also cause "bodily injury" or
"property damage" covered under
Coverage A that:
(1) Arises out of a dispersal, seepage,
migration, release or escape of
"pollutants" at or from any premises,
site or location on which any insured
or any contractors or subcontractors
working directly or indirectly on any
insured's behalf are performing
operations if the "pollutants" are
brought on or to the premises, site or
Page 2 of 5 ® 2017 The Travelers Indemnity Company. All rights reserved. CIS D1 73 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
location in connection with such
operations by such insured,
contractor or subcontractor, or
(2) Is within the exception to exclusion f.
of Coverage A that requires the
discharge, release or escape of
"pollutants" to:
(a) Be either:
(i) At or from any premises, site
or location (other than at or
from an "underground tank")
which is owned, occupied or
managed by, or rented or
loaned to, you during the
policy period; or
(il) From a pipe containing
sewage;
(b) Commence abruptly during the
policy period and after the
effective date of the Amendment
— Pollution Exclusion — Including
Limited Coverage For Pollution
Costs — Contractors
endorsement;
(c) End within seven consecutive
days after its abrupt
commencement;
(d) Become known to an insured
listed under Paragraph 1. of
Section II —Who Is An Insured, or
to an "employee" authorized by
you to give or receive notice of
any "occurrence" or claim, and be
reported to us, within 30 days
after its abrupt commencement;
and
(e) Not arise out of any intentional
violation of any governmental
law, regulation or rule by you or
anyone acting on your behalf.
2. Exclusion
This insurance does not apply to "limited
covered pollution costs" which you are
obligated to pay by reason of the assumption
of liability in a contract or agreement. This
exclusion does not apply to liability that you
would have to pay "limited covered pollution
costs" in the absence of the contract or
agreement.
COMMERCIAL GENERAL LIABILITY
6. The following is added to SECTION 11— WHO IS
AN INSURED:
Paragraph 3. is the only part of this section that
applies to Section II — Coverage D. For the
purposes of Coverage D, similar coverage as
used in Paragraph 3. of this section includes any
pollution liability coverage.
7. The following is added to SECTION III — LIMITS
OF INSURANCE:
For the purposes of any aggregate limit and the
Each Occurrence Limit, "limited covered pollution
costs" under Coverage D will be deemed to be
damages because of "property damage" under
Coverage A.
8. The following is added to Paragraph 3., Legal
Action Against Us, of SECTION IV —
COMMERCIAL GENERAL LIABILITY
CONDITIONS:
With respect to "limited covered pollution costs",
no person or organization has a right under this
Coverage Part:
a. To Join us as a party or otherwise bring us
into a "suit" asking for "limited covered
pollution costs" from you; or
b. To sue us on this Coverage Part unless all of
its terms have been fully complied with.
With respect to "limited covered pollution costs", a
person or organization may sue us to recover on
an agreed settlement or on a final judgment
against you, but we will not be liable for "limited
covered pollution costs" that are not payable
under the terms of this Coverage Part or that are
in excess of the applicable limit of insurance. As
used in this provision, an agreed settlement
means a settlement and release of liability signed
by us, by you and by the claimant or the
claimant's legal representative.
9. The following Is added to Paragraph 4., Other
Insurance, of SECTION IV - COMMERCIAL
GENERAL LIABILITY CONDITIONS:
If valid and collectible other insurance is available
to you for a loss we cover under Coverage D of
this Coverage Part, this insurance is excess over
any of the other insurance, whether primary,
excess, contingent or on any other basis.
We will have no duty under Coverage D to defend
you against any "suit" if any other insurer has a
duty to defend you against that "suit". If no other
insurer defends, we will undertake to do so, but
we will be entitled to your rights against all those
other insurers.
CG D1 73 0219 ® 2017 The Travelers Indemnity Company. All rights reserved. Page 3 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
We will pay only our share of the amount of the
loss, tf any, that exceeds the sum of:
(1) The total amount that all such other insurance
would pay for the loss in the absence of this
insurance; and
(2) The total of all deductible and self -insured
amounts under all such other insurance.
10. The following is added to Paragraph B., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
With respect to "limited covered pollution costs", if
you have agreed in a contract or agreement to
waive your rights of recovery against any person
or organization, we waive our right of recovery
against such person or organization, but only for
payments we make because of "limited covered
pollution costs" incurred for a discharge, release
or escape of "pollutants" that commences
abruptly after the execution of the contract or
agreement.
11. The following replaces the definition of "suit" in
the DEFINITIONS Section:
"Suit" means a civil proceeding in which damages
because of "bodily injury", "property damage",
"personal injury" or "advertising injury" to which
this Insurance applies, or in which "limited
covered pollution costs" to which this insurance
applies, are alleged. "Suit" includes:
a. An arbitration proceeding In which such
damages are claimed and to which the
insured must submit or does submit with our
consent;
b. Any other alternative dispute resolution
proceeding in which such damages are
claimed and to which the insured submits with
our consent;
c. An arbitration proceeding In which such
"limited covered pollution costs" are claimed
and to which you must submit or do submit
with our consent; and
d. Any other alternative dispute resolution
proceeding in which such "limited covered
pollution costs" are claimed and to which you
submit with our consent.
12. The following is added to the DEFINITIONS
Section:
Limited covered pollution costs":
a. Means any cost or expense to test for,
monitor, clean up, remove, contain, treat,
detoxify or neutralize, or assess the effects of,
"polkitants".
b. Does not include:
(1) Any punitive or exemplary damages or
the portion of any multiplied damage
award that exceeds the amount
multiplied;
(2) Any statutory or administrative fine or
penalty;
(3) Any salary of, or benefit for, any of your
"employees", any of your partners or
members (if you area partnership or joint
venture), any of your managers (If you
are a limited liability company), any of
your trustees (if you are a trust), or any of
your "executive officers" or directors (if
you are an organization other than a
partnership, joint venture, limited liability
company or trust);
(4) Any cost or expensefor:
(a) The repair, replacement,
enhancement, restoration or
maintenance of any premises, site or
location which is or was at any time
owned, occupied or managed by, or
rented or loaned to, you; or
(b) The prevention of injury to a person
or damage to another's property;
(5) Any cost or expense to test for, monitor,
clean up, remove, contain, treat, detoxify
or neutralize, or assess the effects of,
"pollutants", if such work or operations
began while such "pollutants" are or
were;
(a) At any premises, site or location
which is or was at any time owned,
occupied or managed by, or rented or
loaned to, you; or
(b) On or in personal property in your
care, custody or control; or
(c) At that particular part of any property
that must be restored, repaired or
replaced because "your work" was
incorrectly performed on it; or
(6) Any cost or expense to test for, monitor,
clean up, remove. contain, treat, detoxify
or neutralize, or assess the effects of,
"pollutants" on or in any of your
"employees", after the actual, alleged or
threatened absorption, ingestion or
inhalation of such "pollutants" by any of
Page4 of 5 ® 2017 The Travelers Indemnity Company. All rights reserved. CG Di 73 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
your "employees" arising out of and in the
course of:
(a) Employment by you; or
(b) Performing duties related to the
conduct of your business.
"Pollution costs" means any loss, cost or expense
arising out of any;
a. Request, demand, order or statutory or
regulatory requirement that any insured or
others test for, monitor, clean up, remove,
contain, treat, detoxify or neutralize, or in any
way respond to or assess the effects of,
"pollutants'; or
b. Claim or suit by or on behalf of any
governmental authority or any other person or
organization because of - testing for,
monitoring, cleaning up, removing,
containing, treating, detoxifying or
neutralizing, or in any way responding to, or
assessing the effects of, "pollutants".
COMMERCIAL GENERAL LIABILITY
"Underground tank" means any one or
combination of tanks (including any connected
pipe or pump), the volume of which (including the
vdume of all connected underground pipes or
pumps) is 10% or more:
a. Beneath the surface of the ground outside of
a building or structure;
b. Beneath the lowest basement floor of a
building or structure;
c. Otherwise covered with earthen materials; or
d. Beneath the surface ofthe water.
Underground pipes or pumps means all
underground piping or pumps, including valves,
elbows, joints, flanges and flexible connectors
attached to any one or a combination of tanks.
However, "underground tank" does not include
the part of any tank (including the part of any
connected pipe or pump) containing sewage.
CG D1 73 0219 ® 2017 The Travelers Indemnity Company. All rights reserved- Page 5 of 5
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
DESIGNATED PROJECT(S)
GENERAL AGGREGATE LIMIT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Designated Project(s):
EACH "PROJECT" FOR WHICH YOU HAVE AGREED,
IN A WRITTEN CONTRACT WHICH IS IN EFFECT
DURING THIS POLICY PERIOD, TO PROVIDE A
SEPARATE --GENERAL--AGGR€GATE-LIMIT,- PROVIDED -
THAT THE CONTRACT IS SIGNED AND EXECUTED
BY YOU BEFORE THE "BODILY INJURY"
OR "PROPERTY DAMAGE" OCCURS.
A. For all sums which the insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A. (SECTION 1). and
for all medical expenses caused- by accidents un-
der COVERAGE C (SECTION 1), which can be
attributed only to operations at a single desig-
nated "project" shown in the Schedule above:
3.
1. A separate Designated Project General Ag-
gregate Limit applies to each designated "pro-
ject", and that limit is equal to the amount of
the General Aggregate Limit shown in the 4.
Declarations, unless separate Designated
Project General Aggregate(s) are sched-
uled above.
2. The Designated Project General Aggregate
Limit is the most we will pay for the sum of all
damages under COVERAGE A., except
damages because of "bodily injury" or "prop-
erty damage" included in the "products -
completed operations hazard", and for medi-
cal expenses under COVERAGE C, regard-
less of the number of:
a. Insureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims
or bringing "suits".
Designated Project
General Aggregate(s):
GENERAL AGGREGATE
LIMIT SHOWN ON THE
DECLARATIONS.
Any payments made under COVERAGE A.
for damages or under COVERAGE C. for
medical expenses shall reduce the Desig-
nated__ Project__ General_ A_ ggregate__Uma__far
that designated "project". Such payments
shall not reduce the General Aggregate Limit
shown in the Declarations nor shall they re-
duce any other Designated Project General
Aggregate Limit for any other designated
"project" shown in the Schedule above.
The limits shown in the Declarations for Each
Occurreneei -Damage To- Premises -(tented -
To You and Medical Expense continue to
apply. However; instead of being subject to
the General Aggregate Limit shown in the
Declarations, such limits will be subject to the
applicable Designated Project General Ag-
gregate Limit.
B. For all sums which the insured becomes legally
obligated to pay as damages caused by "occur-
rences" under COVERAGE A. (SECTION 1), and
for all medical expenses caused by accidents un-
der COVERAGE C. (SECTION 1), which cannot
be attributed only to operations at a single desig-
nated "project" shown in the Schedule above:
CG D2 11 01 04 Copyright, The Travelers Indemnity Company, 2004 Page 1 of 2
COMMERCIAL GENERAL LIABILITY
1. Any payments made under COVERAGE A_
for damages or under COVERAGE C. for
medical expenses shall reduce the amount
available under the General Aggregate Limit
or the Products -Completed Operations Ag-
gregate Limit, whichever is applicable; and
2. Such payments shall not reduce any Desig-
nated Project General Aggregate Limit.
C. Part 2. of SECTION III — LIMITS OF INSURANCE
is deleted and replaced by the following:
2. The General Aggregate Limit is the most we
will pay for the sum of:
a. Damages under Coverage B; and
b. Damages from "occurrences" under
COVERAGE A (SECTION 1) and for all
medical expenses caused by accidents
under COVERAGE C (SECTION 1) which
cannot be attributed only to operations at
a single designated "project" shown in the
SCHEDULE above.
D. Wher. coverage for liability arising out of the
"products -completed operations hazard" is pro-
vided, any payments for damages because of
"bodily injury" or "property damage" included in
the "products -completed operations hazard" will
reduce the Products -Completed Operations Ag-
gregate Limit, and not reduce the General Aggre-
gate Limit nor the Designated 'Project General
Aggregate Limit.
E. For the purposes of this endorsement the Defini-
tions Section is amended by the addition of the
following definition:
"Project" means an area away from premises
owned by or rented to you at which you are per-
forming operations pursuant to a contract or
agreement. For the purposes of determining the
applicable aggregate limit of insurance, each
"project" that includes premises involving the
same or connecting lots, or premises whose con-
nection is interrupted only by a street, roadway,
waterway or right-of-way of a railroad shall be
considered a single "project".
F. The provisions of_SECTION_ III` LIMITS OF____
INSURANCE not otherwise modified by this en-
dorsement shall continue to apply as stipulated.
Page 2 of 2 Copyright, The Travelers Indemnity Company, 2004 CG D2 11 0104
aiaeis
UMBRELLA
EXCESS FOLLOW -FORM AND UMBRELLA
LIABILITY INSURANCE
THIS POLICY, IN PART, PROVIDES FOLLOW -FORM LIABILITY COVERAGE.
COVERAGE WILL APPLY ON A CLAIMS -MADE BASIS WHEN FOLLOWING
CLAIMS -MADE UNDERLYING INSURANCE.
COVERAGE WILL APPLY ON A DEFENSE -WITHIN -LIMITS BASIS WHEN
FOLLOWING UNDERLYING INSURANCE UNDER WHICH DEFENSE
EXPENSES ARE PAYABLE WITHIN, AND NOT IN ADDITION TO, THE
LIMITS OF INSURANCE. WHEN FOLLOWING SUCH UNDERLYING
INSURANCE, PAYMENT OF DEFENSE EXPENSES UNDER THIS POLICY
WILL REDUCE, AND MAY EXHAUST, THE LIMITS OF INSURANCE OF THIS
POLICY.
PLEASE READ THE ENTIRE POLICY CAREFULLY.
Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and
what is and is not covered.
Throughout this policy, the words "you" and "your" refer to the Named Insured shown in the Declarations and any
other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our"
refer to the company providing this insurance.
The word "insured" means any person or organization qualifying as such under SECTION II — WHO IS AN
INSURED.
Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION VI —
DEFINITIONS.
SECTION I — COVERAGES
A. COVERAGE A — EXCESS FOLLOW -FORM
LIABILITY
1. We will pay on behalf of the insured those
sums, in excess of the "applicable underlying
limit", that the insured becomes legally
obligated to pay as damages to which
Coverage A of this insurance applies,
provided that the "underlying insurance" would
apply to such damages but for the exhaustion
of its applicable limits of insurance. If a
sublimit is specked in any "underlying
insurance", Coverage A of this insurance
applies to damages that are in excess of that
sublimit only if such sublimit is shown for that
"underlying insurance" in the Schedule Of
Underlying Insurance.
2. Coverage A of this insurance is subject to the
same terms, conditions, agreements,
exclusions and definitions as the "underlying
insurance", except with respect to any
provisions to the contrary contained in this
insurance.
3. The amount we will pay for damages is limited
as described in SECTION III — LIMITS OF
INSURANCE.
C For the purposes of Paragraph 1. above:
a. The applicable limit of insurance stated
for the policies of "underlying insurance"
in the Schedule Of Underlying Insurance
will be considered to be reduced or
exhausted only by the following
payments:
(1) Payments of judgments or
settlements for damages that are
covered by that "underlying
insurance". However, if such
"underlying insurance" has a policy
period which differs from the policy
period of this Excess Follow -Form
And Umbrella Liability Insurance, any
such payments for damages that
would not be covered by this Excess
EU 00 01 07 16 © 2016 The Travelers Indemnity Company. All rights reserved Page 1 of 22
UMBRELLA
T. WAIVER OR TRANSFER OF RIGHTS OF
RECOVERY AGAINST OTHERS TO US
1. If the insured has rights to recover all or part
of any payment we have made under this
insurance, those rights are transferred to us
and the insured must do nothing after loss to
impair them. At our request, the insured will
bring suit or transfer those rights to us and
help us, and with respect to Coverage A, the
"underlying insurer", enforce them.
If the insured has agreed in a contract or
agreement to waive that insured's right of
recovery against any person or organization,
we waive our right of recovery against that
person or organization, but only for payments
we make because of an "event" that takes
place or is committed subsequent to the
execution of that contract or agreement by
such insured.
2. Reimbursement of any amount recovered will
be made in the following order.
a. First, to any person or organization
(including us or the insured) who has paid
any amount in excess of the applicable
limit of insurance;
b. Next, to us; and
c. Then, to any person or organization
(including the insured and with respect to
Coverage A, the "underlying insurer") that
is entitled to claim the remainder, if any.
3. Expenses incurred in the process of recovery
will be divided among all persons or
organizations receiving amounts recovered
according to the ratio of their respective
recoveries.
U. TRANSFER OF YOUR RIGHTS AND DUTIES
UNDER THIS INSURANCE
1. Your rights and duties under this insurance
may not be transferred without our written
consent except in the case of death of an
individual Named Insured.
2. If you die, your rights and duties will be
transferred to your legal representative but
only while acting within the scope of duties as
your legal representative. Until your legal
representative is appointed, anyone having
proper temporary custody of your property will
have your rights and duties but only with
respect to that property.
V. UNINTENTIONAL OMISSION OR ERROR
The unintentional omission of, or unintentional
error in, any information provided by you which we
relied upon in issuing this policy will not prejudice
your rights under this insurance. However, this
provision does not affect our right to collect
additional premium or to exercise our rights of
cancellation or nonrenewal in accordance with
applicable insurance laws or regulations.
W. WHEN LOSS IS PAYABLE
If we are liable under this insurance, we will pay
for injury, damage or loss after.
1. The insured's liability is established by:
a. A court decision; or
b. A written agreement between the
claimant, the insured, any "underlying
insurer" and us; and
2. The amount of the "applicable underlying
limit" or "self -insured retention" is paid by or
on behalf of the insured.
SECTION VI — DEFINITIONS
A. With respect to all coverages of this insurance:
1. "Applicable underlying limit" means the sum of:
a. The applicable limit of insurance stated
for the policies of "underlying insurance"
in the Schedule Of Underlying Insurance
subject to the provisions in Paragraphs
4.a.0), (2) and (3) of COVERAGE A —
EXCESS FOLLOW -FORM LIABILITY of
SECTION I — COVERAGES; and
b. The applicable limit of insurance of any
"other insurance" that applies.
The limits of insurance in any policy of
"underlying insurance" will apply even if:
a. The "underlying insurer' claims the
insured failed to comply with any term or
condition of the policy; or
b. The "underlying insurer' becomes
bankrupt or insolvent.
2. "Auto hazard" means all "bodily injury" and
"property damage" to which liability insurance
afforded under an auto policy of "underlying
insurance" would apply but for the exhaustion
of its applicable limits of insurance.
3. "Electronic data" means information, facts or
programs stored as or on, created or used on,
or transmitted to or from computer software
(including systems and applications software),
hard or floppy disks, CD-ROMs, tapes, drives,
cells, data processing devices or any other
media which are used with electronically
controlled equipment.
4. "Event" means an "occurrence", offense,
accident, act, error, omission, wrongful act or
loss.
Page 16 of 22 © 2016 The Travelers Indemnity Company. All rights reserved EU 00 01 07 16
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
XTEND ENDORSEMENT FOR CONTRACTORS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to this Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general
coverage description only. Read all the provisions of this endorsement and the rest of your policy carefully to
determine rights, duties, and what is and is not covered.
A. Who Is An Insured — Unnamed Subsidiaries
B. Blanket Additional Insured — Governmental
Entities — Permits Or Authorizations Relating To
Operations
PROVISIONS
A. WHO IS AN INSURED — UNNAMED
SUBSIDIARIES
C. Incidental Medical Malpractice
D. Blanket Waiver Of Subrogation
E. Contractual Liability —Railroads
F. Damage To Premises Rented To You
The following is added to SECTION II — WHO IS
AN INSURED:
Any of your subsidiaries, other than a partnership, B.
joint venture or limited liability company, that is
not shown as a Named Insured in the
Declarations is a Named Insured if:
a. You are the sole owner of, or maintain an
ownership interest of more than 50% in, such
subsidiary on the first day of the policy period;
and
b. Such subsidiary is not an insured under
similar other insurance.
No such subsidiary is an insured for "bodily injury'
or "property damage" that occurred, or "personal
and advertising injury" caused by an offense
committed:
a. Before you maintained an ownership interest
of more than 50% in such subsidiary; or
a. An organization other than a partnership, joint
venture or limited liability company; or
b. A trust;
as indicated in its name or the documents that
govern its structure.
BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO OPERATIONS
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to operations
performed by you or on your behalf and that you
are required by any ordinance, law, building code
or written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for "bodily
injury", "property damage" or "personal and
advertising injury" arising out of such operations.
The insurance provided to such governmental
entity does not apply to:
b. After the date, if any, during the policy period a. Any "bodily injury', "property damage" or
that you no longer maintain an ownership "personal and advertising injury" arising out of
interest of more than 50% in such subsidiary. operations performed for the governmental
For purposes of Paragraph 1. of Section II — Who entity; or
Is An Insured, each such subsidiary will be b. Any "bodily injury" or "property damage"
deemed to be designated in the Declarations as: included in the "products -completed
operations hazard".
CG D3 16 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 3
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
COMMERCIAL GENERAL LIABILITY
C. INCIDENTAL MEDICAL MALPRACTICE
1. The following replaces Paragraph b. of the
definition of "occurrence" in the
DEFINITIONS Section:
b. An act or omission committed in providing
or failing to provide "incidental medical
services", first aid or "Good Samaritan
services" to a person, unless you are in
the business or occupation of providing
professional health care services.
2. The following replaces the last paragraph of
Paragraph 2.a.(1) of SECTION 11 — WHO IS
AN INSURED:
Unless you are in the business or occupation
of providing professional health care services,
Paragraphs (1)(a), (b), (c) and (d) above do
not apply to "bodily injury" arising out of
providing or failing to provide:
(a) "Incidental medical services" by any of
your "employees" who is a nurse, nurse
assistant, emergency medical technician
or paramedic; or
(b) First aid or "Good Samaritan services" by
any of your "employees" or "volunteer
workers", other than an employed or
volunteer doctor. Any such "employees"
or "volunteer workers" providing or failing
to provide first aid or "Good Samaritan
services" during their work hours for you
will be deemed to be acting within the
scope of their employment by you or
performing duties related to the conduct
of your business.
3. The following replaces the last sentence of
Paragraph S. of SECTION III — LIMITS OF
INSURANCE:
For the purposes of determining the
applicable Each Occurrence Limit, all related
acts or omissions committed in providing or
failing to provide "incidental medical
services", first aid or "Good Samaritan
services" to any one person will be deemed to
be one "occurrence".
pharmaceuticals committed by, or with the
knowledge or consent of, the insured.
5. The following is added to the DEFINITIONS
Section:
"Incidental medical services" means:
a. Medical, surgical, dental, laboratory, x-ray
or nursing service or treatment, advice or
instruction, or the related furnishing of
food or beverages; or
b. The furnishing or dispensing of drugs or
medical, dental, or surgical supplies or
appliances.
6. The following is added to Paragraph 4.b.,
Excess Insurance, of SECTION IV —
COMMERCIAL GENERAL LIABILITY
CONDITIONS:
This insurance is excess over any valid and
collectible other insurance, whether primary,
excess, contingent or on any other basis, that
is available to any of your "employees" for
"bodily injury" that arises out of providing or
failing to provide "incidental medical services"
to any person to the extent not subject to
Paragraph 2.a.(1) of Section II — Who Is An
Insured.
D. BLANKET WAIVER OF SUBROGATION
The following is added to Paragraph 8., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
If the insured has agreed in a contract or
agreement to waive that insured's right of
recovery against any person or organization, we
waive our right of recovery against such person or
organization, but only for payments we make
because of:
a. "Bodily injury" or "property damage" that
occurs; or
b. "Personal and advertising injury" caused by
an offense that is committed;
4. The following exclusion is added to subsequent to the execution of the contract or
Paragraph 2., Exclusions, of SECTION I — agreement.
COVERAGES — COVERAGE A — BODILY E. CONTRACTUAL LIABILITY — RAILROADS
INJURY AND PROPERTY DAMAGE
LIABILITY: 1. The following replaces Paragraph c. of the
Sale Of Pharmaceuticals definition of "insured contract" in the
"Bodily injury' or "property damage" arising DEFINITIONS Section:
out of the violation of a penal statute or c. Any easement or license agreement;
ordinance relating to the sale of
Page 2 of 3 © 2017 The Travelers Indemnity Company. All rights reserved. CG D3 16 02 19
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
COMMERCIAL GENERAL LIABILITY
2. Paragraph f.(1) of the definition of "insured a. Any premises while rented to you or
contract' in the DEFINITIONS Section is temporarily occupied by you with permission
deleted. of the owner; or
F. DAMAGE TO PREMISES RENTED TO YOU b. The contents of any premises while such
The following replaces the definition of "premises premises is rented to you, if you rent such
damage" in the DEFINITIONS Section: premises for a period of seven or fewer
consecutive days.
"Premises damage" means "property damage" to:
CG D3 16 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 3 Of 3
Includes copyrighted material of Insurance Services Office, Inc., with its permission.
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BUSINESS AUTO EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered.
A. BROAD FORM NAMED INSURED
B. BLANKET ADDITIONAL INSURED
C. EMPLOYEE HIRED AUTO
D. EMPLOYEES AS INSURED
E. SUPPLEMENTARY PAYMENTS — INCREASED
LIMITS
F. HIRED AUTO — LIMITED WORLDWIDE COV-
ERAGE — INDEMNITY BASIS
G. WAIVER OF DEDUCTIBLE — GLASS
PROVISIONS
A. BROAD FORM NAMED INSURED
The following is added to Paragraph A.1., Who Is
An Insured, of SECTION II — COVERED AUTOS
LIABILITY COVERAGE:
Any organization you newly acquire or form dur-
ing the policy period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage.
Coverage under this provision is afforded only un-
til the 180th day after you acquire or form the or-
ganization or the end of the policy period, which-
ever is earlier.
B. BLANKET ADDITIONAL INSURED
The following is added to Paragraph c. in A.1.,
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
Any person or organization who is required under
a written contract or agreement between you and
that person or organization, that is signed and
executed by you before the "bodily injury" or
"property damage" occurs and that is in effect
during the policy period, to be named as an addi-
tional insured is an "insured" for Covered Autos
Liability Coverage, but only for damages to which
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
1. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
J. PERSONAL PROPERTY
K. AIRBAGS
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
M. BLANKET WAIVER OF SUBROGATION
N. UNINTENTIONAL ERRORS OR OMISSIONS
this insurance applies and only to the extent that
person or organization qualifies as an "insured"
under the Who Is An Insured provision contained
in Section II.
C. EMPLOYEE HIRED AUTO
1. The following is added to Paragraph A.1.,
Who Is An Insured, of SECTION II — COV-
ERED AUTOS LIABILITY COVERAGE:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name, with your permission, while performing
duties related to the conduct of your busi-
ness.
2. The following replaces Paragraph b. in B.S.,
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own:
(1) Any covered "auto" you lease, hire,
rent or borrow; and
(2) Any covered "auto" hired or rented by
your "employee" under a contract in
an "employee's" name, with your
CA T3 53 02 15 © 2015 The Travelers Indemnity Company. All rights reserved. Page 1 of 4
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL AUTO
permission, while performing duties
(a) With respect to any claim made or "suit"
related to the conduct of your busi-
brought outside the United States of
ness.
America, the territories and possessions
However, any "auto" that is leased, hired,
of the United States of America, Puerto
rented or borrowed with a driver is not a
Rico and Canada:
covered "auto".
(1) You must arrange to defend the "in-
D. EMPLOYEES AS INSURED
sured" against, and investigate or set-
tle any such claim or "suit" and keep
The following is added to Paragraph A.1., Who Is
us advised of all proceedings and as
An Insured, of SECTION II — COVERED AUTOS
tions.
LIABILITY COVERAGE:
(ii) Neither you nor any other involved
Any "employee" of yours is an "insured" while us-
"insured" will make any settlement
ing a covered "auto" you don't own, hire or borrow
without our consent_
in your business or your personal affairs.
(iii) We may, at our discretion, participate
E. SUPPLEMENTARY PAYMENTS — INCREASED
in defending the "insured" against, or
LIMITS
in the settlement of, any claim or
1. The following replaces Paragraph A.2.a.(2),
"suit".
of SECTION II — COVERED AUTOS LIABIL-
(iv) We will reimburse the "insured" for
ITY COVERAGE:
sums that the "insured" legally must
(2) Up to $3,000 for cost of bail bonds (in-
pay as damages because of "bodily
cluding bonds for related traffic law viola-
injury" or "property damage" to which
tions) required because of an "accident"
this insurance applies, that the "in -
we cover. We do not have to furnish
sured" pays with our consent, but
these bonds.
only up to the limit described in Para-
2. The following replaces Paragraph A.2.a.(4),
graph C., Limits Of Insurance, of
of SECTION 11— COVERED AUTOS LIABIL-
SECTION li — COVERED AUTOS
ITY COVERAGE:
LIABILITY COVERAGE.
(4) All reasonable expenses incurred by the
(v) We will reimburse the "insured" for
"insured" at our request, including actual
the reasonable expenses incurred
loss of earnings up to $500 a day be-
with our consent for your investiga-
cause of time off from work.
tion of such claims and your defense
F. HIRED AUTO — LIMITED WORLDWIDE COV-
of the "insured" against any such
"suit", but only up to and included
ERAGE — INDEMNITY BASIS
within the limit described in Para -
The following replaces Subparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph B.7., Policy Period, Coverage Territory,
SECTION II — COVERED AUTOS
of SECTION IV — BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIONS:
addition to such limit. Our duty to
(5) Anywhere in the world, except any country or
make such payments ends when we
jurisdiction while any trade sanction, em-
have used up the applicable limit of
bargo, or similar regulation imposed by the
insurance in payments for damages,
United States of America applies to and pro-
settlements or defense expenses.
hibits the transaction of business with or
(b) This insurance is excess over any valid
within such country or jurisdiction, for Cov-
and collectible other insurance available
ered Autos Liability Coverage for any covered
to the "insured" whether primary, excess,
"auto" that you lease, hire, rent or borrow
contingent or on any other basis.
without a driver for a period of 30 days or less
(c) This insurance is not a substitute for re-
and that is not an "auto" you lease, hire, rent
"employees",
quired or compulsory insurance in any
or borrow from any of your
country outside the United States, its ter -
partners (if you are a partnership), members
ritories and possessions, Puerto Rico and
(if you are a limited liability company) or
Canada.
members of their households.
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Includes copyrighted material of Insurance Services Office, Inc. with its permission.
You agree to maintain all required or
compulsory insurance in any such coun-
try up to the minimum limits required by
local law. Your failure to comply with
compulsory insurance requirements will
not invalidate the coverage afforded by
this policy, but we will only be liable to the
same extent we would have been liable
had you complied with the compulsory in-
surance requirements.
(d) It is understood that we are not an admit-
ted or authorized insurer outside the
United States of America, its territories
and possessions, Puerto Rico and Can-
ada. We assume no responsibility for the
furnishing of certificates of insurance, or
for compliance in any way with the laws
of other countries relating to insurance.
G. WAIVER OF DEDUCTIBLE — GLASS
The following is added to Paragraph D., Deducti-
ble, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
No deductible for a covered "auto" will apply to
glass damage if the glass is repaired rather than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
The following replaces the last sentence of Para-
graph AA.b., Loss Of Use Expenses, of SEC-
TION III — PHYSICAL DAMAGE COVERAGE:
However, the most we will pay for any expenses
for loss of use is $65 per day, to a maximum of
$750 for any one "accident".
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
The following replaces the first sentence in Para-
graph A.4.a., Transportation Expenses, of
SECTION III — PHYSICAL DAMAGE COVER-
AGE:
We will pay up to $50 per day to a maximum of
$1,500 for temporary transportation expense in-
curred by you because of the total theft of a cov-
ered "auto" of the private passenger type.
J. PERSONAL PROPERTY
COMMERCIAL AUTO
(2) In or on your covered "auto".
This coverage applies only in the event of a total
theft of your covered "auto".
No deductibles apply to this Personal Property
coverage.
K. AIRBAGS
The following is added to Paragraph B.3., Exclu-
sions, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
Exclusion 3.a. does not apply to "loss" to one or
more airbags in a covered "auto" you own that in-
flate due to a cause other than a cause of "loss"
set forth in Paragraphs A.1.b. and A.1.c., but
only:
a. If that "auto" is a covered "auto" for Compre-
hensive Coverage under this policy;
b. The airbags are not covered under any war-
ranty; and
c. The airbags were not intentionally inflated.
We will pay up to a maximum of $1,000 for any
one "loss".
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The following is added to Paragraph A.2.a., of
SECTION IV — BUSINESS AUTO CONDITIONS:
Your duty to give us or our authorized representa-
tive prompt notice of the "accident" or "loss" ap-
plies only when the "accident" or "loss" is known
to:
(a) You (if you are an individual);
(b) A partner (if you are a partnership);
(c) A member (if you are a limited liability com-
pany);
(d) An executive officer, director or insurance
manager (if you are a corporation or other or-
ganization); or
(e) Any "employee" authorized by you to give no-
tice of the "accident" or "loss".
M. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A.S., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — BUSINESS AUTO CONDI-
TIONS:
The following is added to Paragraph AA., Cover- 5. Transfer Of Rights Of Recovery Against
age Extensions, of SECTION III — PHYSICAL Others To Us
DAMAGE COVERAGE: We waive any right of recovery we may have
Personal Property against any person or organization to the ex-
tent required of you by a written contract
We will pay up to $400 for "loss" to wearing ap- signed and executed prior to any "accident"
parel and other personal property which is: or "loss", provided (hat the "accident" or "loss"
(1) Owned by an "insured"; and arises out of operations contemplated by
CA T3 53 02 15 © 2015 The Travelers Indemnity Company. All rights reserved. Page 3 of 4
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL AUTO
such contract. The waiver applies only to the The unintentional omission of, or unintentional
person or organization designated in such error in, any information given by you shall not
contract. prejudice your rights under this insurance. How-
N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col -
The following is added to Paragraph B.2., Con- lect additional premium or exercise our right of
cealment, Misrepresentation, Or Fraud, of cancellation or non -renewal.
SECTION IV — BUSINESS AUTO CONDITIONS:
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Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. Read
(1) The "bodily injury" or "property damage" is
the entire policy carefully to determine rights, duties and
caused by an "occurrence" that takes place
what is and is not covered.
in the "coverage territory;
Throughout this policy the words "you" and "your' refer
(2) The "bodily injury' or "property damage"
to the Named Insured shown in the Declarations, and
occurs during the policy period; and
any other person or organization qualifying as a Named
"we", "us"
(3) Prior to the policy period, no insured listed
Insured under this policy. The words and
under Paragraph 1. of Section II — Who IsAn
"our" refer to the company providing this insurance.
Insured and no "employee' authorized
The word "insured" means any person or organization
by you to give or receive notice of an
qualifying as such under Section II — Who Is An
"occurrence" or claim knew that the "bodily
Insured.
injury' or "property damage" had occurred,
in whole or in part. If such a listed insured
Other words and phrases that appear in quotation
or authorized employee' knew, prior to the
marks have special meaning. Refer to Section V —
policy period, that the "bodily injury' or
Definitions.
"property damage occurred, then any
SECTION I — COVERAGES
continuation, change or resumption of such
COVERAGE A — BODILY INJURY AND PROPERTY
"bodily injury" or "property damage" during
DAMAGE LIABILITY
or after the policy period will be deemed to
have been known prior to the policy period.
1. Insuring Agreement
a. We will pay those sums that the insured
c. "Bodily injury or "property damage which
becomes legally obligated to pay as damages
occurs during the policy period and was not,
because of "bodily injury' or "property damage"
prior to the policy period, known to have
to which this insurance applies. We will have
occurred by any insured listed under Paragraph
the right and duty to defend the insured against
1. of Section II — Who Is An Insured or any
"employee"
any "suit" seeking those damages. However,
authorized by you to give or receive
"occurrence
we will have no duty to defend the insured
notice of an or claim, includes any
against any "suit' seeking damages for "bodily
continuation, change or resumption of that
"bodily "property
injury' or "property damage" to which this
injury" or damage" after the
insurance does not apply. We may, at our
end of the policy period.
discretion, investigate any "occurrence" and
d. "Bodily injury" or "property damage" will be
settle any claim or "suit' that may result. But:
deemed to have been known to have occurred
(1) The amount we will pay for damages is
at the earliest time when any insured listed
limited as described in Section III —Limits
under Paragraph 1. of Section II — Who Is An
Of Insurance; and
Insured or any "employee' authorized by you to
"occurrence"
give or receive notice of an or
(2) Our right and duty to defend end when we
claim:
have used up the applicable limit of
(1) Reports all, or any part, of the "bodily
insurance in the payment of judgments or
injury" or "property damage" to us or any
settlements under Coverages A or B or
other insurer;
medical expenses under Coverage C.
No other obligation or liability to pay sums or (2) Receives a written or verbal demand or
perform acts or services is covered unless claim for damages because of the "bodily
explicitly provided for under Supplementary injuryor' property damage"; or
Payments. (3) Becomes aware by any other means that
b. This insurance applies to "bodily injury' and "bodily injury" or "property damage" has
"property damage" only if: occurred or has begun to occur.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
e. Damages because of "bodily injury' include
damages claimed by any person or organization
for care, loss of services or death resulting at
any time from the "bodily injury'.
2. Exclusions
This insurance does not apply to:
a. Expected Or Intended Injury
"Bodily injury' or "property damage" expected or
intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury'
or "property damage" resulting from the use of
reasonable force to protect persons or property.
b. Contractual Liability
"Bodily injury" or "property damage" for which
the insured is obligated to pay damages by
reason of the assumption of liability in a
contract or agreement. This exclusion does not
apply to liability for damages:
(1) That the insured would have in the absence
of the contract or agreement; or
(2) Assumed in a contract or agreement that is
an "insured contract', provided that the
"bodily injury' or "property damage" occurs
subsequent to the execution of the contract
or agreement. Solely for the purposes of
liability assumed in an "insured contract",
reasonable attorneys' fees and necessary
litigation expenses incurred by or for a party
other than an insured will be deemed to be
damages because of "bodily injury' or
"property damage", provided that:
(a) Liability to such party for, or for the
cost of, that parry's defense has also
been assumed in the same "insured
contract"; and
(b) Such attorneys' fees and litigation
expenses are for defense of that parry
against a civil or alternative dispute
resolution proceeding in which
damages to which this insurance
applies are alleged.
c. Liquor Liability
"Bodily injury' or "property damage" for which
any insured may be held liable by reason of:
(1) Causing or contributing to the intoxication
of any person;
(3) Any statute, ordinance or regulation relating
to the sale, gift, distribution or use of
alcoholic beverages.
This exclusion applies only if you are in the
business of manufacturing, distributing, selling,
serving or furnishing alcoholic beverages. For
the purposes of this exclusion, permitting a
person to bring alcoholic beverages on your
premises, for consumption on your premises,
whether or not a fee is charged or a license is
required for such activity, is not by itself
considered the business of selling, serving or
furnishing alcoholic beverages.
d. Workers' Compensation And Similar Laws
Any obligation of the insured under a workers'
compensation, disability benefits or
unemployment compensation law or any similar
law.
e. Employer's Liability
"Bodily injury" to:
(1) An "employee" of the insured arising out of
and in the course of:
(a) Employment by the insured; or
(b) Performing duties related to the
conduct of the insured's business; or
(2) The spouse, child, parent, brother or sister
of that "employee" as a consequence of
Paragraph (1) above.
This exclusion applies whether the insured may
be liable as an employer or in any other capacity
and to any obligation to share damages with or
repay someone else who must pay damages
because of the injury.
This exclusion does not apply to liability
assumed by the insured under an "insured
contract".
f. Pollution
(1) "Bodily injury' or "property damage" arising
out of the actual, alleged or threatened
discharge, dispersal, seepage, migration,
release or escape of "pollutants":
(a) At or from any premises, site or
location which is or was at any time
owned or occupied by, or rented or
loaned to, any insured. However, this
subparagraph does not apply to:
(2) The furnishing of alcoholic beverages to a (i) "Bodily injury' if sustained within a
person under the legal drinking age or building and caused by smoke,
under the influence of alcohol; or fumes, vapor or soot produced by
or originating from equipment that
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Includes copyrighted material of Insurance Services Office, Inc. vAth its permission.
COMMERCIAL GENERAL LIABILITY
is used to heat, cool or dehumidify
to perform the normal electrical,
the building, or produced by or
hydraulic or mechanical functions
originating from equipment that is
necessary for the operation of
used to heat water for personal
"mobile equipment" or its parts, if
use by the building's occupants or
such fuels, lubricants or other
their guests;
operating fluids escape from a
(ii) "Bodily injury' or "property
vehicle part designed to hold, store
damage" for which you may be
or receive them. This exception
held liable, if you are a contractor
does not apply if the "bodily injury'
and the owner or lessee of such
or "property damage" arises out of
premises, site or location has been
the intentional discharge, dispersal
added to your policy as an
or release of the fuels, lubricants
additional insured with respect to
or other operating fluids, or if such
your ongoing operations performed
fuels, lubricants or other operating
for that additional insured at that
fluids are brought on or to the
premises, site or location and such
premises, site or location with the
premises, site or location is not
intent that they be discharged,
and never was owned or occupied
dispersed or released as part of
by, or rented or loaned to, any
the operations being performed by
insured, other than that additional
such insured, contractor or
insured; or
subcontractor;
(iii) "Bodily injury' or "property
"Bodilyinjury" "property
(a) N ort
damage arising out of heat,
damage" sustained within a
smoke or fumes from a "hostile
building and caused by the release
fire";
of gases, fumes or vapors from
(b) At or from any premises, site or
materials brought into that building
location which is or was at any time
in connection with operations being
used by or for any insured or others for
performed by you or on your behalf
the handling, storage, disposal,
by a contractor or subcontractor; or
processing or treatment of waste;
(c) If such "pollutants" are or were at any
(iii) Bodily injury or "property
damage" arising out of heat,
time transported, handled, stored,
smoke or fumes from a "hostile
treated, disposed of, or processed as
fire or
waste by or for:
,
(i) Any insured; or
(e) At or from any premises, site or
location on which any insured or any
(ii) Any person or organization for
contractors or subcontractors working
whom you may be legally
directly or indirectly on any insured's
responsible;
behalf are or were at any time
(d) At or from any premises, site or
performing operations to test for,
location on which any insured or any
monitor, clean up, remove, contain,
contractors or subcontractors working
treat, detoxify or neutralize, or in any
directly or indirectly on any insured's
way respond to, or assess the effects
behalf are performing operations if the
of, "pollutants".
"pollutants are brought on or to the
premises, site or location in connection
(2) Any loss, cost or expense arising out of
with such operations by such insured,
any:
contractor or subcontractor. However,
(a) Request, demand, order or statutory or
this subparagraph does not apply to:
regulatory requirement that any insured
(i) "Bodily injury' or "property
or others test for, monitor, clean up,
damage" arising out of the escape
remove, contain, treat, detoxify or
of fuels, lubricants or other
neutralize, or in any way respond to, or
operating fluids which are needed
assess the effects of, "pollutants'; or
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COMMERCIAL GENERAL LIABILITY
(b) Claim or suit by or on behalf of any
governmental authority or any other
person or organization because of
testing for, monitoring, cleaning up,
removing, containing, treating,
detoxifying or neutralizing, or in any
way responding to, or assessing the
effects of, "pollutants".
g. Aircraft, Auto Or Watercraft
"Bodily injury" or "property damage" arising out
of the ownership, maintenance, use or
entrustment to others of any aircraft, "auto" or
watercraft owned or operated by or rented or
loaned to any insured. Use includes operation
and "loading or unloading".
This exclusion applies even if the claims
against any insured allege negligence or other
wrongdoing in the supervision, hiring,
employment, training or monitoring of others by
that insured, if the "occurrence" which caused
the "bodily injury' or "property damage" involved
the ownership, maintenance, use or
entrustment to others of any aircraft, "auto" or
watercraft that is owned or operated by or
rented or loaned to any insured.
This exclusion does not apply to:
(1) A watercraft while ashore on premises you
own or rent;
(2) A watercraft you do not own that is:
(a) 50 feet long or less; and
(b) Not being used to cant' any person or
property for a charge;
(3) Parking an "auto" on, or on the ways next
to, premises you own or rent, provided the
"auto" is not owned by or rented or loaned
to you or the insured;
(4) Liability assumed under any "insured
contract" for the ownership, maintenance or
use of aircraft or watercraft;
(5) "Bodily injury' or "property damage" arising
out of:
(a) The operation of machinery or
equipment that is attached to, or part
of, a land vehicle that would qualify as
"mobile equipment" under the definition
of "mobile equipment' if such land
vehicle were not subject to a
compulsory or financial responsibility
law, or other motor vehicle insurance
law, where it is licensed or principally
garaged; or
(b) The operation of any of the machinery
or equipment listed in Paragraph f.(2)
or f.(3) of the definition of "mobile
equipment"; or
(6) An aircraft that is:
(a) Chartered with a pilot to any insured;
(b) Not owned by any insured; and
(c) Not being used to carry any person or
property for a charge.
h. Mobile Equipment
"Bodily injury" or "property damage" arising out
of:
(1) The transportation of "mobile equipment"
by an "auto" owned or operated by or
rented or loaned to any insured; or
(2) The use of "mobile equipment' in, or while
in practice for, or while being prepared for,
any prearranged racing, speed, demolition,
or stunting activity.
i. War
"Bodily injury" or "property damage" arising out
of:
(1) War, including undeclared or civil war;
(2) Warlike action by a military force, including
action in hindering or defending against an
actual or expected attack, by any
government, sovereign or other authority
using military personnel or other agents; or
(3) Insurrection, rebellion, revolution, usurped
power, or action taken by governmental
authority in hindering or defending against
any of these.
i. Damage To Property
"Property damage" to:
(1) Property you own, rent, or occupy,
including any costs or expenses incurred
by you, or any other person, organization or
entity, for repair, replacement,
enhancement, restoration or maintenance
of such property for any reason, including
prevention of injury to a person or damage
to another's property;
(2) Premises you sell, give away or abandon, if
the "property damage" arises out of any
part of those premises;
(3) Property loaned to you;
(4) Personal property in the care, custody or
control of the insured;
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Includes copyrighted material of Insurance Services Office, Inc. with its permission
(5) That particular part of real property on
which you or any contractors or
subcontractors working directly or indirectly
on your behalf are performing operations, if
the "property damage" arises out of those
operations; or
(6) That particular part of any property that
must be restored, repaired or replaced
because "your work" was incorrectly
performed on it.
Paragraphs (1), (3) and (4) of this exclusion do
not apply to "premises damage'. A separate
limit of insurance applies to "premises damage"
as described in Paragraph 6. of Section III —
Limits Of Insurance.
Paragraph (2) of this exclusion does not apply if
the premises are "your work" and were never
occupied, rented or held for rental by you.
Paragraphs (3), (4), (5) and (6) of this
exclusion do not apply to liability assumed
under a sidetrack agreement.
Paragraph (6) of this exclusion does not apply
to "property damage" included in the "products -
completed operations hazard".
k. Damage To Your Product
"Property damage" to "your product" arising out
of it or any part of it.
I. Damage To Your Work
"Property damage" to "your work" arising out of
it or any part of it and included in the "products -
completed operations hazard".
This exclusion does not apply if the damaged
work or the work out of which the damage
arises was performed on your behalf by a
subcontractor.
m. Damage To Impaired Property Or Property
Not Physically Injured
"Property damage" to "impaired property" or
property that has not been physically injured,
arising out of:
(1) A defect, deficiency, inadequacy or
dangerous condition in "your product" or
,.your work"; or
(2) A delay or failure by you or anyone acting
on your behalf to perform a contract or
agreement in accordance with its terms.
This exclusion does not apply to the loss of use
of other property arising out of sudden and
COMMERCIAL GENERAL LIABILITY
accidental physical injury to "your product" or
"your work" after it has been put to its intended
use.
n. Recall Of Products, Work Or Impaired
Property
Damages claimed for any loss, cost or expense
incurred by you or others for the loss of use,
withdrawal, recall, inspection, repair,
replacement, adjustment, removal or disposal
of:
(1) "Your product';
(2) "Your work'; or
(3) "Impaired property';
if such product, work, or property is withdrawn
or recalled from the market or from use by any
person or organization because of a known or
suspected defect, deficiency, inadequacy or
dangerous condition in it.
o. Personal And Advertising Injury
"Bodily injury" arising out of "personal and
advertising injury'.
p. Electronic Data
Damages arising out of the loss of, loss of use
of, damage to, corruption of, inability to access,
or inability to manipulate "electronic data".
However, this exclusion does not apply to
liability for damages because of "bodily injury'.
q. Unsolicited Communication
"Bodily injury" or "property damage" arising out
of any actual or alleged violation of any law that
restricts or prohibits the sending, transmitting
or distributing of "unsolicited communication".
r. Access Or Disclosure Of Confidential Or
Personal Information
"Bodily injury" or "property damage" arising out
of any access to or disclosure of any person's
or organization's confidential or personal
information.
s. Asbestos
(1) "Bodily injury' or "property damage" arising
out of the actual or alleged presence or
actual, alleged or threatened dispersal of
asbestos, asbestos fibers or products
containing asbestos, provided that the
"bodily injury" or "property damage" is
caused or contributed to by the hazardous
properties of asbestos.
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COMMERCIAL GENERAL LIABILITY
(2) "Bodily injury' or "property damage" arising
out of the actual or alleged presence or
actual, alleged or threatened dispersal of
any solid, liquid, gaseous or thermal irritant
or contaminant, including smoke, vapors,
soot, fumes, acids, alkalis, chemicals and
waste, and that are part of any claim or
"suit" which also alleges any "bodily injury
or "property damage" described in
Paragraph (1) above.
(3) Any loss, cost or expense arising out of
any:
(a) Request, demand, order or statutory or
regulatory requirement that any insured
or others test for, monitor, clean up,
remove, contain, treat, detoxify or
neutralize, or in any way respond to, or
assess the effects of, asbestos,
asbestos fibers or products containing
asbestos; or
(b) Claim or suit by or on behalf of any
governmental authority or any other
person or organization because of
testing for, monitoring, cleaning up,
removing, containing, treating,
detoxifying or neutralizing, or in any
way responding to, or assessing the
effects of, asbestos, asbestos fibers or
products containing asbestos.
It. Employment -Related Practices
"Bodily injury"to:
(1) A person arising out of any:
(a) Refusal to employ that person;
(b) Termination of that person's
employment; or
(c) Employment -related practice, policy,
act or omission, such as coercion,
demotion, evaluation, reassignment,
discipline, failure to promote or
advance, harassment, humiliation,
discrimination, libel, slander, violation
of the person's right of privacy,
malicious prosecution or false arrest,
detention or imprisonment applied to or
directed at that person, regardless of
whether such practice, policy, act or
omission occurs, is applied or is
committed before, during or after the
time of that person's employment; or
(2) The spouse, child, parent, brother or sister
of that person as a consequence of "bodily
injury' to that person at whom any of the
employment -related practices described in
Paragraph (a), (b), or (c) above is directed.
This exclusion applies whether the insured may
be liable as an employer or in any other capacity
and to any obligation to share damages with or
repay someone else who must pay damages
because of the "bodily injury".
Exclusions c. through n. do not apply to "premises
damage". A separate limit of insurance applies to
"premises damage" as described in Paragraph 6. of
Section III — Limits Of Insurance.
COVERAGE B — PERSONAL AND ADVERTISING
INJURY LIABILITY
1. Insuring Agreement
a. We will pay those sums that the insured
becomes legally obligated to pay as damages
because of "personal and advertising injury' to
which this insurance applies. We will have the
right and duty to defend the insured against any
"suit" seeking those damages. However, we will
have no duty to defend the insured against any
"suit" seeking damages for "personal and
advertising injury' to which this insurance does
not apply. We may, at our discretion,
investigate any offense and settle any claim or
"suit" that may result. But:
(1) The amount we will pay for damages is
limited as described in Section III — Limits
Of Insurance; and
(2) Our right and duty to defend end when we
have used up the applicable limit of
insurance in the payment of judgments or
settlements under Coverages A or B or
medical expenses under Coverage C.
No other obligation or liability to pay sums or
perform acts or services is covered unless
explicitly provided for under Supplementary
Payments.
b. This insurance applies to "personal and
advertising injury' caused by an offense arising
out of your business but only if the offense was
committed in the "coverage territory' during the
policy period.
2. Exclusions
This insurance does not apply to:
a. Knowing Violation Of Rights Of Another
"Personal and advertising injury' caused by or
at the direction of the insured with the
knowledge that the act would violate the rights
of another and would inflict "personal and
advertising injury'.
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This exclusion does not apply to "personal
injury' caused by malicious prosecution.
b. Material Published With Knowledge Of
Falsity
"Personal and advertising injury" arising out of
oral or written publication, including publication
by electronic means, of material, if done by or at
the direction of the insured with knowledge of
its falsity.
c. Material Published Or Used Prior To Policy
Period
(1) "Personal and advertising injury' arising out
of oral or written publication, including
publication by electronic means, of material
whose first publication took place before
the beginning of the policy period; or
(2) "Advertising injury' arising out of
infringement of copyright, "title" or "slogan"
in your "advertisement' whose first
infringement in your "advertisement" was
committed before the beginning of the
policy period.
d. Criminal Acts
"Personal and advertising injury"arising out of a
criminal act committed by or at the direction of
the insured.
e. Contractual Liability
"Personal and advertising injury" for which the
insured has assumed liability in a contract or
agreement. This exclusion does not apply to
liability for damages:
(1) That the insured would have in the absence
of the contract or agreement; or
(2) Because of "personal injury' assumed by
you in a contract or agreement that is an
"insured contract', provided that the
"personal injury" is caused by an offense
committed subsequent to the execution of
the contract or agreement. Solely for the
purposes of liability assumed by you in an
"insured contract", reasonable attorneys'
fees and necessary litigation expenses
incurred by or for a party other than an
insured will be deemed to be damages
because of "personal injury', provided that:
(a) Liability to such party for, or for the
cost of, that parry's defense has also
been assumed by you in the same
"insured contract"; and
COMMERCIAL GENERAL LIABILITY
against a civil or alternative dispute
resolution proceeding in which
damages to which this insurance
applies are alleged.
f. Breach Of Contract
"Advertising injury" arising out of a breach of
contract.
g. Quality Or Performance Of Goods — Failure
To Conform To Statements
"Advertising injury" arising out of the failure of
goods, products or services to conform with
any statement of quality or performance made
in your "advertisement'.
h. Wrong Description Of Prices
"Advertising injury" arising out of the wrong
description of the price of goods, products or
services stated in your "advertisement'.
i. Intellectual Property
"Personal and advertising injury" arising out of
any actual or alleged infringement or violation of
any of the following rights or laws, or any other
"personal and advertising injury" alleged in any
claim or "suit" that also alleges any such
infringement or violation:
(1) Copyright;
(2) Patent;
(3) Trade dress;
(4) Trade name;
(5) Trademark;
(6) Trade secret; or
(7) Other intellectual property rights or laws.
This exclusion does not apply to:
(1) "Advertising injury' arising out of any actual
or alleged infringement or violation of
another's copyright, "title" or "slogan" in
your "advertisement'; or
(2) Any other "personal and advertising injury'
alleged in any claim or "suit" that also
alleges any such infringement or violation
of another's copyright, "title" or "slogan" in
your "advertisement'.
j. Insureds In Media And Internet Type
Businesses
"Personal and advertising injury" caused by an
offense committed by an insured whose
business is:
(b) Such attorneys' fees and litigation
expenses are for defense of that party (1) Advertising, "broadcasting" or publishing;
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COMMERCIAL GENERAL LIABILITY
(2) Designing or determining content of
websites for others; or
(3) An Internet search, access, content or
service provider.
However, this exclusion does not apply to
Paragraphs a.(1), (2) and (3) of the definition of
"personal injury".
For the purposes of this exclusion:
(1) Creating and producing correspondence
written in the conduct of your business,
bulletins, financial or annual reports, or
newsletters about your goods, products or
services will not be considered the
business of publishing; and
(2) The placing of frames, borders or links, or
advertising, for you or others anywhere on
the Internet will not, by itself, be considered
the business of advertising, "broadcasting"
or publishing.
k. Electronic Chatrooms Or Bulletin Boards
"Personal and advertising injury' arising out of
an electronic chatroom or bulletin board the
insured hosts or owns, or over which the
insured exercises control.
I. Unauthorized Use Of Another's Name Or
Product
"Personal and advertising injury" arising out of
the unauthorized use of another's name or
product in your e-mail address, domain name or
metatag, or any other similar tactics to mislead
another's potential customers.
m. Pollution
"Personal and advertising injury" arising out of
the actual, alleged or threatened discharge,
dispersal, seepage, migration, release or
escape of "pollutants" at anytime.
n. Pollution -Related
Any loss, cost or expense arising out of any:
(1) Request, demand, order or statutory or
regulatory requirement that any insured or
others test for, monitor, clean up, remove,
contain, treat, detoxify or neutralize, or in
any way respond to, or assess the effects
of, "pollutants"; or
(2) Claim or suit by or on behalf of any
governmental authority or any other person
or organization because of testing for,
monitoring, cleaning up, removing,
containing, treating, detoxifying or
neutralizing, or in any way responding to, or
assessing the effects of, "pollutants".
o. War
"Personal and advertising injury" arising out of:
(1) War, including undeclared or civil war,
(2) Warlike action by a military force, including
action in hindering or defending against an
actual or expected attack, by any
government, sovereign or other authority
using military personnel or other agents; or
(3) Insurrection, rebellion, revolution, usurped
power, or action taken by governmental
authority in hindering or defending against
any of these.
p. Unsolicited Communication
"Personal and advertising injury" arising out of
any actual or alleged violation of any law that
restricts or prohibits the sending, transmitting
or distributing of "unsolicited communication".
q. Access Or Disclosure Of Confidential Or
Personal Information
"Personal and advertising injury" arising out of
any access to or disclosure of any person's or
organization's confidential or personal
information.
r. Asbestos
(1) "Personal and advertising injury' arising out
of the actual or alleged presence or actual,
alleged or threatened dispersal of asbestos,
asbestos fibers or products containing
asbestos, provided that the "personal and
advertising injury" is caused or contributed
to by the hazardous properties of asbestos.
(2) "Personal and advertising injury' arising out
of the actual or alleged presence or actual,
alleged or threatened dispersal of any solid,
liquid, gaseous or thermal irritant or
contaminant, including smoke, vapors,
soot, fumes, acids, alkalis, chemicals and
waste, and that are part of any claim or
"suit" which also alleges any "personal and
advertising injury' described in Paragraph
(1) above.
(3) Any loss, cost or expense arising out of
any:
(a) Request, demand, order or statutory or
regulatory requirement that any insured
or others test for, monitor, clean up,
remove, contain, treat, detoxify or
neutralize, or in any way respond to, or
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COMMERCIAL GENERAL LIABILITY
assess the effects of, asbestos,
(3) Because of your operations;
asbestos fibers or products containing
provided that:
asbestos; or
(a) The accident takes place in the "coverage
(b) Claim or suit by or on behalf of any
territory' and during the policy period;
governmental authority or any other
person or organization because of
(b) The expenses are incurred and reported to
testing for, monitoring, cleaning up,
us within one year of the date of the
removing, containing, treating,
accident; and
detoxifying or neutralizing, or in any
(c) The injured person submits to examination,
way responding to, or assessing the
at our expense, by physicians of our choice
effects of, asbestos, asbestos fibers or
as often as we reasonably require.
products containing asbestos.
b. We will make these payments regardless of
s. Employment -Related Practices
fault. These payments will not exceed the
"Personal injury" to:
applicable limit of insurance. We will pay
reasonable expenses for:
(1) A person arising out of any:
(1) First aid administered at the time of an
(a) Refusal to employ that person;
accident;
(b) Termination of that person's
(2) Necessary medical, surgical, X-ray and
employment; or
dental services, including prosthetic
(c) Employment -related practice, policy,
devices; and
act or omission, such as coercion,
(3) Necessary ambulance, hospital,
demotion, evaluation, reassignment,
professional nursing and funeral services.
discipline, failure to promote or
2• Exclusions
advance, harassment, humiliation,
discrimination, libel, slander, violation
We will not pay expenses for "bodily injury":
of the person's right of privacy,
a. Any Insured
malicious prosecution or false arrest,
To any insured, except "volunteer workers".
detention or imprisonment applied to or
directed at that person, regardless of
b. Hired Person
whether such practice, policy, act or
To a person hired to do work for or on behalf of
omission occurs, is applied or is
any insured or a tenant of any insured.
committed before, during or after the
c. Injury On Normally Occupied Premises
time of that person's employment or
To a person injured on that part of premises
(2) The spouse, child, parent, brother or sister
you own or rent that the person normally
of that person as a consequence of
occupies.
personal injury" to that person at whom
any of the employment -related practices
d. Workers' Compensation And Similar Laws
described in Paragraph (a), (b), or (c)
To a person, whether or not an "employee" of
above is directed.
any insured, if benefits for the "bodily injury' are
This exclusion applies whether the insured may
payable or must be provided under a workers'
be liable as an employer or in any other capacity
compensation or disability benefits law or a
and to any obligation to share damages with or
similar law.
repay someone else who must pay damages
e. Athletics Activities
because of the "personal injury'.
To a person injured while practicing, instructing
COVERAGE C — MEDICAL PAYMENTS
or participating in any physical exercises or
1. Insuring Agreement
games, sports, or athletic contests.
a. We will pay medical expenses as described
f. Products -Completed Operations Hazard
below for "bodily injury' caused by an accident:
Included within the "products -completed
(1) On premises you own or rent;
operations hazard".
(2) On ways next to premises you own or rent;
g• Coverage A Exclusions
or
Excluded under Coverage A.
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COMMERCIAL GENERAL LIABILITY
SUPPLEMENTARY PAYMENTS
1. We will pay, with respect to any claim we
investigate or settle, or any "suit' against an insured
we defend:
a. All expenses we incur.
b. Up to $2,500 for the cost of bail bonds required
because of accidents or traffic law violations
arising out of the use of any vehicle to which
the Bodily Injury Liability Coverage applies. We
do not have to furnish these bonds.
c. The cost of bonds to release attachments, but
only for bond amounts within the applicable limit
of insurance. We do not have to furnish these
bonds.
d. All reasonable expenses incurred by the
insured at our request to assist us in the
investigation or defense of the claim or "suit",
including actual loss of earnings up to $500 a
day because of time off from work.
e. All court costs taxed against the insured in the
"suit'. However, these payments do not include
attorneys' fees or attorneys' expenses taxed
against the insured.
f. Prejudgment interest awarded against the
insured on that part of the judgment we pay. If
we make an offer to pay the applicable limit of
insurance, we will not pay any prejudgment
interest based on that period of time after the
offer.
g. All interest on the full amount of any judgment
that accrues after entry of the judgment and
before we have paid, offered to pay, or
deposited in court the part of the judgment that
is within the applicable limit of insurance.
These payments will not reduce the limits of
insurance.
2. If we defend an insured against a "suit" and an
indemnitee of the insured is also named as a party
to the "suit", we will defend that indemnitee if all of
the following conditions are met:
a. The "suit" against the indemnitee seeks
damages for which the insured has assumed
the liability of the indemnitee in a contract or
agreement that is an "insured contract";
assumed by the insured in the same "insured
contract'
d. The allegations in the "suit" and the information
we know about the "occurrence" or offense are
such that no conflict appears to exist between
the interests of the insured and the interests of
the indemnitee;
e. The indemnitee and the insured ask us to
conduct and control the defense of that
indemnitee against such "suit' and agree that
we can assign the same counsel to defend the
insured and the indemnitee; and
f. The indemnitee:
(1) Agrees in writing to:
(a) Cooperate with us in the investigation,
settlement or defense of the "suit';
(b) Immediately send us copies of any
demands, notices, summonses or legal
papers received in connection with the
"suit
(c) Notify any other insurer whose
coverage is available to the indemnitee;
and
(d) Cooperate with us with respect to
coordinating other applicable insurance
available to the indemnitee; and
(2) Provides us with written authorization to:
(a) Obtain records and other information
related to the "suit"; and
(b) Conduct and control the defense of the
indemnitee in such "suit".
So long as the above conditions are met, attorneys'
fees incurred by us in the defense of that
indemnitee, necessary litigation expenses incurred
by us and necessary litigation expenses incurred by
the indemnitee at our request will be paid as
Supplementary Payments. Notwithstanding the
provisions of Paragraph 2.b.(2) of Section I —
Coverages — Coverage A — Bodily Injury And
Property Damage Liability or Paragraph 2.e. of
Section I — Coverages — Coverage B — Personal
And Advertising Injury Liability, such payments will
not be deemed to be damages for "bodily injury',
'property damage' or "personal injury', and will not
reduce the limits of insurance.
b. This insurance applies to such liability assumed Our obligation to defend an insured's indemnitee
by the insured; and to pay for attorneys' fees and necessary
c. The obligation to defend, or the cost of the litigation expenses as Supplementary Payments
defense of, that indemnitee, has also been ends when:
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COMMERCIAL GENERAL LIABILITY
a. 'We have used up the applicable limit of
workers" while performing duties
insurance in the payment of judgments,
related to the conduct of your
settlements or medical expenses; or
business;
b. The conditions set forth above, or the terms of
(b) To the spouse, child, parent, brother or
the agreement described in Paragraph f. above,
sister of that co -"employee" or
are no longer met.
"volunteer worker" as a consequence
SECTION II — WHO IS AN INSURED
of Paragraph (1)(a) above;
1. If you are designated in the Declarations as:
(c) For which there is any obligation to
a. An individual, you and your spouse are
share damages with or repay someone
insureds, but only with respect to the conduct
else who must pay damages because
of a business of which you are the sole owner.
of the injury described in Paragraph(1)(a)
or (b) above; or
b. A partnership or joint venture, you are an
(d) Arising out of his or her providing or
insured. Your members, your partners, and
failing to provide professional health
their spouses are also insureds, but only with
respect to the conduct of your business.
care services.
c. A limited liability company, you are an insured.
Unless you are in the business or
Your members are also insureds, but only with
occupation of providing professional health
respect to the conduct of your business. Your
care services, Paragraphs (1)(a), (b), (c)
managers are insureds, but only with respect to
and (d) above do not apply to "bodily injury'
their duties as your managers.
arising out of providing or failing to provide
"Good
first aid or Samaritan services" by
d. An organization other than a partnership, joint
any of your "employees" or "volunteer
venture or limited liability company, you are an
workers", other than an employed or
insured. Your "executive officers" and directors
volunteer doctor. Any such "employees" or
are insureds, but only with respect to their
"volunteer workers" providing or failing to
duties as your officers or directors. Your
provide first aid or "Good Samaritan
stockholders are also insureds, but only with
services" during their work hours for you
respect to their liability as stockholders.
will be deemed to be acting within the
e. A trust, you are an insured. Your trustees are
scope of their employment by you or
also insureds, but only with respect to their
performing duties related to the conduct of
duties as trustees.
your business.
2. Each of the following is also an insured:
(2) "Property damage" to property:
a. Your "volunteer workers" only while performing
(a) Owned, occupied or used by,
duties related to the conduct of your business,
(b) Rented to, in the care, custody or
or your "employees", other than either your
control of, or over which physical
"executive officers" (if you are an organization
control is being exercised for any
other than a partnership, joint venture or limited
purpose by,
liability company) or your managers (if you are a
you, any of your "employees", "volunteer
limited liability company), but only for acts
workers", any partner or member (if you are
within the scope of their employment by you or
a partnership or joint venture), or any
while performing duties related to the conduct
member (if you are a limited liability
of your business. However, none of these
company).
"employees" or "volunteer workers" are
insureds for:
b. Any person (other than your "employee" or
volunteer worker"), or any organization, while
(1) "Bodily injury" or "personal injury":
acting as your real estate manager.
(a) To you, to your partners or members (if
c. Any person or organization having proper
you are a partnership or joint venture),
temporary custody of your property if you die,
to your members (if you are a limited
but only:
liability company), to a co -"employee"
while in the course of his or her
(1) With respect to liability arising out of the
employment or performing duties
maintenance or use of that property; and
related to the conduct of your
(2) Until your legal representative has been
business, or to your other "volunteer
appointed.
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COMMERCIAL GENERAL LIABILITY
d. Your legal representative if you die, but only
with respect to duties as such. That
representative will have all your rights and
duties under this Coverage Part.
e. Any person or organization that, with your
express or implied consent, either uses or is
responsible for the use of a watercraft that you
do not own that is:
(1) 50 feet long or less; and
(2) Not being used to carry any person or
property for a charge.
3. Any organization you newly acquire or form, other
than a partnership, joint venture or limited liability
company, and of which you are the sole owner or in
which you maintain an ownership interest of more
than 50%, will qualify as a Named Insured if there is
no other similar insurance available to that
organization. However:
a. Coverage under this provision is afforded only
until the 180th day after you acquire or form the
organization or the end of the policy period,
whichever is earlier; 5.
b. Coverage A does not apply to "bodily injury' or
"property damage" that occurred before you
acquired or formed the organization; and
c. Coverage B does not apply to "personal and
advertising injury' arising out of an offense
committed before you acquired or formed the
organization.
For the purposes of Paragraph 1. of Section II —
Who Is An Insured, each such organization will be
deemed to be designated in the Declarations as:
a. An organization, other than a partnership, joint
venture or limited liability company; or
b. A trust;
as indicated in its name or the documents that
govern its structure.
4. Any person or organization that is a premises
owner, manager or lessor and that you have agreed
in a written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for "bodily
injury', "property damage" or "personal and
advertising injury" that:
a. Is "bodily injury' or "property damage" that
occurs, or is "personal and advertising injury"
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Arises out of the ownership, maintenance or
use of that part of any premises leased to you.
The insurance provided to such premises owner,
manager or lessor is subject to the following
provisions:
a. The limits of insurance provided to such
premises owner, manager or lessor will be the
minimum limits that you agreed to provide in the
written contract or agreement, or the limits
shown in the Declarations, whichever are less.
b. The insurance provided to such premises
owner, manager or lessor does not apply to:
(1) Any "bodily injury' or "property damage"
that occurs, or "personal and advertising
injury" caused by an offense that is
committed, after you cease to be a tenant in
that premises; or
(2) Structural alterations, new construction or
demolition operations performed by or on
behalf of such premises owner, manager or
lessor.
Any person or organization that is an equipment
lessor and that you have agreed in a written contract
or agreement to include as an additional insured on
this Coverage Part is an insured, but only with
respect to liability for "bodily injury', "property
damage", or "personal and advertising injury' that:
a. Is "bodily injury' or "property damage" that
occurs, or is "personal and advertising injury'
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Is caused, in whole or in part, by your acts or
omissions in the maintenance, operation or use
of equipment leased to you by such equipment
lessor.
The insurance provided to such equipment lessor is
subject to the following provisions:
a. The limits of insurance provided to such
equipment lessor will be the minimum limits that
you agreed to provide in the written contract or
agreement, or the limits shown in the
Declarations, whichever are less.
b. The insurance provided to such equipment
lessor does not apply to any "bodily injury' or
"property damage" that occurs, or "personal
and advertising injury" caused by an offense
that is committed, after the equipment lease
expires.
No person or organization is an insured with respect to
the conduct of any current or past partnership, joint
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venture or limited liability company that is not shown as
a Named Insured in the Declarations. This paragraph
does not apply to any such partnership, joint venture or
limited liability company that otherwise qualifies as an
insured under Section II — Who Is An Insured.
SECTION III — LIMITS OF INSURANCE
1. The Limits of Insurance shown in the Declarations
and the rules below fix the most we will pay
regardless of the number of:
a. Insureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or
bringing "suits".
2. The General Aggregate Limit is the most we will pay
for the sum of:
a. Medical expenses under Coverage C;
b. Damages under Coverage A, except damages
because of "bodily injury' or "property damage"
included in the "products -completed operations
hazard'; and
c. Damages under Coverage B.
3. The Products -Completed Operations Aggregate
Limit is the most we will pay under Coverage A for
damages because of "bodily injury' and "property
damage" included in the "products -completed
operations hazard".
4. Subject to Paragraph 2. above, the Personal And
Advertising Injury Limit is the most we will pay
under Coverage B for the sum of all damages
because of all "personal injury' and "advertising
injury' sustained by any one person or organization.
5. Subject to Paragraph 2. or 3. above, whichever
applies, the Each Occurrence Limit is the most we
will pay for the sum of:
a. Damages under Coverage A; and
b. Medical expenses under Coverage C;
because of all "bodily injury' and "property damage"
arising out of any one "occurrence".
For the purposes of determining the applicable
Each Occurrence Limit, all related acts or
omissions committed in providing or failing to
provide first aid or "Good Samaritan services" to
any one person will be deemed to be one
"occurrence".
COMMERCIAL GENERAL LIABILITY
a. The amount shown for the Damage To
Premises Rented To You Limit in the
Declarations of this Coverage Part; or
b. $300,000 if no amount is shown for the
Damage To Premises Rented To You Limit in
the Declarations of this Coverage Part.
7. Subject to Paragraph 5. above, the Medical
Expense Limit is the most we will pay under
Coverage C for all medical expenses because of
"bodily injury" sustained by any one person.
The Limits of Insurance of this Coverage Part apply
separately to each consecutive annual period and to any
remaining period of less than 12 months, starting with
the beginning of the policy period shown in the
Declarations, unless the policy period is extended after
issuance for an additional period of less than 12
months. In that case, the additional period will be
deemed part of the last preceding period for purposes of
determining the Limits of Insurance.
SECTION IV — COMMERCIAL GENERAL LIABILITY
CONDITIONS
1. Bankruptcy
Bankruptcy or insolvency of the insured or of the
insured's estate will not relieve us of our obligations
under this Coverage Part.
2. Duties In The Event Of Occurrence, Offense,
Claim Or Suit
a. You must see to it that we are notified as soon
as practicable of an "occurrence" or an offense
which may result in a claim. To the extent
possible, notice should include:
(1) How, when and where the "occurrence" or
offense took place;
(2) The names and addresses of any injured
persons and witnesses; and
(3) The nature and location of any injury or
damage arising out of the "occurrence" or
offense.
b. If a claim is made or "suit" is brought against
any insured, you must:
(1) Immediately record the specifics of the
claim or "suit' and the date received; and
(2) Notify us as soon as practicable.
You must see to it that we receive written notice
of the claim or "suit' as soon as practicable.
6. Subject to Paragraph 5. above, the Damage To c. You and any other involved insured must:
Premises Rented To You Limit is the most we will (1) Immediately send us copies of any
pay under Coverage A for damages because of
"premises damage" to any one premises. The demands, notices, summonses or legal
papers received in connection with the
Damage To Premises Rented To You Limit will be:
claim or "suit";
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COMMERCIAL GENERAL LIABILITY
(2) Authorize us to obtain records and other
information;
(3) Cooperate with us in the investigation or
settlement of the claim or defense against
the "suit'; and
(4) Assist us, upon our request, in the
enforcement of any right against any
person or organization which may be liable
to the insured because of injury or damage
to which this insurance may also apply.
d. No insured will, except at that insured's own
cost, voluntarily make a payment, assume any
obligation, or incur any expense, other than for
first aid, without our consent.
e. The following provisions apply to Paragraph a.
above, but only for purposes of the insurance
provided under this Coverage Part to you or any
insured listed in Paragraph 1. or 2. of Section II
—Who Is An Insured:
(1) Notice to us of such "occurrence" or
offense must be given as soon as
practicable only after the "occurrence" or
offense is known to you (if you are an
individual), any of your partners or
members who is an individual (if you are a
partnership or joint venture), any of your
managers who is an individual (if you are a
limited liability company), any of your
"executive officers" or directors (if you are
an organization other than a partnership,
joint venture, or limited liability company),
any of your trustees who is an individual (if
you are a trust) or any "employee"
authorized by you to give notice of an
"occurrence" or offense.
(2) If you are a partnership, joint venture,
limited liability company or trust, and none
of your partners, joint venture members,
managers or trustees are individuals, notice
to us of such "occurrence" or offense must
be given as soon as practicable only after
the "occurrence" or offense is known by:
(a) Any individual who is:
(i) A partner or member of any
partnership or joint venture;
(ii) A manager of any limited liability
company;
(iii) An executive officer or director of
any other organization; or
(iv) A trustee of any trust;
that is your partner, joint venture
member, manager or trustee; or
(b) Any employee authorized by such
partnership, joint venture, limited
liability company, trust or other
organization to give notice of an
"occurrence" or offense.
(3) Notice to us of such "occurrence" or
offense will be deemed to be given as soon
as practicable if it is given in good faith as
soon as practicable to your workers'
compensation insurer. This applies only if
you subsequently give notice to us of the
"occurrence" or offense as soon as
practicable after any of the persons
described in Paragraph e.(1) or (2) above
discovers that the "occurrence" or offense
may result in sums to which the insurance
provided under this Coverage Part may
apply.
However, if this policy includes an endorsement
that provides limited coverage for "bodily injury"
or "property damage" or pollution costs arising
out of a discharge, release or escape of
"pollutants" which contains a requirement that
the discharge, release or escape of "pollutants"
must be reported to us within a specific number
of days after its abrupt commencement, this
Paragraph e. does not affect that requirement.
3. Legal Action Against Us
No person or organization has a right under this
Coverage Part:
a. To join us as a party or otherwise bring us into
a "suit" asking for damages from an insured; or
b. To sue us on this Coverage Part unless all of
its terms have been fully complied with.
A person or organization may sue us to recover on
an agreed settlement or on a final judgment against
an insured; but we will not be liable for damages
that are not payable under the terms of this
Coverage Part or that are in excess of the
applicable limit of insurance. An agreed settlement
means a settlement and release of liability signed by
us, the insured, and the claimant or the claimant's
legal representative.
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4. Other Insurance
If valid and collectible other insurance is available to
the insured for a loss we cover under Coverages A
or B of this Coverage Part, our obligations are
limited as described in Paragraphs a. and b. below.
As used anywhere in this Coverage Part, other
insurance means insurance, or the funding of
losses, that is provided by, through or on behalf of:
(i) Another insurance company;
(ii) Us or any of our affiliated insurance companies,
except when the Non cumulation of Each
Occurrence Limit provision of Paragraph 5. of
Section III — Limits Of Insurance or the Non
cumulation of Personal and Advertising Injury
Limit provision of Paragraph 4. of Section III —
Limits of Insurance applies because the
Amendment — Non Cumulation Of Each
Occurrence Limit Of Liability And Non
Cumulation Of Personal And Advertising Injury
Limit endorsement is included in this policy;
(iii) Any risk retention group; or
(iv) Any self-insurance method or program, in
which case the insured will be deemed to be
the provider of other insurance.
Other insurance does not include umbrella
insurance, or excess insurance, that was bought
specifically to apply in excess of the Limits of
Insurance shown in the Declarations of this
Coverage Part.
As used anywhere in this Coverage Part, other
insurer means a provider of other insurance. As
used in Paragraph c. below, insurer means a
provider of insurance.
a. Primary Insurance
This insurance is primary except when
Paragraph b. below applies. If this insurance is
primary, our obligations are not affected unless
any of the other insurance is also primary.
Then, we will share with all that other insurance
by the method described in Paragraph c. below,
except when Paragraph d. below applies.
b. Excess Insurance
(1) This insurance is excess over:
(a) Any of the other insurance, whether
primary, excess, contingent or on any
other basis:
(i) That is Fire, Extended Coverage,
Builder's Risk, Installation Risk or
similar coverage for "your work";
COMMERCIAL GENERAL LIABILITY
(I i) That is insurance for "premises
damage';
(iii) If the loss arises out of the
maintenance or use of aircraft,
"autos" or watercraft to the extent
not subject to any exclusion in this
Coverage Part that applies to
aircraft, "autos" or watercraft;
(iv) That is insurance available to a
premises owner, manager or
lessor that qualifies as an insured
under Paragraph 4. of Section II —
Who Is An Insured, except when
Paragraph d. below applies; or
(v) That is insurance available to an
equipment lessor that qualifies as
an insured under Paragraph 5. of
Section II — Who Is An Insured,
except when Paragraph d. below
applies.
(b) Any of the other insurance, whether
primary, excess, contingent or on any
other basis, that is available to the
insured when the insured is an
additional insured, or is any other
insured that does not qualify as a
named insured, under such other
insurance.
(2) When this insurance is excess, we will
have no duty under Coverages A or B to
defend the insured against any "suit" if any
other insurer has a duty to defend the
insured against that "suit". If no other
insurer defends, we will undertake to do so,
but we will be entitled to the insured's rights
against all those other insurers.
(3) When this insurance is excess over other
insurance, we will pay only our share of the
amount of the loss, if any, that exceeds the
sum of:
(a) The total amount that all such other
insurance would pay for the loss in the
absence of this insurance; and
(b) The total of all deductible and self -
insured amounts under all that other
insurance.
(4) We will share the remaining loss, if any,
with any other insurance that is not
described in this Excess Insurance
provision and was not bought specifically to
apply in excess of the Limits of Insurance
shown in the Declarations of this Coverage
Part.
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COMMERCIAL GENERAL LIABILITY
c. Method Of Sharing
If all of the other insurance permits contribution
by equal shares, we will follow this method also.
Under this approach each insurer contributes
equal amounts until it has paid its applicable
limit of insurance or none of the loss remains,
whichever comes first.
If any of the other insurance does not permit
contribution by equal shares, we will contribute
by limits. Under this method, each insurer's
share is based on the ratio of its applicable limit
of insurance to the total applicable limits of
insurance of all insurers.
d. Primary And Non -Contributory Insurance If
Required By Written Contract
If you specifically agree in a written contract or
agreement that the insurance afforded to an
insured under this Coverage Part must apply on
a primary basis, or a primary and non-
contributory basis, this insurance is primary to
other insurance that is available to such insured
which covers such insured as a named insured,
and we will not share with that other insurance,
provided that:
(1) The "bodily injury' or "property damage" for
which coverage is sought occurs; and
(2) The "personal and advertising injury" for
which coverage is sought is caused by an
offense that is committed;
subsequent to the signing of that contract or
agreement by you.
5. Premium Audit
a. We will compute all premiums for this Coverage
Part in accordance with our rules and rates.
b. Premium shown in this Coverage Part as
advance premium is a deposit premium only. At
the close of each audit period we will compute
the earned premium for that period and send
notice to the first Named Insured. The due date
for audit and retrospective premiums is the date
shown as the due date on the bill. If the sum of
the advance and audit premiums paid for the
policy period is greater than the earned
premium, we will return the excess to the first
Named Insured.
a. The statements in the Declarations are
accurate and complete;
b. Those statements are based upon
representations you made to us; and
c. We have issued this policy in reliance upon
your representations.
The unintentional omission of, or unintentional error
in, any information provided by you which we relied
upon in issuing this policy will not prejudice your
rights under this insurance. However, this provision
does not affect our right to collect additional
premium or to exercise our rights of cancellation or
nonrenewal in accordance with applicable insurance
laws or regulations.
7. Separation Of Insureds
Except with respect to the Limits of Insurance, and
any rights or duties specifically assigned in this
Coverage Part to the first Named Insured, this
insurance applies:
a. As if each Named Insured were the only
Named Insured; and
b. Separately to each insured against whom claim
is made or "suit" is brought.
8. Transfer Of Rights Of Recovery Against Others
To Us
If the insured has rights to recover all or part of any
payment we have made under this Coverage Part,
those rights are transferred to us. The insured must
do nothing after loss to impair them. At our request,
the insured will bring "suit" or transfer those rights
to us and help us enforce them.
9. When We Do Not Renew
If we decide not to renew this Coverage Part, we will
mail or deliver to the first Named Insured shown in
the Declarations written notice of the nonrenewal
not less than 30 days before the expiration date.
If notice is mailed, proof of mailing will be sufficient
proof of notice.
SECTION V — DEFINITIONS
1. "Advertisement" means a notice that is broadcast or
published to the general public or specific market
segments about your goods, products or services
for the purpose of attracting customers or
supporters. For the purposes of this definition:
c. The first Named Insured must keep records of a. Notices that are published include material
the information we need for premium placed on the Internet or on similar electronic
computation, and send us copies at such times means of communication; and
as we may request. b. Regarding websites, only that part of a website
6. Representations that is about your goods, products or services
By accepting this policy, you agree: for the purposes of attracting customers or
supporters is considered an advertisement.
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2. "Advertising injury':
a. Means injury caused by one or more of the
following offenses:
(1) Oral or written publication, including
publication by electronic means, of material
in your "advertisement" that slanders or
libels a person or organization or
disparages a person's or organization's
goods, products or services, provided that
the claim is made or the "suit' is brought by
a person or organization that claims to have
been slandered or libeled, or that claims to
have had its goods, products or services
disparaged;
(2) Oral or written publication, including
publication by electronic means, of material
in your "advertisement" that:
(a) Appropriates a person's name, voice,
photograph or likeness; or
(b) Unreasonably places a person in a
false light; or
(3) Infringement of copyright, "title" or "slogan"
in your "advertisement", provided that the
claim is made or the "suit" is brought by a
person or organization that claims
ownership of such copyright, "title" or
"slogan".
b. Includes "bodily injury' caused by one or more
of the offenses described in Paragraph a.
above.
3. "Auto" means:
a. A land motor vehicle, trailer or semitrailer
designed for travel on public roads, including
any attached machinery or equipment; or
b. Any other land vehicle that is subject to a
compulsory or financial responsibility law, or
other motor vehicle insurance law, where it is
licensed or principally garaged.
However, "auto" does not include "mobile
equipment".
4. "Bodily injury' means:
a. Physical harm, including sickness or disease,
sustained by a person; or
b. Mental anguish, injury or illness, or emotional
distress, resulting at any time from such
physical harm, sickness or disease.
S. "Broadcasting" means transmitting any audio or
visual material for any purpose:
a. By radio or television; or
COMMERCIAL GENERAL LIABILITY
b. In, by or with any other electronic means of
communication, such as the Internet, if that
material is part of:
(1) Radio or television programming being
transmitted;
(2) Other entertainment, educational,
instructional, music or news programming
being transmitted; or
(3) Advertising transmitted with any of such
programming.
6. "Coverage territory' means:
a. The United States of America (including its
territories and possessions), Puerto Rico and
Canada;
b. International waters or airspace, but only if the
injury or damage occurs in the course of travel
or transportation between any places included
in Paragraph a. above; or
c. All other parts of the world if the injury or
damage arises out of:
(1) Goods or products made or sold by you in
the territory described in Paragraph a.
above;
(2) The activities of a person whose home is in
the territory described in Paragraph a.
above, but is away for a short time on your
business; or
(3) "Personal and advertising injury" offenses
that take place through the Internet or
similar electronic means of communication;
provided the insured's responsibility to pay
damages is determined in a "suit" on the merits in
the territory described in Paragraph a. above, or in a
settlement we agree to.
7. "Electronic data" means information, facts or
programs stored as or on, created or used on, or
transmitted to or from computer software (including
systems and applications software), hard or floppy
disks, CD-ROMs, tapes, drives, cells, data
processing devices or any other media which are
used with electronically controlled equipment.
8. "Employee" includes a "leased worker". "Employee"
does not include a "temporary worker".
9. "Executive officer" means a person holding any of
the officer positions created by your charter,
constitution, bylaws or any other similar governing
document.
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COMMERCIAL GENERAL LIABILITY
10. "Good Samaritan services" means any emergency
medical services for which no compensation is
demanded or received.
11. "Hostile fire" means a fire which becomes
uncontrollable or breaks out from where it was
intended to be.
12. "Impaired property' means tangible property, other
than "your product" or "your work", that cannot be
used or is less useful because:
a. It incorporates "your product' or "your work"
that is known or thought to be defective,
deficient, inadequate or dangerous; or
b. You have failed to fulfill the terms of a contract
or agreement;
if such property can be restored to use by the
repair, replacement, adjustment or removal of "your
product" or "your work" or your fulfilling the terms of
the contract or agreement.
13. "Insured contract" means:
a. A contract for a lease of premises. However,
that portion of the contract for a lease of 14.
premises that indemnifies any person or
organization for "premises damage" is not an
"insured contract';
b. A sidetrack agreement;
c. Any easement or license agreement, except in
connection with construction or demolition
operations on or within 50 feet of a railroad;
d. An obligation, as required by ordinance, to
indemnify a municipality, except in connection
with work for a municipality;
e. An elevator maintenance agreement;
f. That part of any other contract or agreement
pertaining to your business (including an
indemnification of a municipality in connection
with work performed for a municipality) under
which you assume the tort liability of another
party to pay for "bodily injury", "property
damage" or "personal injury' to a third person
or organization. Tort liability means a liability
that would be imposed by law in the absence of
any contract or agreement.
Paragraph f. does not include that part of any
contract or agreement:
(1) That indemnifies a railroad for "bodily
injury' or "property damage" arising out of
construction or demolition operations,
within 50 feet of any railroad property and
affecting any railroad bridge or trestle,
15.
tracks, roadbeds, tunnel, underpass or
crossing;
(2) That indemnifies an architect, engineer or
surveyor for injury or damage arising out of:
(a) Preparing, approving, or failing to
prepare or approve, maps, shop
drawings, opinions, reports, surveys,
field orders, change orders or drawings
and specifications; or
(b) Giving directions or instructions, or
failing to give them, if that is the
primary cause of the injury or damage;
or
(3) Under which the insured, if an architect,
engineer or surveyor, assumes liability for
an injury or damage arising out of the
insured's rendering or failure to render
professional services, including those listed
in Paragraph (2) above and supervisory,
inspection, architectural or engineering
activities.
"Leased worker" means a person leased to you by a
labor leasing firm under an agreement between you
and the labor leasing firm, to perform duties related
to the conduct of your business. "Leased worker"
does not include a "temporary worker".
"Loading or unloading" means the handling of
property.
a. After it is moved from the place where it is
accepted for movement into or onto an aircraft,
watercraft or "auto';
b. While it is in or on an aircraft, watercraft or
"auto"; or
c. While it is being moved from an aircraft,
watercraft or "auto" to the place where it is
finally delivered;
but "loading or unloading" does not include the
movement of property by means of a mechanical
device, other than a hand truck, that is not attached
to the aircraft, watercraft or "auto".
16. "Mobile equipment" means any of the following
types of land vehicles, including any attached
machinery or equipment:
a. Bulldozers, farm machinery, forklifts and other
vehicles designed for use principally off public
roads;
b. Vehicles maintained for use solely on or next to
premises you own or rent;
c. Vehicles that travel on crawler treads;
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d. Vehicles, whether self-propelled or not,
maintained primarily to provide mobility to
permanently mounted:
(1) Power cranes, shovels, loaders, diggers or
drills; or
(2) Road construction or resurfacing
equipment such as graders, scrapers or
rollers;
e. Vehicles not described in Paragraph a., b., c.
or d. above that are not self-propelled and are
maintained primarily to provide mobility to
permanently attached equipment of the
following types:
(1) Air compressors, pumps and generators,
including spraying, welding, building
cleaning, geophysical exploration, lighting
and well servicing equipment; or
(2) Cherry pickers and similar devices used to
raise or lower workers;
f. Vehicles not described in Paragraph a., b., c.
or d. above maintained primarily for purposes
other than the transportation of persons or
cargo.
However, self-propelled vehicles with the
following types of permanently attached
equipment are not "mobile equipment" but will
be considered "autos":
(1) Equipment designed primarily for:
(a) Snow removal;
(b) Road maintenance, but not
construction or resurfacing; or
(c) Street cleaning;
(2) Cherry pickers and similar devices
mounted on automobile or truck chassis
and used to raise or lower workers; and
(3) Air compressors, pumps and generators,
including spraying, welding, building
cleaning, geophysical exploration, lighting
and well servicing equipment.
However, "mobile equipment" does not include any
land vehicle that is subject to a compulsory or
financial responsibility law, or other motor vehicle
insurance law, where it is licensed or principally
garaged. Such land vehicles are considered
"autos".
17. "Occurrence" means:
a. An accident, including continuous or repeated
exposure to substantially the same general
harmful conditions; or
COMMERCIAL GENERAL LIABILITY
b. An act or omission committed in providing or
failing to provide first aid or "Good Samaritan
services" to a person, unless you are in the
business or occupation of providing
professional health care services.
18. "Personal and advertising injury' means "personal
injury' or "advertising injury".
19. "Personal injury':
a. Means injury, other than "advertising injury',
caused by one or more of the following
offenses:
(1) False arrest, detention or imprisonment;
(2) Malicious prosecution;
(3) The wrongful eviction from, wrongful entry
into, or invasion of the right of private
occupancy of a room, dwelling or premises
that a person occupies, provided that the
wrongful eviction, wrongful entry or invasion
of the right of private occupancy is
committed by or on behalf of the owner,
landlord or lessor of that room, dwelling or
premises;
(4) Oral or written publication, including
publication by electronic means, of material
that slanders or libels a person or
organization or disparages a person's or
organization's goods, products or services,
provided that the claim is made or the "suit"
is brought by a person or organization that
claims to have been slandered or libeled, or
that claims to have had its goods, products
or services disparaged; or
(5) Oral or written publication, including
publication by electronic means, of material
that:
(a) Appropriates a person's name, voice,
photograph or likeness; or
(b) Unreasonably places a person in a
false light.
b. Includes "bodily injury' caused by one or more
of the offenses described in Paragraph a.
above.
20. "Pollutants" mean any solid, liquid, gaseous or
thermal irritant or contaminant, including smoke,
vapor, soot, fumes, acids, alkalis, chemicals and
waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
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COMMERCIAL GENERAL LIABILITY
21. "Premises damage" means:
a. With respect to the first paragraph of the
exceptions in Exclusion j. of Section I —
Coverage A — Bodily Injury And Property
Damage Liability, "property damage" to any
premises while rented to you for a period of
seven or fewer consecutive days, including the
contents of such premises; or
b. With respect to the exception to Exclusions c.
through n. in the last paragraph of Paragraph 2.
of Section I — Coverage A — Bodily Injury And
Property Damage Liability, "property damage" to
any premises while rented to you for a period of
more than seven consecutive days, or while
temporarily occupied by you with permission of
the owner, caused by:
(1) Fire;
(2) Explosion;
(3) Lightning;
(4) Smoke resulting from fire, explosion or
lightning; or
(5) Water.
But "premises damage" under this Paragraph
b. does not include "property damage" to any
premises caused by:
(1) Rupture, bursting, or operation of pressure
relief devices;
(2) Rupture or bursting due to expansion or
swelling of the contents of any building or
structure caused by or resulting from water;
or
(3) Explosion of steam boilers, steam pipes,
steam engines or steam turbines.
22. "Products -completed operations hazard":
a. Includes all "bodily injury' and "property
damage" occurring away from premises you
own or rent and arising out of "your product" or
"your work" except:
(1) Products that are still in your physical
possession; or
(2) Work that has not yet been completed or
abandoned. However, "your work" will be
deemed completed at the earliest of the
following times:
(a) When all of the work called for in your
contract has been completed.
(b) When all of the work to be done at the
job site has been completed if your
contract calls for work at more than
one job site.
(c) When that part of the work done at a
job site has been put to its intended
use by any person or organization other
than another contractor or
subcontractor working on the same
project.
Work that may need service, maintenance,
correction, repair or replacement, but which
is otherwise complete, will be treated as
completed.
b. Does not include "bodily injury' or "property
damage" arising out of:
(1) The transportation of property, unless the
injury or damage arises out of a condition in
or on a vehicle not owned or operated by
you, and that condition was created by the
"loading or unloading" of that vehicle by any
insured;
(2) The existence of tools, uninstalled
equipment or abandoned or unused
materials; or
(3) Products or operations for which the
classification, listed in the Declarations or
in a policy Schedule, states that products -
completed operations are subject to the
General Aggregate Limit.
23. "Property damage" means:
a. Physical injury to tangible property, including all
resulting loss of use of that property. All such
loss of use will be deemed to occur at the time of
the physical injury that caused it; or
b. Loss of use of tangible property that is not
physically injured. All such loss of use will be
deemed to occur at the time of the "occurrence"
that caused it.
For the purposes of this insurance, "electronic data"
is not tangible property.
24. "Slogan":
a. Means a phrase that others use for the purpose
of attracting attention in their advertising.
b. Does not include a phrase used as, or in, the
name of:
(1) Any person or organization, other than you;
or
(2) Any business, or any of the premises,
goods, products, services or work, of any
person or organization, other than you.
Page 20 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
25. "Suit" means a civil proceeding in which damages
because of "bodily injury', "property damage" or
"personal and advertising injury' to which this
insurance applies are alleged. "Suit' includes:
a. An arbitration proceeding in which such
damages are claimed and to which the insured
must submit or does submit with our consent;
or
b. Any other alternative dispute resolution
proceeding in which such damages are claimed
and to which the insured submits with our
consent.
26. "Temporary worker" means a person who is
furnished to you to substitute for a permanent
"employee' on leave or to meet seasonal or short-
term workload conditions.
27. "Title" means a name of a literary or artistic work.
28. "Unsolicited communication" means any
communication, in any form, that the recipient of
such communication did not specifically request to
receive.
29. "Volunteer worker" means a person who is not your
"employee', and who donates his or her work and
acts at the direction of and within the scope of
duties determined by you, and is not paid a fee,
salary or other compensation by you or anyone else
for their work performed for you.
30. "Your product":
a. Means:
(1) Any goods or products, other than real
property, manufactured, sold, handled,
distributed or disposed of by.
COMMERCIAL GENERAL LIABILITY
(a) You;
(b) Others trading under your name; or
(c) A person or organization whose
business or assets you have acquired;
and
(2) Containers (other than vehicles), materials,
parts or equipment furnished in connection
with such goods or products.
b. Includes:
(1) Warranties or representations made at any
time with respect to the fitness, quality,
durability, performance or use of "your
product'; and
(2) The providing of or failure to provide
warnings or instructions.
c. Does not include vending machines or other
property rented to or located for the use of
others but not sold.
31. "Your work":
a. Means:
(1) Work or operations performed by you or on
your behalf; and
(2) Materials, parts or equipment furnished in
connection with such work or operations.
b. Includes:
(1) Warranties or representations made at any
time with respect to the fitness, quality,
durability, performance or use of "your
work"; and
(2) The providing of or failure to provide
warnings or instructions.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 21 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED - PRIMARY AND
NON-CONTRIBUTORY' WITH OTHER INSURANCE
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
PROVISIONS
1. The following is added to Paragraph A.1.c., Who
Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
This includes any person or organization who you
are required under a written contract or
agreement between you and that person or
organization, that is signed by you before the
"bodily injury" or "property damage" occurs and
that is in effect during the policy period, to name
as an additional insured for Covered Autos
Liability Coverage, but only for damages to which
this insurance applies and only to the extent of
that person's or organization's liability for the
conduct of another "insured".
2. The following is added to Paragraph B.S., Other
Insurance of SECTION IV — BUSINESS AUTO
CONDITIONS:
Regardless of the provisions of paragraph a. and
paragraph d. of this part S. Other Insurance, this
insurance is primary to and non-contributory with
applicable other insurance under which an
additional insured person or organization is the
first named insured when the written contract or
agreement between you and that person or
organization, that is signed by you before the
"bodily injury" or "property damage" occurs and
that is in effect during the policy period, requires
this insurance to be primary and non-contributory.
CA T4 74 02 16 © 2016 The Travelers Indemnity Company. All rights reserved. Page 1 of 1
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
3/16/2021
a. ; _S6wPoy Fi ' wand Charities Fling System
BUSINESS INFORMATION
PETERSEN BROTHERS, INC.
600 072 474
WA PROFIT CORPORATION
ACTIVE
200E EAST VALLEY HWY I:, SUMNER, WA, 98390-9579, UNITED STATES
2008 EAST VALLEY HWY E, SUMNER, WA. 98390.9579, UNITED STATES
05/31/2021
UNITED STATES, WASHINGTON
05/25/1971
PERPETUAL
CONSTRUCTION
REGISTERED AGENT INFORMATION
RON PETERSEN
2008 E VALLEY HWY, SUMNER, WA, 98390-0000, UNITED STATES
2008 E VALLEY HWY SUMNER, WA, 98390-0000, UNITED STATES
GOVERNORS
Title Governors Type
GOVERNOR INDIVIDUAL
GOVERNOR INDIVIDUAL
Back
hftps://cds.sos.wa.gov/`#/BusinessSearch/Businesslnformation
Corporations and Charities System
Business Name:
UBINumber.
Business Type:
Business Status:
Principal Office Street Address:
Principal Office Mailing Address:
Expiration Date:
Jurisdiction:
Formation/ Registration Date:
Period of Duration:
Inactive Date:
Nature of Business:
Registered Agent Name:
Street Address:
Mailing Address:
Entity Name First Name
Last Name
ROBIN
PETERSEN
RON
PETERSEN
Filing History Name History HEReturn to Business Search
1/1
3/16/2021 Washington State Department of Revenue
Washington Mate Depa _tTient of Revenue
< Business Lookup
License Information:
Entity name:
PETERSEN BROTHERS, INC
Business name:
PETERSEN BROTHERS, INC
Entity type:
Profit Corporation
UBI #:
600-072-474
Business ID:
001
Location ID:
0001
Location:
Active
Location address:
2008 EAST VALLEY HWY E
SUMNER WA 98390-9579
Mailing address: 2008 E VALLEY HWY E
SUMNER WA 98390-9579
Excise tax and reseller permit status:
Secretary of State status:
Endorsements
Endorsements held at this locatio
License #
Anacortes General Business -
Non -Resident
Bainbridge Island General
44557
Business - Non -Resident
Bellingham General Business
034355
Black Diamond General
BUS10-0060
Business - Non -Resident
Bonney Lake General Business
- Non -Resident
Burien General Business - Non-
04569
Resident
Burlington General Business -
10275
Non -Resident
Carnation General Business -
Non -Resident
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Status Expiration date First issuance di
Active May-31-2021 Jan-12-2007
Active May-31-2021 Sep-12-2014
Active Nov-01-2006
Active May-31-2021 Mar-20-2019
Active May-31-2021 Oct-14-2015
Active
May-31-2021
Feb-15-2005
Active
May-31-2021
Apr-10-2019
Active
May-31-2021
Dec-09-2014
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3/16/2021 Washington State Department of Revenue
Endorsements held at this locatio License # Count Details
Status
Covington General Business -
Active
Non -Resident
Edgewood General Business - 311
Active
Non -Resident
Ellensburg General Business -
Active
Non -Resident
Federal Way General Business - 10-103045-00-BL
Active
Non -Resident
Fife General Business - Non-
Active
Resident
Gig Harbor General Business -
Active
Non -Resident
Issaquah General Business - BUS03-00056
Active
Non -Resident
Governing People May lndu&90 ing pwpk mt mobt—d with Stavw, u/Sktls
Governing people Title
PETERSEN, ROBIN
PETERSEN, RON
Expiration date First issuance d2
May-31-2021 Apr-20-2018
May-31-2021 Oct-16-2009
Mar-31-2022 Mar-05-2021
May-31-2021 Jul-23-2010
May-31-2021 Nov-13-2014
May-31-2021 Jul-02-2012
May-31-2021 Sep-09-2006
The Business Lookup information is updated nightly. Search date and time: 3/16/2021 4:41:41 PM
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