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AG 15-043 II RETURN TO: Jeri-Lynn Clark EXT: x2401 CITY OF FEDERAL WAY LAW DEPARTMENT ROUTING FORM 1. ORIGINATING DEPT./DIV: CED/COMMUNITY SERVICES DEPARTMENT 2. ORIGINATING STAFF PERSON: JERI-LYNN CLARK EXT: x2401 3. DATE REQ.BY: 4. TYPE OF DOCUMENT(CHECK ONE): ❑ CONTRACTOR SELECTION DOCUMENT(E.G.,RFB,RFP,RFQ) ❑ PUBLIC WORKS CONTRACT ❑ SMALL OR LIMITED PUBLIC WORKS CONTRACT ❑ PROFESSIONAL SERVICE AGREEMENT ❑ MAINTENANCE AGREEMENT • ❑ GOODS AND SERVICE AGREEMENT ❑ HUMAN SERVICES/CDBG ❑ REAL ESTATE DOCUMENT ❑ SECURITY DOCUMENT(E.G.BOND RELATED DOCUMENTS) ❑ ORDINANCE ❑ RESOLUTION ❑ CONTRACT AMENDMENT(AG#): ❑ INTERLOCAL x OTHER PROMISSORY NOTE 5. PROJECT NAME: ROOT-EMERGENCY HOUSING REPAIR PROGRAM 6. NAME OF CONTRACTOR: ESTHER ROOT ADDRESS:_805 S 306Th ST.,FEDERAL WAY,WA 98003 TELEPHONE:_(253)219-6931 OR(253)230-7777_ E-MAIL: N/A FAX: N/A SIGNATURE NAME: ESTHER ROOT TITLE HOMEOWNER 7. EXHIBITS AND ATTACHMENTS:❑ SCOPE,WORK OR SERVICES ❑ COMPENSATION ❑ INSURANCE REQUIREMENTS/CERTIFICATE X ALL OTHER REFERENCED EXHIBITS ❑ PROOF OF AUTHORITY TO SIGN ❑ REQUIRED LICENSES ❑ PRIOR CONTRACT/AMENDMENTS 8. TERM: COMMENCEMENT DATE:SEPTEMBER 24,2014 COMPLETION DATE:_SEPTEMBER 24,2019 9. TOTAL COMPENSATION$9,836.39 (INCLUDE EXPENSES AND SALES TAX,IF ANY) (IF CALCULATED ON HOURLY LABOR CHARGE-ATTACH SCHEDULES OF EMPLOYEES TITLES AND HOLIDAY RATES) REIMBURSABLE EXPENSE:❑YES ❑NO IF YES,MAXIMUM DOLLAR AMOUNT: $ IS SALES TAX OWED ❑YES ❑ NO IF YES,$ PAID BY:❑CONTRACTOR❑CITY ❑ PURCHASING: PLEASE CHARGE TO: 119-7300-996-594-41-410 10. DOCUMENT/CONTRACT REVIEW INITIAL/DATE REVIEWED INITIAL/DATE APPROVED ❑ PROJECT MANAGER / .—.DIRECTOR // t-40 / /�'//l+ Zo14. ❑ RISK MANAGEMENT (IF APPLICABLE) // g4AW 142U t,(t�I�H 11. COUNCIL APPROVAL(IF APPLICABLE) COMMITTEE APPROVAL DATE: COUNCIL APPROVAL DATE: 12. CONTRACT SIGNATURE ROUTING ❑ SENT TO VENDO' CONTRACTOR DATE SENT: DATE REC'D: ❑ ATTACH: SIG • URE AUTHORITY, INSURANCE CER//TIFICA TE,,LICENSES,EXHIBITS Cv.44 st* i�C4�IRT DAT I6NLD i7J LAW DEPAR► •T L.L__ .mum I 12 g SIGN ATORV AYORTbR DIRECTOR) WAIIIMT KCITYCLER - J7 - ASSIGNED AG# AG �,�i TGNED COPY RETURNED DATE SENT: 4 2-rii ui COMMENTS: 11/9 :: -: :• AfTER:RECORDING MAIL TO: 11 i'il I I 1 i Illigil •:N / Nam' .:: : Esther Root IN ill ill i i i ,I i ; ..-..,,,.. .. . .. . :-'.....A..adres.s::: .......::: 805,,,S,3.:Oes:S: t., ..• :, .. 20080305002205 ...PAGE801 4 0 001 °CD 42.00 CitY,;gtate;Zi : Fedenil at, WilliA 9800 .../ KING,AN0 --- N-ty!5,46 Filed for Record at Request of l :.., E2 335763 .,_ .„ .,„ :::,M/00/2088 15W:46 Esther Root ,- :, i '''KING ,COUNTY, A $01,0 PAGE001 OF 001 QUIT a-MA/POEM. .• .. •••. •.• .:• .:- . . THE GRANTOR(S) Robert Root for and liyOnsicieratibn of DivC;rceDecive dated,NI 1/2007, conveys and ... ::. quit claim0a,Esther Root, the following described retireState,situated in. the County of K:ifie.'State of .,-s• Washingt6n,togethikwith all after acquired title of the trwitor( )dlereiuf. ,,......,...:,.,..,,,...i .;. / ....::' LOT l;:kock:2,BONI HEIGHTS,ACCORDING TO THE PLAT THEREOF REcORI*ON VOLUME 61 OF PLATS,-;:i3AdE(S)61,RECORDS OF KING COUNTY. As,lessor's,'Propstity Tait Parcel/Account Number: 091800-0045-08 .- • - . . Dated: (0...14--P7 : .. .. .. , .. .-:. . ..yRT ROO fise/2■44e-' R0a6E STATE OF t0A51-1-/11./6-1131.5 : )* 4-SS.-: ..'. -' ... COUNTY OF (irul,-- 1 certify that I know or have satisfactory evidence thiit ii erjjile",4- (is/are)the person(s)who appeared before me,and said person(s)acknowiqdk that(he/i4/they)signed this instrument and acknowledged it to be(his/her/their)free and volutitaryict for the'uses.ind pUirposeamentionid in this instrument. Dated: ONMAtuttiiii Notary Public in and for the statof: b14409:".444L My appointment expires: :..:7".'',2 -fi:s •''..1.. :' ...:' .-: '::. ,,..--.....•-.r- A. ''.•,,; t' '.:.: , ...:. -,* ; :: ..'. s • ..., ° A .1 ei„4"4„,-,f9-io, ,,f,k4At.W..„.110,.e. ill, '''..;. CITY OF CITY HALL Amk Federal Way 33325 8th Avenue South Federal Way,WA 98003-6325 (253)835-7000 www crtyotfederatway corn PROMISSORY NOTE City of Federal Way Housing Repair Program (HRP) LENDER: City of Federal Way, a Municipal corporation 33325 8thAvenue South Federal Way, WA 98003 BORROWER: Esther Root, Homeowner HRP RESIDENCE: 805 S 306th St Federal Way, WA 98003 PRINCIPAL $9,836.39 AMOUNT: LOAN DATE: September 24, 2014 DUE DATE: The earlier of"Default Date"or September 24, 2019 In consideration for the mutual undertakings and covenants contained in this Promissory Note(the"Note"), Lender(also referred to hereinafter as the "City") and Borrower agrees as follows: 1. Purpose for Loan. Borrower is eligible to participate in Lender's Housing Repair Program ("HRP"), a program to assist eligible homeowners with housing problems that pose a combination of unforeseen circumstances that require immediate action to protect the health and safety of its occupants or the neighborhood as a whole. The program is funded by Community Development Block Grant funds that have been made available to the City. Borrower's application for a Housing Repair Program loan has been approved and the City is prepared to fund the loan upon Borrower's execution of the"Loan Documents,"which include this Promissory Note, a Deed of Trust and a Closing Statement. 2. Promise to Pay. For value received, on or before the Due Date, Borrower, including its assigns and successors, promises to pay Lender in lawful money of the United States of America, at Lender's principal place of business, or such other place as Lender may designate in writing from time to time, the Principal Amount listed above and as shall have been advanced by Lender to or on behalf of Borrower under this Note, plus interest (in the event of Default) as provided in this Note. 3. Interest Rate. The unpaid Principal Amount shall bear interest at the rate of Zero Percent (0%)per annum (the"Effective Interest Rate")unless or until a Default. 4. Payments. No payments will be required to be made on the Principal Amount unless or until a Default occurs. In the event of Default, the entire unpaid balance of the Principal Amount as of the date of Default shall immediately become due and payable and interest on the unpaid balance shall commence to accrue at the"Default Interest Rate"on the date of Default. PROMISSORY NOTE 10/2012 EMERGENCY HOUSING REPAIR PROGRAM Page 1 CITY OF CITY HALL Aih,. Federal Way 33325 8th Avenue South 003 Federal Way,WA 98003-6325 (253)835-7000 www cityoffederalway corn 5. Loan Account. All advances made to or on behalf of Borrower under this Note shall be charged to a loan account in Borrower's name on Lender's books ("Loan Account") and Lender shall debit to Borrower's Loan Account the amount of each advance, and credit the amount of each repayment made by Borrower or"Forgiveness of Debt" granted by Lender. 6. Forgiveness of Debt. Commencing upon the date on which the Lender issues the last advance of funds to or on behalf of Borrower under this Note(the"Repayment Commencement Date"), Borrower shall be entitled to receive, and Lender shall grant, forgiveness of Twenty Percent (20%) of the Principal Amount for each consecutive twelve-month period after the Repayment Commencement Date (a"Repayment Year") that Borrower actually occupies the Residence identified above as Borrower's principal place of residence. If Borrower resides in the Residence for five (5) Repayment Years, the entire Principal Amount shall be forgiven and this Note shall be satisfied in full. If Borrower fails for any reason to live in the Residence for five(5) Repayment Years,this Note shall be in Default as of the date upon which Borrower no longer resides in the Residence. For purposes of calculating the amount of forgiveness, if any, to which Borrower may be entitled for the Repayment Year in which Borrower vacates the Residence, the amount of forgiveness to which Borrower would be entitled for that Repayment Year shall be prorated for the number of days that Borrower actually occupied the Residence in that Repayment Year. 7. Default. Upon the occurrence of any of the following events ("Events of Default"), Lender, at its option, and without notice to Borrower, may declare the entire unpaid Principal Amount to be immediately due and payable: a. The Borrower no longer occupies the Residence as Borrower's primary residence; b. The Borrower sells the Residence or conveys the Residence in lieu foreclosure, or forfeits the Residence in foreclosure,bankruptcy or other insolvency proceeding; c. The Borrower makes, or is deemed to have made, any materially incorrect, false, fraudulent or misleading representation, warranty or certificate to the Lender or makes, or is deemed to have made, any materially incorrect, false, fraudulent, or misleading representation in any statement or application to Lender in connection with Lender's consideration of Borrower's EHRP application; d. The Borrower defaults under the terms of this Note or the Deed of Trust granted in connection herewith; e. The Borrower is enjoined, restrained or in any way prevented by court order from continuing to reside in the Residence; f. Formal charges are filed against the Borrower under any federal, state or municipal statute, law or ordinance for which forfeiture of the Residence is a potential penalty, or the Residence is in fact so seized or forfeited; g. The Borrower fails to maintain the Residence, commits waste upon the Residence property or allows the Residence or Residence property to become a nuisance; h. The Borrower(1)makes an assignment for the benefit of creditors, (2) consents to the appointment of a custodian,receiver or trustee for itself or for a substantial part of its assets or (3) commences, consents to the commencement or continuation of, or has commenced upon it, PROMISSORY NOTE 10/2012 EMERGENCY HOUSING REPAIR PROGRAM Page 2 • CITY OF CITY HALL Federal Way 33325 8th y,WA South Federal Way,WA 98003-6325 0,1,,4%.„,_ (253)835-7000 wwwcityoffederalway com voluntarily or involuntarily, any proceeding under any bankruptcy, insolvency or similar laws of any jurisdiction; i. The Borrower defaults under the deed of trust executed in connection with this Note, it being understood and agreed that this Note and the deed of trust shall be interpreted and construed as a single integrated agreement between Lender and Borrower; or j. The Borrower dies. The term"Default Date" shall mean the date on which an Event of Default has occurred or the date Borrower is no longer entitled to cure the Event of Default under the terms of this Note. 8. Default Interest Rate. Upon the occurrence of any Event of Default, the unpaid Principal Amount balance shall bear interest at the per annum interest rate for judgments provided by Washington law until the Note is satisfied in full. 9. Security. This Note is secured by and relates to a deed of trust of even date encumbering the Residence. 10. Default Remedies. Upon the occurrence of any Event of Default, Lender shall have and may exercise any one or more of the rights and remedies provided in this Note and the deed of trust relating to this Note. The remedies provided in this Note and deeds of trust are cumulative to the full extent provided by law. 11. Application of Payments. All payments received on this Note shall first be applied against accrued and unpaid interest and"Costs and Fees" owed to Lender under this Note, and the balance against unpaid Principal Amount. Borrower expressly assumes all risks of loss or delay in the delivery of any payments made by mail, and no course of conduct or dealing shall affect Borrower's assumption of these risks. 12. Costs and Fees. Borrower agrees to pay all of Lender's costs incurred in the collection, modification, review, monitoring, or termination of this Note, including actual attorney fees and those incurred in any foreclosure,bankruptcy, or other similar insolvency proceeding. 13. No Waiver. Acceptance by Lender of any payment in an amount less than the amount then due shall be deemed an acceptance on account only, and Lender's acceptance of any such partial payment shall not constitute a waiver of Lender's right to receive the entire amount due. 14. Consent. Borrower hereby jointly and severally(i) waives presentment for payment, demand, notice of non-payment, notice of protest or protest of this Note, (ii)waives Lender's diligence in collection or bringing suit, and(iii) waives consent to any and all extensions of time, renewals, waivers or modifications as may be granted by Lender with respect to payment or any other provisions of this Note. The liability of the Borrower under this Note shall be absolute and unconditional, without regard to the liability of any other party. 15. Governing Law and Venue. This Note shall be interpreted, construed and governed by, and in accordance with,the laws of the State of Washington. Venue for any action commenced by Borrower or Lender to interpret or enforce this Note or the deed of trust shall be in the Superior Court of the State of Washington, For King County, at the Maleng Regional Justice Center, Kent, Washington. PROMISSORY NOTE 10/2012 EMERGENCY HOUSING REPAIR PROGRAM Page 3 CITY OF CITY HALL �., Federal Way 33325 8th Avenue Soth Federal Way,WA 9800u3-6325 (253)835-7000 www ctyoffederatway corn 16. Entire Agreement. Except as otherwise expressly provided in this Note, this Note and the deed of trust constitute the entire agreement of the Borrower and the Lender relating to its subject matter. ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW. Agreed to and accepted by: LENDER: CITY OF FEDERAL WAY ATTEST: ,r w- IP - n ,Jim ell, ayor erk, Stephanie Co -y, CMC A- 'ROVED AS TO FORM:C o(City Attorney, Amy Jo Pearsall BORROWE ' • App.tl r , 11%. ✓/,rd Signature Esther Root Printed Name STATE OF WASHINGTON ) ss. COUNTY OF ) On this day personally appeared before me, Esther Root , to me known to be the individual described in and who executed the foregoing instrument, and on oath swore that he/she/they executed t gof'oregoing instrument as his/her/their free and voluntary act and deed for the uses and purpps g1Q$ j ptioned. •N OTV$l�iliyh and official seal this E3 day of cam.,-oNA ,20\c, Jan 26 2016' Notary's signature '\..�_ . • •• P U BOG C': , Notary's printed name' �.,.,� 1�� b`i•� •' -;• -57,,,•.•.• ••.�`�A..F Notary Public in and fort State of Washington. ....O /�S ' My commission expires .o_,c-.., -, \ezzi., Z-1/4 \i2> PROMISSORY NOTE 10/2012 EMERGENCY HOUSING REPAIR PROGRAM Page 4 •ajoN sigl zoj suoilulilsgns pus`suiousugDa`suoileogipout suoisuDlxD `slsmauaz IIe flim .tagjasoj `.tapuarl of zoluez0 uiog 6£'9£8`6$ Jo junotus Isdiouud IsuiSuo oql ui `bIOZ `t Z iagtuajdaS 1polsp aloN Xiosstuzoid olgj susauz aloK •susisse pus siossaaons sl!`/ism IsaapoAjo XIiO Dill suuaut iapua-I • •oloN oql jo junoutu oLp ut saseaaaui.to saaueapu aznjtg`suoisuoixo `suoquagipoui `slumpuai IIs sapnlaui oslie «ssaupalgapul„ prom oil,L •Isnzy jo paaQ stgj IN papiAoid ss sjunouru Bons uo Isazalut glim jaglasoi`Istu L jo paaQ still japun ioluiax0 jo suoiliasilgo ooaolua of iopua-1 .m oolstul Xq pa.tmaui sosuodxo zo zoluez0 Io suoiipsilgo as.tsgastp of japuo-I Xq paouianpe so papuodxa sjunotuu Xuia pus oloN aqj zapun algeXed Isonjut pus Iedtouud Ilp suipnloui `zapuarl of.tojuszO jo ssoupalgopui suuatu ssaupalgapul •f,podotd Iuo-d agl uo uotlotulsuoo aaglo pup sluautaosldai `saotlippe `s311llias3 `Xiwdozd po-d aqj uo poxgle sauioq aligotu `sasnjon4s `ssuipiinq `sluatuanozdtut aznlrg puu sutjsixo Ile uoilsjiuil jnogjim sapnloui pus susaui sluatuanoadtul loo-d joglsg uoilejiutil inoglim sutpnloui `jsnzl,jo paaQ stgl Sutlnooxa sopiluo pus suosiod Ilia puu Suu suuaut ao;ue.iJq •aalstu,l,put,`Jopua-I`zoluetO suOUM Istu,L Jo paaQ stgj sueaul jsna,l,Jo paaQ •pauauIV JO saieiS pallu fl al13o Aauout In3A'mul IN sjunotue usatu Begs sjunoute zullop of somonjai IId apoj Iu!onuuuo0 uuojlull oql ut suital Bons of pajnqujjs ssutueatu aqi aneq Ilegs IsruL jo paaQ stgl ui pougap omUagjo jou suuoL •jsr ul,jo paaQ sigl ui posn ualm s8uiuuoui Sutmollo3 aql aAuq Ilegs spzom suimolloj ag,L •SNOI.LINI33Q Z ALNfl00 JNIN JO SGUOOH2I `I9 (S)aDVd `SLV'ld JO 19 gWfi'IOA NI QgQ2IOO92I AOa'dHH,L LV'ld gHl O,L JNIQ2IOOOd `QQV S.LHJIgH INOEI `Z?TOOTS `i .LO'I :si uoijduosap Iusal Xvodoid Iua2I oq.L •(,,Xltadoid I032I„ XIDAiloalloa) szaljptu zsliuzis pus luuuagloa8 `sss `Ito `sIviouitu lle uoilullwil inoglim Butpnloui`Xljadoxd ILoz aqj of suguloi sjgoad pup`soijleXoz`slgsit jaglo IIs pus`(sjgsu uopusiui pup golip glim sailgpn IN 3I001s Sutpnlout)slgsu golip pus sjgsu zalum`ialum Ilu `soousualzndde puu `fum jo slg2u `sjuotuosuo llu `'samixg pus sluatuaAoiduit `ssuipltnq paxtlBu io Palo= Xiluanbosgns zo sutlsixo Ile glim nliasol `molaq poquasop XItu2oI puu `uolsutlsem `Xluno0 sui?I ul £0086 Adm `l(iam lBJQPad "IS x,90£ S S08 it, polsool Xlaadozd lean suimollo3 all of puu ui `pazinbou jaguatoq zo paumo mou`Isatajui pus oliil`sigsu`owisa s,loluss0 jo JIB`zapuo I ss.tapua,T Io Igauaq aqj zoj puu alias 3o nmod glim`Istel ui aalsnzl oI SXOAuoa puu sIIDs`sutpsnq sjueJs XjgsaoADut zojue.T0`uotleaapisuoo algsnlsA zo3'JN"!)(INV 33N[VAHANOO I («aaistuZ„sp molaq of pD.uD3Di)£0086 dM`AuA1 IujDpo j`gjnoS anuaAV lixtS 009££st ssaappe sutliptu asogm`agi,L UUOUDTUV Iszt3 pus`(,zapuo I„se moloq of po.UC)jat) £0086 NA1 `Asm Iutapa,I `S DAV u,8 gZ£££ si ssazppe asogm `AVAk 'IV'JgQgd d0 A.LIO £0086 dm `XgM ls.13PD3 "IS X1,90£ S 908 si ssa.tppe asogm `(«,solus D,, sia molaq of pa.uDjOj) 6loog iaglsg uaDmlaq `bIOZ `j7Z mquioIdaS QHLb'Q SI LSfi-HL d0 QgHQ SIM, gb00-008160 :(s)#QI Iaozud xus,s,zossassV 'Moloq poluoiput uoiiduosaQ 10?a7 alalduioO QQF/SIHDIHH INOg:(PaleiAazgge)uoilduosaQ lesofl,Slzadoz�l uoiluzodsoO ludtoiunw uolsuigsum u`Avdm`ivaaam d0 A. m :Xieiogouag zaipsg`long :(s)zalueaO £0086 ti Al`XuM IMIOPad"IS u,90£S 508:ssatppy Xlzodotd ISAH1 AO Q35l(l iIzElO uuA l-uaf:uuv cs:It sloz/91/b0 9Z£9-£0086 VIA`-�u/A iu 1-4 00 ze in®t� do te0-zoud S aAV �8 5Z£££ tLSOOO9 j t0.qT OZ APIA luzapa33o dlt0 01'IfVW(IFIQAOOdU NdHM amv AS Qg LSdfldffx DMICINOORW Ado) 0380M) Adoo Z •lsnxy jo paaQ still Xq palsaxo uatl Pill jo;uauuisduit juualsui aaillo xo XIjadoid Pill ui lsaxalut s,xolusxO Pill jo axnitajioj sopnlaaxd `uoipsunuxalop gltu3 pool s,xapua7 ui`lull Outitu s tgtm possiutsip Pq of ftpaaooxd xo uotlou Pill 2utsnso Xq`I I"£i gdsx2sxsd ui paptnoxd su`olt,lsuiax puu;Inujap u Mons amo X ui xolusx0 •;stuy .Io PaPQ still Xq pa;tpaxo uatl Pill xtsduit XIiuualsui ostmxaglo xo Spodozd Pill jo axn4ta3xoj Pill ut llnsax pinoo luaut2pnf ilts3 pool s1xapuarl ut lugl uaaq si`luumapo.zo Itnto xag;agm Iutpoomid xo uoilau axn;tajxoj Xus 3t 1Ins3ap ut aq Ilsis xolusx0 -uoliaV aanila;aod S'S •uotloodsut ail xoI osnso olgt,uosuax Sut(jtoods uotloadsut ut, of loud xo 3o aunt; 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