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HomeMy WebLinkAboutAG 00-086 - CODE PUBLISHING CO INC1.
RAL
FEDERAL WAY LAW DEPARTMENT
PREPARATION/DOCUMENT REVIEW/SIGNATURE ROUTING SLIP
4. TYPE OF DOCUMENT REQUESTED (CHECK ONE):
PROFESSIONAL SERVICE AGREEMENT
❑ MAINTENANCE/LABOR AGREEMENT
❑ PUBLIC WORKS CONTRACT
❑ SMALL PUBLIC WORKS CONTRACT
[LESS THAN $25.000)
❑ PURCHASE AGREEMENT
[MATERIALS, SUPPLIES, EQUIPMENT)
❑ REAL ESTATE PURCHAOM 6 SALES AGREEMENT
5. PROJECT NAME
B. NAME OF
ADDRESS:
// 6
DATE REQ. BY
9
❑ SECURITY DOCUMENT
[E.G.. AGREEMENT & PERF/MAIN BOND; ASSIGNMENT OF FUNDS IN LIEU OF BOND)
❑ CONTRACTOR SELECTION DOCUMENT
(E.G., RPM, RFP. RPG3
❑ CONTRACT AMENOMENT AG i :
❑ EASEMENT
❑ OTHER
❑ CDBG
FIA
PHONEA00 S� / ` 6
TYPE OF PERSON OR ENTITY (CHECK ONE): //��
❑ INDIVIDUAL ❑ SOLE PROPRIETORSHIP STATE:L/ TAX IOf/SS1: 9/
El PARTNERSHIP /*ORPORATION jj JJ _ /
SIGNATURE
TITLE
7. SCOPE OF WORK: ATTACH EXHIBIT A - A COMPLETE AND DETAILED DESCRIPTION OF THE SERVICES OR SCOPE OF
WORK, INCLUDING COMPLETION DATE FOR EACH PHASE OF WORK AND LOCATION OF WORK.
c
B. TERM: COMMENCEMENT DATE: lZ611alfkI COMPLETION DATE:
9. TOTAL COMPENSATION / [INCLUDE EXPENSES AND SALES TAX, IF ANY]
[IF CALCULATED ON HOURLY LABOR CHARGE - ATTACH SCHEDULES OF EMPLOYEES TITLES AND HOLIDAY RATESI
REIMBURSABLE EXPENSES: ❑ YES ❑ NO IF YES, MAXIMUM DOLLAR AMOUNT: $
IS SALES TAX OWED? ❑ YES ❑ NO IF YES, $ PAID BY: ❑ CONTRACTOR ❑ CITY
10. SELECTION PROCESS USED (CHECK ONE]:
`❑l REQUEST FOR BIDS ❑ REQUEST FOR QUOTES ❑ ARCHITECT S. ENGINEER LIST
7q REQUEST FOR PROPOSALS ❑ REQUEST FOR QUALIFICATIONS ❑ SMALL WORKS ROSTER
11. CONTRACT REVIEW
tr'O.RECTOR
w�, A- W (ALL CONTRACTS]
�I'RISK MANAGEMENT
(ALL CONTRACTS EXCEPT AMENDMENTS,
CONTRACTOR SELECTION DOCUMENT)
❑ HUMAN SERVICES
11. CONTRACT SIGNATURE ROUTING
rw DEPARTMENT
,,e/C-�ITY MANAGER
(?CITY CLERK
CG SIGN COPY BACK TO ORIGINATING DEPT.
❑ ASSIGNED AG R �A]'Lil1Vl
❑ PURCHABINQryPLEASE CHARGE TO: __..
COMMENTS
INITIAL/DATE APPROVED
Le+- Mc- k+,,.1
INITIAL/DATE A
PPROVED -11 `1 L cy
!✓ LI W (A� I � ��
C�
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WHITE - ORIGINAL ETAYE WITH CONTRALY CANARY - CLERK TO ETAFF PINK - LAW DEPT. GOLDENROD - ORIGINATING STAFF Lo4wa [REV 99/sal
PROFESSIONAL SERVICES AGREEMENT
FOR
CODE PUBLISHING COMPANY, INC.
This Professional Services Agreement ("Agreement") is dated effective this%day of
April, 2000. The parties ("Parties") to this Agreement are the City of Federal Way, a Washington
municipal corporation ("City"), and Code Publishing Company, Inc., a',';Washington corporation
("Contractor").
A. The City seeks the temporary professional services of a skilled independent
contractor capable of working without direct supervision, in the capacity of the codification of city
ordinances; and
B. The Contractor has the requisite skill and experience necessary to provide such
services.
NOW, THEREFORE, the Parties agree as follows:
1. Services.
Contractor shall provide the services more specifically described in Exhibit "A", attached
hereto and incorporated by this reference ("Services"), in a manner consistent with the accepted
practices for other similar services, performed to the City's satisfaction, within the time period
prescribed by the City and pursuant to the direction of the City Manager or his or her designee.
2. Term.
The term of this Agreement shall commence upon the effective date of this Agreement and
shall automatically renew each year until either party terminates said Agreement in accordance
with Section 3 of this Agreement.
3. Termination.
Prior to the expiration of the Term, this Agreement may be terminated with or without
cause by either party. The City may cancel this Agreement upon sixty (60) days prior written
notice to the Contractor. The Contractor may cancel this Agreement only upon sixty (60) days
prior written notice to the City.
4. Compensation.
4.1 Total Compensation. In consideration of the Contractor performing the
Services, the City agrees to pay the Contractor in accordance with Exhibit "A", attached
hereto and incorporated by this reference.
ORIGINAL
4.2 Method of Payment. Payment by the City for the Services will only be
made after the Services have been performed, a voucher or invoice is submitted in the
form specified by the City, and the same is approved by the appropriate City
representative. Payment shall be made on a monthly basis, thirty (30) days after receipt
of such voucher or invoice.
4.3 Contractor Responsible for Taxes. The Contractor shall be solely
responsible for the payment of any taxes imposed by any lawful jurisdiction as a result of
the performance and payment of this Agreement.
5. Compliance with Laws.
Contractor shall comply with and perform the Services in accordance with all applicable
federal, state, and City laws including, without limitation, all City codes, ordinances, resolutions,
standards and policies, as now existing or hereafter adopted or amended.
6. Warranty.
The Contractor warrants that it has the requisite training, skill and experience necessary
to provide the Services and is appropriately accredited and licensed by all applicable agencies and
governmental entities, including but not limited to being registered to do business in the City of
Federal Way by obtaining a City of Federal Way business registration.
7. Independent Contractor/Conflict of Interest.
It is the intention and understanding of the Parties that the Contractor shall be an
independent contractor and that the City shall be neither liable nor obligated to pay Contractor sick
leave, vacation pay or any other benefit of employment, nor to pay any social security or other
tax which may arise as an incident of employment. The Contractor shall pay all income and other
taxes as due. Industrial or any other insurance which is purchased for the benefit of the City,
regardless of whether such ►nay provide a secondary or incidental benefit to the Contractor, shall
not be deemed to convert this Agreement to an employment contract. It is recognized that
Contractor may or will be performing professional services during the Term for other parties;
provided, however, that such performance of other services shall not conflict with or interfere
with Contractor's ability to perform the Services. Contractor agrees to resolve any such conflicts
of interest in favor of the City.
8. Indemnification.
8.1 Contractor Indemnification. The Contractor agrees to indemnify, defend
and hold the City, its elected officials, officers, employees, agents, and volunteers
harmless from any and all claims, demands, losses, actions and liabilities (including costs
and all attorney fees) to or by any and all persons or entities, including, without limitation,
- 2 -
their respective agents, licensees, or representatives, arising from, resulting from, or
connected with this Agreement to the extent caused by the negligent acts, errors or
omissions of the Contractor, its partners, shareholders, agents, employees, or by the
Contractor's breach of this Agreement. Contractor waives any immunity that may be
granted to it under the Washington State Industrial Insurance Act, Title 51 RCW.
Contractor's indemnification shall not be limited in any way by any limitation on the
amount of damages, compensation or benefits payable to or by any third party under
workers' compensation acts, disability benefit acts or any other benefits acts or programs.
8.2 City Indemnification. The City agrees to indemnify, defend and hold the
Contractor, its officers, directors, shareholders, partners, employees, and agents harmless
from any and all claims, demands, losses, actions and liabilities (including costs and
attorney fees) to or by any and all persons or entities, including without limitation, their
respective agents, licensees, or representatives, arising from, resulting from or connected
with this Agreement to the extent solely caused by the negligent acts, errors, or omissions
of the City, its employees or agents.
8.3 Survival. The provisions of this Section shall survive the expiration or
termination of this Agreement with respect to any event occurring prior to such expiration
or termination.
9. Equal Opportunity Employer.
In all Contractor services, programs or activities, and all Contractor hiring and
employment made possible by or resulting .from this Agreement, there shall be no discrimination
by Contractor or by Contractor's employees, agents, subcontractors or representatives against any
person because of sex, age (except minimum age and retirement provisions), race, color, creed,
national origin, marital status or the presence of any disability, including sensory, mental or
physical handicaps, unless based upon a bona tide occupational qualification in relationship to
hiring and employment. This requirement shall apply, but not be limited to the following:
employment, advertising, layoff or termination, rates of pay or other forms of compensation, and
selection for training, including apprenticeship. Contractor shall not violate any of the terms of
Chapter 49.60 RCW, Title VII of the Civil Rights Act of 1964, the Americans With Disabilities
Act, Section 504 of the Rehabilitation Act of 1973 or any other applicable federal, state or local
law or regulation regarding non-discrimination. Any material violation of this provision shall be
grounds for termination of this Agreement by the City and, in the case of the Contractor's breach,
may result in ineligibility for further City agreements.
10. Confidentiality.
All information regarding the City obtained by Contractor in performance of this
Agreement shall be considered confidential. Breach of confidentiality by Contractor will be
grounds for immediate termination.
- 3 -
11. Insurance.
The Contractor agrees to carry as a minimum, the following insurance, in such forms and
with such carriers who have a rating which is satisfactory to the City:
11.1 Workers' compensation and employer's liability insurance in amounts
sufficient pursuant to the laws of the State of Washington;
11.2 Commercial general liability insurance with combined single limits of
liability not less than $2,000,000 for bodily injury, including personal injury or death,
products liability and property damage.
11.3 Automobile liability insurance with combined single limits of liability not
less than $2,000,000 for bodily injury, including personal injury or death and property
damage.
11.4 Professional liability insurance with combined single limits of liability not
less than $2,000,000 for damages sustained by reason of or in the course of operation
under this Agreement, whether occurring by reason of acts, errors or omissions of the
Contractor.
The City shall be named as additional insured on all such insurance policies, with the
exception of professional liability and workers' compensation coverages. Contractor shall provide
certificates of insurance, concurrent with the execution of this Agreement, evidencing such
coverage and, at City's request, furnish the City with copies of all insurance policies and with
evidence of payment of premiums or fees of such policies. All insurance policies shall contain
a clause of endorsement providing that they may not be terminated or materially amended during
the Term of this Agreement, except after thirty (30) days prior written notice to the City. If
Contractor's insurance policies are "claims made" or "claims paid", Contractor shall be required
to maintain tail coverage for a minimum period of three (3) years from the date this Agreement
is actually terminated. Contractor's failure to maintain such insurance policies shall be grounds
for the City's immediate termination of this Agreement.
The provisions of this Section shall survive the expiration or termination of this Agreement
with respect to any event occurring prior to such expiration or termination.
12. Work Product.
All originals and copies of work product, including plans, sketches, layouts, designs,
design specifications, records, files, computer disks, magnetic media or material which may be
produced or modified by Contractor while performing the Services shall belong to the City. At
- 4 -
the termination or cancellation of this Agreement, all originals and copies of any such work
product remaining in the possession of Contractor shall be delivered to the City.
13. Books and Records.
The Contractor agrees to maintain books, records, and documents which sufficiently and
properly reflect all direct and indirect costs related to the performance of the Services and
maintain such accounting procedures and practices as may be deemed necessary by the City to
assure proper accounting of all funds paid pursuant to this Agreement. These records shall be
subject, at all reasonable times, to inspection, review or audit by the City, its authorized
representative, the State Auditor, or other governmental officials authorized by law to monitor this
Agreement.
14. Non -Appropriation of Funds.
If sufficient funds are not appropriated or allocated for payment under this Agreement for
any future fiscal period, the City will not be obligated to make payments for Services or amounts
incurred after the end of the current fiscal period, and this Agreement will terminate upon the
completion of all remaining Services for which funds are allocated. No penalty or expense shall
accrue to the City in the event this provision applies.
15. General Provisions.
15.1 Entire Agreement. This Agreement contains all of the agreements of the
Parties with respect to any matter covered or mentioned in this Agreement and no prior
agreements shall be effective for any purpose.
15.2 Modification. No provision of this Agreement may be amended or modified
except by written agreement signed by the Parties.
15.3 Full Force and Effect. Any provision of this Agreement which is declared
invalid or illegal shall in no way affect or invalidate any other provision hereof and such
other provisions shall remain in full force and effect.
15.4 Assi nment. Neither the Contractor nor the City shall have the right to
transfer or assign, in whole or in part, any or all of its obligations and rights hereunder
without the prior written consent of the other Party.
15.5 Successors in Interest. Subject to the foregoing Subsection, the rights and
obligations of the Parties shall inure to the benefit of and be binding upon their respective
successors in interest, heirs and assigns.
- 5 -
15.6 Attorney Fees. In the event either of the Parties defaults on the
performance of any terms of this Agreement or either Party places the enforcement of this
Agreement in the hands of an attorney, or files a lawsuit, each Party shall pay all its own
attorneys' fees, costs and expenses. The venue for any dispute related to this Agreement
shall be King County, Washington.
15.7 No Waiver. Failure or delay of the City to declare any breach or default
immediately upon occurrence shall not waive such breach or default. Failure of the City
to declare one breach or default does not act as a waiver of the City's right to declare
another breach or default.
15.8 Governing Law. This Agreement shall be made in and shall be governed
by and interpreted in accordance with the laws of the State of Washington.
15.9 Authority. Each individual executing this Agreement on behalf of the City
and Contractor represents and warrants that such individuals are duly authorized to execute
and deliver this Agreement on behalf of the Contractor or the City.
15.10 Notices. Any notices required to be given by the Parties shall be delivered
at the addresses set forth below. Any notices may be delivered personally to the addressee
of the notice or may be deposited in the United States mail, postage prepaid, to the address
set forth below. Any notice so posted in the United States mail shall be deemed received
three (3) days after the date of mailing.
15.11 Captions. The respective captions of the Sections of this Agreement are
inserted for convenience of reference only and shall not be deemed to modify or otherwise
affect any of the provisions of this Agreement.
15.12 Performance. Time is of the essence of this Agreement and each and all
of its provisions in which performance is a factor. Adherence to completion dates set forth
in the description of the Services is essential to the Contractor's performance of this
Agreement.
15.13 Remedies Cumulative. Any remedies provided for under the terms of this
Agreement are not intended to be exclusive, but shall be cumulative with all other
remedies available to the City at law, in equity or by statute.
15.14 Counterparts. This Agreement may be executed in any number of
counterparts, which counterparts shall collectively constitute the entire Agreement.
- 6 -
15.15 Compliance with Ethics Code. If a violation of the City's Ethics Resolution
No. 91-54, as amended, occurs as a result of the formation and/or performance of this
Agreement, this Agreement may be rendered null and void, at the City's option.
DATED the day and year set forth above.
APPROVED AS TO FORM:
City Attorney, Londi K. indell
1AAGREEMENT.CODE
Rev. 9/7/99
C F FEDER L AY
By:
David H. Moseley, City M nager
33530 1 st Way South
Federal Way, WA 98003
CODE PUBLISHING COMPANY, INC.
By. � � � �
(Signatff )
AA4L d-q ccl-4* p. 6uS yk
(Printed Name)
Its: 1P rAS ; ej e `(
(Title)
- 7 -
Zc A'I i (o S *` 5 t
5el,. 11<, I-v )4 5 9 i / S—
(Address)
-)Ob-5a7
(Phone)
4-04-200 2:36PM FROM
ZM
Scope of Work - Cost
City of Federal Way
The following is a Scope of Work to be performed for the City of Federal Way. Code Publishing
Company, Inc. will:
1. Create a Folio Views 4.1 CD-ROM eIectronic infobase of the Federal Way Ciry Code from
disks provided by the city. CD to include HTML, PDF (Adobe Acrobat) and word
processing files.
2. Digitize and convert approximately 200 pages of tables, charts and graphics,
3. Provide quarterly one (1) printed supplement of all codifiable ordinances (matching existing
page layout and format) to include editing, proofing, indexing and updating tables, together
with instruction and checklist pages,
4. Print 35 sets of supplement pages for Volume I and II of the City Code.
S. Print 23 sets of supplement pages for Volume 1I of future land use code.
6. Provide recurring telephone maintenance and two days of on -site training.
7. Provide hypertext links to the CD-ROM version of the RCW/WAC, ordinances or other
documents.
8. (if requested by the City), enable Internet access through MRSC, create hypertext links,
provide periodic updates and maintenance at regular supplement intervals.
9. Provide outside subscription service at no charge to the City.
Editorial Costs Per Page Total
Folio Bound Views 4.1 $1,000.00
Digitize tables, charts, graphics $-15.00
Supplement ordinances $16.00
Pages with tables, graphics (additional) $15.00
Reproduction Costs
Printing cost (per impression) $0.07
(35 sets x # of pages x $0.07)
Miscellaneous Costs
On -site training N/C
Internet hypertext links, updates 8, maintenance,
labor estimated at 24 hours per year $40.00 per hour
Optional Costs Each Total
Hypertext links N/C
d-04-200 2:37PM FROM
P_ 2
Future Supplement Costs
Per Page
Editorial
Text, index, ordinance tables (per page)
$1 b.00
Pages with tables, graphics
$1 5.00
Printing (cost per impression)
$0.07
Folio updates including HTML, PDF
& word files ($50.00 minimum)
$1.30
Internet updates
N / C
Additional Miscellaneous Costs
Reprints of Volume I Code of Ordinances $75.00 without binders and tabs, $l 15.00 with.
Reprints of Volume II Land Use Regulations are $75.00 without binders and tabs, $115,00 with.
Outside subscription supplement service based on number of pages at a rate of $0.10 per page.
Electronic version $75.00 each.
Custom tab dividers $10.00 per set.
Custom D-ring binders are $30.00 each.
ZOOD 0610
OP ID: ES
.4COR0"
�.,,,,� CERTIFICATE OF LIABILITY INSURANCE
DATE (MM/DDIYYYY)
02101111
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsements .
PRODUCER 206-622-5505
MHT Insurance
1904 Third Ave Suite 714 206-622-9727
Seattle, WA 98101
Ed SobcZynski
CONM TACT Ed Sobczynski
A/C NE Ext :425-948-6123 Fvc No): 206-622-9727
E-MAIL Edsob@m htinsurance.com
PRODUCER
CUSTOMER ID*'C'ODEP-1
INSURER(S) AFFORDING COVERAGE
NAIC #
INSURED Code Publishing Company, Inc.
9410 Roosevelt Way NE
Seattle, WA 98115
INSURER A:Am erican States Insurance Co.
19704
INSURERB:
INSURER C :
INSURER D :
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN LS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAYHAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDL
SUB
POLICY NUMBER
POLICY EFF
POLICY EXP
LIMITS
GENERAL LIABILITY
EACH OCCURRENCE
$ 2,000,00
A
X COMMERCIAL GENERAL L4481LITY
X
02BP675071-4
02l01111
02/01l12
EMI DAMAGE TO RENTED
SES occurrence)
PREMISES
$ 100,00
CLAIMS -MADE Fx ] OCCUR
MED EXP (Anyone person)
$ 10,00
PERSONAL & ADV INJURY
$ EXCLUDE
A
X Printers E&O
02BP675071-4
02/01111
02/01/12
A
02BP675071-4
02/01/11
02/01/12
X
Employers Liab.
GENERAL AGGREGATE
$ 4,000,00
AGGREGATE LIMIT APPLIES PER:
PRODUCTS - COMP/OPAGG
$ 2,000,00
$
rEN'L
POLICY PRO LOC
AUTOMOBILE
LIABILITY
COMBINED SINGLE LIMIT
(Ea accident)
$ Intl in G
ANY AUTO
BODILY INJURY (Per person)
$
ALL OWNEDAUTOS
BODILY INJURY (Peraccident)
$
A
X
SCHEDULED AUTOS
HIREDAUTOS
02BP675071-4
02/01/11
02/01/12
PROPERTY DAMAGE
(Per accident)
$
$
A
X
NON -OWNED AUTOS
02BP675071-4
02/01/11
02/01/12
UMBRELLA LIAB
EACH OCCURRENCE
$
HOCCUR
AGGREGATE
$
EXCESS LIAB
CLAIMS -MADE
DEDUCTIBLE
$
$
RETENTION $
A
WORKERS COMPENSATION
AND EMPLOY ERS'LIABILITY
ANY PROPRIEfORIPARTNERIEXECUTIVE YIN
02BP675071-4 EMPLOYER
02/01/11
02/01/12
WCSTATU- 0TH-
TORYLIMITS X ER
E.L. EACH ACCIDENT
$ Includedi
OFFICERIMEMBER EXCLUDED?
(Mandatory in NH)
N I A
CONTINGENT LIABILITY
E.L. DISEASE -EA EMPLOYEE
$ Liability
E.L. DISEASE -POLICY LIMff
$ Business
If yes, describe under
DESCRIPTION OF OPERATIONS below
DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required)
City. Federal Way is Additional Insured, to the
of named as subject
provisions of the attached Form BP7057(07102), Additional Insured -Designated
Person or Organization Cancellation Provisions apply per Form BP0106 108
ttached.
CERTIFICATE HOLDER CANCELLATION
CI-FEDW
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City of Federal Way
ACCORDANCE WITH THE POLICY PROVISIONS.
33325 8th Avenue S.
AUTHORIZED REP RES ENTATIVE
�
Federal Way, WA 98063-8718
1D1988-2009 ACORD CORPORATION. All rights reserved.
ACORD 25 (2009109) The ACORD name and logo are registered marks of ACORD
D
—REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS —
BUSINESSOWNERS
BP 70 57 07 02
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - DESIGNATED
PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COVERAGE FORM -- Section Il — Liability
SCHEDULE*
Name of Person or Organization: As per attached Certificate of Insurance
WHO IS AN INSURED (Section C) is amended to include as an insured the person or organization shown in
the Schedule as an insured but only with respect to liability arising out of your operations or premises owned
by or rented to you.
* information required to complete the Schedule, if not shown on this endorsement, will be shown in the
Declarations.
BP 70 57 07 02
Salaco o and the Saleco logo are lrademaft of Saieco Corporation
EP
AFP-META2-24PRINTOD1-6212.0093X
.... REPRINTED FROM THE FORMS LIBRARY..."
endorsed on this policy to replace the Mort-
gageholders Property General Condition.
8. The following are added to Section I —
Property:
a. The term actual cash value means:
(1) When the damage to property is
economically repairable, actual cash
value means the cost of repairing
the damage, less reasonable de-
duction for wear and tear, deteri-
oration and obsolescence.
(2) When the loss or damage to prop-
erty creates a total loss, actual cash
value means the market value of
property in a used condition equal
to that of the destroyed property, if
reasonably available on the used
market.
(3) Otherwise, actual cash value means
the market value of new, identical
or nearly identical property less rea-
sonable deduction for wear and
tear, deterioration and obsoles-
cence.
b. The word "vehicles", as used in Sec-
tion I — Property, means vehicles
running on land or tracks, but not air-
craft.
B. Section II — Liability is amended as follows
1. Paragraph 13.1.e. Employer's Liability Ex-
clusion applies only to "bodily injury" to
"employees" of the insured whose employ-
ment is not subject to the Industrial Insur-
ance Act of Washington (Washington
Revised Code Title 51).
With respect to "bodily injury" to
"employees" of the insured whose employ-
ment is subject to the Industrial Insurance
Act of Washington, Paragraph B.1.e. Em-
ployer's Liability is replaced by the follow-
ing:
e. Employer's Liability
(1) "Bodily injury" to an "employee" of
the insured arising out of and in the
course of:
(a) Employment by the insured; or
(b) Performing duties related to the
conduct of the insured's busi-
ness.
(2) Any obligation to share damages
with or repay someone else who
must pay damages because of the
injury.
This exclusion does not apply to liability
assumed by the insured under an
"insured contract".
2. Paragraph C.2.a.(1) Who Is An Insured ap-
plies only to "employees" of the insured
whose employment is not subject to the In-
dustrial Insurance Act of Washington (Wash-
ington Revised Code Title 51).
With respect to "employees" of the insured
whose employment is subject to the Indus-
trial Insurance Act of Washington, Paragraph
C.2.a.(1) is replaced by the following:
(1) "Bodily injury" or "personal injury"
(a) To you, to your partners or mem-
bers (if you are a partnership or joint
venture), to your members (if you
are a limited liability company), or to
a co -"employee" while that co -
"employee" is either in the course
of his or her employment or per-
forming duties related to the con-
duct of your business; or
(b) For which there is any obligation to
share damages with or repay
someone else who must pay dam-
ages because of the injury de-
scribed in Paragraph (1)(a);
C. Section III — Common Policy Conditions is
amended as follows:
1. Paragraph A. Cancellation is replaced by
the following:
A. Cancellation
1. The first Named Insured shown in
the Declarations may cancel this
policy by mailing or delivering to us
advance written notice of cancella-
tion.
2. We may cancel this policy by mail-
ing or delivering to the first Named
Insured and the first Named In-
sured's agent or broker written no-
tice of cancellation at least:
a. Five days before the effective
date of cancellation for any
structure where two or more of
the following conditions exist:
(1) Without reasonable expla-
nation, the structure is un-
occupied for more than 60
consecutive days, or at
least 65% of the rental
Page 4 of 6
-'REPRINTED FROM THE FORMS LIBRARY --
units are unoccupied for
person shown in this policy to have
more than 120 consecutive
an interest in any loss which may
days unless the structure is
occur under this policy, at their last
maintained for seasonal
mailing address known to us, written
occupancy or is under con-
notice of cancellation prior to the
struction or repair;
effective date of cancellation. If
(2) Without reasonable expla-
cancellation is for reasons other
than those contained in Paragraph
nation, progress toward
A.2.a. above, this notice will be the
completion of permanent
same as that mailed or delivered to
repairs to the structure has
the first Named Insured. If cancella-
not occurred within 60 days
tion is for a reason contained in
after receipt of funds fol-
Paragraph A.2.a. above, we will mail
lowing satisfactory adjust-
or deliver this notice at least 20
ment or adjudication of loss
days prior to the effective date of
resulting from a fire;
cancellation.
(3) Because of its physical
5. Notice of cancellation will state the
condition, the structure is in
effective date of cancellation. The
danger of collapse;
policy period will end on that date.
(4) Because of its physical
6. If this policy is canceled, we will
condition, a vacation or
send the first Named insured any
demolition order has been
premium refund due. If we cancel,
issued for the structure, or
the refund will be pro rata. If the first
it has been declared unsafe
Named Insured cancels, the refund
in accordance with applica-
will be at least 900% of the pro rata
ble law;
refund. The cancellation will be ef-
(5) Fixed and salvageable
fective even if we have not made or
items have been removed
offered a refund.
from the structure, indicat-
7. If notice is mailed, proof of mailing
ing an intent to vacate the
will be sufficient proof of notice.
structure;
2. Paragraph H.1. Other Insurance is replaced
(6) Without reasonable expla-
by the following:
nation, heat, water, sewer,
and electricity are not fur-
1. With respect to insurance provided un-
nished for the structure for
der Section I — Property:
60 consecutive days; or
a. You may have other insurance sub-
(7) The structure is not main-
ject to the same plan, terms, condi-
tained in substantial com-
tions and provisions as the
pliance with fire, safety and
insurance under this policy. If you
building codes.
do, we will pay our share of the
covered loss or damage. Our share
b. 10 days before the effective
is the proportion that the applicable
date of cancellation if we cancel
Limit of Insurance under this policy
for nonpayment of premium.
bears to the limits of insurance of
c. 45 days before the effective
all insurance covering on the same
date of cancellation if we cancel
basis.
for any other reason.
b. If there is other insurance covering
3. We will mail or deliver our notice
the same loss or damage, other
stating the actual reason for cancel-
than that described in a. above, we
lation to the first Named Insured and
will pay only for the amount of cov-
the first Named Insured's agent or
ered loss or damage in excess of
broker at their last mailing ad-
the amount due from that other in -
dresses known to us.
surance, whether you can collect on
it or not. But we will not pay more
4. We will also mail or deliver to any
than the applicable Limit of Insur-
mortgageholder, pledgee or other
ance.
BP 01 06 01 08 Page 5 of 6 EP
3-29-200 5-32PM FROM P_2
American States AMERICAN ECONOMY INSURANCE COMPI I'Aue: I
Insurance' INDIANAPOLIS, INDIANA
nWECcampwy ULTRA SERIES PRINTER
NAMED CODE PUBLISHING COMPANY, INC. RENEWAL DECLARATIONS
INSURED PO BOX 51164
AND SEATTLE, WA 98115 POLICY NUMBER 02-BO-633820-4
MAII.,ING
ADDRESS RENEWAL OF 02-BO-633820-3 02-97
POLICY PERIOD FROM 02-01-00 TO 02-01-01 12:01 AM
STANDARD TIME AT YOUR MAILING ADDRESS SHOWN ABOVE.
FORM O� CORPORATION
BUSINESS:
AGENT MILLER HANSEN & TORPHY INC
NAME 1425 4TH AVE SUITE 510
AND
ADDRESS. SEATTLE, WA 98101
46-25738 (206) 622-5505
THE TOTAL PREMIUM DUE FOR THE POLICY TERM IS $659.00.
YOU WILL BE BILLED THROUGH YOUR CUSTOMER ACCOUNT #701-7884-448-01.
YOU NEED NOT PAY ANY PREMIUM AT THIS TIME. WE WILL SEND A BILLING
STATEMENT IN A SEPARATE MAILING.
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY. WE AGREE WITH YOU
TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
LOSS PAYEE LOSS PAYEE
BCL BUSINESS CREDIT LEASING AT&T CAPITAL —LEASING SERVICES
PREMISES001 ATTN: LORI HEBIG PREMISES001 ATTN: COLLEEN CASWELL
115 WEST COLLEGE DRIVE P 0 BOX 3547
MARSHALL, MN 56258 BELLEVUE, WA 98009
COMPUTER EQUIPMENT ACCOUNT #00653187
THE FOLLOWING FORMS CURRENTLY APPLY TO THIS POLICY:
3P0002(0689)
BP7014(0589)
BP0403(0187)
BP7030(0390)
BP1206(0689)
EP7058(0593)
6-3250(0595)
BP0006(0689)
BP0106(0689)
I L7201 (0392)
EP7080(0695)
SPECIAL PROPERTY COV FORM
PRINTER'S ERRORS & OMISSIONS
ACCOUNTS RECEIVABLE COV
VALUABLE PAPERS & RECORDS COV
LOSS PAYABLE PROVISION — WA
HIRED AUTO PHYSICAL DAMAGE BOP
NOTICE TO POLICYHOLDERS
LIABILITY COVERAGE FORM
WASHINGTON CHANGES
COMPANY COMMON POL CONDITIONS
ORDINANCE OR LAW COVERAGE
BP7086(0398) PRINTERS ULTRA PROPERTY PLUS
BP7635(0598) BUSINESSOWNERS ULTRA PLUS LIAB
BP0420(0889) HIRED AUTO AND NON —OWNED A
BP7092(0398) MINI COMPUTER COVERAGE FORM
BP7057(1097) ADDL INSD DESIGNATED PERSON
BP7075(0494) FORGERY OR ALTERATION COVERAGE
ILO003(0689) CALCULATION OF PREMIUM
BP0009(0689) COMMON POLICY CONDITIONS
ILO157(0489) WASHINGTON—CHANGES ACV
IL0173(0193) WASH CHANGES — EXCLUDED CAUSES
BP1004(0498) EXCLUSION OF COMPUTER RELATED
BY
(DATE) (AU IHUHILEU HEPRESENIAIIVE
9•8P(11-88)
COMPANY USE ONLY
3-29-200 S-33PM FROM P_3
PAUL
POLICY DECLARATIONS EXTENSIOi.
NAMED INSURED: CODE PUBLISHING COMPANY, INC. POLICY NUMBER: 02-BO-633820-4
THE FOLLOWING FORMS CURRENTLY APPLY TO THIS POLICY (CONTINUED FROM PREVIOUS PAGE):
6-3756(1298) ADVISORY NOTICE TO POLICYH BP0473(1298) WASHINGTON CHANGES - DOMESTIC
BP7005(0487) EMPLOYERS CONT. LIAB. BP8068(0598) EXCLUSION - ASBESTOS
BP8029(1296) AGGREGATE LIMITS OF INSURANCE BP8083(0598) BUSINESS LIABILITY COVERAGE -
3-29-200 S_33PM FROM
POLICY DECLARATIONS EXTENSIOk,
P. A
PAIL
NAMED INSURED: CODE PUBLISHING COMPANY, INC.
POLICY NUMBER: 02-BO-633820-4
PREMISES 1
NE 65TH ST
CONSTRUCTION:
FRAME
BUILDING 1
12020
(<600'SPFH <5 MI RFS)
OCCUPANCY:
PRINTING SHOPS
SEATTLE, WA 98115
APPLICABLE TO THESE PREMISES
LIMITS OF INSURANCE
EXCEPT WHERE NOTED BELOW, A DEDUCTIBLE OF
S 250 APPLIES
BUSINESS PERSONAL PROPERTY
$
18,000
BUSINESS INCOME (NOT EXCEEDING 12 CONSECUTIVE
MONTHS)
ACTUAL LOSS SUSTAINED
DEDUCTIBLE: NONE
TENANTS LIABILITY
SEE
BUSINESS LIABILITY
DEDUCTIBLE: NONE
OUTDOOR SIGNS (DEDUCTIBLE: $ 250)
$
7,500
MONEY AND SECURITIES (DEDUCTIBLE: $ 250):
INSIDE THE PREMISES
$
10,000
OUTSIDE THE PREMISES
$
5,000
ACCOUNTS RECEIVABLE
S
25,000
VALUABLE PAPERS AND RECORDS
$
25,000
MINI COMPUTER COVERAGE:
EQUIPMENT
ACTIVE DATA PROCESSING MEDIA
S
15,000
EXTRA EXPENSE
$
15,000
MINI COMPUTER MECHANICAL BREAKDOWN (DEDUCTIBLE: $1000)
INCLUDED
SEWER OR DRAIN BACK-UP
$
5,000
ORDINANCE OR LAW
ACTUAL LOSS SUSTAINED
3-29-200 S-33PM FROM
P. S
F'Ab t y
POLICY DECLARATIONS EXTENSIO,
NAMED INSURED; CODE PUBLISHING COMPANY, INC.
POLICY NUMBER: 02-BO-633820-4
APPLICABLE TO ALL PREMISES YOU OWN, RENT OR OCCUPY LIMITS OF INSURANCE
BUSINESS LIABILITY:
LIABILITY AND MEDICAL EXPENSES $ 2,000,000
MEDICAL EXPENSES (ANY ONE PERSON) $ 10,000
AGGREGATE LIMITS:
PRODUCTS -COMPLETED OPERATIONS AGGREGATE LIMIT $ 2,000,000
ALL OTHER INJURY OR DAMAGE (ALL OCCURRENCES) S 4,000,000
HIRED AUTO AND NON -OWNED AUTO LIABILITY SEE BUSINESS LIABILITY
HIRED AUTO PHYSICAL DAMAGE S 50,000
DEDUCTIBLE: $100 COMPREHENSIVE $250 COLLISION
EMPLOYEE DISHONESTY (DEDUCTIBLE: NONE) S 15,000
FORGERY OR ALTERATION (DEDUCTIBLE NONE) $ 5,000
TOTAL TERM PREMIUM $ 659.00
I Action: Add Update Delete Find Browse Nxt Pry Tab Options Quit
I Create a new document 1
Recurring Invoices
I Doc#: 2159386 Group: ms Year: 2000
Inv#: CODE PUBLISH Template: Y 1
Desc: MSC -CODIFICATION SVCS
Vendor: 001969 CODE PUBLISHING COMPANY INC 1
IFisc class: cy Start date: End Date: I
I Interval: Document class: Last copied:
1====Type==Item code===Whse====Quantity==Unit======Unit Cost======Extension==1
01) (svc) ( ) ( 1.00)
Tax cd: Comm cd: 1099 box: 0
I MSC -CODIFICATION SVCS
I AS PER CONTRACT #AG00-086
1 TERM: 04-14-2000 - PERPETUAL 1
I AUTOMATICALLY RENEWS EACH YEAR 1
I COMPENSATION PER EXHIBIT "A"
APPROVER: CHRIS GREEN I
I E 001-1200-044-514-30-410 100.000% 1.00
I I
1=====---------------------------------------------(Total: 1.00)=1
I (New Document) I
2 Sess-1 10.1.10.3 1 2/11
April 26, 2012
Carol McNeilly, City Clerk
City of Federal Way
33325 Eighth Avenue South
Federal Way, WA 98003-6325
Dear Carol:
We are pleased that after many years, we have not had to raise our printing, electronic updating or
web hosting costs. Effective June 1, 2012, our supplement page rate is being adjusted approximately
$1.50 per page. This change is driven by increased personnel costs and related health care benefits.
Building and retaining a skilled editorial staff is essential to our business. Fair compensation allows us
to do this, and directly supports our production goals: high quality and timeliness.
Prices:
Supplement page rate $ 21.00
Printing (no change)
Electronic updates (no change; $65.00 per hour)
Web hosting (no change)
We provide the following archival services to you at no additional charge: individual print
supplement files, full code reprint files which are updated with each print supplement, full code html
file sets at each supplement interval (print or online version). We save all manuscripts (scanned PDF
files or paper copies) for future research.
We appreciate your business and pledge to continue offering high quality codification services.
Attached to this letter are prices for optional codification services. One or more of these may be new
to you. If you are interested in any of these, please call us.
Sincerely,
/%Vuw 3V42
Margaret Bustion, President
Enclosure: list of additional electronic features
code publishing.inc
9410 Roosevelt Way NE
Seattle, WA 98115-2844
206.527.6831 / 800.551.2633
fax 206.527.8411
sv xodepublishing.mm
OP ID: ES
.44cOR0
`� CERTIFICATE OF LIABILITY INSURANCE
DATE (MM)DDIYYYY)
1 0210412014
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER
MHTlnsurance
1904 Third Ave Suite 714
Seattle, WA 98101
Ed Sobczynski
CANT. T
NAME; Ed Sobcz nski
PHONE 425-948-6123 A. No: 206-622-9727
Aic No E,d
ADDRESS: Edsob mhtinsurance.com
CUSTOMER ID C CODEP-1
INSURERS AFFORDING COVERAGE
NAIC /
INSURED Code Publishing Company, Inc.
9410 Roosevelt Way NE
Seattle, WA 98115
INSURER A: American States Insurance Co.
19704
INSURER B :
INSURER C
INSURER D :
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LTR
TYPE OF INSURANCE
POLICY NUMBER
MMID
MMIDDP YYY
LIMITS
GENERAL LIABILITY
EACH OCCURRENCE
$ 2,000,00
PREMISES Ea occurrence
$ 100,0001
A
X COMMERCIAL GENERAL LIABILITY
X
02BP675071-7
02/01/2014
02/0112015
CLAIMSMADE Fx_1 OCCUR
MED EXP (Any one person)
$ 10,00
PERSONAL & ADV INJURY
$ EXCLUDE
A
X Printers E&O
02BP675071-7
02/01/2014
02/01/2015
A
X
Employers Liab.
02BP675071-7
02/01/2014
02/01/2015
GENERAL AGGREGATE
$ 4,000,00
GEN'L AGGREGATE LIMIT APPLIES PER:
PRODUCTS- COMP/OP AGG
$ 2,000,0
$
X1 POLICY PROT LOC
AUTOMOBILE
LIABILITY
COMBINED SINGLE LIMIT
(Ea accident)
$ Incl in G
ANY AUTO
BODILY INJURY (Per person)
$ Limit
ALL OWNED AUTOS
BODILY INJURY (Per accident)
$
A
SCHEDULED AUTOS
HIRED AUTOS
02BP675071-7
02/01/2014
02/01/2015
PROPERTY DAMAGE
(PER ACCIDENT)
$
X
X
$
A
NONOWNEDAUTOS
02BP675071-7
02/01/2014
02/01/2015
UMBRELLA LIAB
OCCUR
EACH OCCURRENCE
$
HCLAIMS-MADE
AGGREGATE
$
EXCESS LIAR
DEDUCTIBLE
$
$
RETENTION $
A
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
ANY PROPRIETORIPARTNER/EXECUTIVE YIN
OFFICER/MEMBER EXCLUDED? El
(Mandatory In NH)
N ! A
02BP6750717 EMPLOYER'S
CONTINGENT LIABILITY
02/0112014
02/01/2015
WCSTATU- X OTH-
TORY LIMITS ER
E.L. EACH ACCIDENT Is
Included i
E.L. DISEASE - EA EMPLOYEE
$ Liability
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT 1
$ Business
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space Is required)
City of Federal Way is named as Additional Insured, subject to the
rovisions of the attached Form BP7057(07/02), Additional Insured -Designated
erson or Organization Cancellation Provisions apply per Form BPO106 (08 10)
attached.
CFRTIFICATF HOLDFR CANCELLATION
CI-FEDW
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
City Of Federal Way
Carol McNeilly, City Clerk
AUTHORIZEDREPRESENTAmE
33325 8th Avenue S.
Federal Way, WA 98063-8718
©1988-2009 ACORD CORPORATION. All rights reserved.
ACORD 25 (2009109) The ACORD name and logo are registered marks of ACORD
""REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS -
Liberty Mutual.
INSURANCE
BUSINESSOWNERS
BP 70 57 07 02
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - DESIGNATED
PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COVERAGE FORM — Section 11 — Liability
SCHEDULE*
Name of Person or Organization:
WHO IS AN INSURED (Section C) is amended to include as an insured the person or organization shown in
the Schedule as an insured but only with respect to liability arising out of your operations or premises owned
by or rented to you.
* Information required to complete the Schedule, if not shown on this endorsement, will be shown in the
Declarations.
BP 70 57 07 02
EP
AFP-MTA2-26.PRAJTW I.1493.0097-E
'*** REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS ""
Various Logos BUSINESSOWNERS
BP 01 06 08 10
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
WASHINGTON CHANGES
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COVERAGE FORM
A. Section I — Property is amended as follows:
1. Paragraphs A.2.a. and h. Property Not
Covered are replaced by the following:
a. Aircraft, automobiles or motortrucks;
and any other vehicle if such vehicle is
subject to licensing requirements;
h. "Computer(s)" which are permanently
installed or designed to be permanently
installed in any aircraft, watercraft,
motortruck or other vehicle subject to li-
censing requirements. This paragraph
does not apply to "computer(s)" while
held as "stock".
2. In the sections titled Covered Causes of
Loss or Exclusions, any introductory para-
graph preceding an exclusion or list of ex-
clusions is replaced by the following
paragraph, which ,pertains to application of
those exclusions:
We will not pay for loss or damage caused
by any of the excluded events described be-
low. Loss or damage will be considered to
have been caused by an excluded event if
the occurrence of that event:
a. Directly and solely results in loss or
damage; or
b. Initiates a sequence of events that re-
sults in loss or damage, regardless of
the nature of any intermediate or final
event in that sequence.
3. In Paragraph B.1.b.(5) Earth Movement
Exclusion, the definition of Volcanic Action
is replaced by the following:
Volcanic Action
5. Volcanic Action means direct loss
or damage resulting from the
eruption of a volcano when loss or
damage is caused by:
a. Volcanic blast or airborne shock
waves; or
b. Ash, dust or particulate matter.
Volcanic Action does not pro-
vide coverage for damage to:
(i) Land;
(ii) Property in the open or
in open sheds; or
(iii) Portions of buildings
not completely en-
closed, or personal
property contained
within those buildings.
All volcanic eruptions that occur
within any 168-hour period will
constitute a single occurrence.
2. Removal
Direct loss includes the cost to:
a. Remove the ash, dust or particulate
matter from the interior and exterior
surfaces of the covered building;
and
b. Clean equipment and stock. If stock
cannot be returned to its state be-
fore the volcanic eruption, the
measure of loss will be the re-
duction in actual cash value.
Payment for removal applies only to the
initial deposit of ash, dust or particulate
matter following a volcanic eruption.
Subsequent deposits arising from the
movements of volcanic dust or ash by
wind or other means are not covered.
The following applies to the Business
Income and Extra Expense Additional
Coverages only:
The "period of restoration" arising from
the need for removal is the time neces-
sary to remove the matter described
with reasonable speed from the Cov-
ered Property.
e Insurance Services Office, Inc., 2010
BP 01 06 08 10 Page 1 of 7 EP
"" REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS
3. Volcanic Action does not include loss (iv) Is attributable to the
caused by, resulting from, contributed to failure, in whole or in
or aggravated by: part, of a dam, levee,
a. Fire; seawall or other boun-
dary or containment
b. Explosion; system.
c. Flood, surface water, waves (in-
cluding tidal wave and tsunami),
tides, tidal water, overflow of any
body of water, or spray from any of
these, all whether or not driven by
wind (including storm surge); or
d. Earth movement, including but not
limited to earthquake, volcanic
eruption, landslide, mine subsi-
dence, lava flow, mudflow, earth
sinking, earth rising or shifting.
4. Paragraph B.1.9. Water Exclusion is re-
placed by the following:
a. Flood, surface water, waves (including
tidal wave and tsunami), tides, tidal wa-
ter, overflow of any body of water, or
spray from any of these, all whether or
not driven by wind (including storm
surge);
b. Mudslide or mudflow;
c. Water that backs up or overflows or is
otherwise discharged from a sewer,
drain, sump, sump pump or related
equipment;
d. Water under the ground surface press-
ing on, or flowing or seeping through:
(1) Foundations, walls, floors or paved
surfaces;
(2) Basements, whether paved or not;
or
(3) Doors, windows or other openings;
or
e. Waterborne material carried or other-
wise moved by any of the water referred
to in Paragraph a., c. or d., or material
carried or otherwise moved by mudslide
or mudflow.
This exclusion applies if any of the above, in
Paragraphs a. through e.:
() Occurs independently;
(III) Is caused by an act of
nature;
(iii) Is caused by an act or
omission of humans or
animals; or
But if any of the above, in Paragraphs a.
through e., results in fire, explosion or sprin-
kler leakage, we will pay for the loss or
damage caused by that fire, explosion or
sprinkler leakage.
5. Paragraph B.Z.I. Other Types Of Loss Ex-
clusion is replaced by the following:
1. Other Types Of Loss:
(1) Wear and tear;
(2) Rust or other corrosion, decay, de-
terioration, hidden or latent defect
or any quality in property that
causes it to damage or destroy it-
self;
(3) Smog;
(4) Settling, cracking, shrinking or ex-
pansion;
(5) Nesting or infestation, or discharge
or release of waste products or se-
cretions, by insects, birds, rodents
or other animals;
(6) Mechanical breakdown, including
rupture or bursting caused by cen-
trifugal force.
This exclusion does not apply with
respect to breakdown of
"computers"; or
(7) The following causes of loss to per-
sonal property:
(a) Dampness or dryness of at-
mosphere;
(b) Changes in or extremes of tem-
perature; or
(c) Marring or scratching.
But if an excluded cause of loss that is
listed in (1) through (7) results in a
"specified causes of loss", building
glass breakage or collapse, as provided
in the Additional Coverage, Collapse re-
sults, we will pay for the loss or damage
caused by that "specified causes of
loss", building glass breakage or col-
lapse.
Page 2 of 7
'*** REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS " *
6. Paragraph B.3. Exclusions is replaced by
the following:
3. We will not pay for loss or damage
caused by or resulting from any of the
following, a. through c. But if an ex-
cluded cause of loss that is listed in a.
through c. results in a Covered Cause
of Loss, we will pay for the loss or
damage caused by that Covered Cause
of Loss.
a. Weather Conditions
(1) A weather condition which re-
sults in:
(a) Landslide, mudslide or
mudflow;
(b) Mine subsidence; earth
sinking, rising or shifting
(other than sinkhole col-
lapse);
(c) Water, as described in Par-
agraphs A.4.a. through
AA.e. of this endorsement;
But if loss or damage by fire,
explosion or sprinkler leakage
results, we will pay for the loss
or damage caused by that fire,
explosion or sprinkler leakage.
(2) A weather condition which re-
sults in the failure of power
communication, water or other
utility service supplied to the
described premises, if the fail-
ure:
(a) Originates away from the
described premises; or
(b) Originates at the described
premises, but only if such
failure involves equipment
used to supply the utility
service to the described
premises from a source
away from the described
premises.
But if loss or damage by a Cov-
ered Cause of Loss results, we
will pay for that resulting loss or
damage.
b. Acts Or Decisions
Acts or decisions, including the fail-
ure to act or decide, of any person,
group, organization or governmental
body. But if loss or damage by a
Covered Cause of Loss results, we
will pay for that resulting loss or
damage.
c. Negligent Work
Faulty, inadequate or defective:
(1) Planning, zoning, development,
surveying, siting;
(2) Design, specifications, work-
manship, repair, construction,
renovation, remodeling, grading,
compaction;
(3) Materials used in repair, con-
struction, renovation or remod-
eling; or
(4) Maintenance;
of part or all of any property on or
off the described premises. But if
loss or damage by a Covered
Cause of Loss results, we will pay
for that resulting loss or damage.
7. Paragraph E. Property Loss Conditions is
amended as follows:
a. The last paragraph of Paragraph 2. Ap-
praisal does not apply.
b. Paragraph 3.a.(1) Duties In The Event
Of Loss Or Damage, regarding notify-
ing the police if a law may have been
broken, does not apply.
c. Legal Action Against Us is replaced
by the following:
Legal Action Against Us
No one may bring a legal action against
us under this insurance unless:
a. There has been full compliance with
all of the terms of this insurance;
and
b. The action is brought within two
years after the date on which the
direct physical loss or damage oc-
curred.
If this action is brought pursuant to Sec.
3 of RCW 48.30 then 20 days prior to
filing such an action, you are required to
provide written notice of the basis for
the cause of action to us and the Office
of the Insurance Commissioner. Such
notice may be sent by regular mail, reg-
istered mail, or certified mail with return
receipt requested.
BP 01 06 00 10 Page 3 of 7 EP
—'REPRINTED FROM THE ARCHIVE, THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS ""
d. Paragraphs 5.d.(1)(a)(ii) and 9. The following are added to Section 1 —
5.d.(1)(a)(iii) Loss Payment are re- Property:
placed by the following:
a. The term actual cash value means:
(ii) The amount it would cost to
replace the damaged item
at the time of the loss with
new property of similar kind
and quality to be used for
the same purpose on the
same site; or
(III) The amount you actually
spend in repairing the dam-
age, or replacing the dam-
aged property with new
property of similar kind and
quality.
e. Subparagraph 5.d.(5) Loss Payment is
replaced by the following:
(5) Tenants' Improvements and Better-
ments at:
(a) Replacement cost if you make
repairs within a reasonable time
after loss;
(b) A proportion of your original
cost if you do not make repairs
within a reasonable time after
loss. We will determine the pro-
portionate value as follows:
(1) Multiply the original cost by
the number of days from
the loss or damage to the
expiration of the lease; and
(11) Divide the amount deter-
mined in (I) above by the
number of days from the
installation of improve-
ments to the expiration of
the lease.
If your lease contains a renewal
option, the expiration of the re-
newal option period will replace
the expiration of the lease in this
procedure.
(c) Nothing if others pay for repairs
or replacement.
8. Paragraph F.2. Mortgageholders Property
General Condition is replaced by the follow-
ing:
Insurance Commissioner's Regulation No.
335/WAC284-21-010 requires that Form 372
(Ed. 11-50) or Form 438 BFU (Ed. 5-42) be
endorsed on this policy to replace the Mort-
gageholders Property General Condition.
(1) When the damage to property is
economically repairable, actual cash
value means the cost of repairing
the damage, less reasonable de-
duction for wear and tear, deteri-
oration and obsolescence.
(2) When the loss or damage to prop-
erty creates a total loss, actual cash
value means the market value of
property in a used condition equal
to that of the destroyed property, if
reasonably available on the used
market.
(3) Otherwise, actual cash value means
the market value of new, identical
or nearly identical property less rea-
sonable deduction for wear and
tear, deterioration and obsoles-
cence.
b. The word "vehicles", as used in Section
I — Property, means vehicles running
on land or tracks, but not aircraft.
B. Section 11 — Liability is amended as follows:
1. Paragraph B.1.e. Employer's Liability Ex-
clusion applies only to "bodily injury" to
"employees" of the insured whose employ-
ment is not subject to the Industrial Insur-
ance Act of Washington (Washington
Revised Code Title 51).
With respect to "bodily injury" to
"employees" of the insured whose employ-
ment is subject to the Industrial Insurance
Act of Washington, Paragraph 113.1.e. Em-
ployer's Liability is replaced by the follow-
ing:
e. Employer's Liability
(1) "Bodily injury" to an "employee" of
the insured arising out of and in the
course of:
(a) Employment by the insured; or
(b) Performing duties related to the
conduct of the insured's busi-
ness.
(2) Any obligation to share damages
with or repay someone else who
must pay damages because of the
injury.
Page 4 of 7
**'* REPRINTED FROM THE ARCHIVE THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS " *
This exclusion does not apply to liability
2. We may cancel this policy by mail -
assumed by the insured under an
ing or delivering to the first Named
"insured contract".
Insured and the first Named In-
2. Paragraph C.2.a.(1) Who Is An Insured ap-
sured's agent or broker written no -
tice of cancellation at least:
plies only to "employees" of the insured
whose employment is not subject to the In-
a. Five days before the effective
dustrial Insurance Act of Washington (Wash-
date of cancellation for any
ington Revised Code Title 51).
structure where two or more of
the following conditions exist:
With respect to "employees" of the insured
whose employment is subject to the Indus-
(1) Without reasonable expla-
trial Insurance Act of Washington, Paragraph
nation, the structure is un-
C.2.a.(1) is replaced by the following:
occupied for more than 60
1 "Bodilyor "personal injury":
() inu ry�� ry"
consecutive days, or at
least 65% of the rental
(a) To you, to your partners or mem-
units are unoccupied for
bers (if you are a partnership or joint
more than 120 consecutive
venture), to your members (if you
days unless the structure is
are a limited liability company), or to
maintained for seasonal
a co -"employee" while that co-
occupancy or is under con -
"employee" is either in the course
struction or repair;
of his or her employment or per-
(2) Without reasonable expla-
forming duties related to the con-
nation, progress toward
duct of your business; or
completion of permanent
(b) For which there is any obligation to
repairs to the structure has
share damages with or repay
not occurred within 60 days
someone else who must pay dam-
after receipt of funds fol-
ages because of the injury de-
lowing satisfactory adjust -
scribed in Paragraph (1)(a).
ment or adjudication of loss
resulting from a fire;
C. Section III — Common Policy Conditions is
amended as follows:
(3) Because of its physical
condition, the structure is in
1. Paragraph A. Cancellation is replaced by
danger of collapse;
the following:
(4) Because of its physical
A. Cancellation
condition, a vacation or
1. The first Named Insured shown in
demolition order has been
the Declarations may cancel this
issued for the structure, or
policy by notifying us or the insur-
it has been declared unsafe
ance producer in one of the follow-
in accordance with applica-
ing ways:
ble law;
a. Written notice by mail, fax or
(5) Fixed and salvageable
e-mail;
items have been removed
from the structure, indicat-
b. Surrender of the policy or bin-
ing an intent to vacate the
der; or
structure;
c. Verbal notice. (6) Without reasonable expla-
Upon receipt of such notice, we will nation, heat, water, sewer,
cancel this policy or any binder is- and electricity are not fur -
sued as evidence of coverage, ef- nished for the structure for
fective on the later of the following: 60 consecutive days; or
a. The date on which notice is re- (7) The structure is not main-
ceived or the policy or binder is tained in substantial com-
surrendered; or pliance with fire, safety and
building codes.
b. The date of cancellation re-
quested by the first Named In-
sured.
BP 01 06 08 10 Page 5 of 7 EP
"... REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS ....
b. 10 days before the effective covered loss or damage. Our share
date of cancellation if we cancel is the proportion that the applicable
for nonpayment of premium. Limit of Insurance under this policy
c. 45 days before the effective bears to the limits of insurance of
date of cancellation if we cancel all insurance covering on the same
for any other reason.
basis.
3. We will mail or deliver our notice
stating the actual reason for cancel-
lation to the first Named Insured and
the first Named Insured's agent or
broker at their last mailing ad-
dresses known to us.
4. We will also mail or deliver to any
mortgageholder, pledgee or other
person shown in this policy to have
an interest in any loss which may
occur under this policy, at their last
mailing address known to us, written
notice of cancellation prior to the
effective date of cancellation. If
cancellation is for reasons other
than those contained in Paragraph
A.2.a. above, this notice will be the
same as that mailed or delivered to
the first Named Insured. If cancella-
tion is for a reason contained in
Paragraph A.2.a. above, we will mail
or deliver this notice at least 20
days prior to the effective date of
cancellation.
5. Notice of cancellation will state the
effective date of cancellation. The
policy period will end on that date.
6. If this policy is canceled, we will
send the first Named Insured any
premium refund due. If we cancel,
the refund will be pro rata. If the first
Named Insured cancels, the refund
will be at least 90% of the pro rata
refund. The cancellation will be
effective even if we have not made
or offered a refund.
7. 1f notice is mailed, proof of mailing
will be sufficient proof of notice.
2. Paragraph H.1. Other Insurance is replaced
by the following:
1. With respect to insurance provided un-
der Section I — Property:
a. You may have other insurance sub-
ject to the same plan, terms, condi-
tions and provisions as the
insurance under this policy. If you
do, we will pay our share of the
b. If there is other insurance covering
the same loss or damage, other
than that described in a. above, we
will pay only for the amount of cov-
ered loss or damage in excess of
the amount due from that other in-
surance, whether you can collect on
it or not. But we will not pay more
than the applicable Limit of Insur-
ance.
3. Paragraph 1.3. Premiums is replaced by the
following:
3. The premium must be:
a. Paid to us prior to the anniversary
date; and
b. Determined in accordance with Par-
agraph 2. above.
Our forms then in effect will apply. If you
do not pay the continuation premium,
this policy will expire on the first anni-
versary date that we have not received
the premium.
4. The following paragraph is added:
M. Nonrenewal
We may elect not to renew this pol-
icy by mailing or delivering written
notice of nonrenewal, stating the
reasons for nonrenewal, to the first
Named Insured and the first Named
Insured's agent or broker, at their
last mailing addresses known to us.
We will also mail to any
mortgageholder, pledgee or other
person shown in this policy to have
an interest in any loss which may
occur under this policy, at their last
mailing address known to us, written
notice of nonrenewal. We will mail
or deliver these notices at least 45
days before the:
(1) Expiration of the policy; or
(2) Anniversary date of this policy if
this policy has been written for
a term of more than one year.
If notice is mailed, proof of mailing
will be sufficient proof of notice.
Page 6 of 7
"" REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS --
Otherwise, we will renew this policy (2) Other coverage acceptable to
unless: the insured has been procured
(1) The first Named Insured fails to prior to the expiration date of
pay the renewal premium after the policy; or
we have expressed our (3) The policy clearly states that it
willingness to renew, including is not renewable, and is for a
a statement of the renewal pre- specific line, subclassification,
mium, to the first Named In- or type of coverage that is not
sured and the first Named offered on a renewable basis.
Insured's insurance agent or
broker, at least 20 days before
the expiration date;
BP 01 06 08 10 Page 7 of 7 EP
a DATE (MWDDtYYYY)
A4CC)RE) CERTIFICATE OF LIABILITY INSURANCE 01/01/2023
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement- A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
TTKevin Greer
PRODUCER CONTACT
. . . ........... . ...
Paradigm Risk Management PHONE 312-332-6900
. . .. . ..... .. . .... . ..... . . .. . . . . .. . ....... ........ . .. ....................
1016 West Jackson Blvd. E-MAIL AraDRssKevin Greer@prm-ins.com
Chicaon. IL 60607
INSURED
Code Publishing, LLC
9410 Roosevelt Way NE
Seattle, WA 98115
INSURER($) AFFORDING COVERAGE NAIC*
INSURERA: The Charter Oak Fire Insurance Company 25615
INSURERB: Travelers Property Casualty, Company of America 25674
INSURERC. Travelers Indemnity Company 19046
:iNsuRrRD: Axis Insurance Comnanv 137273
F :
1-nW00An0Q rr_0TIT:Ir'AT9: ldIIIU1RPP- RIP11FAION NLIMRFR-
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT
OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES
DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
lksk ADOL
IFISQ =1
LTR TYPE OF INSURANCE POLICY NUMBER
POLICY EXP LIMITS
MMIDDIYYYY
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE 1,000,000
DAMA6t'TdAENtEb 1,000,000
CLAIMSMADE OCCUR
$
P-630-4P243453-COF-23 01/0112023
01/01/2024 MEP $ 10,000
. . . ....... .. ....
A
kSONAL & ADV INJURY $ N/A
N'L A G GR EG ATE L I M I T A PPLI ES PER:
2,000,000
,qE
POLICY LOC
PRODUCTS - COMPIOP AGG 2,000,000, . .... .........
01HEW
..........
AUTOMOBILE LIABILITY
COMBINED SINGLE Lim� I
$ 1,000,000
X ANY AUTO
BODILY INJURY (Per person)
$
A
OWNED SCHEDULED
810-4P247403-23-43-G
01101/2023
01/01/2024
BODILY IN (Per accident)
$
AUTOS ONLY AUTOS
x HIRED NON -OWNED
PPOPOkTi'n 4�446,e "'
$
AUTOS ONLY AUTOS ONLY
X UMBRELLALIAB LXJ OCCUR
EACH OCCURRENCE
$ 12,000,000
B
EXCESS LIAB qi�AIMS-MADE,
CUP-4P258466-23-43
01/01/2023
01/01/2024
AGGREGATE,
1$ 12,000,000
DE D RETENTION S
$
WORKERS COMPENSATION
STATPER
UTE
STATUTE,.,
AND EMPLOYERS' LIABILITY YIN
_1,OTH
1,000,000
ANYPROPRIETOP,'PARTNERJEXECUTIVE r—.- I
ODFFICEWMEMBER EXCLUDED? IN I NIA UB-4P245919-23-43-G 01/01/2023
E-L. CH ACDENT
01/01/2024 -!", 11 11,11. — I - I I I I . . ..........
C. (Mandatory In NH)
E-L. EASE- EA PLOYEE $ 1,000,000
DSEASECPOE
If yes.describe under
I'll DPTION OF OPERATIONS belo
E-L Y LIMIT $ 1.000,000
D Professional Liability P-001-000066542-05 01/0112023
01/0112024 1$10,00().()00 Each $10,000,000 Annual
Claim Aggregate
DESCRIPTION OF OPERATIONS/ LOCATIONS /VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached if more space is required)
Certificate holder is named as additional insured subject to provision of the attached form CIS D2 46 04 19 Blanket Additional insured. Policy
is primary and non-contributory, along with waiver of subrogation in favor of City of Federal Way. its City council, commissions, officers,
employee, agents, and volunteers, when required by written contract or agreement.
City of Federal Way
33325 8th Ave S
Federal Way, WA 98003
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
A LITHORIZED REP RF59NW1V1e7
(9 19BB-ZU15 A(;L)KL) GLIKFUNA I ILIN. All rignts reservea.
ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD
A GENERAL CODE COMPANY
Stephanie Courtney
City of Federal Way
33325 8TH AVE S
Federal Way, WA 98003-6325
Dear Stephanie,
IMPORTANT NEWSPlease T YOUR notice PUBLISHING COMPANY INVOICE
LI'13 Is
5
140V 3 0 2022 November 23, 2022
I am writing to let you know that we will be adopting a new pricing structure in 2023 that will result in minimal
price increases for your web hosting and code update services.
Why e are in this change
Our goal is to give you a clearer understanding of your services while also addressing the cost -of -living increases that
have affected our market. Even with these adjustments, the cost for your online code remains one of the lowest in the
industry — and the number of powerful enhancements available to you within your online code continues to outpace
those offered by other codifiers.
When this change ill take effect
This change will go into effect beginning with your first billing cycle of 2023.
How this change will affect you
Starting in 2023 you will receive an annual invoice with two fees listed. The first will be your "Annual Web Fees", which
covers the base cost for hosting your code online and is provided below. The second will be your "Web Rate" for posting
your updates to your online code. This cost will now be listed as a flat -rate annual fee of $180 instead of being billed
"per update" as was done previously. Additional price changes are provided below.
Annual Web Fees (Web Hosting oft e Code) $ S0® 0
Features included with your web hosting fee will continue to include: Explore Codes, Section Previews, Titled PDFs,
Public and Private Webinars, and Internal and external (to state citations) hyperlinks
We will also move to a flat -rate annual pricing
structure for several Web Enhancements. If you
currently have any of the enhancements below,
your new pricing will be as listed:
Recent Updates $180 per year
Pending updates $110 per year
Versions $75 per year
Definition Previews $295 per year
Supplementation
Per Page Supplementation pricing for 2023 will be $23.50
Document Hosting
Per document pricing will be adjusted as reflected
below:
# Of Documents Price
1 $100
2 $200
3-5 $250
6-10 $350
781 Elmgrove Road, Rochester, NY 14624 1 CPCSales@generalcode.com I codebook.com
Continue to enjoy the features you use most in your online code
With CPC's hosting platform, we are committed to providing enhanced user functionality and creating and improving
the user experience with features like these:
• Custom Interface
Responsive Design and ADA Compliance
• Easy Navigation and Browsing with Right and Left Sidebar tools which
provide navigation to titles, chapters, and sections more quickly
• Robust Searching and Bookmarking using smart search controls and
advanced searches that supports Boolean searches
• Legislative History and Tracking for easy research and viewing changes to
your code
Sticky Table Headers
Print, Share and Save options available in PDF, Word, and RTF formats
We wanted to make sure that you learned of these pricing adjustments as soon as possible so that you have time to
review your community's current and future budgeting needs.
If you have questions, please contact us at CPCSales@generalcode.com. We appreciate your understanding in this
matter and thank you for being a valued Code Publishing Company customer.
Sincerely,
Margaret Bustion
Solutions Account Executive
781 Elmgrove Road, Rochester, NY 14624 1 CPCSales@generalcode.com I codebook.com
DATE (MMIDDIYYYY)
CERTIFICATE OF LIABILITY INSURANCE 01/29/2020
THIS CERTIFICATE Is ISSUED AS A MATT OF INFORMATION ENE, EAND XTEND AL R HE RIGHTS
RA+G AFFO CERTIFICATE
BY 'Pile POLICCI THIS
S
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND„
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER,( AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, or be endo
IMPORTANT: if
IS WAIVED„ subject to theDteDrlmsOand conditions Rof the the pl, Ipolicy, certain policies Dmaylrequirre an eAL ndorsement A statement n
If SUBROGATI h endorse
CO IrISUranCe coNTACT James DeFranco this certificate apes not confer rights to the certificate holder in lieu of such CONT _ FA
PRODUCER DeFr PHONE 206 723 1680 ,a��206-725 3416
P O Box 18227 ENim James@DeFrancoansurance.com _..r
Seattle WA 98118-0227
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1 €suRTLI FraRrauraocGv24082_a
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iNSuREe1 D
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9410 Roosevelt Way NE
Seattle WA 98115
INSURER F
COVERAGES CERTIFICATE NUMBER: 20200129122431066
REVISION NUMBER: THE
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THIS 1 TEU ANC 1 "uITH ArYD9lEICOANY(REOIJIREI�IENT TERM OED BELOW
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INDICATED, INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS sUB•IECT TO
f MAY HAVE BEEN REDUCED BY PAID CLAIMS, _ .—_�
EXCLUSIONS AND F'ERYAIN — �o�rC � S
CERTIFICATE MAY BE. ISSUED OR IwIAY�d ..........
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1,000 000
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E L, EACH ACCIDENT_
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L..DISEASE-POLICY LIMIT S
8
$2,000,000
2,000,000
1,000,000
2,000,000
1,000,000
1,000,000
1 „000,000
$2,000,000
DESCRIPTION OF OPERATIONS LOCATIONS I VEHICLES (ACORD 101„ Additional Remarks Schedule, may be attached if more space is required)
Certificate holder is named additional insured subject to provision of the attached form CG 88100413 Additional insured- by
Contract, agreement or council,
permit. fficersy is primary , employee, gents, and vnon-contributory, along oth lunteers. es waiver Th s poll yof tion will In favor of City Of
n t be cancelled or
Federal Way,. its City council, commissions,
terminated until at least 30 days prior written notice.
E HOLDER
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
City of Federal Way ACCORDANCE WITH THE POLICY PROVISIONS.
33325 8th Ave S
Federal Way WA 98003 AUTHORIZED REPRESENTATIVE
f �,
Email: stephanie.courtney@cityoffederalway.com
CORPORATION All rights reserved.
I ©1988-2015 ACORD
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
CG88100413
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
INDEX
SUBJECT PAGE
NON -OWNED AIRCRAFT 2
NON -OWNED WATERCRAFT 2
PROPERTY DAMAGE LIABILITY - ELEVATORS 2
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) 2
MEDICAL PAYMENTS EXTENSION 3
EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B 3
ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT 3
PRIMARY AND NON-CONTRIBUTORY- ADDITIONAL INSURED EXTENSION 6
ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE" 6
WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORSIMALPRACTICE AND WHO IS AN
INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES 6
NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES 7
KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT 7
LIBERALIZATION CLAUSE 7
BODILY INJURY REDEFINED 7
EXTENDED PROPERTY DAMAGE 8
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - 8
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with Its permission. Page 1 of 8
With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by
the endorsement.
A. NON -OWNED AIRCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability,
exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided:
I. It is not owned by any insured;
2. It is hired, chartered or loaned with a trained paid crew;
-- 3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of
the United States of America or Canada, designating her or him a commercial or airline pilot; and
4. It is not being used to carry persons or property for a charge.
., However, the insurance afforded by this provision does not apply if there is available to the insured other
EM valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically
in excess of this policy), contingent or on any other basis, that would also apply to the loss covered under
this provision.
B. NON -OWNED WATERCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability,
Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) Less than 52 feet long; and
(b) Not being used to carry persons or property for a charge.
C. PROPERTY DAMAGE LIABILITY -ELEVATORS
1. Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liabll-
Ity, Subparagraphs (3), (4) and (6) of exclusion J. Damage To Property do not apply if such "property
damage" results from the use of elevators. For the purpose of this provision, elevators do not include
vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The following is added to Section IV - Commercial General Liability Conditions, Condition 4. Other
Insurance, Paragraph b. Excess Insurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance,
whether primary, excess, contingent or on any other basis.
D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part:
1. Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury and Property Damage Liability:
a. The fourth from the last paragraph of exclusion J. Damage To Property is replaced by the follow-
ing:
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage
by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system) to:
(1) Premises rented to you for a period of 7 or fewer consecutive days; or
(II) Contents that you rent or lease as part of a premises rental or lease agreement for a period of
more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of
premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section III - Limits of
Insurance.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 2 of 8
b. The last paragraph of subsection 2. Exclusions is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage
from automatic fire protection systems to premises while rented to you or temporarily occupied by
you with permission of the owner. A separate limit of insurance applies to Damage To Premises
Rented To You as described in Section III - Limits Of Insurance.
2. Paragraph 6. under Section III - Limits Of Insurance is replaced by the following:
6. Subject to Paragraph 6. above, the Damage To Premises Dented To You Limit is the most we will
pay under Coverage A for damages because of "property damage" to:
a. Any one premise:
(1) While rented to you; or
(2) While rented to you or temporarily occupied by you with permission of the owner for
damage by fire, lightning, explosion, smoke or leakage from automatic protection sys-
tems; or
b. Contents that you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO
YOU (Tenant's Property Damage) - Paragraph 9.a, of Definitions is replaced with the following:
9.a. A contract for a lease of premises. However, that portion of the contract for a lease of premises
that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or
leakage from automatic fire protection systems to premises while rented to you or temporarily
occupied by you with the permission of the owner, or for damage to contents of such premises
that are included in your premises rental or lease agreement, is not an "insured contract'.
E. MEDICAL PAYMENTS EXTENSION
If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy
are amended as follows:
Under Paragraph 1. Insuring Agreement of Section I - Coverage C - Medical Payments, Subparagraph
(b) of Paragraph a. is replaced by the following:
(b) The expenses are incurred and reported within three years of the date of the accident; and
F. EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B
I. Under Supplementary Payments -Coverages A and B, Paragraph 1.b. is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising
out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have
to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or
defense of the claim or "suit', including actual loss of earnings up to $500 a day because of time
off from work.
G. ADDITIONAL INSUREDS -BY CONTRACT, AGREEMENT OR PERMIT
1. Paragraph 2. under Section II - Who Is An Insured is amended to include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agreement or permit. Such person or organization is an additional insured but only with respect to
liability for "bodily injury", "property damage" or "personal and advertising injury" caused in whole
or in part by:
a. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance
of your on going operations for the additional insured that are the subject of the written contract or
written agreement provided that the "bodily injury" or "property damage" occurs, or the "per-
sonal and advertising injury" is committed, subsequent to the signing of such written contract or
written agreement; or
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 3 of 8
b. Premises or facilities rented by you or used by you; or
c. The maintenance, operation or use by you of equipment rented or leased to you by such person or
organization; or
d. Operations performed by you or on your behalf for which the state or political subdivision has
issued a permit subject to the following additional provisions:
(1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad-
vertising injury" arising out of the operations performed for the state or political subdivision;
_ (2) This insurance does not apply to "bodily injury" or "property damage" included within the
"completed operations hazard".
(3) Insurance applies to premises you own, rent, or control but only with respect to the following
hazards:
(a) The existence, maintenance, repair, construction, erection, or removal of advertising
signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees,
hoist away openings, sidewalk vaults, street banners, or decorations and similar expo-
sures; or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance.
However:
1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
2. If coverage provided to the additional insured is required by a contract or agreement, the insur-
ance afforded to such additional insured will not be broader than that which you are required by
the contract or agreement to provide for such additional insured.
With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured
under this endorsement ends when:
(1) All work, including materials, parts or equipment furnished in connection with such work, on
the project (other than service, maintenance or repairs) to be performed by or on behalf of the
additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of "your work" j out of which the injury or damage arises has been put to Its
intended use by any person for organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured
under this endorsement ends when their written contract or written agreement with you for such
premises or facilities ends.
With respects to Paragraph 1.c. above, this insurance does not apply to any "occurrence" which takes
place after the equipment rental or legse agreement has expired or you have returned such equipment
to the lessor.
The insurance provided by this en orIemnt applies only if the written contract or written agreement
Is signed prior to the "bodily injury" oi '"property damage"'
We have no duty to defend an additional insured under this endorsement until we receive written
notice of a "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties In the
Event Of Occurrence, Offense, Claim !Or Suit under Section IV - Commercial General Liability Condi-
tions.
© 2d131-iberly Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office„ Inc., with its permission. Page 4 of 8
2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2.
Exclusions under Section I- Coverage A - Bodily Injury And Property Damage Liability:
This insurance does not apply to:
a. "Bodily injury" or "property damage" arising from the sole negligence of the additional insured.
b. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the
location where such "bodily injury" or "property damage" occurs.
c. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the render-
ing of, or the failure to render, any professional architectural, engineering .or surveying services,
Including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions,
reports, surveys, field orders, change orders or drawings and specifications; or
(2) Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in
the supervision, hiring, employment, training or monitoring of others by that insured, if the "occur-
rence" which caused the "bodily injury" or "property damage", or the offense which caused the
"personal and advertising injury", involved the rendering of, or the failure to render, any professional
architectural, engineering or surveying services.
d. "Bodily injury" or "property damage" occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work, on
the project (other than service, maintenance or repairs) to be performed by or on behalf of the
additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
e. Any person or organization specifically designated as an additional insured for ongoing operations
by a separate ADDITIONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement is-
sued by us and made a part of this policy.
3. With respect to the insurance afforded to these additional insureds, the following is added to Section III
- Limits Of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will
pay on behalf of the additional insured is the amount of insurance:
a. Required by the contract or agreement; or
b. Available under the applicable Limits of Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declaratio ns.
H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form
or endorsement under this policy.
Condition 4. Other Insurance of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amend-
ed as follows:
a. The following is added to Paragraph a. Primary Insurance:
If an additional insured's policy has an Other Insurance provision making its policy excess, and you
have agreed in a written contract or written agreement to provide the additional insured coverage on a
primary and noncontributory basis, this policy shall be primary and we will not seek contribution from
the additional insured's policy for damages we cover.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 5 of 8
b. The following is added to Paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental contract or
agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political
subdivision between you and an additional insured does not require this insurance to be primary or
primary and non-contributory, this insurance is excess over any other insurance for which the addi-
tional insured is designated as a Named Insured.
Regardless of the written agreement between you and an additional insured, this insurance is excess
over any other insurance whether primary, excess, contingent or on any other basis for which the
additional insured has been added as an additional insured on other policies.
I. ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form
or endorsement under this policy.
e
1. The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit:
An additional insured under this endorsement will as soon as practicable:
a. Give written notice of an "occurrence" or an offense that may result In a claim or "suit" under
this insurance to us;
b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have
insurance available to the additional insured; and
c. Agree to make available any other insurance which the additional insured has for a loss we
cover under this Coverage Part.
d. We have no duty to defend or indemnify an additional insured under this endorsement until
we receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract
or written agreement or the limits of insurance as stated in the Declarations of this policy and
defined in Section III - Limits of Insurance of this policy, whichever are less. These limits are
inclusive of and not in addition to the limits of insurance available under this policy.
J. WHO IS AN INSURED -INCIDENTAL MEDICAL ERRORS / MALPRACTICE
WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
Paragraph 2.a.(1) of Section II - Who Is An Insured is replaced with the following:
(1) "Bodily injury" or "personal and advertising injury":
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if
you are a)limited liability company), to a co -"employee" while in the course of his or her employ-
ment or performing duties related to the conduct of your business, or to your other "volunteer
workers" while performing duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co -"employee" or "volunteer worker" as a
consequence of Paragraph (1) (a) above;
(c) For which there is any obligation to share damages with or repay someone else who must pay
damages because of the injury described in Paragraphs (1) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide professional health care services. However,
if you are not in the business of providing professional health care services or providing profes-
sional health care personnel to others, or if coverage for providing professional health care ser-
vices is not otherwise excluded by separate endorsement, this provision (Paragraph (d)) does not
apply.
Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by
an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means
the "employee's" job responsibilities assigned by you, includes the direct supervision of other "employ-
ees" of yours. However, none of these "employees" are insureds for "bodily injury" or "personal and
2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 8
advertising injury" arising out of their willful conduct, which is defined as the purposeful or willful intent to
cause 'bodily injury" or "personal and advertising injury", or caused in whole or in part by their Intoxica-
tion by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to
your "employee".
K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of Section II -Who Is An Insured is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority
interest, will qualify as a Named Insured if there is no other similar insurance available to that
organization. However:
a. Coverage under this provision is afforded only until the expiration of the policy period in
which the entity was acquired or formed by you;
b. Coverage A does not apply to "bodily injury" or "property
acquired or formed the organization; and
c. Coverage B does not apply to "personal and advertising
committed before you acquired or formed the organization.
d. Records and descriptions of operations must be maintained
damage" that occurred before you
injury" arising out of an offense
by the first Named Insured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint
venture or limited liability company that is not shown as a Named Insured in the Declarations or qualifies
as an insured under this provision.
L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6. Repre-
sentations:
Your failure to disclose all hazards or prior 'occurrences" existing as of the inception date of the policy
shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or
prior 'occurrences" is not intentional.
M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Section IV - Commercial General Llability Conditions, the following Is added to Condition 2. Duties
In The Event of Occurrence, Offense, Claim Or Suit:
Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any
insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph
1. of Section II - Who Is An Insured or a person who has been designated by them to receive reports of
"occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
N. LIBERALIZATION CLAUSE
If we revise this Commercial General Liability Extension Endorsement to provide more coverage without
additional premium charge, your policy will automatically provide the coverage as of the day the revision is
effective in your state.
O. BODILY INJURY REDEFINED
Under Section V - Definitions, Definition 3. is replaced by the following:
3. 'Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes
mental anguish, mental injury, shock, fright or death that results from such physical injury, sick-
ness or disease.
© 2013Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 7 of 8
P. EXTENDED PROPERTY DAMAGE
Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is repiaced by the
following:
a. Expected Or Intended Injury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of
reasonable force to protect persons or property.
Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A
CONTRACT OR AGREEMENT WITH YOU
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 8. Trans-
fer Of Rights Of Recovery Against Others To Us:
We waive any right of recovery we may have against a person or organization because of payments we
make for injury or damage arising out of your ongoing operations or "your work" done under a
contract with that person or organization and included in the "products -completed operations hazard"
provided:
1. You and that person or organization have agreed In writing in a contract or agreement that you
waive such rights against that person or organization; and
2. The injury or damage occurs subsequent to the execution of the written contract or written agree-
ment.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 8 of 8
August 8, 2018
Stephanie D. Courtney
City Clerk
City of Federal Way
33325 - 8th Ave. South
Federal Way, WA 98003-6325
Dear Stephanie:
}0'
code
PUBLISHING CO.
9410 Roosevelt Way NE
Seattle, WA 98115-2844
206.527.6831 1 800.551.2633
cpc@codepublishint.com
www.codebook.com
Effective September 1, 2018, we are initiating a price increase for our codification services and clarifying the method
with which we measure your web updates. The increase is primarily to account for cost of living changes over the
past five years, but also included is the rising cost of server space and maintaining redundancies so we can do our
best to keep your code available and online. In addition, Washington State has changed how some services are taxed;
these changes are reflected below.
To better reflect the electronic nature of the update, we will be charging our web updates on an hourly rate model.
Editorial page rate (supplement) 22.50 per page
Web hosting (annual) 480.00 per year
Web updates and additional work, including 75.00 per hour
updating electronic files
Printed copies 0.15 per page, per copy
A PDF file of each supplement and updated full code is available for customers who prefer to avoid additional costs
and do their own print updates in house.
It continues to be our promise to you that we will offer the best service at a reasonable price. We regret that this
means an increase in price, but with this change we will be able to maintain the service and quality levels to which
you have grown accustomed.
Please contact me if you have any questions or concerns.
Sincerely,
Margaret O. Bustion, President
Save a tree! Email accounting@ codepublishing.com if you are interested in paperless billing.
CERTIFICATE OF LIABILITY INSURANCE
DATE (MM/DD(YYYY)
01 /04/2019
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER
DeFranco Insurance
P.O. Box 18227
Seattle WA 98118-0227
NAME:
NAME:James DeFranco
I.,PHONE .,,.,.206-723-1680 F� Nn,• 206-725-3416
I :gym e'«.. James(a)DeFrancoinsurance.com
INSURER A: Ohio Security Insurance Company 24082
INSURED Code Publishing Company INSURERS: North Pacific 24074
Margaret Bustion INSURERC: Philadelphia Insurance Companies
9410 Roosevelt Way NE INSURERD:
Seattle WA 98115 INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: 20190104163807109 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDL
SUBR
POLICY NUMBER
POLICY EFF
MM/DD/YYYY
POLICY EXP
MM/DD/YYYY
LIMITS
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$ 1,000,000
CLAIMS -MADE IJ OCCUR
ETOR NTED
PREMISES Ea occurrence
$ 1,000,000
-PREMISES
MED EXP (Any one person)
$ 15,000
A
Y
Y
BKS57097134
02/01/2019
02/01/2020
PERSONAL & ADV INJURY
$ 1,000,000
GEN'L
AGGREGATE LIMIT APPLIES PER:
GENERAL AGGREGATE
$ 2,000,000
X
POLICY ❑PRO ❑ LOC
JECT
PRODUCTS-COMP/OPAGG
$ 2,000,000
Fire Legal Liability
$
OTHER:
AUTOMOBILE
LIABILITY
COMBINEDSINGLE LIMIT
Ea accident
$ 1,000,000
BODILY INJURY (Per person)
$
ANY AUTO
A
OWNED SCHEDULED
AUTOS ONLY AUTOS
HIRED X NON -OWNED
AUTOS ONLY AUTOS ONLY
Y
N
BKS57097134
02/01/2019
02/01/2020
BODILY INJURY (Per accident)
$
X
PROPERTY DAMAGE
Per accident
$
X
UMBRELLA LIAB
OCCUR
EACH OCCURRENCE
$ 2,000,000
B
EXCESS LIAB
CLAIMS -MADE
Y
Y
US057097134
02/01/2019
02/01/2020
AGGREGATE
$ 2,000,000
DED I I RETENTION $
$
AANYPROPRIETOR/PARTNER/EXECUTIVE
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y/N
OFF ICER/MEMBEREXCLUDED"
(Mandatory in NH)
N/A
N
BKS57097134
02/01/2019
02/01/2020
PER OTH-
STATUTE ER
E.L. EACH ACCIDENT
$ 25,000
E.L. DISEASE - EA EMPLOYEE
$ 25,000
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
$ 25,000
C
Publisher's E&O
Y
N
PHSD1406522
02/01/2019
0210112120
$2,000,000
$2,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required)
Certificate holder is named additional insured subject to provision of the attached form CG 88100413 Additional insured- by
Contract, agreement or permit. Policy is primary and non-contributory, along with waiver of subrogation in favor of City of
Federal Way, its City council, commissions, officers, employee, agents, and volunteers. This policy will not be cancelled or
terminated until at least 30 days prior written notice.
LnRit1121"-'R1;;
City of Federal Way
33325 8th Ave S
Federal Way WA 98003
Email: stephanie.courtney@cityoffederalway.com
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
01988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
ACsJRl7►01),
CERTIFICATE OF LIABILITY INSURANCE
DATE (MMIDDIYYYY)
F12/20/2016
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsements).
PRODUCER
DeFranco Insurance
P.O. Box 18227
Seattle WA 98118-0227
CONTACT James DeFranco
NAME:
-_--___-_--
PHONE 206723-1680 FAX 206-725-3416
E-MAILLAC James@DeFrancoinsurance.com
INSURER(S) AFFORDING COVERAGE
NAIC•
INSURERA: North Pacific
24082
INSURED Code Publishing Company
9410 Roosevelt Way NE
Seattle WA 98115
INSURERB: Philadelphia Indemnity Insurance Company
INSURERC:
INSURERD:
INSURER E
INSURER F
COVERAGES CERTIFICATE NUMBER: 20161220073805668 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
TYPE OF INSURANCE
ADDL
SUBR
NUMBER
POLICY EFF
POLICY EXP
LIMITS
-LDLPOLICY
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$ 1,000,000
CLAIMS -MADE F OCCUR
DAMAGE TO RENTED
PREMISES(Ea occurrence)
$ 1,000,000
MED EXP lAny one person
$ 16,000
A
Y
Y
BKS57097134
02/01/2017
02/01/2018
PERSONAL BADVINJURY
$ 1,000,000
GEN'L AGGREGATE LIMIT APPLIES PER:
GENERAL AGGREGATE
$ 2,000,000
,ECTPOLICY PRO PRO LOC
PRODUCTS -COMP/GFAGG
$ 2,000,000
Fire Legal Liability
$
OTHER
AUTOMOBILELIABILMY
COMBINED SINGLE LIMIT
Ea accident
$ 1,DDD,OOD
BODILY INJURY(Per person)
$
ANYAUTO
A
OWNED SCHEDULED
AUTOS ONLY AUTOS
X HIRED X NON -OWNED
AUTOS ONLY AUTOS ONLY
Y
Y
BKS57097134
02/01/2017
02/01Y2018
BODILY INJURY (Per accident)
$
PROPERTY DAMAGE
Per accident
$
A
X
UMBRELLA LIAB
EXCESS LIAB
HCLAIMS-MADE
OCCUR
Y
N
US057097134
02JO12017
02/01/2018
EACH OCCURRENCE
$ 2,000,000
AGGREGATE
$ 2,000,000
DED RETENTION
AANY
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY YIN
PR OPRI ETORIPARTNERfEXECUTI VE
OFFICERIMEMBEREXCLUDEW
(Mandatory In NH)
N/A
BKS57097134 Stop Gap
02/'012017
D2ro12018
PER OTH-
STATUTE I I ER
E. L. EACH ACC [DENT
$ 25,000
E.LDISEASE -EAEMPLOYEE
$ 25,000
E.L. DISEASE - POLICY LIMIT
$
If yyes describe under
DACRIPTION OF OPERATIONS below
Publisher's E&O
Y
Y
PHSD1205951
02/012017
02/01/2018
$2m occ/agg
DESCRIPTION OF OPERATIONS 1 LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space is required)
Certificate holder is named additional insured subject to provision of the attached form CIS 88100413
Additional insured- by Contract, agreement or permit. Policy is primary and non-contributory, along with waiver
of subrogation in favor of City of Federal Way, its City council, commissions, officers, employee, agents, and
volunteers. This policy will not be cancelled or terminated until at least 30 days prior written notice.
City of Federal Way
33325 8th Ave S
Federal Way WA 98003
Email: stephanie.courtney@cityoffederalway.gov
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
© 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
CG 88 10 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following
COMMERCIAL GENERAL LIABILITY COVERAGE PART
INDEX
SUBJECT
PAGE
NON -OWNED AIRCRAFT
2
NON -OWNED WATERCRAFT
2
PROPERTY DAMAGE LIABILITY — ELEVATORS
2
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
2
MEDICAL PAYMENTS EXTENSION
3
EXTENSION OF SUPPLEMENTARY PAYMENTS — COVERAGES A AND B
3
ADDITIONAL INSUREDS — BY CONTRACT, AGREEMENT OR PERMIT
3
PRIMARY AND NON-CONTRIBUTORY — ADDITIONAL INSURED EXTENSION
5
ADDITIONAL INSUREDS — EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
6
WHO IS AN INSURED — INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN INSURED —
6
FELLOW EMPLOYEE EXTENSION — MANAGEMENT EMPLOYEES
NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
7
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
7
KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
7
LIBERALIZATION CLAUSE
7
BODILY INJURY REDEFINED
7
EXTENDED PROPERTY DAMAGE
8
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US —
8
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
(J 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office. Inc., with its permission Page 1 Of 8
With respect to coveraqe afforded by this endorsement, the provisions of the policy apply unless modified by the
endorsement.
A. NON -OWNED AIRCRAFT
Under Paragraph 2. Exclusions or Section I — Coverage A - Bodily Injury And Property Damage Liability,
exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided:
1. It is not owned by any insured,
2. It is hired, chartered or loaned with a trained paid crew;
3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of the
United States of America or Canada, designating her or him a commercial or airline pilot, and
4. It is not being used to carry persons or property for a charge.
However, the insurance afforded by this provision does not apply if there is available to the insured other valid and
collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this
policy), contingent or on any other basis, that would also apply to the loss covered under this provision.
B. NON -OWNED WATERCRAFT
Under Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability,
Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) Less than 52 feet long; and
(b) Not being used to carry persons or property for a charge.
C_ PROPERTY DAMAGE LIABILITY — ELEVATORS
1. Under Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage
Liability, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do not apply if such
"property damage" results from the use of clevators. For the purpose of this provision, elevators do not
include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The following is added to Section IV — Commercial General Liability Conditions, Condition 4. Other
Insurance, Paragraph b. Excess Insurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance,
whether primary, excess, contingent or on any other basis.
D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part:
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury and Property Damage
Liability:
a. The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the
tollowing:
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than
damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system)
to:
(i) Premises rented to you for a period of 7 or fewer consecutive days; or
(ii) Contents that you rent or lease as part of a premises rental or lease agreement for a
period of more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of
premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section III — Limits of
Insurance.
Z) 2013 Liberty Mutual Insurance
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b. The last paragraph of subsection 2. Exclusions is replaced by the following
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage
from automatic fire protection systems to premises while rented to you or temporarily occupied by
you with permission of the owner A separate limit of insurance applies to Damage To Premises
Rented To You as described in Section III — Limits Of Insurance.
2. Paragraph 6. under Section III — Limits Of Insurance is replaced by the following:
6. Subject to Paragraph 5. above, the Damage To Premises Rented I o You Limit Is the most we will
pay under Coverage A for damages because of "property damage" to
Any one premise:
(1) While rented to you, or
(2) While rented to you or temporarily occupied by you with permission of the owner
for damage by fire, lightning, explosion, smoke or leakage from automatic
protection systems, or
b. Contents that you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO
YOU (Tenant's Property Damage) - Paragraph 9.a. of Definitions is replaced with the following:
9.2. A contract for a lease of premises. However, that portion of the contract for a lease of premises
that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or
leakage from automatic fire protection systems to premises while rented to you or temporarily
occupied by you with the permission of the owner, or for damage to contents of such premises
that are included in your premises rental or lease agreement, is not an "insured contract".
E. MEDICAL PAYMENTS EXTENSION
If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are
amended as follows:
Under Paragraph 1. Insuring Agreement of Section I —Coverage C — Medical Payments,
Subpaiagraph (b) of Paragraph a. is replaced by Lhe rulluwing.
(b) The expenses are incurred and reported within three years of the date of the accident; and
F_ EXTENSION OF SUPPLEMENTARY PAYMENTS — COVERAGES A AND B
1. Under Supplementary Payments — Coverages A and B, Paragraph 1.b. is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising
out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have
to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or
defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time
off from work
G. ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
Paragraph 2. under Section II — Who Is An Insured is amended to include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agreement or permit. Such person or organization is an additional insured but only with respect to liability
for "bodily injury", "property damage" or "personal and advertising injury" caused in whole or in part by:
a. Your acts or omissions, or the acts or omissions of those acting on your behalt, in the
performance of your on going operations for the additional insured that are the subject of the
written contract or written agreement provided that the "bodily injury" or "property damage" occurs,
or the "personal and advertising injury" is committed, subsequent to the signing of such written
contract or written agreement, or
«ll 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 3 of 8
b. Premises or facilities rented by you or used by you, or
C. The maintenance, operation or use by you of equipment rented or leased to you by such person
or organization, or
d. Operations performed by you or on your behalf for which the state or political subdivision has
issued a permit subject to the following additional provisions:
(1) This insurance does not apply to "bodily injury", "property damage", or "personal and
advertising injury" arising out of the operations performed for the state or political
subdivision,
(2) This insurance does not apply to "bodily injury" or "property damage" included within the
"completed operations hazard".
(3) Insurance applies to premises you own, rent, or control but only with respect to the
following hazards.
a) The existence, maintenance, repair, construction, erection, or removal of
advertising signs, awnings, canopies, cellar entrances, coal holes, driveways,
manholes, marquees, hoist away openings, sidewalk vaults, street banners, or
decurdtiuns dI1U simildr exfxUsures, or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance.
However:
The insurance afforded to such additional insured only applies to the extent permitted by law; and
2. If coverage provided to the additional insured is required by a contract or agreement, the insurance
afforded to such additional insured will not be broader than that which you are required by the contract or
agreement to provide for such additional insured.
With respect to Paragraph 9.a. above, a person's or organization's status as an additional insured under this
endorsement ends when:
(1) All work, including materials, parts or equipment furnished in connection with such work,
on the project (other than service, maintenance or repairs) to be performed by or on
behalf of the additional insured(s) at the location of the covered operations has been
completed, or
(2) That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured under this
endorsement ends when their written contract or written agreement with you for such premises or facilities ends.
With respects to Paragraph 1.c. above, this insurance does not apply to any "occurrence" which takes place after
the equipment rental or lease agreement has expired or you have returned such equipment to the lessor.
The insurance provided by this endorsement applies only if the written contract or written agreement is signed
prior to the "bodily injury" or "property damage"
We have no duty to defend an additional insured under this endorsement until we receive written notice of a "suit"
by the additional insured as required in Paragraph b. of Condition 2. Duties In the Event Of Occurrence,
Offense, Claim Or Suit under Section IV - Commercial General Liability Conditions.
o 2013 Liberty Mutual Insurance
CG 88 10 0413 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 Of 8
2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2.
Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability:
This insurance does not apply to:
a. "Bodily injury" or "property damage" arising from the sole negligence of me additional insured.
b. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the
location where such "bodily injury" or "property damage" occurs.
C. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering
of, or the failure to render, any professional architectural, engineering or surveying services,
including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings,
opinions, reports, surveys, field orders, change orders or drawings and specifications; or
(2) Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the
supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which
caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising
injury", involved the rendering of, or the failure to render, any professional architectural, engineering or
surveying services.
d. "Bodily injury" or "property damage" occurring after-
(1) All work, including materials, parts or equipment furnished in connection with such work;
on the prnjPr:t (other than GPrvir.P maintPnanr.P or repairs) to hP performed by or on
behalf of the additional insured(s) at the location of the covered operations has been
completed, or
(2) That portion of 'your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
e. Any person or organization specifically designated as an additional insured for ongoing operations
by a separate ADDITIONAL INSURED — OWNERS, LESSEES OR CONTRACTORS
endorsement issued by us and made a part of this policy.
3. Wim i ebpect to the insuance arfurded Lu these additiunal insuiedti, the fulluwing is added to Section III —
Limits Of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will pay
on behalf of the additional insured is the amount of insurance
a. Required by the contract or agreement, or
b. Available under the applicable Limits of Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.
H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under this policy.
Condition 4. Other Insurance of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is
amended as follows:
a. The following is added to Paragraph a. Primary Insurance:
If an additional insured's policy has an Other Insurance provision making its policy excess, and
you have agreed in a written contract or written agreement to provide the additional insured
coverage on a primary and noncontributory basis, this policy shall be primary and we will not seek
contribution from the additional insured's policy for damages we cover.
9"� 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 5 of 8
The following is added to Paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental
contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a
state or political suhdivision between ynr i and an additional insured does not rerli_rire this insr_rrann_.e
to be primary or primary and non-contributory, this insurance is excess over any other insurance
for which the additional insured is designated as a Named Insured.
Regardless of the written agreement between you and an additional insured, this insurance is
excess over any other insurance whether primary, excess, contingent or on any other basis for
which the additional insured has been added as an additional insured on other policies.
ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under this policy.
The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit:
An additional insured under this endorsement will as soon as practicable:
a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under this
insurance to us;
b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance
available to the additional insured, and
C. Agree to make available any other insurance which the additional insured has for a loss we cover
under this Coverage Part.
d. We have no duty to defend or indemnify an additional insured under this endorsement until we
receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract or
written agreement or the limits of insurance as stated in the Declarations of this policy and defined in
Section III — Limits of Insurance of this policy, whichever are less. These limits are inclusive of and not
in addition to the limits of insurance ::available under this policy.
J. WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS t MALPRACTICE
WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
Paragraph 2.a.(1) of Section 11- Who Is An Insured is replaced with the following:
(1) 'Bodily injury" or "personal and advertising injury":
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members
(if you are a limited liability company), to a co -"employee" while in the course of his or her
employment or performing duties related to the conduct of your business, or to your other
'Volunteer workers" while pertorming duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co -"employee" or "volunteer worker" as a
consequence of Paragraph (1) (a) above,
(c) For which there is any obligation to share damages with or repay someone else who must pay
damages because of the injury described in Paragraphs (1) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide professional health care services. However,
if you are not in the business of providing professional health care services or providing
professional health care personnel to others, or if coverage for providing professional health care
Services ib nul. ulheiwitse excluded by separate efiuuisernenl, LIiiti piuvisiun (Parayraph (d)) dues
not apply.
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CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 8
Paragraphs (a) and (b) above do not apply to "bodily injury' or "personal and advertising injury" caused by an
employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the
"employees" job responsibilities assigned by you, includes the direct supervision of other "employees" of yours.
However, none of these "employees" are insureds for "bodily injury" or "personal and advertising injury" arising out
of their willful culluucL, whicll is defined as the purposeful of willful intent to cause "bodily injury" or "personal and
advertising injury", or caused in whole or in part by their intoxication by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to your
''employee.
K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of Section II - Who Is An Insured is replaced by the following.
3. Any organization you newly acquire or form and over which you maintain ownership or majority interest,
will qualify as a Named Insured if there is no other similar insurance available to that organization
However:
a. Coverage under this provision is afforded only until the expiration of the policy period in which the
entity was acquired or formed by you;
b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you
acquired or formed the organization; and
C. Coverage B does not apply to "personal and advertising injury" arising out of an offense
committed before you acquired or formed the organization.
d. Records and descriptions of operations must be maintained by the first Named Insured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture
or limited liability company that is not shown as a Named Insured in the Declarations or qualifies as an insured
under this provision.
L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
Under Section IV — Commercial General Liability Conditions, the following is added to Condition 6.
Representations:
Your failure to disclose all hazards or prior "occurrences" existing as of the inception date of the policy
shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or
prior "occurrences" is not intentional.
M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Section IV — Commercial General Liability Conditions, the following is added to Condition 2. Duties In
The Event of Occurrence, Offense, Claim Or Suit:
Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any insured
shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of
Section II — Who Is An Insured or a person who has been designated by them to receive reports of
"occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
N. LIBERALIZATION CLAUSE
If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional
premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your
state.
O. BODILY INJURY REDEFINED
Undcr Section V — Definitions, Definition 3. is replaced by the following:
3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental
anguish, mental injury, shock, fright or death that results from such physical injury, sickness or disease
O 2013 Liberty Mutual Insurance
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P. EXTENDED PROPERTY DAMAGE
Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the
following.
a. Expected Or Intended Injury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This
exclusion does not apply to "bodily injury" or "property damage" resulting from the use of
reasonable force to protect persons or property.
Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US — WHEN REQUIRED IN A
CONTRACT OR AGREEMENT WITH YOU
Under Section IV — Commercial General Liability Conditions, the following is added to Condition 8. Transfer
Of Rights Of Recovery Against Others To Us:
We waive any right of recovery we may have against a person or organization because of payments we make for
injury or damage arising out of your ongoing operations or'your work" done under a contract with that person or
organization and included in the "products completed operations hazard" provided:
You and that person or organization have agreed in writing in a contract or agreement that you waive such
rights against that person or organization; and
2. The injury or damage occurs subsequent to the execution of the written contract or written agreement.
(0 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission Page 8 of 8
AC61?& CERTIFICATE OF LIABILITY INSURANCE
DATE (MMIDDIYYYY)
2/1/2016
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER
DeFranco Insurance
CONTACT James DeFranco
NAME:
PH01o. 206-723-1680 Arc No : 206-725-3416
P.O. Box 18227
James@DeFrancoinsurance.com
ADDRESS:
Seattle WA 98118-0227
INSURER(S) AFFORDING COVERAGE
NAIC t
INSURERA:Ohio Security Insurance Company
Y
Phone: 206-723-1680 Fax 206-725-3416
INSURED
Code Publishing Company
9410 Roosevelt Way NE
INSURERB: Philadelphi Indemnity Insurance Company
INSURER C
INSURER D:
INSURERE:
Seattle WA 98115
INSURER F
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONSAND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
ILT R
TYPE OF INSURANCE
ADDL
SUER
POLICY NUMBER
POLICY EFF
POLMI IC YYY
LIMITS
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$ 1,000,000
CLAIMS -MADE � OCCUR
PRE. SESAMAG
OEa occu RENTED nce
$ 1,000,000
MED EXP (Any one person)
$ 15,000
A
PERSONAL &ADV INJURY
$ 1,000,000
X
BKS 1757097134
02/01/2016
02/01/2017
GEN'L AGGREGATE LIMIT APPLIES PER.
GENERAL AGGREGATE
$ 2,000,000
NXPOLICY PRO-
.IECT LOC
PRODUCTS- COMP/OFAGG
$ 2,000,000
$
OTHER.
AUTOMOBILE LIABILITY
COMBINED SINGLE LIMIT
Ea .cadent
$ 1,OOQ000
BODILY INJURY (Perperson)
$
ANY AUTO
BODILY INJURY (Per accident)
$
A
ALL OWNED SCHEDULED
AUTOS AUTOS
X HREDAUTOS X APTOSVNED
BKS1757097134
02/01/2016
02/01/2017
PROPERTYweraccidenDAMAGE
$
A
X
UMBRELLA LIAB
EXCESS LIAB
HCLAIMS-MADE
OCCUR
UKS1757097134
02/01/2016
02/01/2017
EACH OCCURRENCE
$ 2,000,000
AGGREGATE
$ 2,000,000
DIED RETENTION
$
AANY
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y!N
PROPRIETORIPARTNERIEXECUTIVE
OFFICERIMEMBEREXCLUDED?
NIA
BKS1757097134 EPLI
02/01/2016
02/01/2017
PER OTH-
STATUTE ER
E L EACH ACCIDENT
$ 25,000
(Mandatory in NH)
E.L. DISEASE - EA EMPLOYE
$
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
$
B
Publisher's E&O
PHSD1113827
02/01/2016
02/01/2017
$2m occurrence/$2m aggregate
DESCRIPTION OF OPERATIONS 1 LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required)
Ceritificate holder is named additional insured subject to provision of the attached form CG 88100413
Additional insured- by Contract, agreement or permit. Policy is primary and non-contributory, along with waiver
of subrogation in favor of City of Federal Way, its City council, commissions, officers, employee, agents, and
volunteers. This policy will not be cancelled or terminated until at least 30 days prior written notice.
It" Risml719L..7III l•J,U4il
City of Federal Way
33325 8th Ave S
Federal Way, WA 98003
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
© 1988-2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
CG 88 10 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
INDEX
SUBJECT
PAGE
NON -OWNED AIRCRAFT
2
NON -OWNED WATERCRAFT
2
PROPERTY DAMAGE LIABILITY — ELEVATORS
2
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
2
MEDICAL PAYMENTS EXTENSION
3
EXTENSION OF SUPPLEMENTARY PAYMENTS — COVERAGES A AND B
3
ADDITIONAL INSUREDS — BY CONTRACT, AGREEMENT OR PERMIT
3
PRIMARY AND NON-CONTRIBUTORY —ADDITIONAL INSURED EXTENSION
5
ADDITIONAL INSUREDS — EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
6
WHO IS AN INSURED — INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN INSURED —
6
FELLOW EMPLOYEE EXTENSION — MANAGEMENT EMPLOYEES
NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
7
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
7
KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
7
LIBERALIZATION CLAUSE
7
BODILY INJURY REDEFINED
7
EXTENDED PROPERTY DAMAGE
8
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US —
8
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
n 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 Of 8
With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the
endorsement
A. NON -OWNED AIRCRAFT
Under Paragraph 2. Exclusions of Section I — Coverage A - Bodily Injury And Property Damage Liability,
exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided.
1. It is not owned by any insured;
2. It is hired, chartered or loaned with a trained paid crew,
3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of the
United States of America or Canada, designating her or him a commercial or airline pilot, and
4. It is not being used to carry persons or property for a charge.
However, the insurance afforded by this provision does not apply if there is available to the insured other valid and
collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this
policy), contingent or on any other basis, that would also apply to the loss covered under this provision.
B. NON -OWNED WATERCRAFT
Under Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability,
Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) Less than 52 feet long, and
(b) Not being used to carry persons or property for a charge.
C_ PROPERTY DAMAGE LIABILITY — ELEVATORS
1. Under Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage
Liability, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do not apply if such
"property damage" results from the use of elevators. For the purpose of this provision, elevators do not
include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The following is added to Section IV — Commercial General Liability Conditions, Condition 4. Other
Insurance, Paragraph b. Excess Insurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance,
whether primary, excess, contingent or on any other basis.
D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part:
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury and Property Damage
Liability:
a. The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the
tollowing:
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than
damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system)
to
(i) Premises rented to you for a period of 7 or fewer consecutive days, or
(ii) Contents that you rent or lease as part of a premises rental or lease agreement for a
period of more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of
premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section III — Limits of
Insurance.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance services Office, Inc.. with its permission. Page 2 of 8
b. The last paragraph of subsection 2. Exclusions is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage
from automatic fire protection systems to premises while rented to you or temporarily occupied by
you with permission of the owner. A separate limit of insurance applies to Damage To Premises
Rented To You as described in Section III — Limits Of Insurance.
2. Paragraph 6. under Section III — Limits Of Insurance is replaced by the following:
6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will
pay under Coverage A for damages because of "property damage" to:
a. Any one premise:
(1) While rented to you; or
(2) While rented to you or temporarily occupied by you with permission of the owner
for damage by fire, lightning, explosion, smoke or leakage from automatic
protection systems; or
b. Contents that you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO
YOU (Tenant's Property Damage) - Paragraph 9.a. of Definitions is replaced with the following:
9.3. A contract for a lease of premises. However, that portion of the contract for a lease of premises
that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or
leakage from automatic fire protection systems to premises while rented to you or temporarily
occupied by you with the permission of the owner, or for damage to contents of such premises
that are included in your premises rental or lease agreement; is not an "insured contract".
E. MEDICAL PAYMENTS EXTENSION
If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are
amended as follows:
Under Paragraph 1. Insuring Agreement of Section I — Coverage C — Medical Payments,
Subpdfayrdph (b) of Parayfdph a. is replaced by the rulluwiny.
(b) The expenses are incurred and reported within three years of the date of the accident, and
F. EXTENSION OF SUPPLEMENTARY PAYMENTS — COVERAGES A AND R
Under Supplementary Payments — Coverages A and B, Paragraph 1.b. is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising
out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have
to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or
defense of the claim or "suit", including actual loss of earnings up to $600 a day because of time
off from work.
G. ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
Paragraph 2. under Section II — Who Is An Insured is amended to include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agreement or permit. Such person or organization is an additional insured but only with respect to liability
for "bodily injury", "property damage" or "personal and advertising injury" caused in whole or in part by:
a. Your acts or omissions, or the acts or omissions of those acting on your behalt, In the
performance of your on going operations for the additional insured that are the subject of the
written contract or written agreement provided that the "bodily injury" or "property damage" occurs,
or the "personal and advertising injury' is committed, subsequent to the signing of such written
contract or written agreement, or
O 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 3 of 8
b. Premises or facilities rented by you or used by you, or
C. The maintenance, operation or use by you of equipment rented or leased to you by such person
or organization; or
d. Operations performed by you or on your behalf for which the state or political subdivision has
issued a permit subject to the following additional provisions:
(1) This insurance does not apply to "bodily injury", "property damage", or "personal and
advertising injury" arising out of the operations performed for the state or political
subdivision;
(2) This insurance does not apply to "bodily injury' or "property damage" included within the
"completed operations hazard".
(3) Insurance applies to premises you own, rent, or control but only with respect to the
following hazards:
a) The existence, maintenance, repair, construction, erection, or removal of
advertising signs, awnings, canopies, cellar entrances, coal holes, driveways,
manholes, marquees, hoist away openings, sidewalk vaults, street banners, or
decorations and similar exposures; or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance.
However:
1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
2. If coverage provided to the additional insured is required by a contract or agreement, the insurance
afforded to such additional insured will not be broader than that which you are required by the contract or
agreement to provide for such additional insured.
With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured under this
endorsement ends when:
(1) All work, including materials, parts or equipment furnished in connection with such work,
on the project (other than service, maintenance or repairs) to be performed by or on
behalf of the additional insured(s) at the location of the covered operations has been
completed; or
(2) That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured under this
endorsement ends when their written contract or written agreement with you for such premises or facilities ends.
With respects to Paragraph 1.c. above, this insurance does not apply to any "occurrence" which takes place after
the equipment rental or lease agreement has expired or you have returned such equipment to the lessor.
The insurance provided by this endorsement applies only if the written contract or written agreement is signed
prior to the "bodily injury" or "property damage".
We have no duty to defend an additional insured under this endorsement until we receive written notice of a "suit'
by the additional insured as required in Paragraph b. of Condition 2. Duties In the Event Of Occurrence,
Offense, Claim Or Suit under Section IV — Commercial General Liability Conditions.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 Of 8
2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2.
Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability:
This insurance does not apply to:
a. "Bodily injury" or "property damage' arising from the sole negligence of the additional insured.
b. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the
location where such "bodily injury" or "property damage" occurs.
C. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering
of, or the failure to render, any professional architectural, engineering or surveying services,
including.
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings,
opinions, reports, surveys, field orders, change orders or drawings and specifications; or
(2) Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the
supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which
caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising
injury", involved the rendering of, or the failure to render, any professional architectural, engineering or
surveying services.
d. "Bodily injury" or "property damage" occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work,
on the pmjpct (nthpr than Rprvirp., maintpnancp or rppairs) to hp pprfnrmeci by or on
behalf of the additional insured(s) at the location of the covered operations has been
completed; or
(2) That portion of 'your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
e. Any person or organization specifically designated as an additional insured for ongoing operations
by a separate ADDITIONAL INSURED — OWNERS, LESSEES OR CONTRACTORS
endorsement issued by us and made a part of this policy.
3. With respect lu the insurance arfulded to these additiunal insureds, Lhe fulluwiny is added lu Section III —
Limits Of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will pay
on behalf of the additional insured Is the amount of insurance:
a. Required by the contract or agreement; or
b. Available under the applicable Limits of Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.
H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under this policy.
Condition 4. Other Insurance of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is
amended as follows:
a. The following is added to Paragraph a. Primary Insurance:
If an additional insured's policy has an Other Insurance provision making its policy excess, and
you have agreed in a written contract or written agreement to provide the additional insured
coverage on a primary and noncontributory basis, this policy shall be primary and we will not seek
contribution from the additional insured's policy for damages we cover.
n 2013 Liberty Mutual Insurance
CG 8810 0413 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 5 of 8
b. The following is added to Paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental
contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a
state. or political si rhdivision between you and an additional insured does not require. this insurance
to be primary or primary and non-contributory, this insurance is excess over any other insurance
for which the additional insured is designated as a Named Insured.
Regardless of the written agreement between you and an additional insured, this insurance is
excess over any other insurance whether primary, excess, contingent or on any other basis for
which the additional insured has been added as an additional insured on other policies.
ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under this policy.
1. The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit:
An additional insured under this endorsement will as soon as practicable:
a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under this
insurance to us;
b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance
available to the additional insured; and
C. Agree to make available any other insurance which the additional insured has for a loss we cover
under this Coverage Part.
d. We have no duty to defend or indemnify an additional insured under this endorsement until we
receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract or
written agreement or the limits of insurance as stated in the Declarations of this policy and defined in
Section III — Limits of Insurance of this policy, whichever are less. These limits are inclusive of and not
in addition to the limits of insurance available under this policy.
WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS / MALPRACTICE
WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
Paragraph 2.a.(1) of Section II - Who Is An Insured is replaced with the following:
(1) 'Bodily injury" or "personal and advertising injury":
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members
(if you are a limited liability company), to a co -"employee" while in the course of his or her
employment or performing duties related to the conduct of your business, or to your other
'Volunteer workers" while pertorming duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co -"employee" or "volunteer worker" as a
consequence of Paragraph (1) (a) above,
(c) For which there is any obligation to share damages with or repay someone else who must pay
damages because of the injury described in Paragraphs (1) (a) or (b) above, or
(d) Arising out of his or her providing or failing to provide professional health care services. However,
if you are not in the business of providing professional health care services or providing
professional health care personnel to others, or if coverage for providing professional health care
services is nut ulherwise excluded by separate endursernenl, this pruvisiun (Paragraph (d)) dues
not apply.
© 2013 Liberty Mutual Insurance
CIS 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 8
Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an
"employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the
"employee's" job responsibilities assigned by you, includes the direct supervision of other "employees" of yours.
However, none of these "employees" are insureds for "bodily injury" or "personal and advertising injury" arising out
ur their willful cunduct, which is defined as the purposeful or willful intent to cause "bodily injury" or "personal and
advertising injury", or caused in whole or in part by their intoxication by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to your
"employee".
K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of Section 11 - Who Is An Insured is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority interest,
will qualify as a Named Insured if there is no other similar insurance available to that organization.
However:
a. Coverage under this provision is afforded only until the expiration of the policy period in which the
entity was acquired or formed by you,
b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you
acquired or formed the organization; and
C. Coverage B does not apply to "personal and advertising injury" arising out of an offense
committed before you acquired or formed the organization.
d. Records and descriptions of operations must be maintained by the first Named Insured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture
or limited liability company that is not shown as a Named Insured in the Declarations or qualifies as an insured
under this provision.
���IISJ:t-�.t•7•]I��+i>�•I���:T_f._ : � _ ► � ' : • : • •�ilf��I.�I���
Under Section IV — Commercial General Liability Conditions, the following is added to Condition 6.
Representations:
Your failure to disclose all hazards or prior "occurrences" existing as of the inception date of the policy
shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or
prior "occurrences" is not intentional.
M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Section IV — Commercial General Liability Conditions, the following is added to Condition 2. Duties In
The Event of Occurrence, Offense, Claim Or Suit:
Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any insured
shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of
Section II — Who Is An Insured or a person who has been designated by them to receive reports of
"occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
N. LIBERALIZATION CLAUSE
If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional
premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your
state.
O. BODILY INJURY REDEFINED
Undcr Section V — Definitions, Dcfinition 3. is rcplaccd by the following:
3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental
anguish, mental injury, shock, fright or death that results from such physical injury, sickness or disease.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 7 of 8
P. EXTENDED PROPERTY DAMAGE
Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the
following:
a. Expected Or Intended Injury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This
exclusion does not apply to "bodily injury" or "property damage" resulting from the use of
reasonable force to protect persons or property.
Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A
CONTRACT OR AGREEMENT WITH YOU
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 8. Transfer
Of Rights Of Recovery Against Others To Us:
We waive any right of recovery we may have against a person or organization because of payments we make for
injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or
organization and included in the "products completed operations hazard" provided:
You and that person or organization have agreed in writing in a contract or agreement that you waive such
rights against that person or organization; and
2. The injury or damage occurs subsequent to the execution of the written contract or written agreement.
© 2013 Liberty Mutual Insurance
CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 8 of 8
DATE (MMIDDIYYYY)
. 111%� 0 CERTIFICATE OF LIABILITY INSURANCE
�01'01112025
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER ON NAME: Kevin Greer
Paradigm Risk Management PHONE 312-332-6900 FAX
1016 West Jackson Blvd. Alc No Ex<: AIC No:
E-MAIL i
Chicago, IL 60607 ADDRESS: Kevn Greer@prm-ins.com
@prm-ins.COm
INSURED
Code Publishing, LLC
9410 Roosevelt Way NE
Seattle, WA 98115
INSURER(S) AFFORDING COVERAGE
NAIC 0
INSURER A: The Charter Oak Fire Insurance Company
25615
INSURER B : Travelers Property Casualty Company of America
25674
INSURERC: Travelers Indemnity Company
25658
INSURERD: Axis Insurance Company
INSURER E :
INSURER F :
137273
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR ADDLTYPE OF INSURANCE INSO SUER POLICY NUMBER MMIDDPOLICY EFF MMIDD POUCYEXP
LTR LIMITS
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$ 1,000,000
CLAIMS-MADE X OCCUR
DAMAGE To RENTE-
PREMISES E. occu ence
$ 1,000,000
MED EXP (Any oneperson)
$ 10,000
Y
Y
P-630-4P243453-COF-25
01/01/2025
01/01/2026
PERSONAL 3 ADV INJURY
$ N/A
A
GEN'L AGGREGATE LIMIT APPLIES PER:
GENERAL AGGREGATE
$ 2,000,000
X JECT LOC
POLICY ❑
PRODUCTS -COMP/OP AGG
$ 2,000,000
$
OTHER:
AUTOMOBILE LIABILMY
COMBINED SINGLE LIMIT
Ea accident
$ 1,000,000
BODILY INJURY (Per person)
$
X ANY AUTO
A
OWNED SCHEDULED
Y
Y
810-4P247403-25-43-G
01/01/2025
01/01/2026
AUTOS ONLY AUTOS
BODILY INJURY (Per accident)
$
PROPERTY DAMAGE
Per accident
$
X HIRED X NON -OWNED
AUTOS ONLY AUTOS ONLY
$
X
UMBRELLA LIAB
X
OCCUR
EACH OCCURRENCE
$ 12,000,000
AGGREGATE
$ 12,000,000
B
EXCESS LIAB
CLAIMS -MADE
Y
Y
CUP-4P258466-25-43
01/01/2025
01/01/2026
DED RETENTION $
$
WORKERS COMPENSATION
X PER OTH-
STATUTE ER
AND EMPLOYERS' LIABILITY Y / N
E.L. EACH ACCIDENT
$ 11000,000
ANYPROPRIETOR;PARTNERIEXECUTIVE
OFFICERIMEMBEREXCLUDED? IN
NIA
UB-4P245919-25-43-G
01/01/2025
01/01/2026
E.L. DISEASE - EA EMPLOYEE
$ 1,000,000
C
(Mandatory In NH)
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
$ 1,000,000
D
Professional Liability
P-001-000066542-07
01/01/2025
01/01/2026
$10,000,000 Each
$10,000,000 Annual
Claim
Aggregate
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
Certificate holder is named as additional insured subject to provision of the attached form CG D2 46 04 19 Blanket
Additional insured. Policy is primary and non-contributory, along with waiver of subrogation in favor of City of Federal Way,
its City council, commissions, officers, employee, agents, and volunteers, when required by written contract or agreement.
CERTIFICATE HOLDER CANCELLATION
City of Federal Way
33325 8th Ave S
Federal Way, WA 98003
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED
L
© 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED
(Includes Products -Completed Operations If Required By Contract)
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PROVISIONS
The following is added to SECTION II — WHO IS AN
INSURED:
Any person or organization that you agree in a
written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only:
a. With respect to liability for "bodily injury" or
"property damage" that occurs, or for "personal
injury" caused by an offense that is committed,
subsequent to the signing of that contract or
agreement and while that part of the contract or
agreement is in effect; and
b. If, and only to the extent that, such injury or
damage is caused by acts or omissions of you or
your subcontractor in the performance of "your
work" to which the written contract or agreement
applies. Such person or organization does not
qualify as an additional insured with respect to
the independent acts or omissions of such
person or organization.
The insurance provided to such additional insured is
subject to the following provisions:
a. If the Limits of Insurance of this Coverage Part
shown in the Declarations exceed the minimum
limits required by the written contract or
agreement, the insurance provided to the
additional insured will be limited to such
minimum required limits. For the purposes of
determining whether this limitation applies, the
minimum limits required by the written contract or
agreement will be considered to include the
minimum limits of any Umbrella or Excess
liability coverage required for the additional
insured by that written contract or agreement.
This provision will not increase the limits of
insurance described in Section III — Limits Of
Insurance.
(1) Any "bodily injury", "property damage" or
"personal injury" arising out of the providing,
or failure to provide, any professional
architectural, engineering or surveying
services, including:
(a) The preparing, approving, or failing to
prepare or approve, maps, shop
drawings, opinions, reports, surveys,
field orders or change orders, or the
preparing, approving, or failing to
prepare or approve, drawings and
specifications; and
(b) Supervisory, inspection, architectural or
engineering activities.
(2) Any "bodily injury" or "property damage"
caused by "your work" and included in the
"products -completed operations hazard"
unless the written contract or agreement
specifically requires you to provide such
coverage for that additional insured during
the policy period.
c. The additional insured must comply with the
following duties:
(1) Give us written notice as soon as practicable
of an 'occurrence" or an offense which may
result in a claim. To the extent possible, such
notice should include:
(a) How, when and where the 'occurrence"
or offense took place;
(b) The names and addresses of any injured
persons and witnesses; and
(c) The nature and location of any injury or
damage arising out of the "occurrence"
or offense.
b. The insurance provided to such additional (2) If a claim is made or "suit" is brought against
insured does not apply to: the additional insured:
CG D2 46 0419 © 2018 The Travelers Indemnity Company. All rights reserved. Page 1 of 2
COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
(a) Immediately record the specifics of the
claim or "suit' and the date received; and
(b) Notify us as soon as practicable and see
to it that we receive written notice of the
claim or "suit' as soon as practicable.
(3) Immediately send us copies of all legal
papers received in connection with the claim
or "suit', cooperate with us in the
investigation or settlement of the claim or
defense against the "suit', and otherwise
comply with all policy conditions.
(4) Tender the defense and indemnity of any
claim or "suit' to any provider of other
insurance which would cover such additional
insured for a loss we cover. However, this
condition does not affect whether the
insurance provided to such additional
insured is primary to other insurance
available to such additional insured which
covers that person or organization as a
named insured as described in Paragraph 4.,
Other Insurance, of Section IV — Commercial
General Liability Conditions.
Page 2 of 2 © 2018 The Travelers Indemnity Company. All rights reserved. CG D2 46 04 19
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. Read
the entire policy carefully to determine rights, duties and
what is and is not covered.
Throughout this policy the words "you" and "your" refer
to the Named Insured shown in the Declarations, and
any other person or organization qualifying as a Named
Insured under this policy. The words "we", "us" and
"our" refer to the company providing this insurance.
The word "insured" means any person or organization
qualifying as such under Section II — Who Is An
Insured.
Other words and phrases that appear in quotation
marks have special meaning. Refer to Section V —
Definitions.
SECTION I — COVERAGES
COVERAGE A — BODILY INJURY AND PROPERTY
DAMAGE LIABILITY
1. Insuring Agreement
a. We will pay those sums that the insured
becomes legally obligated to pay as damages
because of "bodily injury' or "property damage"
to which this insurance applies. We will have
the right and duty to defend the insured against
any "suit" seeking those damages. However,
we will have no duty to defend the insured
against any "suit" seeking damages for "bodily
injury' or "property damage" to which this
insurance does not apply. We may, at our
discretion, investigate any "occurrence" and
settle any claim or "suit" that may result. But:
(1) The amount we will pay for damages is
limited as described in Section III — Limits
Of Insurance; and
(2) Our right and duty to defend end when we
have used up the applicable limit of
insurance in the payment of judgments or
settlements under Coverages A or B or
medical expenses under Coverage C.
(1) The "bodily injury" or "property damage" is
caused by an "occurrence" that takes place
in the "coverage territory";
(2) The "bodily injury' or "property damage"
occurs during the policy period; and
(3) Prior to the policy period, no insured listed
under Paragraph 1. of Section II — Who Is
An Insured and no "employee" authorized
by you to give or receive notice of an
"occurrence" or claim knew that the "bodily
injury' or "property damage" had occurred,
in whole or in part. If such a listed insured
or authorized "employee" knew, prior to the
policy period, that the "bodily injury' or
"property damage" occurred, then any
continuation, change or resumption of such
"bodily injury" or "property damage" during
or after the policy period will be deemed to
have been known prior to the policy period.
c. "Bodily injury' or "property damage" which
occurs during the policy period and was not,
prior to the policy period, known to have
occurred by any insured listed under Paragraph
1. of Section II — Who Is An Insured or any
"employee" authorized by you to give or receive
notice of an "occurrence" or claim, includes any
continuation, change or resumption of that
"bodily injury" or "property damage" after the
end of the policy period.
d. "Bodily injury' or "property damage" will be
deemed to have been known to have occurred
at the earliest time when any insured listed
under Paragraph 1. of Section II — Who Is An
Insured or any "employee" authorized by you to
give or receive notice of an "occurrence" or
claim:
(1) Reports all, or any part, of the "bodily
injury' or "property damage" to us or any
other insurer;
No other obligation or liability to pay sums or (2) Receives a written or verbal demand or
perform acts or services is covered unless claim for damages because of the "bodily
injury' or "property damage"; or
explicitly provided for under Supplementary
Payments. (3) Becomes aware by any other means that
b. This insurance applies to "bodily injury' and "bodily injury' or "property damage" has
"property damage" only if: occurred or has begun to occur.
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
e. Damages because of "bodily injury' include
damages claimed by any person or organization
for care, loss of services or death resulting at
anytime from the "bodily injury'.
2. Exclusions
This insurance does not apply to:
a. Expected Or Intended Injury
"Bodily injury" or "property damage" expected or
intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury'
or "property damage" resulting from the use of
reasonable force to protect persons or property.
b. Contractual Liability
"Bodily injury" or "property damage" for which
the insured is obligated to pay damages by
reason of the assumption of liability in a
contract or agreement. This exclusion does not
apply to liability for damages:
(1) That the insured would have in the absence
of the contract or agreement; or
(2) Assumed in a contract or agreement that is
an "insured contract", provided that the
"bodily injury" or "property damage" occurs
subsequent to the execution of the contract
or agreement. Solely for the purposes of
liability assumed in an "insured contract",
reasonable attorneys' fees and necessary
litigation expenses incurred by or for a party
other than an insured will be deemed to be
damages because of "bodily injury' or
"property damage", provided that:
(a) Liability to such party for, or for the
cost of, that partys defense has also
been assumed in the same "insured
contract"; and
(b) Such attorneys' fees and litigation
expenses are for defense of that party
against a civil or alternative dispute
resolution proceeding in which
damages to which this insurance
applies are alleged.
c. Liquor Liability
"Bodily injury' or "property damage" for which
any insured may be held liable by reason of:
(1) Causing or contributing to the intoxication
of any person;
(3) Any statute, ordinance or regulation relating
to the sale, gift, distribution or use of
alcoholic beverages.
This exclusion applies only if you are in the
business of manufacturing, distributing, selling,
serving or furnishing alcoholic beverages. For
the purposes of this exclusion, permitting a
person to bring alcoholic beverages on your
premises, for consumption on your premises,
whether or not a fee is charged or a license is
required for such activity, is not by itself
considered the business of selling, serving or
furnishing alcoholic beverages.
d. Workers' Compensation And Similar Laws
Any obligation of the insured under a workers'
compensation, disability benefits or
unemployment compensation law or any similar
law.
e. Employer's Liability
"Bodily injury' to:
(1) An "employee" of the insured arising out of
and in the course of:
(a) Employment by the insured; or
(b) Performing duties related to the
conduct of the insured's business; or
(2) The spouse, child, parent, brother or sister
of that "employee" as a consequence of
Paragraph (1) above.
This exclusion applies whether the insured may
be liable as an employer or in any other capacity
and to any obligation to share damages with or
repay someone else who must pay damages
because of the injury.
This exclusion does not apply to liability
assumed by the insured under an "insured
contract".
f. Pollution
(1) "Bodily injury' or "property damage" arising
out of the actual, alleged or threatened
discharge, dispersal, seepage, migration,
release or escape of "pollutants":
(a) At or from any premises, site or
location which is or was at any time
owned or occupied by, or rented or
loaned to, any insured. However, this
subparagraph does not apply to:
(2) The furnishing of alcoholic beverages to a (i) "Bodily injury' if sustained within a
person under the legal drinking age or building and caused by smoke,
under the influence of alcohol; or fumes, vapor or soot produced by
or originating from equipment that
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
is used to heat, cool or dehumidify
the building, or produced by or
originating from equipment that is
used to heat water for personal
use by the building's occupants or
their guests;
(ii) "Bodily injury' or "property
damage" for which you may be
held liable, if you are a contractor
and the owner or lessee of such
premises, site or location has been
added to your policy as an
additional insured with respect to
your ongoing operations performed
for that additional insured at that
premises, site or location and such
premises, site or location is not
and never was owned or occupied
by, or rented or loaned to, any
insured, other than that additional
insured; or
(iii) "Bodily injury' or "property
damage" arising out of heat,
smoke or fumes from a "hostile
fire";
(b) At or from any premises, site or
location which is or was at any time
used by or for any insured or others for
the handling, storage, disposal,
processing or treatment of waste;
(c) If such "pollutants" are or were at any
time transported, handled, stored,
treated, disposed of, or processed as
waste by or for:
Any insured; or
(ii) Any person or organization for
whom you may be legally
responsible;
(d) At or from any premises, site or
location on which any insured or any
contractors or subcontractors working
directly or indirectly on any insured's
behalf are performing operations if the
"pollutants" are brought on or to the
premises, site or location in connection
with such operations by such insured,
contractor or subcontractor. However,
this subparagraph does not apply to:
(i) "Bodily injury' or "property
damage" arising out of the escape
of fuels, lubricants or other
operating fluids which are needed
to perform the normal electrical,
hydraulic or mechanical functions
necessary for the operation of
"mobile equipment" or its parts, if
such fuels, lubricants or other
operating fluids escape from a
vehicle part designed to hold, store
or receive them. This exception
does not apply if the "bodily injury"
or "property damage" arises out of
the intentional discharge, dispersal
or release of the fuels, lubricants
or other operating fluids, or if such
fuels, lubricants or other operating
fluids are brought on or to the
premises, site or location with the
intent that they be discharged,
dispersed or released as part of
the operations being performed by
such insured, contractor or
subcontractor;
(ii) "Bodily injury' or "property
damage" sustained within a
building and caused by the release
of gases, fumes or vapors from
materials brought into that building
in connection with operations being
performed by you or on your behalf
by a contractor or subcontractor; or
(iii) "Bodily injury' or "property
damage" arising out of heat,
smoke or fumes from a "hostile
fire"; or
(e) At or from any premises, site or
location on which any insured or any
contractors or subcontractors working
directly or indirectly on any insured's
behalf are or were at any time
performing operations to test for,
monitor, clean up, remove, contain,
treat, detoxify or neutralize, or in any
way respond to, or assess the effects
of, "pollutants".
(2) Any loss, cost or expense arising out of
any:
(a) Request, demand, order or statutory or
regulatory requirement that any insured
or others test for, monitor, clean up,
remove, contain, treat, detoxify or
neutralize, or in any way respond to, or
assess the effects of, "pollutants"; or
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
(b) Claim or suit by or on behalf of any
(b) The operation of any of the machinery
governmental authority or any other
or equipment listed in Paragraph f.(2)
person or organization because of
or f.(3) of the definition of "mobile
testing for, monitoring, cleaning up,
equipment"; or
removing, containing, treating,
(6) An aircraft that is:
detoxifying or neutralizing, or in any
way responding to, or assessing the
(a) Chartered with a pilot to any insured;
effects of, "pollutants".
(b) Not owned by any insured; and
g. Aircraft, Auto Or Watercraft
(c) Not being used to carry any person or
"Bodily injury" or "property damage" arising out
property for a charge.
of the ownership, maintenance, use or
h. Mobile Equipment
entrustment to others of any aircraft, "auto" or
"Bodily injury" or "property damage" arising out
watercraft owned or operated by or rented or
of:
loaned to any insured. Use includes operation
and "loading or unloading".
(1) The transportation of "mobile equipment"
by an "auto" owned or operated by or
This exclusion applies even if the claims
rented or loaned to any insured; or
against any insured allege negligence or other
wrongdoing in the supervision, hiring,
(2) The use of "mobile equipment" in, or while
employment, training or monitoring of others by
in practice for, or while being prepared for,
that insured, if the "occurrence" which caused
any prearranged racing, speed, demolition,
the "bodily injury' or "property damage" involved
or stunting activity.
the ownership, maintenance, use or
i. War
entrustment to others of any aircraft, "auto" or
"Bodily injury' or "property damage" arising out
watercraft that is owned or operated by or
of:
rented or loaned to any insured.
(1 ) War, including undeclared or civil war;
This exclusion does not apply to:
(2) Warlike action by a military force, including
(1 } A watercraft while ashore on premises you
action in hindering or defending against an
own or rent;
actual or expected attack, by any
(2) A watercraft you do not own that is:
government, sovereign or other authority
(a) 50 feet long or less; and
using military personnel or other agents; or
(b) Not being used to carry any person or
(3) Insurrection, rebellion, revolution, usurped
property for a charge;
power, or action taken by governmental
authority in hindering or defending against
(3) Parking an "auto" on, or on the ways next
any of these.
to, premises you own or rent, provided the
"auto" is not owned by or rented or loaned
j• Damage To Property
to you or the insured;
"Property damage" to:
(4) Liability assumed under any "insured
(1) Property you own, rent, or occupy,
contract" for the ownership, maintenance or
including any costs or expenses incurred
use of aircraft or watercraft;
by you, or any other person, organization or
(5) "Bodily injury' or "property damage" arising
entity, for repair, replacement,
out of:
enhancement, restoration or maintenance
of such property for any reason, including
(a) The operation of machinery or
prevention of injury to a person or damage
equipment that is attached to, or part
to another's property;
of, a land vehicle that would qualify as
"mobile equipment" under the definition
(2) Premises you sell, give away or abandon, if
of "mobile equipment" if Such land
the "property damage" arises out of any
vehicle were not subject to a
part of those premises;
compulsory or financial responsibility
(3) Property loaned to you;
law, or other motor vehicle insurance
(4) Personal property in the care, custody or
law, where it is licensed or principally
control of the insured;
garaged; or
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
(5) That particular part of real property on
which you or any contractors or
subcontractors working directly or indirectly
on your behalf are performing operations, if
the "property damage" arises out of those
operations; or
(6) That particular part of any property that
must be restored, repaired or replaced
because "your work" was incorrectly
performed on it.
Paragraphs (1), (3) and (4) of this exclusion do
not apply to "premises damage". A separate
limit of insurance applies to "premises damage"
as described in Paragraph 6. of Section III —
Limits Of Insurance.
Paragraph (2) of this exclusion does not apply if
the premises are "your work" and were never
occupied, rented or held for rental by you.
Paragraphs (3), (4), (5) and (6) of this
exclusion do not apply to liability assumed
under a sidetrack agreement.
Paragraph (6) of this exclusion does not apply
to "property damage" included in the "products -
completed operations hazard".
k. Damage To Your Product
"Property damage" to "your product" arising out
of it or any part of it.
I. Damage To Your Work
"Property damage" to "your work" arising out of
it or any part of it and included in the "products -
completed operations hazard".
This exclusion does not apply if the damaged
work or the work out of which the damage
arises was performed on your behalf by a
subcontractor.
m. Damage To Impaired Property Or Property
Not Physically Injured
"Property damage" to "impaired property' or
property that has not been physically injured,
arising out of:
(1) A defect, deficiency, inadequacy or
dangerous condition in "your product" or
"your work"; or
(2) A delay or failure by you or anyone acting
on your behalf to perform a contract or
agreement in accordance with its terms.
This exclusion does not apply to the loss of use
of other property arising out of sudden and
accidental physical injury to "your product" or
"your work" after it has been put to its intended
use.
n. Recall Of Products, Work Or Impaired
Property
Damages claimed for any loss, cost or expense
incurred by you or others for the loss of use,
withdrawal, recall, inspection, repair,
replacement, adjustment, removal or disposal
of:
(1) "Your product";
(2) "Your work"; or
(3) "Impaired property';
if such product, work, or property is withdrawn
or recalled from the market or from use by any
person or organization because of a known or
suspected defect, deficiency, inadequacy or
dangerous condition in it.
o. Personal And Advertising Injury
"Bodily injury" arising out of "personal and
advertising injury'.
p. Electronic Data
Damages arising out of the loss of, loss of use
of, damage to, corruption of, inability to access,
or inability to manipulate "electronic data".
However, this exclusion does not apply to
liability for damages because of "bodily injury'.
q. Unsolicited Communication
"Bodily injury" or "property damage" arising out
of any actual or alleged violation of any law that
restricts or prohibits the sending, transmitting
or distributing of "unsolicited communication".
r. Access Or Disclosure Of Confidential Or
Personal Information
"Bodily injury" or "property damage" arising out
of any access to or disclosure of any person's
or organization's confidential or personal
information.
s. Asbestos
(1) "Bodily injury' or "property damage" arising
out of the actual or alleged presence or
actual, alleged or threatened dispersal of
asbestos, asbestos fibers or products
containing asbestos, provided that the
"bodily injury" or "property damage" is
caused or contributed to by the hazardous
properties of asbestos.
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
(2) "Bodily injury' or "property damage" arising
out of the actual or alleged presence or
actual, alleged or threatened dispersal of
any solid, liquid, gaseous or thermal irritant
or contaminant, including smoke, vapors,
soot, fumes, acids, alkalis, chemicals and
waste, and that are part of any claim or
"suit" which also alleges any "bodily injury"
or "property damage" described in
Paragraph (1) above.
(3) Any loss, cost or expense arising out of
any:
(a) Request, demand, order or statutory or
regulatory requirement that any insured
or others test for, monitor, clean up,
remove, contain, treat, detoxify or
neutralize, or in any way respond to, or
assess the effects of, asbestos,
asbestos fibers or products containing
asbestos; or
(b) Claim or suit by or on behalf of any
governmental authority or any other
person or organization because of
testing for, monitoring, cleaning up,
removing, containing, treating,
detoxifying or neutralizing, or in any
way responding to, or assessing the
effects of, asbestos, asbestos fibers or
products containing asbestos.
t. Employment -Related Practices
"Bodily injury" to:
(1) A person arising out of any:
(a) Refusal to employ that person;
(b) Termination of that person's
employment; or
(c) Employment -related practice, policy,
act or omission, such as coercion,
demotion, evaluation, reassignment,
discipline, failure to promote or
advance, harassment, humiliation,
discrimination, libel, slander, violation
of the person's right of privacy,
malicious prosecution or false arrest,
detention or imprisonment applied to or
directed at that person, regardless of
whether such practice, policy, act or
omission occurs, is applied or is
committed before, during or after the
time of that person's employment; or
(2) The spouse, child, parent, brother or sister
of that person as a consequence of "bodily
injury' to that person at whom any of the
employment -related practices described in
Paragraph (a), (b), or (c) above is directed.
This exclusion applies whether the insured may
be liable as an employer or in any other capacity
and to any obligation to share damages with or
repay someone else who must pay damages
because of the "bodily injury".
Exclusions c. through In. do not apply to "premises
damage". A separate limit of insurance applies to
"premises damage" as described in Paragraph 6. of
Section III — Limits Of Insurance.
COVERAGE B — PERSONAL AND ADVERTISING
INJURY LIABILITY
1. Insuring Agreement
a. We will pay those sums that the insured
becomes legally obligated to pay as damages
because of "personal and advertising injury' to
which this insurance applies. We will have the
right and duty to defend the insured against any
"suit" seeking those damages. However, we will
have no duty to defend the insured against any
"suit" seeking damages for "personal and
advertising injury' to which this insurance does
not apply. We may, at our discretion,
investigate any offense and settle any claim or
"suit" that may result. But:
(1) The amount we will pay for damages is
limited as described in Section III — Limits
Of Insurance; and
(2) Our right and duty to defend end when we
have used up the applicable limit of
insurance in the payment of judgments or
settlements under Coverages A or B or
medical expenses under Coverage C.
No other obligation or liability to pay sums or
perform acts or services is covered unless
explicitly provided for under Supplementary
Payments.
b. This insurance applies to "personal and
advertising injury' caused by an offense arising
out of your business but only if the offense was
committed in the "coverage territory" during the
policy period.
2. Exclusions
This insurance does not apply to:
a. Knowing Violation Of Rights Of Another
"Personal and advertising injury" caused by or
at the direction of the insured with the
knowledge that the act would violate the rights
of another and would inflict "personal and
advertising injury'.
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
This exclusion does not apply to "personal
injury' caused by malicious prosecution.
b. Material Published With Knowledge Of
Falsity
"Personal and advertising injury' arising out of
oral or written publication, including publication
by electronic means, of material, if done by or at
the direction of the insured with knowledge of
its falsity.
c. Material Published Or Used Prior To Policy
Period
(1) "Personal and advertising injury' arising out
of oral or written publication, including
publication by electronic means, of material
whose first publication took place before
the beginning of the policy period; or
(2) "Advertising injury' arising out of
infringement of copyright, "title" or "slogan"
in your "advertisement" whose first
infringement in your "advertisement" was
committed before the beginning of the
policy period.
d. Criminal Acts
"Personal and advertising injury"arising out of a
criminal act committed by or at the direction of
the insured.
e. Contractual Liability
"Personal and advertising injury" for which the
insured has assumed liability in a contract or
agreement. This exclusion does not apply to
liability for damages.
(1) That the insured would have in the absence
of the contract or agreement; or
(2) Because of "personal injury' assumed by
you in a contract or agreement that is an
"insured contract", provided that the
"personal injury' is caused by an offense
committed subsequent to the execution of
the contract or agreement. Solely for the
purposes of liability assumed by you in an
"insured contract", reasonable attorneys'
fees and necessary litigation expenses
incurred by or for a party other than an
insured will be deemed to be damages
because of "personal injury', provided that:
(a) Liability to such party for, or for the
cost of, that party's defense has also
been assumed by you in the same
"insured contract"; and
against a civil or alternative dispute
resolution proceeding in which
damages to which this insurance
applies are alleged.
f. Breach Of Contract
"Advertising injury' arising out of a breach of
contract.
g. Quality Or Performance Of Goods — Failure
To Conform To Statements
"Advertising injury' arising out of the failure of
goods, products or services to conform with
any statement of quality or performance made
in your "advertisement".
h. Wrong Description Of Prices
"Advertising injury" arising out of the wrong
description of the price of goods, products or
services stated in your "advertisement".
i. Intellectual Property
"Personal and advertising injury" arising out of
any actual or alleged infringement or violation of
any of the following rights or laws, or any other
"personal and advertising injury' alleged in any
claim or "suit" that also alleges any such
infringement or violation:
(1) Copyright;
(2) Patent;
(3) Trade dress;
(4) Trade name;
(5) Trademark;
(6) Trade secret; or
(7) Other intellectual property rights or laws.
This exclusion does not apply to:
(1) "Advertising injury' arising out of any actual
or alleged infringement or violation of
another's copyright, "title" or "slogan" in
your "advertisement"; or
(2) Any other "personal and advertising injury'
alleged in any claim or "suit" that also
alleges any such infringement or violation
of another's copyright, "title" or "slogan" in
your "advertisement".
j. Insureds In Media And Internet Type
Businesses
"Personal and advertising injury" caused by an
offense committed by an insured whose
business is:
(b) Such attorneys' fees and litigation
expenses are for defense of that party (1) Advertising, "broadcasting" or publishing;
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
(2) Designing or determining content of
websites for others; or
(3) An Internet search, access, content or
service provider.
However, this exclusion does not apply to
Paragraphs a.(1), (2) and (3) of the definition of
"personal injury".
For the purposes of this exclusion:
(1) Creating and producing correspondence
written in the conduct of your business,
bulletins, financial or annual reports, or
newsletters about your goods, products or
services will not be considered the
business of publishing; and
(2) The placing of frames, borders or links, or
advertising, for you or others anywhere on
the Internet will not, by itself, be considered
the business of advertising, "broadcasting"
or publishing.
k. Electronic Chatrooms Or Bulletin Boards
"Personal and advertising injury' arising out of
an electronic chatroom or bulletin board the
insured hosts or owns, or over which the
insured exercises control.
I. Unauthorized Use Of Another's Name Or
Product
"Personal and advertising injury" arising out of
the unauthorized use of another's name or
product in your e-mail address, domain name or
metatag, or any other similar tactics to mislead
another's potential customers.
m. Pollution
"Personal and advertising injury" arising out of
the actual, alleged or threatened discharge,
dispersal, seepage, migration, release or
escape of "pollutants" at anytime.
n. Pollution -Related
Any loss, cost or expense arising out of any:
(1) Request, demand, order or statutory or
regulatory requirement that any insured or
others test for, monitor, clean up, remove,
contain, treat, detoxify or neutralize, or in
any way respond to, or assess the effects
of, "pollutants"; or
neutralizing, or in any way responding to, or
assessing the effects of, "pollutants".
o. War
"Personal and advertising injury" arising out of:
(1) War, including undeclared or civil war,
(2) Warlike action by a military force, including
action in hindering or defending against an
actual or expected attack, by any
government, sovereign or other authority
using military personnel or other agents; or
(3) Insurrection, rebellion, revolution, usurped
power, or action taken by governmental
authority in hindering or defending against
any of these.
p. Unsolicited Communication
"Personal and advertising injury" arising out of
any actual or alleged violation of any law that
restricts or prohibits the sending, transmitting
or distributing of "unsolicited communication".
q. Access Or Disclosure Of Confidential Or
Personal Information
"Personal and advertising injury" arising out of
any access to or disclosure of any person's or
organization's confidential or personal
information.
r. Asbestos
(1) "Personal and advertising injury' arising out
of the actual or alleged presence or actual,
alleged or threatened dispersal of asbestos,
asbestos fibers or products containing
asbestos, provided that the "personal and
advertising injury' is caused or contributed
to by the hazardous properties of asbestos.
(2) "Personal and advertising injury' arising out
of the actual or alleged presence or actual,
alleged or threatened dispersal of any solid,
liquid, gaseous or thermal irritant or
contaminant, including smoke, vapors,
soot, fumes, acids, alkalis, chemicals and
waste, and that are part of any claim or
"suit" which also alleges any "personal and
advertising injury' described in Paragraph
(1) above.
(3) Any loss, cost or expense arising out of
any:
(2) Claim or suit by or on behalf of any (a) Request, demand, order or statutory or
governmental authority or any other person regulatory requirement that any insured
or organization because of testing for, or others test for, monitor, clean up,
monitoring, cleaning up, removing, remove, contain, treat, detoxify or
containing, treating, detoxifying or neutralize, or in any way respond to, or
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COMMERCIAL GENERAL LIABILITY
assess the effects of, asbestos,
asbestos fibers or products containing
asbestos; or
(b) Claim or suit by or on behalf of any
governmental authority or any other
person or organization because of
testing for, monitoring, cleaning up,
removing, containing, treating,
detoxifying or neutralizing, or in any
way responding to, or assessing the
effects of, asbestos, asbestos fibers or
products containing asbestos.
s. Employment -Related Practices
"Personal injury'to:
(1) A person arising out of any:
(a) Refusal to employ that person;
(b) Termination of that person's
employment; or
(c) Employment -related practice, policy,
act or omission, such as coercion,
demotion, evaluation, reassignment,
discipline, failure to promote or
advance, harassment, humiliation,
discrimination, libel, slander, violation
of the person's right of privacy,
malicious prosecution or false arrest,
detention or imprisonment applied to or
directed at that person, regardless of
whether such practice, policy, act or
omission occurs, is applied or is
committed before, during or after the
time of that person's employment; or
(2) The spouse, child, parent, brother or sister
of that person as a consequence of
"personal injury" to that person at whom
any of the employment -related practices
described in Paragraph (a), (b), or (c)
above is directed.
This exclusion applies whether the insured may
be liable as an employer or in any other capacity
and to any obligation to share damages with or
repay someone else who must pay damages
because of the "personal injury'.
COVERAGE C — MEDICAL PAYMENTS
1. Insuring Agreement
a. We will pay medical expenses as described
below for "bodily injury' caused by an accident:
(1) On premises you own or rent;
(2) On ways next to premises you own or rent;
or
(3) Because of your operations;
provided that:
(a) The accident takes place in the "coverage
territory" and during the policy period;
(b) The expenses are incurred and reported to
us within one year of the date of the
accident; and
(c) The injured person submits to examination,
at our expense, by physicians of our choice
as often as we reasonably require.
b. We will make these payments regardless of
fault. These payments will not exceed the
applicable limit of insurance. We will pay
reasonable expenses for:
(1) First aid administered at the time of an
accident;
(2) Necessary medical, surgical, X-ray and
dental services, including prosthetic
devices; and
(3) Necessary ambulance, hospital,
professional nursing and funeral services.
2. Exclusions
We will not pay expenses for "bodily injury":
a. Any Insured
To any insured, except "volunteer workers".
b. Hired Person
To a person hired to do work for or on behalf of
any insured or a tenant of any insured.
c. Injury On Normally Occupied Premises
To a person injured on that part of premises
you own or rent that the person normally
occupies.
d. Workers' Compensation And Similar Laws
To a person, whether or not an "employee" of
any insured, if benefits for the "bodily injury" are
payable or must be provided under a workers'
compensation or disability benefits law or a
similar law.
e. Athletics Activities
To a person injured while practicing, instructing
or participating in any physical exercises or
games, sports, or athletic contests.
f. Products -Completed Operations Hazard
Included within the "products -completed
operations hazard".
g. Coverage A Exclusions
Excluded under Coverage A.
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
SUPPLEMENTARY PAYMENTS
1. We will pay, with respect to any claim we
investigate or settle, or any "suit" against an insured
we defend:
a. All expenses we incur.
b. Up to $2,500 for the cost of bail bonds required
because of accidents or traffic law violations
arising out of the use of any vehicle to which
the Bodily Injury Liability Coverage applies. We
do not have to furnish these bonds.
c. The cost of bonds to release attachments, but
only for bond amounts within the applicable limit
of insurance. We do not have to furnish these
bonds.
d. All reasonable expenses incurred by the
insured at our request to assist us in the
investigation or defense of the claim or "suit",
including actual loss of earnings up to $500 a
day because of time off from work.
e. All court costs taxed against the insured in the
"suit". However, these payments do not include
attorneys' fees or attorneys' expenses taxed
against the insured.
Prejudgment interest awarded against the
insured on that part of the judgment we pay. If
we make an offer to pay the applicable limit of
insurance, we will not pay any prejudgment
interest based on that period of time after the
offer.
g. All interest on the full amount of any judgment
that accrues after entry of the judgment and
before we have paid, offered to pay, or
deposited in court the part of the judgment that
is within the applicable limit of insurance.
These payments will not reduce the limits of
insurance.
2. If we defend an insured against a "suit" and an
indemnitee of the insured is also named as a party
to the "suit", we will defend that indemnitee if all of
the following conditions are met:
a. The "suit" against the indemnitee seeks
damages for which the insured has assumed
the liability of the indemnitee in a contract or
agreement that is an "insured contract';
assumed by the insured in the same "insured
contract";
d. The allegations in the "suit" and the information
we know about the "occurrence" or offense are
such that no conflict appears to exist between
the interests of the insured and the interests of
the indemnitee;
e. The indemnitee and the insured ask us to
conduct and control the defense of that
indemnitee against such "suit" and agree that
we can assign the same counsel to defend the
insured and the indemnitee; and
f. The indemnitee:
(1) Agrees in writing to:
(a) Cooperate with us in the investigation,
settlement or defense of the "suit";
(b) Immediately send us copies of any
demands, notices, summonses or legal
papers received in connection with the
"suit';
(c) Notify any other insurer whose
coverage is available to the indemnitee;
and
(d) Cooperate with us with respect to
coordinating other applicable insurance
available to the indemnitee; and
(2) Provides us with written authorization to:
(a) Obtain records and other information
related to the "suit"; and
(b) Conduct and control the defense of the
indemnitee in such "suit".
So long as the above conditions are met, attorneys'
fees incurred by us in the defense of that
indemnitee, necessary litigation expenses incurred
by us and necessary litigation expenses incurred by
the indemnitee at our request will be paid as
Supplementary Payments. Notwithstanding the
provisions of Paragraph 2.b.(2) of Section I —
Coverages — Coverage A — Bodily Injury And
Property Damage Liability or Paragraph 2.e. of
Section I — Coverages — Coverage B — Personal
And Advertising Injury Liability, such payments will
not be deemed to be damages for "bodily injury',
"property damage" or "personal injury', and will not
reduce the limits of insurance.
b. This insurance applies to such liability assumed Our obligation to defend an insured's indemnitee
by the insured; and to pay for attorneys' fees and necessary
c. The obligation to defend, or the cost of the litigation expenses as Supplementary Payments
defense of, that indemnitee, has also been ends when:
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
a. We have used up the applicable limit of
workers" while performing duties
insurance in the payment of judgments,
related to the conduct of your
settlements or medical expenses; or
business;
b. The conditions set forth above, or the terms of
(b) To the spouse, child, parent, brother or
the agreement described in Paragraph f. above,
sister of that co -"employee" or
are no longer met.
"volunteer worker" as a consequence
SECTION II — WHO IS AN INSURED
of Paragraph (1)(a) above;
1. If you are designated in the Declarations as:
(c) For which there is any obligation to
a. An individual, you and your spouse are
share damages with or repay someone
insureds, but only with respect to the conduct
else who must pay damages because
of a business of which you are the sole owner.
of the injury described in Paragraph
(1)(a) or (b) above; or
b. A partnership or joint venture, you are an
(d) Arising out of his or her providing or
insured. Your members, your partners, and
failing to provide professional health
their spouses are also insureds, but only with
respect to the conduct of your business.
care services.
c. A limited liability company, you are an insured.
Unless you are in the business or
Your members are also insureds, but only with
occupation of providing professional health
respect to the conduct of your business. Your
care services, Paragraphs (1)(a), (b), (c)
managers are insureds, but only with respect to
and (d) above do not apply to bodily injury
their duties as your managers.
arising out of providing or failing to provide
"Good
first aid or Samaritan services" by
d. An organization other than a partnership, joint
any of your "employees" or "volunteer
venture or limited liability company, you are an
workers", other than an employed or
insured. Your "executive officers" and directors
volunteer doctor. Any such "employees" or
are insureds, but only with respect to their
"volunteer workers" providing or failing to
duties as your officers or directors. Your
provide first aid or "Good Samaritan
stockholders are also insureds, but only with
services" during their worts hours for you
respect to their liability as stockholders.
will be deemed to be acting within the
e. A trust, you are an insured. Your trustees are
scope of their employment by you or
also insureds, but only with respect to their
performing duties related to the conduct of
duties as trustees.
your business.
2. Each of the following is also an insured:
(2) "Property damage" to property:
a. Your "volunteer workers" only while performing
(a) Owned, occupied or used by,
duties related to the conduct of your business,
(b) Rented to, in the care, custody or
or your "employees", other than either your
control of, or over which physical
"executive officers" (if you are an organization
control is being exercised for any
other than a partnership, joint venture or limited
purpose by;
liability company) or your managers (if you are a
you, any of your "employees", "volunteer
limited liability company), but only for acts
workers", any partner or member (if you are
within the scope of their employment by you or
a partnership or joint venture), or any
while performing duties related to the conduct
member (if you are a limited liability
of your business. However, none of these
company).
"employees" or "volunteer workers" are
insureds for:
b. Any person (other than your "employee" or
"volunteer worker"), or any organization, while
(1) "Bodily injury" or "personal injury":
acting as your real estate manager.
(a) To you, to your partners or members (if
c. Any person or organization having proper
you are a partnership or joint venture),
temporary custody of your property if you die,
to your members (if you are a limited
but only:
liability company), to a co -"employee"
while in the course of his or her
(1) With respect to liability arising out of the
employment or performing duties
maintenance or use of that property; and
related to the conduct of your
(2) Until your legal representative has been
business, or to your other "volunteer
appointed.
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
d. Your legal representative if you die, but only
with respect to duties as such. That
representative will have all your rights and
duties under this Coverage Part.
e. Any person or organization that, with your
e)press or implied consent, either uses or is
responsible for the use of a watercraft that you
do not own that is:
(1) 50 feet long or less; and
(2) Not being used to carry any person or
property for a charge.
3. Any organization you newly acquire or form, other
than a partnership, joint venture or limited liability
company, and of which you are the sole owner or in
which you maintain an ownership interest of more
than 50%, will qualify as a Named Insured if there is
no other similar insurance available to that
organization. However:
a. Coverage under this provision is afforded only
until the 180th day after you acquire or form the
organization or the end of the policy period,
whichever is earlier, 5.
b. Coverage A does not apply to "bodily injury' or
"property damage" that occurred before you
acquired or formed the organization; and
c. Coverage B does not apply to "personal and
advertising injury' arising out of an offense
committed before you acquired or formed the
organization.
For the purposes of Paragraph 1. of Section II —
Who Is An Insured, each such organization will be
deemed to be designated in the Declarations as:
a. An organization, other than a partnership, joint
venture or limited liability company, or
b. A trust;
as indicated in its name or the documents that
govern its structure.
4. Any person or organization that is a premises
owner, manager or lessor and that you have agreed
in a written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for "bodily
injury', "property damage" or "personal and
advertising injury" that:
a. Is "bodily injury' or "property damage" that
occurs, or is "personal and advertising injury'
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Arises out of the ownership, maintenance or
use of that part of any premises leased to you.
The insurance provided to such premises owner,
manager or lessor is subject to the following
provisions:
a. The limits of insurance provided to such
premises owner, manager or lessor will be the
minimum limits that you agreed to provide in the
written contract or agreement, or the limits
shown in the Declarations, whichever are less.
b. The insurance provided to such premises
owner, manager or lessor does not apply to:
(1) Any "bodily injury" or "property damage"
that occurs, or "personal and advertising
injury' caused by an offense that is
committed, after you cease to be a tenant in
that premises; or
(2) Structural alterations, new construction or
demolition operations performed by or on
behalf of such premises owner, manager or
lessor.
Any person or organization that is an equipment
lessor and that you have agreed in a written contract
or agreement to include as an additional insured on
this Coverage Part is an insured, but only with
respect to liability for "bodily injury', "property
damage", or "personal and advertising in jury' that:
a. Is "bodily injury' or "property damage" that
occurs, or is "personal and advertising injury'
caused by an offense that is committed,
subsequent to the signing of that contract or
agreement; and
b. Is caused, in whole or in part, by your acts or
omissions in the maintenance, operation or use
of equipment leased to you by such equipment
lessor.
The insurance provided to such equipment lessor is
subject to the following provisions:
a. The limits of insurance provided to such
equipment lessor will be the minimum limits that
you agreed to provide in the written contract or
agreement, or the limits shown in the
Declarations, whichever are less.
b. The insurance provided to such equipment
lessor does not apply to any "bodily injury' or
"property damage" that occurs, or "personal
and advertising injury' caused by an offense
that is committed, after the equipment lease
e)pires.
No person or organization is an insured with respect to
the conduct of any current or past partnership, joint
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
venture or limited liability company that is not shown as
a Named Insured in the Declarations. This paragraph
does not apply to any such partnership, joint venture or
limited liability company that otherwise qualifies as an
insured under Section II — Who Is An Insured.
SECTION III — LIMITS OF INSURANCE
1. The Limits of Insurance shown in the Declarations
and the rules below fix the most we will pay
regardless of the number of:
a. I nsu reds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or
bringing "suits".
2. The General Aggregate Limit is the most we will pay
for the sum of:
a. Medical expenses under Coverage C;
b. Damages under Coverage A, except damages
because of "bodily injury' or "property damage"
included in the "products -completed operations
hazard"; and
c. Damages under Coverage B.
3. The Products -Completed Operations Aggregate
Limit is the most we will pay under Coverage A for
damages because of "bodily injury' and "property
damage" included in the "products -completed
operations hazard".
4. Subject to Paragraph 2. above, the Personal And
Advertising Injury Limit is the most we will pay
under Coverage B for the sum of all damages
because of all "personal injury' and "advertising
injury' sustained by any one person or organization.
5. Subject to Paragraph 2. or 3. above, whichever
applies, the Each Occurrence Limit is the most we
will pay for the sum of:
a. Damages under Coverage A; and
b. Medical expenses under Coverage C;
because of all "bodlly Injury' and "property damage"
arising out of any one "occurrence".
For the purposes of determining the applicable
Each Occurrence Limit, all related acts or
omissions committed in providing or failing to
provide first aid or "Good Samaritan services" to
any one person will be deemed to be one
"occurrence".
a. The amount shown for the Damage To
Premises Rented To You Limit in the
Declarations of this Coverage Part; or
b. $300,000 if no amount is shown for the
Damage To Premises Rented To You Limit in
the Declarations of this Coverage Part.
7. Subject to Paragraph 5. above, the Medical
Expense Limit is the most we will pay under
Coverage C for all medical expenses because of
"bodily injury" sustained by any one person.
The Limits of Insurance of this Coverage Part apply
separately to each consecutive annual period and to any
remaining period of less than 12 months, starting with
the beginning of the policy period shown in the
Declarations, unless the policy period is extended after
issuance for an additional period of less than 12
months. In that case, the additional period will be
deemed part of the last preceding period for purposes of
determining the Limits of Insurance.
SECTION IV — COMMERCIAL GENERAL LIABILITY
CONDITIONS
1. Bankruptcy
Bankruptcy or insolvency of the insured or of the
insured's estate will not relieve us of our obligations
under this Coverage Part.
2. Duties In The Event Of Occurrence, Offense,
Claim Or Suit
a. You must see to it that we are notified as soon
as practicable of an "occurrence" or an offense
which may result in a claim. To the extent
possible, notice should include:
(1) How, when and where the "occurrence" or
offense took place;
(2) The names and addresses of any injured
persons and witnesses; and
(3) The nature and location of any injury or
damage arising out of the "occurrence" or
offense.
b. If a claim is made or "suit" is brought against
any insured, you must:
(1) Immediately record the specifics of the
claim or "suit" and the date received; and
(2) Notify us as soon as practicable.
You must see to it that we receive written notice
of the claim or "suit" as soon as practicable.
6. Subject to Paragraph 5. above, the Damage To c. You and any other involved insured must:
Premises Rented To You Limit is the most we will (1) Immediately send us copies of any
pay under Coverage A for damages because of
"premises damage" to any one premises. The demands, notices, summonses or legal
Damage To Premises Rented To You Limit wpapers received in connection with theill be: claim or "suit";
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
(2) Authorize us to obtain records and other
information;
(3) Cooperate with us in the investigation or
settlement of the claim or defense against
the "suit"; and
(4) Assist us, upon our request, in the
enforcement of any right against any
person or organization which may be liable
to the insured because of injury or damage
to which this insurance may also apply.
d. No insured will, except at that insured's own
cost, voluntarily make a payment, assume any
obligation, or incur any expense, other than for
first aid, without our consent.
e. The following provisions apply to Paragraph a.
above, but only for purposes of the insurance
provided under this Coverage Part to you or any
insured listed in Paragraph 1. or 2. of Section II
— Who Is An Insured:
(1) Notice to us of such "occurrence" or
offense must be given as soon as
practicable only after the "occurrence" or
offense is known to you (if you are an
individual), any of your partners or
members who is an individual (if you are a
partnership or joint venture), any of your
managers who is an individual (if you are a
limited liability company), any of your
"executive officers" or directors (if you are
an organization other than a partnership,
joint venture, or limited liability company),
any of your trustees who is an individual (if
you are a trust) or any "employee"
authorized by you to give notice of an
"occurrence" or offense.
(2) If you are a partnership, joint venture,
limited liability company or trust, and none
of your partners, joint venture members,
managers or trustees are individuals, notice
to us of such "occurrence" or offense must
be given as soon as practicable only after
the "occurrence" or offense is known by:
(a) Any individual who is:
(i) A partner or member of any
partnership or joint venture;
(ii) A manager of any limited liability
company;
(iii) An executive officer or director of
any other organization; or
(iv) A trustee of any trust;
that is your partner, joint venture
member, manager or trustee; or
(b) Any employee authorized by such
partnership, joint venture, limited
liability company, trust or other
organization to give notice of an
"occurrence" or offense.
(3) Notice to us of such "occurrence" or
offense will be deemed to be given as soon
as practicable if it is given in good faith as
soon as practicable to your workers'
compensation insurer. This applies only if
you subsequently give notice to us of the
"occurrence" or offense as soon as
practicable after any of the persons
described in Paragraph e.(1) or (2) above
discovers that the "occurrence" or offense
may result in sums to which the insurance
provided under this Coverage Part may
apply.
However, if this policy includes an endorsement
that provides limited coverage for "bodily injury'
or "property damage" or pollution costs arising
out of a discharge, release or escape of
"pollutants" which contains a requirement that
the discharge, release or escape of "pollutants"
must be reported to us within a specific number
of days after its ahrupt commencement, this
Paragraph e. does not affect that requirement.
3. Legal Action Against Us
No person or organization has a right under this
Coverage Part:
a. To join us as a party or otherwise bring us into
a "suit" asking for damages from an insured; or
b. To sue us on this Coverage Part unless all of
its terms have been fully complied with.
A person or organization may sue us to recover on
an agreed settlement or on a final judgment against
an insured; but we will not be liable for damages
that are not payable under the terms of this
Coverage Part or that are in excess of the
applicable limit of insurance. An agreed settlement
means a settlement and release of liability signed by
us, the insured, and the claimant or the claimant's
legal representative.
Page 14 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
4. Other Insurance
(ii) That is insurance for "premises
If valid and collectible other insurance is available to
damage";
the insured for a loss we cover under Coverages A
(iii) If the loss arises out of the
or B of this Coverage Part, our obligations are
maintenance or use of aircraft,
limited as described in Paragraphs a. and b. below.
"autos" or watercraft to the extent
As used anywhere in this Coverage Part, other
not subject to any exclusion in this
insurance means insurance, or the funding of
Coverage Part that applies to
losses, that is provided by, through or on behalf of:
aircraft, "autos" or watercraft;
(i) Another insurance company;
(iv) That is insurance available to a
premises owner, manager or
(ii) Us or any of our affiliated insurance companies,
lessor that qualifies as an insured
except when the Non cumulation of Each
under Paragraph 4. of Section II —
Occurrence Limit provision of Paragraph 5. of
Who Is An Insured, except when
Section III — Limits Of Insurance or the Non
Paragraph d. below applies; or
cumulation of Personal and Advertising Injury
(v) That is insurance available to an
Limit provision of Paragraph 4. of Section III —
equipment lessor that qualifies as
Limits of Insurance applies because the
an insured under Paragraph 5. of
Amendment — Non Cumulation Of Each
Section II — Who Is An Insured,
Occurrence Limit Of Liability And Non
except when Paragraph d. below
Cumulation Of Personal And Advertising Injury
applies.
Limit endorsement is included in this policy;
(b) Any of the other insurance, whether
� An risk retention group; or
(ii ) y g p°
primary, excess, contingent or on any
(iv)Any self-insurance method or program, in
other basis, that is available to the
which case the insured will be deemed to be
insured when the insured is an
the provider of other insurance.
additional insured, or is any other
Other insurance does not include umbrella
insured that does not qualify as a
insurance, or excess insurance, that was bought
named insured, under such other
specifically to apply in excess of the Limits of
insurance.
Insurance shown in the Declarations of this
(2) When this insurance is excess, we will
Coverage Part.
have no duty under Coverages A or B to
As used anywhere in this Coverage Part, other
defend the insured against any "suit" if any
insurer means a provider of other insurance. As
other insurer has a duty to defend the
insured against that "suit". If no other
used in Paragraph c. below, insurer means a
insurer defends, we will undertake to do so,
provider of insurance.
but we will be entitled to the insured's rights
a. Primary Insurance
against all those other insurers.
This insurance is primary except when
Paragraph b. below applies. If this insurance is
primary, our obligations are not affected unless
any of the other insurance is also primary.
Then, we will share with all that other insurance
by the method described in Paragraph c. below,
except when Paragraph d. below applies.
b. Excess Insurance
(1) This insurance is excess over:
(a) Any of the other insurance, whether
primary, excess, contingent or on any
other basis:
(i) That is Fire, Extended Coverage,
Builder's Risk, Installation Risk or
similar coverage for "your work";
(3) When this insurance is excess over other
insurance, we will pay only our share of the
amount of the loss, if any, that exceeds the
SLIM of:
(a) The total amount that all such other
insurance would pay for the loss in the
absence of this insurance; and
(b) The total of all deductible and self -
insured amounts under all that other
insurance.
(4) We will share the remaining loss, if any,
with any other insurance that is not
described in this Excess Insurance
provision and was not bought specifically to
apply in excess of the Limits of Insurance
shown in the Declarations of this Coverage
Part.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 15 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
c. Method Of Sharing
If all of the other insurance permits contribution
by equal shares, we will follow this method also.
Under this approach each insurer contributes
equal amounts until it has paid its applicable
limit of insurance or none of the loss remains,
whichever comes first.
If any of the other insurance does not permit
contribution by equal shares, we will contribute
by limits. Under this method, each insurer's
share is based on the ratio of its applicable limit
of insurance to the total applicable limits of
insurance of all insurers.
d. Primary And Non -Contributory Insurance If
Required By Written Contract
If you specifically agree in a written contract or
agreement that the insurance afforded to an
insured under this Coverage Part must apply on
a primary basis, or a primary and non-
contributory basis, this insurance is primary to
other insurance that is available to such insured
which covers such insured as a named insured,
and we will not share with that other insurance,
provided that:
(1) The "bodily injury' or "property damage" for
which coverage is sought occurs; and
(2) The "personal and advertising injury" for
which coverage is sought is caused by an
offense that is committed;
subsequent to the signing of that contract or
agreement by you.
5. Premium Audit
a. We will compute all premiums for this Coverage
Part in accordance with our rules and rates.
b. Premium shown in this Coverage Part as
advance premium is a deposit premium only. At
the close of each audit period we will compute
the earned premium for that period and send
notice to the first Named Insured. The due date
for audit and retrospective premiums is the date
shown as the due date on the bill. If the sum of
the advance and audit premiums paid for the
policy period is greater than the earned
premium, we will return the excess to the first
Named Insured.
a. The statements in the Declarations are
accurate and complete;
b. Those statements are based upon
representations you made to us; and
c. We have issued this policy in reliance upon
your representations.
The unintentional omission of, or unintentional error
in, any information provided by you which we relied
upon in issuing this policy will not prejudice your
rights under this insurance. However, this provision
does not affect our right to collect additional
premium or to exercise our rights of cancellation or
nonrenewal in accordance with applicable insurance
laws or regulations.
7. Separation Of Insureds
Except with respect to the Limits of Insurance, and
any rights or duties specifically assigned in this
Coverage Part to the first Named Insured, this
insurance applies:
a. As if each Named Insured were the only
Named Insured; and
b. Separately to each insured against whom claim
is made or "suit" is brought.
8. Transfer Of Rights Of Recovery Against Others
To Us
If the insured has rights to recover all or part of any
payment we have made under this Coverage Part,
those rights are transferred to us. The insured must
do nothing after loss to impair them. At our request,
the insured will bring "suit" or transfer those rights
to us and help us enforce them.
9. When We Do Not Renew
If we decide not to renew this Coverage Part, we will
mail or deliver to the first Named Insured shown in
the Declarations written notice of the nonrenewal
not less than 30 days before the expiration date.
If notice is mailed, proof of mailing will be sufficient
proof of notice.
SECTION V — DEFINITIONS
1. "Advertisement" means a notice that is broadcast or
published to the general public or specific market
segments about your goods, products or services
for the purpose of attracting customers or
supporters. For the purposes of this definition:
c. The first Named Insured must keep records of a. Notices that are published include material
the information we need for premium placed on the Internet or on similar electronic
computation, and send us copies at such times means of communication; and
as we may request. b. Regarding websites, only that part of a website
6. Representations that is about your goods, products or services
By accepting this policy, you agree: for the purposes of attracting customers or
supporters is considered an advertisement.
Page 16 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
2. "Advertising injury':
a. Means injury caused by one or more of the
following offenses:
(1) Oral or written publication, including
publication by electronic means, of material
in your "advertisement" that slanders or
libels a person or organization or
disparages a person's or organization's
goods, products or services, provided that
the claim is made or the "suit" is brought by
a person or organization that claims to have
been slandered or libeled, or that claims to
have had its goods, products or services
disparaged;
(2) Oral or written publication, including
publication by electronic means, of material
in your "advertisement" that:
(a) Appropriates a person's name, voice,
photograph or likeness; or
(b) Unreasonably places a person in a
false light; or
(3) Infringement of copyright, "title" or "slogan"
in your "advertisement", provided that the
claim is made or the "suit" is brought by a
person or organization that claims
ownership of such copyright, "title" or
"slogan".
b. Includes "bodily injury" caused by one or more
of the offenses described in Paragraph a.
above.
3. "Auto" means:
a. A land motor vehicle, trailer or semitrailer
designed for travel on public roads, including
any attached machinery or equipment; or
b. Any other land vehicle that is subject to a
compulsory or financial responsibility law, or
other motor vehicle insurance law, where it is
licensed or principally garaged.
However, "auto" does not include "mobile
equipment".
4. "Bodily injury" means:
a. Physical harm, including sickness or disease,
sustained by a person; or
b. Mental anguish, injury or illness, or emotional
distress, resulting at any time from such
physical harm, sickness or disease.
5. "Broadcasting" means transmitting any audio or
visual material for any purpose:
a. By radio or television; or
b. In, by or with any other electronic means of
communication, such as the Internet, if that
material is part of:
(1) Radio or television programming being
transmitted;
(2) Other entertainment, educational,
instructional, music or news programming
being transmitted; or
(3) Advertising transmitted with any of such
programming.
6. "Coverage territory" means:
a. The United States of America (including its
territories and possessions), Puerto Rico and
Canada;
b. International waters or airspace, but only if the
injury or damage occurs in the course of travel
or transportation between any places included
in Paragraph a. above; or
c. All other parts of the world if the injury or
damage arises out of:
(1) Goods or products made or sold by you in
the territory described in Paragraph a.
above;
(2) The activities of a person whose home is in
the territory described in Paragraph a.
above, but is away for a short time on your
business; or
(3) "Personal and advertising injury' offenses
that take place through the Internet or
similar electronic means of communication;
provided the insured's responsibility to pay
damages is determined in a "suit" on the merits in
the territory described in Paragraph a. above, or in a
settlement we agree to.
7. "Electronic data" means information, facts or
programs stored as or on, created or used on, or
transmitted to or from computer software (including
systems and applications software), hard or floppy
disks, CD-ROMs, tapes, drives, cells, data
processing devices or any other media which are
used with electronically controlled equipment.
8. "Employee" includes a "leased worker". "Employee"
does not include a "ternporary worker".
9. "Executive officer" means a person holding any of
the officer positions created by your charter,
constitution, bylaws or any other similar governing
document.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 17 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
10. "Good Samaritan services" means any emergency
medical services for which no compensation is
demanded or received.
11. "Hostile fire" means a fire which becomes
uncontrollable or breaks out from where it was
intended to be.
12. "Impaired property" means tangible property, other
than "your product" or "your work", that cannot be
used or is less useful because:
a. It incorporates "your product" or "your work'
that is known or thought to be defective,
deficient, inadequate or dangerous; or
b. You have failed to fulfill the terms of a contract
or agreement;
if such property can be restored to use by the
repair, replacement, adjustment or removal of "your
product" or "your work" or your fulfilling the terms of
the contract or agreement.
13. "Insured contract" means:
a. A contract for a lease of premises. However,
that portion of the contract for a lease of
premises that indemnifies any person or
organization for "premises damage" is not an
"insured contract";
b. A sidetrack agreement;
c. Any easement or license agreement, except in
connection with construction or demolition
operations on or within 50 feet of a railroad;
d. An obligation, as required by ordinance, to
indemnify a municipality, except in connection
with work for a municipality;
e. An elevator maintenance agreement;
f. That part of any other contract or agreement
pertaining to your business (including an
indemnification of a municipality in connection
with work performed for a municipality) under
which you assume the tort liability of another
party to pay for "bodily injury', "property
damage" or "personal injury' to a third person
or organization. Tort liability means a liability
that would be imposed by law in the absence of
any contract or agreement.
Paragraph f. does not include that part of any
contract or agreement:
(1) That indemnifies a railroad for "bodily
injury' or "property damage" arising out of
construction or demolition operations,
within 50 feet of any railroad property and
affecting any railroad bridge or trestle,
tracks, roadbeds, tunnel, underpass or
crossing;
(2) That indemnifies an architect, engineer or
surveyor for injury or damage arising out of:
(a) Preparing, approving, or failing to
prepare or approve, maps, shop
drawings, opinions, reports, surveys,
field orders, change orders or drawings
and specifications; or
(b) Giving directions or instructions, or
failing to give them, if that is the
primary cause of the injury or damage;
or
(3) Under which the insured, if an architect,
engineer or surveyor, assumes liability for
an injury or damage arising out of the
insured's rendering or failure to render
professional services, including those listed
in Paragraph (2) above and supervisory,
inspection, architectural or engineering
activities.
14. "Leased worker" means a person leased to you by a
labor leasing firm under an agreement between you
and the labor leasing firm, to perform duties related
to the conduct of your business. "Leased worker"
does not include a "temporary worker'.
15. "Loading or unloading" means the handling of
property:
a. After it is moved from the place where it is
accepted for movement into or onto an aircraft,
watercraft or "auto";
b. While it is in or on an aircraft, watercraft or
"auto"; or
c. While it is being moved from an aircraft,
watercraft or "auto" to the place where it is
finally delivered;
but "loading or unloading" does not include the
movement of property by means of a mechanical
device, other than a hand truck, that is not attached
to the aircraft, watercraft or "auto".
16. "Mobile equipment" means any of the following
types of land vehicles, including any attached
machinery or equipment:
a. Bulldozers, farm machinery, forklifts and other
vehicles designed for use principally off public
roads;
b. Vehicles maintained for use solely on or next to
premises you own or rent;
c. Vehicles that travel on crawler treads;
Page 18 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
d. Vehicles, whether self-propelled or not,
maintained primarily to provide mobility to
permanently mounted:
(1) Power cranes, shovels, loaders, diggers or
drills; or
(2) Road construction or resurfacing
equipment such as graders, scrapers or
rollers;
e. Vehicles not described in Paragraph a., b., c.
or d. above that are not self-propelled and are
maintained primarily to provide mobility to
permanently attached equipment of the
following types:
(1) Air compressors, pumps and generators,
including spraying, welding, building
cleaning, geophysical exploration, lighting
and well servicing equipment; or
(2) Cherry pickers and similar devices used to
raise or lower workers;
f. Vehicles not described in Paragraph a., b., c.
or d. above maintained primarily for purposes
other than the transportation of persons or
cargo.
However, self-propelled vehicles with the
following types of permanently attached
equipment are not "mobile equipment" but will
be considered "autos":
(1) Equipment designed primarily for:
(a) Snow removal;
(b) Road maintenance, but not
construction or resurfacing; or
(c) Street cleaning;
(2) Cherry pickers and similar devices
mounted on automobile or truck chassis
and used to raise or lower workers; and
(3) Air compressors, pumps and generators,
including spraying, welding, building
cleaning, geophysical exploration, lighting
and well servicing equipment.
However, "mobile equipment" does not include any
land vehicle that is subject to a compulsory or
financial responsibility law, or other motor vehicle
insurance law, where it is licensed or principally
garaged. Such land vehicles are considered
"autos".
17. "Occurrence" means:
a. An accident, including continuous or repeated
exposure to substantially the same general
harmful conditions; or
b. An act or omission committed in providing or
failing to provide first aid or "Good Samaritan
services" to a person, unless you are in the
business or occupation of providing
professional health care services.
18. "Personal and advertising injury' means "personal
injury' or"advertising injury'.
19. "Personal injury':
a. Means injury, other than "advertising injury",
caused by one or more of the following
offenses:
(1) False arrest, detention or imprisonment;
(2) Malicious prosecution;
(3) The wrongful eviction from, wrongful entry
into, or invasion of the right of private
occupancy of a room, dwelling or premises
that a person occupies, provided that the
wrongful eviction, wrongful entry or invasion
of the right of private occupancy is
committed by or on behalf of the owner,
landlord or lessor of that room, dwelling or
premises;
(4) Oral or written publication, including
publication by electronic means, of material
that slanders or libels a person or
organization or disparages a person's or
organization's goods, products or services,
provided that the claim is made or the "suit"
is brought by a person or organization that
claims to have been slandered or libeled, or
that claims to have had its goods, products
or services disparaged; or
(5) Oral or written publication, including
publication by electronic means, of material
that:
(a) Appropriates a person's name, voice,
photograph or likeness; or
(b) Unreasonably places a person in a
false light.
b. Includes "bodily injury" caused by one or more
of the offenses described in Paragraph a.
above.
20. "Pollutants" mean any solid, liquid, gaseous or
thermal irritant or contaminant, including smoke,
vapor, soot, fumes, acids, alkalis, chemicals and
waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 19 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
21. "Premises damage" means:
a. With respect to the first paragraph of the
exceptions in Exclusion j. of Section I —
Coverage A — Bodily Injury And Property
Damage Liability, "property damage" to any
premises while rented to you for a period of
seven or fewer consecutive days, including the
contents of such premises; or
b. With respect to the exception to Exclusions c.
through n. in the last paragraph of Paragraph 2.
of Section I — Coverage A — Bodily Injury And
Property Damage Liability, "property damage" to
any premises while rented to you for a period of
more than seven consecutive days, or while
temporarily occupied by you with permission of
the owner, caused by:
(1) Fire;
(2) Explosion;
(3) Lightning;
(4) Smoke resulting from fire, explosion or
lightning; or
(5) Water.
But "premises damage" under this Paragraph
b. does not include "property damage" to any
premises caused by:
(1) Rupture, bursting, or operation of pressure
relief devices;
(2) Rupture or bursting due to expansion or
swelling of the contents of any building or
structure caused by or resulting from water;
or
(3) Explosion of steam boilers, steam pipes,
steam engines or steam turbines.
22. "Products -completed operations hazard":
a. Includes all "bodily injury' and "property
damage" occurring away from premises you
own or rent and arising out of "your product" or
"yourwork" except:
(1) Products that are still in your physical
possession; or
(2) Work that has not yet been completed or
abandoned. However, "your work" will be
deemed completed at the earliest of the
following times:
(a) When all of the work called for in your
contract has been completed.
(b) When all of the work to be done at the
job site has been completed if your
contract calls for work at more than
one job site.
(c) When that part of the work done at a
job site has been put to its intended
use by any person or organization other
than another contractor or
subcontractor working on the same
project.
Work that may need service, maintenance,
correction, repair or replacement, but which
is otherwise complete, will be treated as
completed.
b. Does not include "bodily injury' or "property
damage" arising out of:
(1) The transportation of property, unless the
injury or damage arises out of a condition in
or on a vehicle not owned or operated by
you, and that condition was created by the
"loading or unloading" of that vehicle by any
insured;
(2) The existence of tools, uninstalled
equipment or abandoned or unused
materials; or
(3) Products or operations for which the
classification, listed in the Declarations or
in a policy Schedule, states that products -
completed operations are subject to the
General Aggregate Limit.
23. "Property damage" means:
a. Physical injury to tangible property, including all
resulting loss of use of that property. All such
loss of use will be deemed to occur at the time of
the physical injury that caused it; or
b. Loss of use of tangible property that is not
physically injured. All such loss of use will be
deemed to occur at the time of the "occurrence"
that caused it.
For the purposes of this insurance, "electronic data"
is not tangible property.
24. "Slogan":
a. Means a phrase that others use for the purpose
of attracting attention in their advertising.
b. Does not include a phrase used as, or in, the
name of:
(1) Any person or organization, other than you;
or
(2) Any business, or any of the premises,
goods, products, services or work, of any
person or organization, other than you.
Page 20 of 21 © 2017 The Travelers Indemnity Company. All rights reserved. CG T1 00 02 19
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
25. "Suit" means a civil proceeding in which damages
because of "bodily injury", "property damage" or
"personal and advertising injury' to which this
insurance applies are alleged. "Suit" includes:
a. An arbitration proceeding in which such
damages are claimed and to which the insured
must submit or does submit with our consent;
or
b. Any other alternative dispute resolution
proceeding in which such damages are claimed
and to which the insured submits with our
consent.
26. "Temporary worker" means a person who is
furnished to you to substitute for a permanent
"employee" on leave or to meet seasonal or short-
term workload conditions.
27. "Title" means a name of a literary or artistic work.
28. "Unsolicited communication" means any
communication, in any form, that the recipient of
such communication did not specifically request to
receive.
29. "Volunteer worker" means a person who is not your
"employee", and who donates his or her work and
acts at the direction of and within the scope of
duties determined by you, and is not paid a fee,
salary or other compensation by you or anyone else
for their worts performed for you.
30. "Your product":
a. Means:
(1) Any goods or products, other than real
property, manufactured, sold, handled,
distributed or disposed of by:
(a) You;
(b) Others trading under your name; or
(c) A person or organization whose
business or assets you have acquired;
and
(2) Containers (other than vehicles), materials,
parts or equipment furnished in connection
with such goods or products.
b. Includes:
(1) Warranties or representations made at any
time with respect to the fitness, quality,
durability, performance or use of "your
product"; and
(2) The providing of or failure to provide
warnings or instructions.
c. Does not include vending machines or other
property rented to or located for the use of
others but not sold.
31. "Your work":
a. Means:
(1) Work or operations performed by you or on
your behalf; and
(2) Materials, parts or equipment furnished in
connection with such work or operations.
b. Includes:
(1) Warranties or representations made at any
time with respect to the fitness, quality,
durability, performance or use of "your
work'; and
(2) The providing of or failure to provide
warnings or instructions.
CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 21 of 21
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
XTEND ENDORSEMENT FOR ARCHITECTS, ENGINEERS
AND SURVEYORS
This endorsement modifies insurance provided Linder the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for
any injury, damage or medical expenses described in any of the provisions of this endorsement may be
excluded or limited by another endorsement to this Coverage Part, and these coverage broadening provisions
do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a
general coverage description only. Read all the provisions of this endorsement and the rest of your policy
carefully to determine rights. duties, and what is and is not covered.
A. Non -Owned Watercraft — 75 Feet Long Or Less
B. Who Is An Insured — Unnamed Subsidiaries
C. Who Is An Insured — Retired Partners, Members,
Directors And Employees
D. Who Is An Insured — Employees And Volunteer
Workers — Bodily Injury To Co -Employees, Co -
Volunteer Workers And Retired Partners,
Members, Directors And Employees
E. Who Is An Insured — Newly Acquired Or Formed
Limited Liability Companies
F. Blanket Additional Insured —Controlling Interest
G. Blanket Additional Insured — Mortgagees,
Assignees, Successors Or Receivers
PROVISIONS
A. NON -OWNED WATERCRAFT — 75 FEET
LONG OR LESS
1. The following replaces Paragraph (2) of
Exclusion g., Aircraft, Auto Or Watercraft,
in Paragraph 2. of SECTION I —
COVERAGES — COVERAGE A — BODILY
INJURY AND PROPERTY DAMAGE
LIABILITY:
(2) A watercraft you do not own that is:
(a) 75 feet long or less; and
(b) Not being used to carry any person
or property for a charge;
2. The following replaces Paragraph 2.e. of
SECTION II — WHO IS AN INSURED:
e. Any person or organization that, with
Your express or implied consent, either
H. Blanket Additional Insured — Governmental
Entities — Permits Or Authorizations Relating To
Premises
I. Blanket Additional Insured — Governmental
Entities — Permits Or Authorizations Relating To
Operations
J. Incidental Medical Malpractice
K. Medical Payments — Increased Limit
L. Amendment Of Excess Insurance Condition —
Professional Liability
M. Blanket Waiver Of Subrogation — When Required
By Written Contract Or Agreement
N. Contractual Liability — Railroads
uses or is responsible for the use of a
watercraft that you do not own that is:
(1) 75 feet long or less; and
(2) Not being used to carry any person
or property for a charge;
B. WHO IS AN INSURED — UNNAMED
SUBSIDIARIES
The following is added to SECTION II — WHO IS
AN INSURED:
Any of your subsidiaries, other than a partnership
or joint venture, that is not shown as a Named
Insured in the Declarations is a Named Insured
if:
a. You are the sole owner of, or maintain an
ownership interest of more than 50% in, such
subsidiary on the first day of the policy
period; and
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COMMERCIAL GENERAL LIABILITY Policy Number: P-630-4P243453-COF-25
b. Such subsidiary is not an insured under
similar other insurance.
No such subsidiary is an insured for "bodily
injury" or "property damage" that occurred, or
"personal and advertising injury" caused by an
offense committed:
a. Before you maintained an ownership interest
of more than 50% in such subsidiary; or
b. After the date, if any, during the policy period
that you no longer maintain an ownership
interest of more than 50% in such subsidiary.
For purposes of Paragraph 1. of Section II — Who
Is An Insured, each such subsidiary will be
deemed to be designated in the Declarations as:
a. A limited liability company;
b. An organization other than a partnership,
joint venture or limited liability company; or
c. A trust;
as indicated in its name or the documents that
govern its structure.
C. WHO IS AN INSURED — RETIRED PARTNERS,
MEMBERS, DIRECTORS AND EMPLOYEES
The following is added to Paragraph 2. of
SECTION II — WHO IS AN INSURED:
Any person who is your retired partner, member,
director or "employee" that is performing services
for you under your direct supervision, but only for
acts within the scope of their employment by you
or while performing duties related to the conduct
of your business. However, no such retired
partner, member, director or "employee" is an
insured for:
(1) "Bodily injury':
(a) To you, to your current partners or
members (if you are a partnership or
joint venture), to your current members
(if you are a limited liability company) or
to your current directors;
(b) To the spouse, child, parent, brother or
sister of that current partner, member or
director as a consequence of Paragraph
(1)(a) above;
(c) For which there is any obligation to
share damages with or repay someone
else who must pay damages because of
the injury described in Paragraph (1)(a)
or (b) above; or
(d) Arising out of his or her providing or
failing to provide professional health care
services.
Unless you are in the business or occupation
of providing professional health care
services, Paragraphs (1)(a), (b), (c) and (d)
above do not apply to "bodily injury' arising
out of providing or failing to provide first aid
or "Good Samaritan services" by any of your
retired partners, members, directors or
"employees", other than a doctor. Any such
retired partners, members, directors or
"employees" providing or failing to provide
first aid or "Good Samaritan services" during
their work hours for you will be deemed to be
acting within the scope of their employment
by you or performing duties related to the
conduct of your business.
(2) "Personal injury":
(a) To you, to your current or retired
partners or members (if you are a
partnership or joint venture), to your
current or retired members (if you are a
limited liability company), to your other
current or retired directors or
"employees" while in the course of his or
her employment or performing duties
related to the conduct of your business,
or to your other "volunteer workers"
while performing duties related to the
conduct of your business;
(b) To the spouse, child, parent, brother or
sister of that current or retired partner,
member, director, "employee" or
"volunteer worker" as a consequence of
Paragraph (2)(a) above;
(c) For which there is any obligation to
share damages with or repay someone
else who must pay damages because of
the injury described in Paragraph (2)(a)
or (b) above; or
(d) Arising out of his or her providing or
failing to provide professional health care
services.
(3) "Property damage" to property:
(a) Owned, occupied or used by; or
(b) Rented to, in the care, custody or control
of, or over which physical control is
being exercised for any purpose by;
you, any of your retired partners, members
or directors, your current or retired
"employees" or "volunteer workers", any
current partner or member (if you are a
partnership or joint venture), or any current
member (if you are a limited liability
company) or current director.
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
D. WHO IS AN INSURED — EMPLOYEES AND
VOLUNTEER WORKERS — BODILY INJURY
TO CO -EMPLOYEES, CO -VOLUNTEER
WORKERS AND RETIRED PARTNERS,
MEMBERS, DIRECTORS AND EMPLOYEES
The following is added to Paragraph 2.a.(1) of
SECTION II — WHO IS AN INSURED:
Paragraphs (1)(a), (b) and (c) above do not
apply to "bodily injury" to a current or retired co -
"employee" while in the course of the co -
"employee's" employment by you or performing
duties related to the conduct of your business, or
to "bodily injury" to your other "volunteer
workers" or retired partners, members or
directors while performing duties related to the
conduct of your business.
E. WHO IS AN INSURED — NEWLY ACQUIRED
OR FORMED LIMITED LIABILITY COMPANIES
The following replaces Paragraph 3. of
SECTION II — WHO IS AN INSURED:
3. Any organization you newly acquire or form,
other than a partnership or joint venture, and
of which you are the sole owner or in which
you maintain an ownership interest of more
than 50%, will qualify as a Named Insured if
there is no other similar insurance available
to that organization. However:
a. Coverage under this provision is
afforded only:
(1) Until the 180th day after you acquire
or form the organization or the end
of the policy period, whichever is
earlier, if you do not report such
organization in writing to us within
180 days after you acquire or form it;
or
(2) Until the end of the policy period,
when that date is later than 180 days
after you acquire or form such
organization, if you report such
organization in writing to us within
180 days after you acquire or form it;
b. Coverage A does not apply to "bodily
injury" or "property damage" that
occurred before you acquired or formed
the organization; and
c. Coverage B does not apply to "personal
and advertising injury" arising out of an
offense committed before you acquired
or formed the organization.
For the purposes of Paragraph 1. of Section
II — Who Is An Insured, each such
organization will be deemed to be
designated in the Declarations as:
a. A limited liability company;
b. An organization other than a partnership,
joint venture or limited liability company;
or
c. A trust;
as indicated in its name or the documents
that govern its structure.
F. BLANKET ADDITIONAL INSURED —
CONTROLLING INTEREST
1. The following is added to SECTION II —
WHO IS AN INSURED:
Any person or organization that has financial
control of you is an insured with respect to
liability for "bodily injury", "property damage"
or "personal and advertising injury" that
arises out of:
a. Such financial control; or
b. Such person's or organization's
ownership, maintenance or use of
premises leased to or occupied by you.
The insurance provided to such person or
organization does not apply to structural
alterations, new construction or demolition
operations performed by or on behalf of such
person or organization.
2. The following is added to Paragraph 4. of
SECTION II — WHO IS AN INSURED:
This paragraph does not apply to any
premises owner, manager or lessor that has
financial control of you.
G. BLANKET ADDITIONAL INSURED —
MORTGAGEES, ASSIGNEES, SUCCESSORS
OR RECEIVERS
The following is added to SECTION II — WHO IS
AN INSURED:
Any person or organization that is a mortgagee,
assignee, successor or receiver and that you
have agreed in a written contract or agreement
to include as an additional insured on this
Coverage Part is an insured, but only with
respect to its liability as mortgagee, assignee,
successor or receiver for "bodily injury", "property
damage" or "personal and advertising injury"
that:
a. Is "bodily injury" or "property damage" that
occurs, or is "personal and advertising injury"
caused by an offense that is committed,
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
subsequent to the signing of that contract or
agreement; and
b. Arises out of the ownership, maintenance or
use of the premises for which that
mortgagee, assignee, successor or receiver
is required under that contract or agreement
to be included as an additional insured on
this Coverage Part.
The insurance provided to such mortgagee,
assignee, successor or receiver is subject to the
following provisions:
a. The limits of insurance provided to such
mortgagee, assignee, successor or receiver
will be the minimum limits that you agreed to
provide in the written contract or agreement,
or the limits shown in the Declarations,
whichever are less.
b. The insurance provided to such person or
organization does not apply to:
(1) Any "bodily injury" or "property damage"
that occurs, or any "personal and
advertising injury" caused by an offense
that is committed, after such contract or
agreement is no longer in effect; or
(2) Any "bodily injury", "property damage" or
"personal and advertising injury" arising
out of any structural alterations, new
construction or demolition operations
performed by or on behalf of such
mortgagee, assignee, successor or
receiver.
H. BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS OR
AUTHORIZATIONS RELATING TO PREMISES
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to premises owned
or occupied by, or rented or loaned to, you and
that you are required by any ordinance, law,
building code or written contract or agreement to
include as an additional insured on this
Coverage Part is an insured, but only with
respect to liability for "bodily injury", "property
damage" or "personal and advertising injury"
arising out of the e)astence, ownership, use,
maintenance, repair, construction, erection or
removal of any of the following for which that
governmental entity has issued such permit or
authorization: advertising signs, awnings,
canopies, cellar entrances, coal holes,
driveways, manholes, marquees, hoist away
openings, sidewalk vaults, elevators, street
banners or decorations.
I. BLANKET ADDITIONAL INSURED —
GOVERNMENTAL ENTITIES — PERMITS
OR AUTHORIZATIONS RELATING TO
OPERATIONS
The following is added to SECTION II — WHO IS
AN INSURED:
Any governmental entity that has issued a permit
or authorization with respect to operations
performed by you or on your behalf and that you
are required by any ordinance, law, building code
or written contract or agreement to include as an
additional insured on this Coverage Part is an
insured, but only with respect to liability for
"bodily injury", "property damage" or "personal
and advertising injury" arising out of such
operations.
The insurance provided to such governmental
entity does not apply to:
a. Any "bodily injury", "property damage" or
"personal and advertising injury" arising out
of operations performed for the
governmental entity; or
b. Any "bodily injury" or "property damage"
included in the "products -completed
operations hazard".
J. INCIDENTAL MEDICAL MALPRACTICE
1. The following replaces Paragraph b. of the
definition of "occurrence" in the
DEFINITIONS Section:
b. An act or omission committed in
providing or failing to provide "incidental
medical services", first aid or "Good
Samaritan services" to a person, unless
you are in the business or occupation of
providing professional health care
services.
2. The following replaces the last paragraph of
Paragraph 2.a.(1) of SECTION II — WHO IS
AN INSURED:
Unless you are in the business or occupation
of providing professional health care
services, Paragraphs (1)(a), (b), (c) and (d)
above do not apply to "bodily injury' arising
out of providing or failing to provide:
(a) "Incidental medical services" by any of
your "employees" who is a nurse,
nurse assistant, emergency medical
technician, paramedic, athletic trainer,
audiologist, dietician, nutritionist,
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Policy Number: P-630-4P243453-COF-25
COMMERCIAL GENERAL LIABILITY
occupational therapist or occupational
therapy assistant, physical therapist or
speech -language pathologist; or
(b) First aid or "Good Samaritan services"
by any of your "employees" or "volunteer
workers", other than an employed or
volunteer doctor. Any such "employees"
or "volunteer workers" providing or failing
to provide first aid or "Good Samaritan
services" during their work hours for you
will be deemed to be acting within the
scope of their employment by you or
performing duties related to the conduct
of your business.
3. The following replaces the last sentence of
Paragraph 5. of SECTION III — LIMITS OF
INSURANCE:
For the purposes of determining the
applicable Each Occurrence Limit, all related
acts or omissions committed in providing or
failing to provide "incidental medical
services", first aid or "Good Samaritan
services" to any one person will be deemed
to be one "occurrence".
4. The following exclusion is added to
Paragraph 2., Exclusions, of SECTION I —
COVERAGES — COVERAGE A — BODILY
INJURY AND PROPERTY DAMAGE
LIABILITY:
Sale Of Pharmaceuticals
"Bodily injury" or "property damage" arising
out of the violation of a penal statute or
ordinance relating to the sale of
pharmaceuticals committed by, or with the
knowledge or consent of the insured.
5. The following is added to the DEFINITIONS
Section:
"Incidental medical services" means:
a. Medical, surgical, dental, laboratory, x-
ray or nursing service or treatment,
advice or instruction, or the related
furnishing of food or beverages; or
b. The furnishing or dispensing of drugs or
medical, dental, or surgical supplies or
appliances.
that is available to any of your "employees"
for "bodily injury" that arises out of providing
or failing to provide "incidental medical
services" to any person to the extent not
subject to Paragraph 2.a.(1) of Section II —
Who Is An Insured.
K. MEDICAL PAYMENTS — INCREASED LIMIT
The following replaces Paragraph 7. of
SECTION III — LIMITS OF INSURANCE:
7. Subject to Paragraph 5. above, the Medical
Expense Limit is the most we will pay under
Coverage C for all medical expenses
because of "bodily injury" sustained by any
one person, and will be the higher of:
a. $10,000; or
b. The amount shown in the Declarations of
this Coverage Part for Medical Expense
Limit.
L. AMENDMENT OF EXCESS INSURANCE
CONDITION — PROFESSIONAL LIABILITY
The following is added to Paragraph 4.b.,
Excess Insurance, of SECTION IV —
COMMERCIAL GENERAL LIABILITY
CONDITIONS:
This insurance is excess over any of the other
insurance, whether primary, excess, contingent
or on any other basis, that is Professional
Liability or similar coverage, to the extent the
loss is not subject to the professional services
exclusion of Coverage A or Coverage B.
M. BLANKET WAIVER OF SUBROGATION —
WHEN REQUIRED BY WRITTEN CONTRACT
OR AGREEMENT
The following is added to Paragraph 8., Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — COMMERCIAL GENERAL
LIABILITY CONDITIONS:
If the insured has agreed in a written contract or
agreement to waive that insured's right of
recovery against any person or organization, we
waive our right of recovery against such person
or organization, but only for payments we make
because of:
6. The following is added to Paragraph 4.b., a. "Bodily injury" or "property damage" that
Excess Insurance, of SECTION IV —
COMMERCIAL GENERAL LIABILITY occurs; or
CONDITIONS: b. "Personal and advertising injury" caused by
This insurance is excess over any valid and an offense that is committed;
collectible other insurance, whether primary, subsequent to the signing of that contract or
excess, contingent or on any other basis, agreement.
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COMMERCIAL GENERAL LIABILITY
Policy Number: P-630-4P243453-COF-25
N. CONTRACTUAL LIABILITY— RAILROADS
1. The following replaces Paragraph c. of the
definition of "insured contract" in the
DEFINITIONS Section:
c. Any easement or license agreement;
2. Paragraph f.(1) of the definition of "insured
contract" in the DEFINITIONS Section is
deleted.
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Policy Number: 810-4P247403-25-43-G
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED - PRIMARY AND
NON-CONTRIBUTORY WITH OTHER INSURANCE
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
PROVISIONS
1. The following is added to Paragraph A.1.c., Who
Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE:
This includes any person or organization who you
are required under a written contract or
agreement between you and that person or
organization, that is signed by you before the
"bodily injury" or "property damage" occurs and
that is in effect during the policy period, to name
as an additional insured for Covered Autos
Liability Coverage, but only for damages to which
this insurance applies and only to the extent of
that person's or organization's liability for the
conduct of another "insured".
2. The following is added to Paragraph B.5., Other
Insurance of SECTION IV — BUSINESS AUTO
CONDITIONS:
Regardless of the provisions of paragraph a. and
paragraph d. of this part 5. Other Insurance, this
insurance is primary to and non-contributory with
applicable other insurance under which an
additional insured person or organization is the
first named insured when the written contract or
agreement between you and that person or
organization, that is signed by you before the
"bodily injury" or "property damage" occurs and
that is in effect during the policy period, requires
this insurance to be primary and non-contributory.
CA T4 74 02 16 u 2016 The Travelers Indemnity Company. All rights reserved. Page 1 of 1
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COMMERCIAL AUTOMOBILE
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BUSINESS AUTO EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any
injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or
limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to
the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover-
age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en-
dorsement and the rest of your policy carefully to determine rights. duties, and what is and is not covered.
A. BROAD FORM NAMED INSURED
B. BLANKET ADDITIONAL INSURED
C. EMPLOYEE HIRED AUTO
D. EMPLOYEES AS INSURED
E. SUPPLEMENTARY PAYMENTS — INCREASED
LIMITS
F. HIRED AUTO — LIMITED WORLDWIDE COV-
ERAGE — INDEMNITY BASIS
G. WAIVER OF DEDUCTIBLE — GLASS
PROVISIONS
A. BROAD FORM NAMED INSURED
The following is added to Paragraph A.1., Who Is
An Insured, of SECTION II — COVERED AUTOS
LIABILITY COVERAGE:
Any organization you newly acquire or form dur-
ing the policy period over which you maintain
50% or more ownership interest and that is not
separately insured for Business Auto Coverage.
Coverage under this provision is afforded only un-
til the 180th day after you acquire or form the or-
ganization or the end of the policy period, which-
ever is earlier.
B. BLANKET ADDITIONAL INSURED
The following is added to Paragraph c. in A.1..
Who Is An Insured, of SECTION II — COVERED
AUTOS LIABILITY COVERAGE.
Any person or organization who is required under
a written contract or agreement between you and
that person or organization, that is signed and
executed by you before the "bodily injury" or
"property damage" occurs and that is in effect
during the policy period, to be named as an addi-
tional insured is an "insured" for Covered Autos
Liability Coverage, but only for damages to which
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
J. PERSONAL PROPERTY
K. AIRBAGS
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
M. BLANKET WAIVER OF SUBROGATION
N. UNINTENTIONAL ERRORS OR OMISSIONS
this insurance applies and only to the extent that
person or organization qualifies as an "insured"
under the Who Is An Insured provision contained
in Section II.
C. EMPLOYEE HIRED AUTO
1. The following is added to Paragraph A.1..
Who Is An Insured, of SECTION II — COV-
ERED AUTOS LIABILITY COVERAGE:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name, with your permission, while perf(:rming
duties related to the conduct of your busi-
ness.
2. The following replaces Paragraph b. in B.5..
Other Insurance, of SECTION IV — BUSI-
NESS AUTO CONDITIONS:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own:
(1) Any covered "auto" you lease, hire,
rent or borri:w: and
(2) Any covered "auto" hired or rented by
your "employee" under a contract in
an "employee's" name, with your
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COMMERCIAL AUTOMOBILE
Policy Number: 810-4P247403-25-43-G
permission, while performing duties
related to the conduct of your busi-
ness.
However, any "auto" that is leased, hired,
rented or borrowed with a driver is not a
covered "auto".
D. EMPLOYEES AS INSURED
The following is added to Paragraph A.1., Who Is
An Insured, of SECTION II — COVERED AUTOS
LIABILITY COVERAGE:
Any "employee" of yours is an "insured" while us-
ing a covered "auto" you don't own, hire or borrow
in your business or your personal affairs.
E. SUPPLEMENTARY PAYMENTS — INCREASED
LIMITS
1. The following replaces Paragraph A.2.a.(2),
of SECTION II — COVERED AUTOS LIABIL-
ITY COVERAGE:
(2) Up to $3,000 for cost of bail bonds (in-
cluding bonds for related traffic law viola-
tions) required because of an "accident"
we cover. We do not have to furnish
these bonds.
2. The following replaces Paragraph A.2.a.(4),
of SECTION II — COVERED AUTOS LIABIL-
ITY COVERAGE:
(a) With respect to any claim made or "suit"
brought outside the United States of
America, the territories and possessions
of the United States of America, Puerto
Rico and Canada:
(i) You must arrange to defend the "in-
sured" against, and investigate or set-
tle any such claim or "suit" and keep
us advised of all proceedings and ac-
tions.
(ii) Neither you nor any other involved
"insured" will make any settlement
without our consent.
(iii) We may, at our discretion, participate
in defending the "insured" against, or
in the settlement of, any claim or
"suit".
(iv) We will reimburse the "insured" for
sums that the "insured" legally must
pay as damages because of "bodily
injury" or "property damage" to which
this insurance applies, that the "in-
sured" pays with our consent, but
only up to the limit described in Para-
graph C., Limits Of Insurance, of
SECTION II — COVERED AUTOS
LIABILITY COVERAGE.
(4) All reasonable expenses incurred by the
(v) We will reimburse the "insured" for
"insured" at our request, including actual
the reasonable expenses incurred
loss of earnings up to $500 a day be-
with our consent for your investiga-
cause of time off from work.
tion of such claims and your defense
of the "insured" against any such
F. HIRED AUTO — LIMITED WORLDWIDE COV-
"suit", but only up to and included
ERAGE — INDEMNITY BASIS
within the limit described in Para -
The following replaces Subparagraph (5) in Para-
graph C., Limits Of Insurance, of
graph B.7., Policy Period, Coverage Territory,
SECTION II — COVERED AUTOS
of SECTION IV — BUSINESS AUTO CONDI-
LIABILITY COVERAGE, and not in
TIONS:
addition to such limit. Our duty to
(5) Anywhere in the world, except any country or
make such payments ends when we
jurisdiction while any trade sanction, em-
have used up the applicable limit of
bargo, or similar regulation imposed by the
insurance in payments for damages,
United States of America applies to and pro-
settlements or defense expenses.
hibits the transaction of business with or
(b) This insurance is excess over any valid
within such country or jurisdiction, for Cov-
and collectible other insurance available
ered Autos Liability Coverage for any covered
to the "insured" whether primary, excess,
"auto" that you lease, hire, rent or borrow
contingent or on any other basis.
without a driver for a period of 30 days or less
(c) This insurance is not a substitute for re -
and that is not an "auto" you lease, hire, rent
quired or compulsory insurance in any
or borrow from any of your "employees",
country outside the United States, its ter -
partners (if you are a partnership), members
ritories and possessions, Puerto Rico and
(if you are a limited liability company) or
Canada.
members of their households.
Page 2 of 4 © 2015 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
Policy Number: 810-4P247403-25-43-G
COMMERCIAL AUTOMOBILE
You agree to maintain all required or
compulsory insurance in any such coun-
try up to the minimum limits required by
local law. Your failure to comply with
compulsory insurance requirements will
not invalidate the coverage afforded by
this policy, but we will only be liable to the
same extent we would have been liable
had you complied with the compulsory in-
surance requirements.
(d) It is understood that we are not an admit-
ted or authorized insurer outside the
United States of America, its territories
and possessions. Puerto Rico and Can-
ada. We assume no responsibility for the
furnishing of certificates of insurance, or
for compliance in any way with the laws
of other countries relating to insurance.
G. WAIVER OF DEDUCTIBLE — GLASS
The following is added to Paragraph D., Deducti-
ble, of SECTION III — PHYSICAL DAMAGE
COVERAGE:
No deductible for a covered "auto" will apply to
glass damage if the glass is repaired rather than
replaced.
H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF
USE — INCREASED LIMIT
The following replaces the last sentence of Para-
graph AA.b.. Loss Of Use Expenses. of SEC-
TION III — PHYSICAL DAMAGE COVERAGE:
However, the most we will pay for any expenses
for loss of use is $65 per day, to a maximurn of
S750 for any one "accident'.
I. PHYSICAL DAMAGE — TRANSPORTATION
EXPENSES — INCREASED LIMIT
The following replaces the first sentence in Para-
graph AA.a., Transportation Expenses, of
SECTION III — PHYSICAL DAMAGE COVER-
AGE:
We will pay up to $50 per day to a maximum of
S1,500 for temporary transportation expense in-
curred by you because of the total theft of a cov-
ered "auto" of the private passenger type.
J. PERSONAL PROPERTY
(2) In or on your covered "auto".
This coverage applies only in the event of a total
theft of your covered "auto".
No deductibles apply to this Personal Property
coverage.
K. AIRBAGS
The following is added to Paragraph B.3., Exclu-
sions. of SECTION III — PHYSICAL DAMAGE
COVERAGE:
Exclusion 3.a. does not apply to "loss" to one or
more airbags in a covered "auto" you own that in-
flate due to a cause other than a cause of "loss"
set forth in Paragraphs A.1.b. and A.1.c., but
only:
a. If that "auto" is a covered "auto" for Compre-
hensive Coverage under this policy;
b. The airbags are not covered under any war-
ranty; and
c. The airbags were not intentionally inflated.
We will pay up to a maximum of S1,000 for any
one "loss".
L. NOTICE AND KNOWLEDGE OF ACCIDENT OR
LOSS
The following is added to Paragraph A.2.a.. of
SECTION IV — BUSINESS AUTO CONDITIONS:
Your duty to give us or our authorized representa-
tive prompt notice of the "accident" or "loss" ap-
plies only when the "accident" or "loss" is known
to:
(a) You (if you are an individual);
(b) A partner (if you are a partnership):
(c) A member (if you are a limited liability com-
pany);
(d) An executive officer, director or insurance
manager (if you are a corporation or other or-
ganization); or
(e) Any "employee" authorized by you to give no-
tice of the "accident' or "loss".
M. BLANKET WAIVER OF SUBROGATION
The following replaces Paragraph A.5.. Transfer
Of Rights Of Recovery Against Others To Us,
of SECTION IV — BUSINESS AUTO CONDI-
TIONS.
The following is added to Paragraph AA., Cover- 5. Transfer Of Rights Of Recovery Against
age Extensions, of SECTION III — PHYSICAL Others To Us
DAMAGE COVERAGE: We waive any right of recovery we may have
Personal Property against any person or organization to the ex-
tent required of you by a written contract
We will pay up to $400 for "loss" to wearing ap- signed and executed prior to any "accident'
parel and other personal property which is: or "loss", provided that the "accident' or "loss"
(1) Owned by an "insured"; and arises out of operations contemplated by
CA T3 53 02 15 © 2015 The Travelers Indemnity Company. All rights reserved. Page 3 of 4
Includes copyrighted material of Insurance Services Office, Inc. with its permission.
COMMERCIAL AUTOMOBILE
Policy Number: 810-4P247403-25-43-G
such contract. The waiver applies only to the The unintentional omission of, or unintentional
person or organization designated in such error in, any information given by you shall not
contract. prejudice your rights under this insurance. How-
N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col -
The following is added to Paragraph B.2., Con- lect additional premium or exercise our right of
cealment, Misrepresentation, Or Fraud, of cancellation or non -renewal.
SECTION IV — BUSINESS AUTO CONDITIONS:
Page 4 of 4 © 2015 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15
Includes copyrighted material of Insurance Services Office, Inc. with its permission.