21-101125-UP- Title Insurance-03-23-21-V1ALTA COMMITMENT FOR TITLE INSURANCE
Issued By agent:
CHICAGO TITLE
COMPANY OF WASHINGTON
Commitment Number:
0055707-06
CHICAGO TITLE INSURANCE COMPANY, a Nebraska corporation ("Company"), for a valuable consideration, commits to
issue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in
Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon
payment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A
and B and to the Conditions of this Commitment.
This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies
committed for have been inserted in Schedule A by the Company.
All liability and obligation under this Commitment shall cease and terminate six (6) months after the Effective Date or when
the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy.or
policies is not the fault of the Company.
The Company will provide a sample of the policy form upon request.
This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory.
IN WITNESS WHEREOF, CHICAGO TITLE INSURANCE COMPANY has caused its corporate name and seal to be
affixed by its duly authorized officers on the date shown in Schedule A.
Countersigned By:
Authorized Officer or Agent
Chicago Title Insurance Company
By:
Attest:
x
President
Secretary
i
Copyright American Land Title Association. All rights reserved. nA�ErtICLN
LAND TITLE
ASSOCIATION
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01,15 @ 10:54 AM
Page 1 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
ISSUING OFFICE:
Title Officer: Commercial / Unit 6
Chicago Title Company of Washington
701 5th Avenue, Suite 2300
Seattle, WA 98104
Main Phone: (206)628-5610
Email: CTISeaTitleUnit6@ctt.com
SCHEDULE A
ORDER NO. 0055707-06
1. Effective Date: November 24, 2015 at 08:00 AM
2. Policy or (Policies) to be issued:
a. ALTA Loan Policy 2006
Proposed Insured: To Be Determined
Policy Amount: To Be Determined
Premium: To Be Determined
Tax: To Be Determined
Rate: Extended
Discount(s): Commerical
Total: To Be Determined
3. The estate or interest in the land described or referred to in this Commitment is:
Fee simple
4. Title to the estate or interest in the land is at the Effective Date vested in:
Waller Road IV Associates, a Washington general partnership
5. The land referred to in this Commitment is described as follows:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
END OF SCHEDULE A
COMMITMENT NO_ nnr,..;7n7-nr.
Copyright American Land Title Association. All rights reserved. nslenlcnN
LAND TITLE
e use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. A-CIAI'ION
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
Page 2 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
EXHIBIT "A"
Legal Description
Lots 1 through 4 of City of Federal Way Binding Site Plan recorded under recording number
20100414000337;
Each together with an undivided interest in Tract A of said Binding Site Plan.
Copyright American Land Title Association. All rights reserved.
+\.TIERICAN
+'S D. TITLE
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006)
Printed: 12.01.15 @ 10:54 AM
Page 3 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
SCHEDULE B
COMMITMENT nio nnt;A7m_na
Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are
disposed of to the satisfaction of the Company:
GENERAL EXCEPTIONS
A. Rights or claims of parties in possession, or claiming possession, not shown by the Public Records.
B. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land.
C. Easements, prescriptive rights, rights -of -way, liens or encumbrances, or claims thereof, not shown by the
Public Records.
D. Any lien, or right to a lien, for contributions to employee benefit funds, or for state workers' compensation, or
for services, labor, or material heretofore or hereafter furnished, all as imposed by law, and not shown by the
Public Records.
E. Taxes or special assessments which are not yet payable or which are not shown as existing liens by the Public
Records.
F. Any lien for service, installation, connection, maintenance, tap, capacity, or construction or similar charges for
sewer, water, electricity, natural gas or other utilities, or for garbage collection and disposal not shown by the
Public Records.
G. Unpatented mining claims, and all rights relating thereto.
H. Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof.
I. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes.
J. Water rights, claims or title to water.
K. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the Public
Records, or attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires
of record for value the estate or interest or mortgage thereon covered by this Commitment.
Copyright American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
WA-CT-FN SE-02150.622476-S PS-1-15-0055707-06
Page 4
s
AA1FR(CAN
LAND TITLE
CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO. 0055707-06
SCHEDULE B
(continued)
SPECIAL EXCEPTIONS
Notice of sewer charge payable in lieu of assessment, and the terms and conditions thereof:
Made By: Lakehave Sewer District
Recording Date: May 18, 1976
Recording No.: 7605180701
Amount: $16,213.60
Terms and conditions of notice of charges by water, sewer, and/or storm and surface water utilities, recorded
under recording number 8106010916.
Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to:
City of Federal Way
Purpose:
Enter the property, access and to remove obstructions
Recording Date:
February 8, 2002
Recording No.:
20020208002271
Affects:
A portion of herein described premises
4. License to enter property granted to the City of Federal Way recorded under recording number 20020118001327.
5. Declaration of covenant, including the terms and provisions thereof:
Recording Date: February 8, 2002
Recording No.: 20020208002270
6. City of Federal Way local improvement district waiver of protest covenant, including the terms and provisions
thereof:
Recording Date: February 8, 2002
Recording No.: 20020208002272
7. Right of Entry
Between: Waller Road IV Associates, General Partnership
And: City of Federal Way
Recording Date: August 11, 2008
Recording No.: 20080811001306
Copyright American Land Title Association. All rights reserved. LAM E AND rCAN
an
��,\N LAND ran
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. AfSpCIATION
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
Page 5 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
N
10
SCHEDULE B
(continued)
COMMITMENT NO. 0055707-09
Covenants, conditions, restrictions, recitals, reservations, easements, easement provisions, dedications, building
setback lines, notes, statements, and other matters, if any, but omitting any covenants or restrictions, if any,
including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital
status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal
laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth on City of
Federal Way Binding Site Plan:
Recording No: 20100414000337
General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half
delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties):
Year:
Tax Account No.:
Levy Code:
Assessed Value -Land:
Assessed Value -Improvements
General and Special Taxes:
Billed:
Paid:
Unpaid:
Affects:
2015
912940-0010
1205
$493,100.00
$0.00
$7, 003.50
$7,003.50
$0.00
Lot 1 together with an undivided interest in Tract A
General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half
delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties):
Year:
Tax Account No.:
Levy Code:
Assessed Value -Land:
Assessed Value -Improvements
General and Special Taxes:
Billed:
Paid:
Unpaid:
Affects:
2015
912940-0020
1205
$435,200.00
$0.00
$6,181.55
$6,181.55
$0.00
Lot 2 together with an undivided interest in Tract A
Copyright American Land Title Association. All rights reserved. AMGILLCAN
LAND III LE
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. 155(i11ATION
All other uses are prohibited. Reprinted under license from the American Land Title Association. It
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
Page 6 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
11
12
SCHEDULE B
(continued)
COMMITMENT NO. 0055707-06
General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half
delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties):
Year:
Tax Account No.:
Levy Code:
Assessed Value -Land:
Assessed Value -Improvements
General and Special Taxes:
Billed:
Paid:
Unpaid:
Affects:
2015
912940-0030
1205
$445,200.00
$0.00
$6,323.52
$6, 323.52
$0.00
Lot 3 together with an undivided interest in Tract A
General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half
delinquent if unpaid,on November 1 of the tax year (amounts do not include interest and penalties):
Year:
Tax Account No.:
Levy Code:
Assessed Value -Land:
Assessed Value -Improvements
General and Special Taxes:
Billed:
Paid:
Unpaid:
Affects:
2015
912940-0040
1205
$1, 024,400.00
$0.00
$14, 546.22
$14, 546.22
$0.00
Lot 4 together with an undivided interest in Tract A
13. Liability for Sewer Treatment Capacity Charges, if any, affecting certain areas of King, Pierce and Snohomish
Counties. Said charges could apply to property connecting to the metropolitan sewerage facilities or reconnecting
or changing its use and/or structure after February 1, 1990.
Please contact the King County Wastewater Treatment Division, Capacity Charge Program, for further information
at 206-296-1450 or Fax No. 206-263-6823 or email at CapChargeEscrow(cDkingcounty.gov.
* A map showing sewer service area boundaries and incorporated areas can be found at:
http://Your.kingcounty.gov/ftp/gis/WebNMC/utilities/servarea cities pdf
Unrecorded Sewer Capacity Charges are not a lien on title to the Land.
NOTE: This exception will not appear in the policy to be issued.
s�
CopyrightAMER[CAN American Land Title Association. All rights reserved. LAN„ r,,,F
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association. T_
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
Page 7 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
14
15.
SCHEDULE B
(continued)
A deed of trust to secure an indebtedness in the amount shown below.
Amount: $200,000.00
Dated: December 25, 1985
Trustor/Grantor: Grana Investments, a general partnership
Trustee: Chicago Title Insurance Company
Beneficiary: Josephine C. Tucci, a widow
Recording Date: January 2, 1986
Recording No.: 8601020073
Affects: includes other property
COMMITMENT NO. 0055707-06
The Company will require the following documents for review prior to the issuance of any title insurance predicated
upon a conveyance or encumbrance from:
Name: Waller Road IV Associates, a Washington general partnership
a) A complete copy of the partnership agreement and all amendments thereto
b) If less than all partners are executing documents, furnish evidence of the signing partners' authority, unless the
authority is granted in the above -referenced agreements.
The Company reserves the right to add additional items or make further requirements after review of the
requested documentation.
16. TO PROVIDE THE EXTENDED COVERAGE POLICY AND/OR ALTA HOMEOWNER'S POLICY IDENTIFIED IN
SCHEDULE A, GENERAL EXCEPTIONS A THROUGH D WILL BE CONSIDERED WHEN OUR INSPECTION
AND/OR REVIEW OF SURVEY, IF REQUIRED, IS COMPLETED. A SUPPLEMENTAL COMMITMENT WILL
FOLLOW.
If there have been recent improvements on the property within 90 days prior to closing we will require a signed
indemnity agreement and a recent financial statement from each indemnitor.
If construction financing is to be insured, please contact the title officer for requirements.
The Company reserves the right to add additional exceptions or make further requirements after review of the
property inspection and requested documentation.
17. Any unrecorded leaseholds, right of vendors and holders of security interests on personal property installed upon
the Land and rights of tenants to remove trade fixtures at the expiration of the terms.
18. Your application for title insurance was placed by reference to only a street address or tax identification
number. Based on our records, we believe that the legal description in this report covers the parcel(s) of
Land that you requested. If the legal description is incorrect, the seller/borrower must notify the Company
and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) of
Land will appear on any documents to be recorded in connection with this transaction and on the policy
of title insurance.
END OF EXCEPTIONS
ri
Am[RICAN
Copyright American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. v
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01.15 @ 10:54 AM
Page 8 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
CHICAGO TITLE COMPANY OF WASHINGTON
SCHEDULE B
(continued)
COMMITMENT NO. 0055707-06
NOTES
The following matters will not be listed as Special Exceptions in Schedule B of the policy. There will be no coverage for
loss arising by reason of the matters listed below because these matters are either excepted or excluded from coverage or
are not matters covered under the insuring provisions of the policy.
Note A: Note: FOR INFORMATIONAL PURPOSES ONLY:
The following may be used as an abbreviated legal description on the documents to be recorded, per
Amended RCW 65.04.045. Said abbreviated legal description is not a substitute for a complete legal
description within the body of the document:
Lots 1-4 City of Federal Way Binding Site Plan recorded 20100414000337 together with Tract A
Tax Account No.: 912940-0010, 912940-0020, 912940-0030 and 912940-0040
Note B: Note: Any map furnished with this Commitment is for convenience in locating the land indicated herein
with reference to streets and other land. No liability is assumed by reason of reliance thereon.
END OF NOTES
END OF SCHEDULE B
Copyright American Land Title Association. All rights reserved.
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01,15 no 10:54AM
WA-CT-F N SE-02150.622476-S PS-1-15-0055707-06
AAlEA1CAN
LAND TLTLE
ASSOCIAT�UN
Page 9
CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO. 0065707-06
CONDITIONS
1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument.
2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or
interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge
to the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the
extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the
Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the
Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liability
previously incurred pursuant to paragraph 3 of these Conditions.
3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of
Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply
with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage
thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed
for and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage of the form of policy or policies
committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as
expressly modified herein.
4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any
action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to
the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this
Commitment.
5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be
arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules
at http.//www.alta.org.
END OF CONDITIONS
r_AN
nMenicaN
Copyright American Land Title Association. All rights reserved. LAND TITLE
AS 1-AT-
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
ALTA Commitment (06/17/2006) Printed: 12.01.15 -0 5570 AM
Page 10 WA-CT-FNSE-02150.622476-SPS-1-15-0055707-06
RECORDING REQUIREMENTS
Effective January 1, 1997, document format and content requirements have been imposed by Washington Law.
Failure to comply with the following requirements may result in rejection of the document by the county recorder or
imposition of a $50.00 surcharge.
First page or cover sheet:
3" top margin containing nothing except the return address.
1" side and bottom margins containing no markings or seals.
Title(s) of documents.
Recording no. of any assigned, released or referenced document(s).
Grantors names (and page no. where additional names can be found).
Grantees names (and page no. where additional names can be found).
Abbreviated legal description (Lot, Block, Plat Name or Section, Township, Range and Quarter, Quarter Section
for unplatted). Said abbreviated legal description is not a substitute for a complete legal description which must
also appear in the body of the document.
Assessor's tax parcel number(s).
Return address (in top 3" margin).
**A cover sheet can be attached containing the above format and data if the first page does not contain all
required data.
Additional Pages:
1" top, side and bottom margins containing no markings or seals.
All Pages:
No stapled or taped attachments. Each attachment must be a separate page. All notary and other pressure seals
must be smudged for visibility. Font size of 8 points or larger.
Printed: 12.01.15 @ 10:54 AM by SC
Recording Requirements--0055707-06
WA0000924.doc / Updated: 03.26.14 Page 11
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective: May 1, 2015
Order No.: 0055707-06-
Fidelity National Financial, Inc. and its majority -owned subsidiary
companies providing real estate- and loan -related services
(collectively, "FNF", "our" or "we") respect and are committed to
protecting your privacy. This Privacy Notice lets you know how and
for what purposes your Personal Information (as defined herein) is
being collected, processed and used by FNF. We pledge that we
will take reasonable steps to ensure that your Personal Information
will only be used in ways that are in compliance with this Privacy
Notice. The provision of this Privacy Notice to you does not create
any express or implied relationship, or create any express or implied
duty or other obligation, between Fidelity National Financial, Inc. and
you. See also No Representations or Warranties below.
This Privacy Notice is only in effect for any generic information and
Personal Information collected and/or owned by FNF, including
collection through any FNF website and any online features,
services and/or programs offered by FNF (collectively, the
"Website"). This Privacy Notice is not applicable to any other web
pages, mobile applications, social media sites, email lists, generic
information or Personal Information collected and/or owned by any
entity other than FNF.
How Information is Collected
The types of personal information FNF collects may include, among
other things (collectively, "Personal Information"): (1) contact
information (e.g., name, address, phone number, email address);
(2) demographic information (e.g,, date of birth, gender marital
status); (3) Internet protocol (or IP) address or device ID/UDID; (4)
social security number (SSN), student ID (SIN), driver's license,
passport, and other government ID numbers; (5) financial account
information; and (6) information related to offenses or criminal
convictions.
In the course of our business, we may collect Personal Information
about you from the following sources:
Applications or other forms we receive from you or your
authorized representative;
Information we receive from you through the Website;
Information about your transactions with or services performed
by us, our affiliates, or others; and
From consumer or other reporting agencies and public records
maintained by governmental entities that we either obtain
directly from those entities, or from our affiliates or others.
Additional Wa s Information is Collected Through the Website
Browser Log Files. Our servers automatically log each visitor
to the Website and collect and record certain information about
each visitor. This information may include IP address, browser
language, browser type, operating system, domain names, browsing
history (including time spent at a domain, time and date of your
d URLs, and number of
domain (name/ exit Neb pages nclicks.
and IP address reveal nothing personal about the
user other than the IP address from which the user has accessed
the Website.
Cookies. From time to time, FNF or other third parties may
send a "cookie" to your computer. A cookie is a small piece of data
that is sent to your Internet browser from a web server and stored
on your computer's hard drive and that can be re -sent to the serving
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browser, but some functionality of thed Wash p Out sece may be tion belowpaired .
not function as intended. See the and electronic
Web Beacons. Some of our web pages
communications may contain images, which may or may not be
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ion s associated with
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Unique Identifier. We may assign you a unique internal
identifier to help keep track of your future visits. We may use this
information to gather aggregate demographic information about our
visitors, and we may use it to personalize the information you see
on the Website and some of the electronic communications you
receive from us. We keep this information for our internal use, and
this information is not shared with others.
Third Party Opt Out. Although we do not presently, in the future
we may allow third -party companies to serve advertisements and/or
collect certain anonymous information when you visit the Website. ,
These companies may use non -personally identifiable information
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of advertisements clicked or scrolled over) during your visits to the
Website in order to provide advertisements about products and
services likely to be of greater interest to you. These companies
typically use a cookie or third party Web Beacon to collect this
information, as further described haabove. Thrss ough
andthese
se
technologies, the third party Y
non -personalized information about your online usage activity.
You can opt -out of certain online behavioral services through any
one of the ways described below. After you opt -out, you may
continue to receive advertisements, but those advertisements will no
longer be as relevant to you.
You can opt -out via the Network Advertising Initiative industry
• opt -out at http'llwN^N networkadvertising.org/.
• You can opt -out via the Consumer Choice Page at
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For those in the U.K., you can opt -out via the IAB UK's industry
opt -out at ^^^^^ ouronlinechoices.com.
You can configure your we
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Explorer, Safari, etc.) to delete and/or control the use of
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More information can be found in the Help system of your browser.
Note: if not delete your
cookies. lf you ou pdelete your cookies, you will need tt-out as described above, you o opt -out again.
Use of Personal Information
Information collected by FNF is used for three main purposes:
To provide products and services to you or one or more third
party service providers (collectively, "Third Parties") who are
obtaining services on your behalf or in connection with a
r transaction involving you.
To improve our products and services that we perform for you
or for Third Parties.
To communicate with you and to inform you about FNF's,
FNF's affiliates and third parties' products and services.
Printed: 12.01.15 @ 100544 57M07 06
Privacy Statement Page 12
WA0000924.doc / Updated: 03.26.14
any breach of security by any third parties or for any actions of any
that is disclosed to
When Information Is Disclosed By FNF
(excluding information third
parties that receive any of the information
We may provide your Personal Information
we receive from consumer or other credit reporting agencies) to us.
as permitted by law, without Information
From Children person that we
from
various individuals and companies,
obtaining your prior authorization. Such laws do not allow We do not collect Personal Information
ecificall the Website
Disclosures may include, know to be under the age of thirteen (13). p y.
under the age of
consumers to restrict these disclosures.
withoutlimitation,thefthesindi is
not intended or designed to attract children
You affirm that you are either more than 18 years of
• To agents, brokers, representatives, or others to provide you
and to enable us to detect or
thirteen (13).
age, or an emancipated minor, or possess legal parental or guardian
to enter into the terms,
with services you have requested,
prevent criminal activity, fraud, material misrepresentation, or
consent, and are fully able and competent
affirmations, representations, and warranties
nondisclosure in connection with an insurance transaction;
or service providers who provide
conditions, obligations, s
set forth in this Privacy Notice, and to abide by and comply with thiof
that are over the age
To third -party contractors
• services or perform marketing services or other functions on
Privacy Notice. In any case, you affirm you
WEBSITE IS NOT INTENDED FOR CHILDREN
our behalf; in
governmental authority
13, as THE
UNDER 13 THAT ARE UNACCOMPANIED BY HIS OR HER
To law enforcement or other
• connection with an investigation, or civil or criminal subpoenas
PARENT OR LEGAL GUARDIAN.
Notice will govern our
or court orders; and/or
To lenders, lien holders, judgment creditors, or other parties
Parents should be aware that FNF's Privacy
use of Personal Information, but also that information that is
in email exchanges,
•
claiming an encumbrance or an interest in title whose claim or
interest must be determined, settled, paid or released prior to a
voluntarily given by children — or others —
bulletin boards or the like may be used by other Parties to generate
all parents to instruct
title or escrow closing.
might disclose information
unsolicited communications. FNF encourages
their children in the safe and responsible use of their Personal
In addition to the other times when we
we might also disclose information when required by law
Information while using the Internet.
about you,
or in the good -faith belief that such disclosure is necessary to: (1)
applicable laws; (2) enforce this
privacy Outside the Website
Website may contain various links to other websites, including
comply with a legal process or
Notice; (3) respond to claims that any materials, documents,
The
links to various third party service providers. FNF is not and cannot
the content of any of
Privacy
images, graphics, logos, designs, audio, video and any other
the rights of third parties; or (4)
be responsible for the privacy practices or
websites. Other than under agreements with certain
information provided by you violates
protect the rights, property or personal safety of FNF, its users or
those other
reputable organizations and companies, and except for third party
we use or you voluntarily
the public.
safeguards to keep the Personal
service providers whose services either
elect to utilize, we do not share any of the Personal Information tha
to which the Website
We maintain reasonable
Information that is disclosed to us secure. We provide Personal
Information to our subsidiaries,
you provide to us with any of the websites
links, although we may share aggregate, non -Personal Information
with those websites in
Information and non -Personal
affiliated companies, and other businesses or persons for the
behalf and
with those other third parties. Please check
their privacy policies and your rights under them.
purposes of processing such information on our
promoting the services of our trusted business partners, some or all
servers outside of the United
order to determine
European Union Users
of the European Union, please note that we may
of which may store your information on
States. We require that these parties agree to process such
in a similar,
If you are a citizen
transfer your Personal Information outside the European Union for
described in this Privacy Notice. By
information in compliance with our Privacy Notice or
we use reasonable efforts to limit
use for any of the purposes
FNF with your Personal Information, you consent to both
industry -standard manner, and
of such information and to use other appropriate
p rovldin I
our collection and such transfer of your Personal Information in
their use
confidentiality and security measures. The use of your information
may be subject to that
accordance with this Privacy Notice.
by one of our trusted business partners
Privacy Notice. We do not, however, disclose
Choices With Your Personal Informationup to
erso Information to FNF is
paty's own ng agencies
information we collect from consumer
in cor credit rn ormity with
ou submit n,inwhich
Whether ymay decdePnot to submit Persona
l Informatio
you. You
certain services or products to
with our affiliates others without youroconsent,
disclosure is otherwise permitted by
caas'e FNF may not be able to provide
applicable law, unless such
law.
prevenodior sclosing
also renrtitdiscloseinfnand/or
liability,
Infomaon
you may choose
tanes("optouP ). YOU
personal Information under circums
Information
non -Personal totake pecautonsagainst
s or
and seecguritynor
opt closure or use
wh which t
that are/ incompatible with theyour
purrpose(s) for
investigate
enteendforgcementnagencdies,tproteot the
assist governoror
or personal
foa pu poses ve
athe end of ntly this
integrity of the Website, and protect the rights, property,
FNF, our users or others.
authorizationllby notifying us byfone of the methods
Furthermore, even where your Personal Information
safety of
We reserve the right to transfer your Personal Information, as well
in with the sale or other
Privacy Notice.
is to be disclosed and used in accordance with the stated purposes
Notice, you may elect to opt out of such disclosure to
as any other information, connection
disposition of all or part of the FNF business and/or assets. We also
the use or transfer of
in this Privacy
and use by a third party that is not acting as an agent of FNF. As
there are some uses from which you cannot
cannot make any representations regarding
Personal Information or other information that we may have in
described above,
opt -out.
your
the event of our bankruptcy, reorganization, insolvency, receivership
you expressly
for
tfhebusef
ease oInformte ationptasga prospective the employee may use of your
out ofprevent you
or an assignment
and/oretdrannd
sferaoff your Personal
agree and con
Personal
e hirede b required tto apply he extent that provision
fromfor an open
Information or other information nicoany connection
abovle described
Islnfo matlioneis
yoeueinPersonal
of some or all ur as
and will not be responsible for
position.
proceedings. Furthermore, we cannot
Printed: 12.01,15 @ 10:54 AM SC
y 06
Privacy Statement page 13
WA0000924.doc I Updated: 03.26.14
If FNF collects Personal Information from you, such information will Th
not be disclosed s for wh which t wy FNF as originally collected or forses that are patible which hr
with the purpose(s)you affirmatively pa
you subsequently gave authorization unless y yo
consent to such disclosure and use. C
You may opt out of online behavioral advertising by following the th
instructions set forth above under the above section "Additional
Ways That Information Is Collected Through the Website" int
AI
subsection "Third Party Opt Out."
C
Access and Correction
To access your Personal Information in the possession of FNF and re
correct inaccuracies of that information in our recordsplease in
contact in in the manner specified at the end of this PrivacyNotice.
We ask individuals to identify the
and the information N
requested to be accessed and amended before processing such N
requests, and we may decline tprocess
s requests leg elation, limited d
circumstances as permitted by applicableP c
Your California Privac_ Rights
Under California's "Shine the Light" law, California residents who t
provide certain personally identifiable information in connection with
obtaining products or services for personal, family or household use
are entitled to request and obtain from us once a calendar yelath
information about the customer information we shared, if any,
other businesses for their own direct marketing uses. If applicable,
this information would include the categories of customer
information and the names and addresses of those businesses with
which ar shard customer
lmade inon for the immediately prior
2015 Will receive information
calendar year (e.g. .
regarding 2014 sharing activities).
To obtain this information on behalf of FNF, please send an email
message to erivac� om with "Request for California Privacy
Information" in the subject line and in the body of your message. We
will provide the requested information to you at your email address
in response.
Please be aware that not all information sharing is covered by the
"Shine the Light" requirements and only information on covered
sharing will be included in our response.
Additionally, because we may collect your Personal Information
from time to time, California's Online Privacy Protection Act requires
us to disclose how we respond to "do not
ol c track"
requests
hat and
do other
similar mechanisms. Currently , our p Y
ot
recognize "do not track" requests from Internet browsers and similar
devices.
FNF Com liance with California online Privac Protection Act
For some websites which FNF or one of its companies owns, such
rty
as the Customer CareNet (e loa1n seNvicer. InF is tlthose instanng as a ces, service provider to a mortgage
may collect certain information on behalf of that mortgage loan
example,
for fulfilling access rvice to that CCN to complete agtraloan nsactionvicer. For
with your
example, you may
mortgage loan servicer. During this transaction, the information
which we may collect on behalf of the mortgage loan servicer is as
follows:
• First and Last Name
• Property Address
• User Name
Password
• Loan Number
• Social Security Number masked upon entry
• Email Address
• Three Security Questions and Answers
• IP Address
The information you submit is then transferred to your mortgage
loan servicer by way of CON.
e mortgage loan servicer is responsible for taking action or
Printed: 12.01.15 @ 10:5400AM7 y SC
06
Privacy Statement Page 14
WA0000924.doc / Updated: 03.26A4
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