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06-100875
/ma /�wj''� MASTER LAND USE APPLICATION RECEI Y ED DEPARTMENT of CommuNrry D wELOPMENTSERvicEs CITY OF �N ✓ 33325 8' Avenue South FEB 2 4 2006 PO Box 9718 Fe � � �� � ��� Federal Way WA 98063 -9718 �+ 253 CITY OF FEDERAL WAY - 835 -2607; Fax 253- 835 -2609 BUILDING DEPT, www.citnffederalway.com APPLICATION NO(S) Date W f )-J/016 Project Name 51b, Loo (mow Property Address/Location 3 (1 7 3 V-t S (,c) W C Z 3 Parcel Numbers) 2- 191202— 6q O Project Description Type of Permit Required Annexation Binding Site Plan Boundary Line Adjustment Comp Plan/Rezone Land Surface Modification X Lot Line Elimination Preapplication Conference Process I (Director--s Approval) Process II (Site Plan Review) Process III (Project Approval) Process IV (Hearing Examiner's Decision) Process V (Quasi - Judicial Rezone) Process VI SEPA w/Project SEPA Only Shoreline: Variance /Conditional Use Short Subdivision Subdivision Variance: Commercial/Residential Required Information 1ZS 1s • fl Zoning Designation V> XS, 0 Comprehensive Plan Designation Value of Existing Improvements Value of Proposed Improvements International Building Code (IBC): g( Occupancy Type N t Construction Type - Bulletin #003 — August 18, 2004 WS Applicant Name: " Address: 5111 -7 rA ArK SW City /State: �U (,Ja- Zip: 110-6 Phone: -W6- c7 1 9-W15-1 Fax: Email: Wzt f-- 1 ° • G°''' Signature: Agent (if different than Applicant) Name: Address: City /State: Zip: Phone: Fax: Email: Signature: Owner Name: 1'4er Address: 3111-7 Sd Sul City /State: � W � �- zip: `�` 013 Phone: 706 - fl l - 171 Fax: Email: l►Q LeA Signature:.W Page 1 of 1 k:\Handouts\Master Land Use Application 0 Return Address: City of Federal Way PO Box 9718 333258 1h Ave S Federal Way, WA 98063 -9718 Attn. Ann Dower, Public Works 0 CONFORMED COPY 20070226001085 CITY OF FEDERA COY 69.00 PAGE061 OF 006 02/26/2007 13:13 KING COUNTY, UA Please print or type information WASHINGTON STATE RECORDER'S Cover Sheet (RCw 65.04) Document Title(s) (or transactions contained therein): (all areas applicable to your document must be filled in) L Lot Line Elimination and Restrictive Covenant 2. 3. 4. - - -- Reference Number(s) of Documents assigned or released: Additional reference #'s on page _ of document Grantor(s) (Last name, first name, initials) 1. Eiler, Matthew R. 2 — Additional names on page of document. Grantee(s) (Last name first, then first name and initials) I _ Eiler, Matthew R. _ 2. Additional names on page _ of document. Legal description (abbreviated: ie_ lot, block, plat or section, township, range) LOTS 4,5,6,7 AND 8 IN BLOCK 19 OF PLAT OF EAST TACOMA AS PER RECORDED IN VOLUME 4 OF PLATS PAGE 50 RECORDS OF KING COUNTY AUDITOR Additional legal is on page of document. Assessor's Property Tax Parcel/Account Number Assessor Tax # not yet assigned 218820 -2690 The Auditor/Recorder will rely on the information provided on the form. The staff will not read the document to verify the accuracy or completeness of the indexing information provided herein. I am requesting an emergency nonstandard recording for an additional fee as provided in RCW 36.18.010. I understand that the recording processing requirements may cover up or otherwise obscure some part of the text of the original document. Signature of Requesting Party 0 LOT LINE ELIMINATION AND RESTRICTIVE COVENANT File No: 01,6, — /00 $ 75-_ cS 1) Parcel No's: A. The undersigned party(s) is the owner(s) ( "Property Owner ") of certain real properties located in Federal Way, Washington, and legally described as follows (if there are additional lots, attach a separate sheet containing additional legal descriptions): L o'r ! 'A; �T �- �N 3wc.l' 1ci �F QL_.�T or �s� �/�u,r✓�A, P. s 4r�2 �,o2t �N Von- a Q��TS ?C1 SO KE�REJS C�� L Rua�7a+� Llli SI I � j QG�C1 R�- [.ry(Lt'Jc``� � �-+ L•'�%�- � or P�.f�> S �"'Ei �% RcZ�,2 ©� of KC (huD, "(UZ- 'C-` LET C4 �N gt� th r,r amt ar -� TP•cor�A, As Pcn —Le.�n�`n tip Vo, 4 f,AN3 PG 99D ct- K AuD1TU'4- t o 3 �� C t `{ O N PST G Q L-A -51 r- A, V t11- `t G \= PEA t°C �Z ilG -(JS O�: C A-U OI ►W`- 1kl- uF & - L �%� (.'�Cc�tL�s c KC AU01 I ( "Properties ") B. All structures on the Properties and all distances from all structures to Property lines are set forth in the drawing attached as Exhibit A and incorporated by reference; and C. Section 58.17.040(6) of the Revised Code of Washington allows the adjustment and alteration of lot lines between contiguous properties; 0 0 Return Address: City of Federal Way PO Box 9718 33325 8t' Ave S Federal Way, WA 98063 -9718 Attn. Ann Dower, Public Works CONFORMED COPY 20070226001085 CITY OF FEOERA COV 69.00 PAGE001 OF 006 02/26/2007 13:13 KING COUNTY, WA Please print or type information WASHINGTON STATE RECORDER'S Cover Sheet (RCw 65.04) Document Title(s) (or transactions contained therein): (all areas applicable to your document must be filled in) I _ Lot Line Elimination and Restrictive Covenant 2_ -- Reference Number(s) of Documents assigned or released: Additional reference #'s on page of document Grantor(s) (Last name, first name, initials) 1. Eiler, Matthew R. 2. Additional names on page of document. Grantee(s) (Last name first, then first name and initials) 1. Eiler, Matthew R. 2. Additional names on page of document_ Legal description (abbreviated: i.e_ lot, block, plat or section, township, range) LOTS 4,5,6,7 AND 8 IN BLOCK 19 OF PLAT OF EAST TACOMA AS PER RECORDED IN VOLUME 4 OF PLATS PAGE 50, RECORDS OF KING COUNTY AUDITOR Additional legal is on page of document_ Assessor's Property Tax Parcel/Account Number ❑ Assessor Tax # not yet assigned 218820 -2690 The Auditor/Recorder will rely on the information provided on the form. The staff will not read the document to verify the accuracy or completeness of the indexing information provided herein_ I am requesting an,emergency nonstandard recording for an additional fee as provided in RCW 36.18.010. I understand that the recording processing requirements may cover up or otherwise obscure some part of the text of the original document. Signature of Requesting Party Ll LOT LINE ELIMINATION AND RESTRICTIVE COVENANT File No: 0& /00 K 5--,S 1% Parcel loo's: A. The undersigned party(s) is the owner(s) ( "Property Owner ") of certain real properties located in Federal Way, Washington, and legally described as follows (if there are additional lots, attach a separate sheet containing additional legal descriptions): LOT 'p; ��� `� t^; �3t✓yC1' ( "Properties ") B. All structures on the Properties and all distances from all structures to Property lines are set forth in the drawing attached as Exhibit A and incorporated by reference; and C. Section 58.17.040(6) of the Revised Code of Washington allows the adjustment and alteration of lot lines between contiguous properties; .1 CA r PLAT o't= 0A sE T A, lay ?OZ IZ-Ftx)k0 4N Vol- A7 a Pt STS . P 5V QG(,otZ1J5 C�� L �ivai7a� 6V7 �cC (hvAI"fW- 1 T& Gc> 0, a , A- S lecdC&' -OS A-(ADtW- E t #i `f, c -� c �c t`i i �t _P r c (7 T+4 cr, A -5 0 _�z { RO- CpROL�� iN VOL �{ Ur f} 1� Ri�6o2 QS of K C Art r Ot RV-- ; ( "Properties ") B. All structures on the Properties and all distances from all structures to Property lines are set forth in the drawing attached as Exhibit A and incorporated by reference; and C. Section 58.17.040(6) of the Revised Code of Washington allows the adjustment and alteration of lot lines between contiguous properties; t 0 0 Now, THEREFORE, the Property Owner, in consideration of the mutual benefits to the foregoing Properties, agrees as follows: 1. Elimination of Lot Line. The Properties shall be combined to become one lot, the common lot line(s) of the Properties shall- be eliminated as set forth in the drawing attached as Exhibit B, and the combined lot shall be legally described as follows: "New Parcel 1" E—oT EF cLAT cF oq Trtf,-, q) fls RCS (Zoe IN Vi L 4 0 PEA i 5� PCI 50 ., \2, 2aoS ot° KI�J(7 ouNry A u D +TUR 2. Restrictive Covenant. Upon recordation of this Lot Line Elimination, and upon any subsequent improvement to the Properties, the Property Owner acknowledges that the Properties are no longer separate lots and accordingly, cannot be individually assigned, transferred, or conveyed to any part or entity, unless in compliance with all applicable federal, state, and local laws, regulations, codes, and rules, including, without Iimitation, all. subdivision requirements. This Lot Line Elimination shall not eliminate, remove, or impact in any manner any easements, encroachments, or other restrictions of records. Binding Effect. This Lot Line_ Elimination and Restrictive Covenant shall run with the land and be binding upon and inure to the benefit of the Property Owner's successors in interest, heirs, and assigns. DATED this y M day of `Ft�i -uM?, , 20 o(v . /ZVW U, Signature Signature W"Tiofftw g. E-ILtd Print Name of Property Owner Print Name of Property Owner STATE OF WASHINGTON ) )ss. COUNTY OF KING ) On this day personally appeared before me known to me as the individual(s) described in and who executed the within and foregoing instrument and acknowledge that he /she/they signed the same as his/her /their free and voluntary act and deed, for the uses and purposes therein stated. • ••�����������`' �f . \SSION N� 164 (P rn 14�0 C*' i vv oF�W.gSHXNc' t -j NO ARY PUBLIC in ktor the State of Washington Residing in County My Commission Expires - t`,, -v AGREED TO AND ACCEPTED BY THE CITY OF FEDERAL WAY THIS /3 DAY OF . A y 2Q06 By: MRWANO I I I«— fr Z EXHIBIT A SCALE I " =so' ORIGINAL LOTS I I I i I 120' 20' � 3 N A 4 zo' 22' 50 N LN N tN (o 7 �3° Ln HE tCC 6 21' 82' �w D 7 ��' I I � i E 8 In 120' 9 1-7 ya, Ii t I i i k 3- W�kt� Y wR 5 g�g3 oZ3 i I 1 Z EXHIBIT B j i SCALE 1 „ =so' NEW PARCEL i 1 120' 3 4 I i 20' 22' HE GAR 50 30 5 i �I I w NEW PARCEL 1__ _ 6 D In 21' 82. N i 7 QI 0 s I 120' 9 I � I 3711-) 3QD Aw SW 1 eDep W" vJA 4'8o?3 ( VA?CZL_ #*72_lge? oZ(,Ro? I AFTER RECORDING RETURN TO: WaA 2j Zen Mutual Bank C/6.lCi-,'�.as SOLUTIONS .01 PMA b.RIVE - M9156 DPCA �3X-..0ROV8*; M 92e41 0 W YJL .4 v S0CUR#Y INSTRUMENT COVER SHEET 4n,L-.,r-,- I oi t Q A?? 67 9 01 -3 949j=;0621 _ L Please print or type InfDi R9010n Document Tstle(s) (or tranabotio0s cotitain6d ther e n): r Deed of Trust Grantor/Truitt.or/Mortgagor(s) (Last name'hrst,*-'..the0:-f# . narv* anol'int0alls) 1. MATTU* R.'v-X1LMt 2 3. 4 -k 5 El Addtti4hal nhmes on page of document. Wa Lagal•I'Doscriptio6 (ab6rawate0' jp•l6t-blook, plot or section, township, range) J, e r"M 4 THROUird 2 XOft 29. OF `PLAT OF NAST TACOMA, AS PER PLAT RzMRMW W VOLUME 4 OP PLATS .,IRK= SO H RS•� of XnM COVIqTr MW J. r,--:3 Fab 114A411410N 000 ATMOEST ❑ Additional legal is on page 0 t Assessor's PropWy Tax Parcei/Aocojjnf.•"r(si,.,� 1.21882026910 X 3. This documentprepared by BXCHNGIA NGUY= 4150 N. PAL14 FULLERTON, CA 92835 a. Agm JIM-M Al J! AFTER RECORDING RETURN To-' Mutual Bank A¢6.,• nfti= SOLUTIOW 911FVAW-..4R0VX, CA% 928*41 I!;— to THM Recording Data) A COMPANY 10101713 DEFINMONS Words used in'r6wtiple sections of this doeurriiint are cleifirobd in Sectigiis 3, 11,X13, 18, 20 and 21 dirtiln`16es4 qftdin document ar.#'-`4.j3o provided in Section 18. (A) 7900j.*y In'strur"W* means thus document, which is date to,916ther Ath ail Ridiors to this document. my'. 80 wsr" I's L522am R. RrL=.-- xir. gro -MmADa*2 tworrower.113•me VUSW ur4er 1hia,S i i y Instrument (C) "Lender" is Lander is a Lender is tne bers"cl (D) "Thoteew is (E) "Note" means the The Note states that Dollars (U.S. 132,860.00 So;i0wqr I regular Periodic payments and to pay, the ft . j riot later ttiar (F) "PrOPOW means the property that Is desciribedibelo w under. in the Property." (G) "Loon" means the debt evidenced by the Note plus Intoiest';* charges due under the Note, and all sums due u I rider this S66t r WA*RNGM 110104-M) Pop 1 of 17 DEED OF TRUST x'.01- 3949 - 062152367 -9 w SW'Me riw ord e'ar9 i'defned BAM90-6f vftrd * ,ui *! in this J; May' iff". J03 J. and existing under the laws of Lender's address is 101 1- may 20 -,pf0m*9d to Pay this debt in the. .bea4w '"Traftsfer of Rights prelmy an d1harge, M B.And late Mk,'"Eld Z]..,Adjuii 0 1 0 01-3949-062152367-9 ;" means all Riders to this Security Instrument . that are executed by Borrower The Odfirs are to be executed by Borrower [check box as applwable] go Rito Rider ED Condominium Rider 0 1-4 Family Rider 3d Payment Rider Planned Unit Development Refer Bjws9W Payment RKW ❑Rau ImProvement Rider Is Second Home Rider —P aywviT �i con ux a ordineAW and idrrVimst y%*?PllC'W3Jp federal, state and local statutes, regulations, rAtrvd rulea� # orerts Ahpt have the effect of law) as well as all applicable find, n o il-app W aloe 'JU0, 0(of l �op ino1i (J) "Cam ft 1 010 - means all dues, &*a, assessments W on IN and other ohargjb-�wgj erg-`irnp I rne ft ?qbvii�'!*r the Pro " p" ci by a condominium assoation, homeowners association dr wMiler n-s44" W "EIGOVOMO Funds Trins " by check draft or amiIar*-*O'aper,:'*' .. InstlIUMIOnt, Is in telephonic instrument, computer,:.,.�Dr rrlign"c ;�O So il .1 . I W-1 institution to debit or credit an ad0jint.s Such jerm,jncl 6 nj transfers, automated tenor machine tra4pactiono, tr ;* . sfars and automated clearinghouse transfers. W those Items that are 4as;cnB'e'd'*:jn M ' Procoub■ .means any 000hponsaw PTOce0ds,::' whether *�-Y way of Judgment, gottleffper` :e or' '6th than inav'ranclil"V009b'de pad under the coverages-descrij destruction aid, �ifil PrbPertV, (11) condemnation or other Cal. W) OQ"VeYOhCa..ih 110i of condemnation; Or (10 misrepres valuWand/p? corWjtoo of the prop" (N) othe r .A 1*0 IN p a transaction originated ad t.*ou.a "h an electronic terminal, 8r,,Jv.X1M or authorize a financial b ' Ut *.- I . not limited to. Point-of-sale !iitad-=6y t fthOne, wire transfers, IWA 34". Oement"'"award 'Of dams, or ,Aaid . V,,tny thIr4-?p9rt _.. V (other I 66MQJn--5) for:. Ad �a ' MOge to, or of all O"r any PWt thlA' Property, iti(iris of; or qfiusi - 'On$ as to, the • tM 0.9--osans insurance protecting Lender def6it on, eW:*Loari' againsf-j .V* nonp.ayment of, or .P a 1.1 dft PaYMOVIC rrlltansthe regularly scheduled amount due for (1) princip under the Note, A4 (II),d'nWkmOnts under Section 3 of th Security p ad and interest (P) `RftPA*.pj69A t4fi" Re it E* a instrument. and its I ts-8MOMOM Procedures Act (112 U S C Section 2601 at "q.) MP'me"hg 4�101NAGUWOOn::X (24 CAR Pon 3soo), as from time to time;", or i114 a"*nvl op: they might be amended -suoc*88Q K. legislation or regulation that governs the same Securely sub)ect matter Aiused in.. restrictions that are jMpQ9A thstFulihOnt, *RESPA" refers to all requirements and Iry reg*'rd to O"AW'.6"ralt" relO.W mortgage loan" even If the Loan does not qualify as a ofederally relsjj6d ;;'Pr y ...W*96 100h- Vnder---'RMPA. (Q) 'Sucogsw in Interest Of meanie: - "any party tpa; has taken title to the Property, whether or not that party has 44T��.* wqr-•"$ 0611990*01rii UO instrument, 9r.. the Note and/or this Security TRANSFER OF RIGHTS IN THE PROPERTY�'.-. This Security Instrument secures to Lender- (if '146 rbMtnenf� of AJhe aM arid'isil:. renewals, extensions and modifications of the Note, (11) the I*fOimar'e & %rrov�Ws covenants and (11 t rf agreements under this Security Instrument and ths' agreements of borrower to pay fees and charges ""Pe 91:lnanc* of all forth For this purpose, charges -arising of jhe..f ."wbether -or':;qot horain W Borrower lrrevOcsbfY grants and convoWet frugj —Z wastaiipi,pi� +. Page 2 of 17 X �• yYt. r ,r o1<As:aie, 0 0 01- 3949 - 062152367 -9 described property located in King County, , 'LCxrs 4 • ROiTM 8 XN RLOCK 19 OF PLAN' 6V UAST 'l'A( ; AS Ply 1 AT IYHCOtiI)BD.. IN L 4: 08 „7?7 T8, „.PAGI>li 50, 9KC01ib8 OP >t m COD6b1Y'7C `AtmlT t. op f which curren* has thW adtl'r nonieg� o RD all ( "Property Address°): TOGETHER WITH all the` improv�diien .4w or ;here Or 46 •meted on the property, and all easements; appurtenances, end `fixpires'noW` of herppbf* a part -�d :, Fie property All replacements end ad8itions shatl also be covered by . his;'86PUnty Mstriiftb 1; AlWof the foregoing is referred to in this Security Instrument as the "Prof B(, RRO1/f _R COVENANTS that Borrowdr, is law�faly''smobd of fee �9#at .hereby conveyed and has the right t4 grant and convey the Properf�i,W thpt. the Pr9p1" - M,dner6rQb", except for enc6mbrWules 4 record Borrower warrants and vviIJ. iefaAd.#eneral(Y;the t4e;to t* Property againat all ofainis anq demands, subject to any encumbranisa3 ofYectf�d �Y z' TAIS SECUAITY INSTRtJMENT combines uniform for : -ha"nal use and n94- unif6r n Covenintit. with limited variations by jurisdiction to coFisatwte:'a uniform security 105trurripnt pbvery(g.a�ea) prop8rty. UNIFQF(4- `'COWNANTS Borrower and Lender covenant and agree as follows �y' PrOGIOA 0"L. Qw0w fberrls, Prepayment Charges, and Late Charges. Borrower shall pay i b6P1 "due: PnricIP140, and interest on, the debt evidenced by the Note and any prepayment -�hardib 1e a �es ?dtie�.ynder the Note. Borrower shall also pay funds for Escrow Items puretlarit tq�tiotr 3 lyrrients � under the Note and this Security Instrument shall be made in U.S'•Yrrency I�owsver, if.any -check,or other instrument received by Lender as Payment under the Note or 4his:fiecunty •16str€irnenit i :tetumed to Lender unpaid, Lender may require that any or all subsequent pajiMenfs r}ire ufailer.ihe'Moe and this Security Instrument be made in one of more of the foNotnnnp %ra'is, se►ectscj I-S' (s) cash, (b) money .order, (c) certified check, bank check, treasurer'd` cheit- k or eastiWa i ieck; :provided any such check is drawn upon an institution whose deposits are "instped: by :aw#,ederal. agency, instrumentality, or entity, or (d) Electronic Funds Transfer. a Payments are deemed received by l antler . . r _WevQd at:� locdbon designated in the Note or at such other location as may be desi0ated by Lenderc'm ecco faanc 'Wwt1i the notice provisions in Section 15. Lender may return any payment of pairtiaF par'nt if the "payment or Partial payments are insufficient to bring the Loan current.-' Leeider =may' AicceM.-Apy ASym•4nt or Partial payment insufficient to bring the Loan current, witli W- -w"er sif•'any.:xlglt#s h$repndifrr a prejudice to its rights to refuse such payment or partial payments. "In ift.-�uttke, %ut Lamer is 15oC':. obligated to apply such payments at the time such payments are aacepte,,.:, if areph P iodic f.. „. W Page 3 of 17 r' . . �'�.d+b�•:a�sF�Ssr�,r,�`a�:�.�' bra: �t�st�Ysi- iTFfiii�E�Yt�,ati�.;;."s $F .:.,.: -; e x' 01- 3949 - 062152367 -9 PayM."f`is applied as of its scheduled due date, then Lender need not pay interest on unai� plied fundd Le -may hold such unappbed funds until Borrower makes payment to bring the Loan o rrent If Borrower does not do so within a reasonable period of tune, Lender shall either ap* w_ ah f64. or riswrn them to Borrower, If not ap plied earlier, such funds will be applied to the outstanding pnricipal'"Wance under the Note immediately prior to foreclosure. No offset or claim -whicA BoYrowBt: -might hip .* now ti 'iht0.the future against Lender shall relieve Borrower from ;making payrriapi s dEiii<'Vnda* therfNote *W this Security instrument or performing the covenants _'• .. ...f _ ? 2.,pplication •of Payftients 0ftPrgo�esds, �E c�pt as otherwise described in this Section 2, all psyrr *4ts 0004 id anti apfilied b� �XeKder,.s(3�I r' applied in the following order of priority: (a) interest due under the Note,: (b) prl �'_, al dart .the Note; (c) amounts due under Section 3 "Xrp 4 r Such payments,shail „bier a9pij�liedrto each Perk ft- payment in the order in which it became due : ,... Any remaining amounts sPiarli per appfied Aatt� o 1#te charges, second to any other amounts clue under this Security Instrument' and ihens16 rRtiiucd'the pancipal baila nee of the Note If Lender receives' itrpeym®nt .ftom"Botrow4dr` for11. de(ingtf"Penodic Payment which includes a sufficient amount to ,pay 8ny,t'ate,;ohaarge due, i#ho pajml 't may be applied to the delinquent payment and the late ctiarfje. (f`mc`&.- lanAi '- Pandit 4iihent is outstanding, Lender may apply any payment received fro A B�orro "ai:* ttit a rePaY001.9 of: he Periodic Payments if, and to the extent that, each Payment can bi*pautl inifull; To the sxtpnt that prrry »xcess ewsts.:after the payment is ,> applied to the full payment of one or iiiorU:Penodtc Payrrfiints, sikh exaeq;`Nay be applied to dny ( charges due Voluntary prepetyments $hall bat - appilitt, t to �riy pirep�a�yment charges aiad then ae;:descnbed in the Note °a, My appbcatift of payments, insurance proceeds,�07 r Misgillaneous Proceeds tgF'pnncipal due under 04 kote iihaall not extend or postpone the dik --:4ate l or A haiul9e tkice pinoi�ht, of the Penodr'b Payffient$, ;? 3 1;''Inic or P1Mw fts". Borrower shall pay to Lender orr:the .day Paanodic Payments are due., =uncle the Aote,,ybntil_jf a Note is paid in full, a sum (the "Funds**)�t p ov.;de fir payment of ai>Z2iunta';due•,.fior (e),�EAices affil assessments and other items which cari*tisn pljorrty over this Sew;tirrty Iit�Erumefit,:fss a Iran or::encumbrance of the Property, (b) leasehold pay(iients or ground ren&,.on the Pro* pof ty, ►t "81W; (0) premiums for any and all insurance required•'by Lender under Sectioiit- bpd' (d M tgage Insur Vrerniums, if any, or any slims payable by Borrower to Lender in lieu of the pl$yinent of.N ortgecW"urance premiums in accordance with the provisions of Section 10 These itafns 9? caIIgd•- 'Esckow•.1tems." At Ong mation or at any time during the term of the Loan, Gender may require that C 6VAi nity Association Dues, Fees, and Assessments, if any, be escrowed b'y,�BefroWer, bnd suchciluos, Eves and assessments shall be an Escrow Item Borrower shall promptly furnish td. Lppder all`'notl'res :0 amounts to be paid under this Section Borrower shall pay Lender the Funds fof�•- .0wrow.ftemq' unlpssfi�nder waives Borrower's obligation to pay the Funds for any or alrf ovu.ASM Under ri,ay waive 1grrower's obligation to pay to Lender Funds for any 'or all Escrow''ftems it any orris A hy:Such�•y'•"; may only be in writing. In the event of such waiver, Borrower shall pay dim y ,.-.when GFd,. vhere;paysble, the amounts due for any Escrow Items for which paymeni:;of funds.iias beds vi awed by Lender and, if Lender requires, shall furnish to Lender receipts evida06nj such .�ayM'ent;: *Khin such time period as Lender may require Borrower's obligation to make stiff h Peyments;:anc to proyd+'i"receipts shall for all purposes be deemed to be a covenant and agreement co.ntainad I� this ,Security instrument, as the phrase "covenant and agreement" is used m S66tlorr'9 if BO.ftwilgl' is obligated to•. =pay Escrow hens directly, pursuant to a waiver, and Borrower faalas to:pay'tt5e aisiot>rtt dWe#ar:pn__ Escrow Item, lender may exercise its rights under Section 9 and p$Y sweFx a ni6u&-.gnd �a9rrovver ' shall then be obligated under Section 9 to repay to Lender any such•aitioiiait g er'iii revOe f• tli29 04 0 101 Page 4 of 17 u J l•f. 's a,.a�...�� Via» ..........� _ . ._ s ....�.ru ....._1 . , .., ,...• ... ,l. the vain L"sr ^; .. iii; apply. _.:.. , • 01- 3949 - 062152367 -9 as to any or all Escrow Items at any time by a notice given in accordance with Section sn•'euoh revocation, Borrower shall pay to Lender all Funds, and in such amounts, that )u+r®d under this Section 3. or may, at any time, collect and hold Funds in on amount (a) sufficient to permit Lender ie ,Nrlde- s—t -the time specified under RESPA, and (b) not to exceed the maximum indar'can requiM undeF'ii� PA. Lender shall estimate the amount of Funds due on the 01Yont data:; and rp>ss`onabl estimates of expenditures of future Escrow Items or - The'Fuhds shaV` be, -fAW in ari;)ir ution +w , deposits are insured by a federal agency, instrunieritalrty, bi,....dntityr (in lud ' frarider. 1*n4ar is an institution whose deposits are so insured) or in"yny Fade i Hpme •ko Bank. ' der phall apply the Funds to pay the Escrow items no later than tP+es,xtirtis�' speafiec under' RES °ceder shad not charge Borrower for holding and applying the Funds, annQlly gnatyzj69 tl it row account, or verifying the Escrow items, unless Lender pays Borrower in erect on the F iindp' an ApQljable Law pqunits Lender to make such a charge. Unless an ogreeii ir�t is rrl"a de. 1h wihtinj OT"Appii le Law ;i'e ices interest to be paid on the Funds, Lender shah not be { qu�> d.. o payr .Borrower city ante } 'or earnings on the Funds Borrower and Candor can agrej=an ,iwriptig, , hoaivev;''fiat interest ahatl be paid on the Funds Lender shall give to Borrower, wrtlijbutr:ohaKbe, an Annuei ar :o�iht+r2g of the Finds as required by RESPA. ;r' s If tl1*9 is a surplus of funds lief! in eWOW, as Adef tl6d;,&der "IWSPA, L.941* r shall account tp Borw`gwar for the excess funds in `�ecordai qb Oith::RESA* - fhei i� is a:.tih46age of Funds held in escC�ow, as defined under RESPi4, „�,aniifee shall rrti#y, Boroweir a;r required by RESPA,;'and.;Rorrovrter shall pay to Lender the amount;ibeca§sipry to make 4!P the sll'ortage in accordiince:� ra RESPA, but in no more then twelve monthly pa merits; "ff theiris We d ficrency of Fund�� held in iiscraiW, as defined under RESPA, Lender shelf. noii# .- %'orr.. as:,required by RESOA, and Bd':rrowsr shall pay to Lender the amount necessa0y. to rpakgF-uP the''deficiency in aeaordow' a wa#h R) §PA,.,(tlit in no more than twelve monthly paymeiiitaiF ;` s' . UPOW pay,Iri” in 1 of all sums. secured by this Secunty`��lasgiimsflt, Lender shell pcompdivifund i; fiorrower a *y Funds held by Lender 4. Moil ii; t." Borrower shall pay all taxes, assessments, . urges, fines, and snposltiQns.- si>=trit�liitagde ti thiil' Prgparty which can attain priority over this Security Instrument, leasehold payments Pr ground Carats on :the Property, if any, and Community Association Dues, Foes, and Asses; if a . To extent that these items are Escrow items, Borrower shall Pay there m the rrtanner prplii ed o''SeRltior' 3 Borrowers dlptramptly disdtargQ'Any'ber}•whlch has priority over this Security Instrument unless borrower: (s) agrees:in v+irm09 to the pi11ymela -V the obligation secured by the Iten m a manner acceptable to Lend*, bi!'C }only 84' long asA�on+ waf. is performing such agreement; (b) contests the lien in good faW..by, or deYeeids ilgain#t OnfOrce+Rent of the lien in, legal proceedings which in Lender's opinion operas Ro ' pre6ent;herifoccerrient;oP'the lien while those proceedings are pending, but only until such prooeedings 'ws,concluded, qr (c) secures from the holder of the hen an agreement satisfactory to Lender sugord+nliting " Iran to °`fliis'=Secunty Instrument If Lender determines that any pert of die Property is;iaubjectato a.11en,liich inn attain priority over this Security instrument, Lender May give Bori'oWer a:iiotide icl* Ofy'iriiithe Tien fthin 10 days of the date on which that notice is given, Borrower shl stisflE'the -~rail or ttilco°one 8i more of the actions set forth above in this Section 4 Lender may require Borrower to pay a one -time ct#arge fof-:•a xe$f estaE@Ltax veniiicption and /or reporting service used by.Lender in connection with ttiie-Lo,,A. r '° szoAs GrioHi Page 6 of 77 4 ..- �3. -:i�x ��� <a;xl.'��. '; •:;�. ,.....:, �: .�'Xu'rt�.:�;:.wi`�ei�.rk�Ye��t! '�� - = -�� z N.. f' i 01- 3949 - 062152367 -9 S 1 � PkPwty hmirafte Borrower shall keep the improvernents _ now existing or hereafter e0,icM vi>- th%.PropertV insured against loss by fire, hazards included within the term *extended s0i wege," and:,any other hazards including, but not limited to, earthquakes and floods, for which LeiidepTurresnsurance This insurance shall be maintained in the amounts (including deductible levels;' and for; the,. p�AY°iods that Lender requires What Lander r arras rsuant to the recedt •_,,.:.,••' 8p .. Pu .. P rig sent6noe�' wy change duhng the ;eft"'of the Loan. °ilia msurance carrier providing the insurance shall be rhos f by,BorroWer s> eject t' Lender's right too disapprove Borrower's chow, which tit sball rtot ire g4rcreed . easo ,. pla'�r' n..Ky L6u�clar may require Borrower to pay, in connection with this Loan,.: ei(trerr''(a) A orl"_1 a cEi% for floP..zone determination, certification and tracking services;•NO r tb) , o -ii tie pharge 'flood., ioi '`t sterminatton and certification services and Z. subsequent charges each time rer}i;i ings Oifirndarridhanges occur which reasonably might affect such determination or,tertiircatn9tl BtsRrowat-Ah � el'so be responsible for the payment of any fees imposed by the literal . er Y,JVIenrtent;Agency in connection with the review of any flood zone determinatio0e84ing t4xn 46 obj'64n by Borrower if Borrower fads `tu. iiainttttn atiY C iJ thOF cWa Sges.descn 4bove, Lender may obtain insurance coverage, at Lender's option' and Sgoo4er's expeiase is under no obligation to Purchase any particular type or iamotii;t 4f co?i+eE'epe ,.�l:der:; ma q f:,pui�rase such insurance from or through any company aocsptal liiv o 4iinde'r thclu44tiing,'w,tt out' hmjtation, an affiliate of Lender, and Borrower acknowledges and •_ g agrees` that Lttnde's affilta�"e (nay .s'ec;etvei crnsrderaHOn for such Purchase "itiQrefore, such coverage shall i$ovei Lerii(ai�,,but t:br Borrower's.;: mf8h .. (night no{�rotect &dower, egetrEy m the. Property, or the contents of fope'rty, ` aril risk/' heard or liability anti migR"Provide greater or lesser coG er 9.• aft w Rrevuq�sly=in ffe* f mower acknowleilges,that the cost of the insurance coverage so;:ebtwiiedi might sigtifi#eritly Iceed the cost of tnsunN%% that Borrower could have obtained Any fti p nti die�b0iF iitd b le�derlinder this Secnod 6 sfaaii tecorhe additional debt of Borrower secwed bythie-Seclirttir= Inairur�re►it. These amoyrits stiiali biter interest at the. Note rate from the date of dioNrsemgrir end ihaff'be payable, wrtFi sucFt:tinteigst, uOon notice from Lender to Borrower requesting 64liijfertt: All insiyrantO� pollci 41:r.oquired by Render and renewals of such potioes'`shatli be subject to Landers ` {igNii to 0196 iptova itch policies, shall include a standard mortgage clause, and slier/ naitie Lender as #ilga'tg :. .,.)r as an'additiorial loss payee. Lender shag have�tha right to hold the 0"lip s and rediiewyi ce�ificaices ,lf, � requires, Borrower shall promptly give to Lender all receipts`'tif" paid pr*rA6umi and .Anewat -potioes. If Borrower obtains any form of insurance coverage, not otherwi,requiFerri by 1! ceder,. for damage to, or destruction of, the Property, such policy shall se pa e4a standaft)�.gnortpagtt.cla se shalt name Lender as mortgagee and/or as an additional loss payees „. Borrower hereby absokkiteli and irrevQcabiy aseiigM*, to Lender all of Borrower's right, title and interest in and to all proc0 ,ads `TTcA1.,anysi stp ai � Pohcy . twhether or not the insurance policy was required by Lender) that” due,:'' pod air paYablg' with' respect to any damage to such Property, regardless of whether 'jh9,kV Ur1e joe V*oheyi is e4t86hsfW,6 fore, on or after the date of this Security Instrument. By absolutely Nand Ktevocelily;:esstgnmg to Lender all of Borrower's rights to receive: any and all proceeds from any, insurance' Poijay: 8orrtiyrer F reby waives, to the full extent allowed by law, all of Borrower.• Aghtd to rerterve: any,.,and a!F of such insurance proceeds. Borrower hereby absolutely and irrevocably assigna to /:ender aIf of .gore ower's :flight, title and interest in and to (a) any and all claims, present and::t`uwre, kknowh oc`yFiknovltn, att8olttte or contingent, (b) any and ali causes of action, (c) any and all kd906ri . Will settle,' through litigation, mediation, arbitration or otherwise), (d) art` ��and'•'ali uii'do whether from an y nst� y party or parties whosoever, and (e) any and all funiE a teceive or ' - connection with any damage to ouch tveigable in ^^ PPertY. resulting from any cause gr cai0is%itsoDvisii Page 6 of 17 k. z' YAkt�.. ... �i ti 01- 3949 - 062152367 -9 it uding butt, not limited to, land subsidence, landslide, windstorm, earthquake, fire, flood or any gther came. . Borrower agrees to execute, acknowledge if requested, and deliver to Lander, and /or upon rroticet; frorj�l leader I request any insurance �I agency or company that has issued any insurance °* --G,,..,••'�• i►olieji to uecutiplliiid asilver to Lender, any additional instruments or documents requested by Lender from time to bme tt} ewdgtce B *ower's absolute and irrevocable asssgnments set forth in =:this pardgraph ?' In #>e'ever#t ot- Orrow shall • give: pro mpt nonce to She insurance tamer and Lender Lendeii.•nayriakt prdaf Rf lrbss d n ` e prcri�tly by Borrower Unless lender and Borrower otherwise agEee iri vGrnir 1, qtly irux> � root°:eds, ' bather or not th required b Lender, "" � �" e underlying insurance was y shaf l b8 ap led o o r repair of the Property, if the restoration or repair is econoihulFyr fea�ble. and F.ende�,urity rs not lessened During such repair and restorat�vn period, Lendel' shaft have). the`'(yt tgi�'hold such insurance proceeds until Lender has had an opportunity to it araaeo sucFi' Prq}ierty to.�9nsura,/ha work hawbeen completed to bender's setisfaction, provided thst.4uch;insp9ovcul V. 1 be undertaken 064tly Lender may disburse proceeds for the, repairs and rssi5oratKin ip''a sulgie pay or.in s spGtses of progress payments as the work is completed. Unless A, Joihieaient;Ys fiiisdseffn �rntipg air" A� ' licable Law requires interest to be paid on such insurance proceedN: Ler#6es shad not •bvA6q rued to pay Borrower any interest or earrnngs on such proceeds. FeeB foP'' public ;adjusters, a it oer ;..•ftrd::•parties, r�ned by Borrower sir i[,not be paid out of the insnrence`pPa eda: anci'sh l be ".;sole opgioton of Borrower,'if the�testoradon or repair not ecisnomica r fi�asNe orkWdw's securgy! would be Is ssened; the insi�rarrce proceeds shall be apjilied''rto the ` syme-"aecured y :&s/Security rnstrumsitt, 1 1Pthei;or mat then due. with the excess, i any, iv►d to..•eorrow4' . $uchrinsuranoe proc�da sh7�li t1e applied m the order provided for in Sectio'tt.�2. �''••• ,� ,`' If $orroiver fibandons the Property, Lender may fie, ru�gotiato an�'seftle.iliny available insWancg'.clainT and,•'related matters. If. Borrower does not responSwitlaua 30 days td :a nonce from LgAder ;drat the ini4elaee,,carrier hoe offered to settle a claret, then.. er,•xrinay' negotiate and 46ttle file im. ,:�, 30-d " ariod wig ' t.p}a ay -p begin when the notice is gh►bPi. #rr either event, or if 1*ider soquires;'ths Property order Section 22 or otherwise, Borrower her 1•yrissigns to Lender (a) .:.so is V sliy q#urenoe proceeds in an amount not to exceed the amounts unpaid under ilia Nos a or this Sepurit.V iriWuftpt, and (b) any other of Borrower's rights (other than the right to any refujhd d# U"ar4d:0remium =:paid by Borrower) under all insurance policies covering the Property, insofar 'ilib such, ightp-vim applicable to the coverage of the Property Lender may use the lnsurar>oe proceeds'eMer #o re'petr;ar i lore the Property or to pay amounts unpaid under the Note or this Sec rtty "Instium. nt, whsthet' or Not then due S. Occupancy. Born wel`:;,ehsI1 occ dpy /' eat4jbjjjb and use the .Property as Borrower's principal residence within siicty days`'.Pfti' thlj execution ,tif;.this Security Instrument and shell continue to occupy the Prop as 816rroWee's pMatp91 d *O" for at least one year after the date of occupancy, unless Lon or ot> erwii a agrees Itt wnttng, -Which consent shall not be unreasonably withheld, or unless extenuating `bfrcum*iswc eo A?.cist vooh•, are beyond Borrower's control 7. Presentation, Misinterwrice and K64otio4i of tip .not destroy, damage or impair the Property, or rwlovi or...-4 Property to deteriorate or commit waste on the Prdperty the Property, Borrower shall maintain the Property in j C1 the Property from deteriorating or decreasing in value due 1 Pursuant to Section 5 than repair or restoration is not Promptly repair the Property in good and workmen likee WASISMON 1629 {04-01) Page 7 of 17 Inspections. Borrower shell bugiding.- thwoon, allow the not' Borrrower Is residing in d repair ip•:order to prevent !tNk' Ur►j- oft.4't is �ieferihlned Y :: feafpbli ,.. 8000 or d*magec( ;to•:;0v0id further . ,:. .., : ` :" . ='r..:a:� <;,w .f :aid•:Et: �a.rn,,..:iia€§'+nci3�; dfCe".�te1:#'E'ir'��'.�'.''� <+tfiS1'&Ae'r ^�u�ttEA'Km .. . . r,. s' .is y' •st Y,. 01= 3949- 062252367 -9 dethn.66i'tion or damage Lender shelf, unless otherwise agreed in writing between Lender and R6rr0weirt,•,fiave the right to hold insurance or condemnation proceeds. If insurance or ,sortdemnston koceeds are paid in connection with damage to; or the taking of, the Property, Borrower ehall be responsible for repairing or .restoring the Property only if Lender has released proceeds for 8604-.pti O"es Lender may disburse proceeds for the repairs and restoration in a .mno,e payment pi in a seine of pFal ig. payments as the work is completed. If the insurance or condom ation ,J)rocae era rsetr suffi ant to repair or restore the Property, Borrower rs not `retirevetl'of �iorrowe'r's o lWmpn for McompleVon of such.repau or restoration. fender or it<S agsiitay><imakerAatsghable ytn�es upon and inspections of the Property. If it has reasonable cAR", L�der mrty, IONIPe '14' )hioior of the improvements on the Property Lender shaft gfve Borrovlrbr nt►tic�rti i ,the trmZ, of (its prior to such an Interior impaction specifying such reasonable:: ;caugd. 4nde` does not rra, ariy warranty or representation regarding, and ryM .. assumes no responsibi'Iity;-'for, ,the work 00691on_ the Property, and Borrower shall not have any right to rely in any way,.ron shy in #" on {s) b ' or Lender or :,� � �X_, t�, agent. Borrower shall be solely responsible for det lfiining that the werk,,.rs d646.. in a thorough, efficient and workmanlike manner in accordance with agl eppficAle laws Borrower shall (a) appeal• -in grid ,Oefe>rtd any adtign or--pr ing purporting to affect the security hereof, the Property or "lig ori� 06erq- ftts of Pr Trsi�stee; (b) at Lender's option, assign to Lender, to the extent of Ler;AV'Ni4Qresi any elaimis, dethands;••or.,causes of, action of any kind, and�$riy award, court judgement, or proceeds of setNenint,of any sf� cla1W, `k1 or cause soli° : , of 9r y her'ea ,eiiire,ansir odit of or . off' or1 airy Iand which Borrower riow has iris ornand relating ta'any intei*est in the acquisition or owni;ioskw.4 tfis PrbpQrttr•- •:.L�$er &d true be shall not haveany duty ta,prosecute any such claim, demand or o8usuf•of aczwri. W huzjit Ir 'Mng the foregorpg, arW such 4aim, demand or came of action ansingv ou(of ar j;'-' ine to,'6V rterest in the ac-.4 _ion r ovkhership of the Property may include (i) anir stlbh'injuryr o 'datMiage to the Prop�ity irkludiig without limit injury or damage to any struiwre -w .ir�tprl3verti'ent situated theroon, fir) or..` anY'orau&, or cause of action in favor of Borrower :which ��riso�s out of the tralisact�on fipi�nesd` ip'14 ho6!vr in part by the making of the loan secu h Feb ; (iii) any claim or•:,cause of••aotioo iq favor of Borrower (except for bodily injury) which. ahses._iW' a result of any negligent or imptopar co'hAructibn, installation or repair of the Property Including without limit, any sut#goe gjut#'surtwtae tl'WWf, or- af.•py budding or structure. thereon or (rv) any proceeds of insurance; whether or'not,.Yegt. irgd"•by Lsrit).er payable as a result of any damage to or otherwise relating to the Pr0:lert�*f: anyfipterest•t� ereiit.., Lender may apply,, use or release such monies so received by it in th :same ii�ali er aa'•praV ) In' bra 6 for the proceeds of irisuuance. 8 Borrowers l�cpp.,Appli • Soit�aWei shell be in default if, during the Loan application process, Borrower or any j?eisotisn,or enttties;iaiotrr�g `Id the direction of Borrower or with Borrower's knowledge or consaent gsvtl:;naterialfy false, eiisdmg, or inaccurate information or statements to Lender (or failed 'tct provrdi Lsrrd@r wqA mgterrel in ostriation) in connection with the Loan Material representations iritiltiile, - :but "areu`not licriited 'to, "Yepresentadons concerning Borrower's occupancy of the Proper,. as j-- ' rrov►rer s puncgNs r�sidon 8. Protection of Lender's Interest In $9 NV Far arifd RrgfitsUn If (a) Borrower fails to perform the oove7iaf3ts j,nd e9FSemw Instrument, (b) there is a legal prooeedrng that rraght:&gni#icanfly g Property and /or rights under this Security in8trtimeirf ni �sucl ears probate, for condemnation or forfeiture, for enforceari '-of 'hen:'wl this Security Instrument or to enforce laws or regulations), `oar. Id) 13 Property, their Lender may do and Pay for whatever is reas"Iii Lender's interest in the Property and rights under this Security ' Ins'b 162 ®�jN Pape 8 of 17 unty Instrument. in this security `s•'lMW$vt in the m binkruntav_ PPpmpna;e to : :I)roteu t tt, iitiClyding:pFbtec� ,�.���.° x r' a r :s . •.• -.. ..... '?�'.;sirn'S�.iki:A:;s. .. - -: fwYrAinJYiElrxha:' "'� :.> iM1ii ._nisu= .- .wvvtx0: }�4- ..r:•.x... .. 01- 3949 - 062152367-9 .; arLd /ot as'eessing the value of the Property, and securing andlor repairing the Property. Lender's a3ldtipris tri 'mdude, but are not limked tc (a) paying arty sums secured by alien winch has firI9;hty over this Security Instnxnent; (b) appearing in court, and (c) paying reasonable attorneys' fees W pi�otout:its interest m the Property and /or rights under this Security Instrument, inoludmg its satlured povtiop,w-n.bankruptoy proceeding. Securing the Property includes, but is not limited ;LO, apitertrg tkie;lsroperty'bp make rrep o, Change looks, replace or board up doors and windows, droiti woka.fr9m pipes, elirnin er build'' or other code violations or dangerous conditions, and '=hstire ullitres tiime� ork'or q1f xAl'tho>Lender may take action under this Sectton_.8, Lender does not h81r . do eq °anc�is rwt nder ficy d4rty orr''ybligation to do so It is agreed that Lender incurs no Itebil", fl* note taring. piny Or all a06pns authpiri d, under this Section 9 Any elnoi� its alt #ed iGi O.- nder #ii�alf tho Section 9 shall become additional. debt off Borrower secured by dfis 9"sowlt ii'fatrum T so, amounts shall beer interest at the Note rate from the date oi`ttaepurseersent and_sifiall bei-W6We, with such interest, upon notice from lender to Borrower requesting pttiyrn t If this Security Irr(ttrtrWh, mntJ9' oWa Iqfteltold,, Iw:ower shall Oinply with all the provisions of the lease. If Borrower e64uires -- fee fitle,iii thb F-Vcperty,`the leaspti o and the fee title shall not merge unless Lender agrees to the m `in vii lting.• :. „•: ” =::.;a 10 Mortgage Insuwar'!oa :1f. Cenc/ier required ,ltilor gage In rrgnce as a. condition of making the Loan, Borrower shall pay the prep - 4ms :Yeciiriroo to m'iitr401 therMortgage insurance in effect. if, for any reason, the Mortgage Insuriinise cove6ige required bar' Leaft- c4ases to ba available from the Moortgage insurer that previously provided sut insrance a(rid Borrovlxer was$re%,sred to make separateliv*isignated payments toward,`,Oe pre)iiiuti' for Miftft . Isi suranc ,borrower shalt pay the pr�ums required to obtain coverage `'sutistar►tis�ly°�ee(uiKetent ho a .Mortgage Insurance proieousijr m .effect, at a cost substantially a uivaknr'to the cost to Bdrrow' er of the Mort ige 11 uri�nce previouay► in effect, from an elternate'rwrtgageiisufsr s 6%6d try Lender. if subalFantially equival#m Mortgage Insurance coverage is not evadabl" ,- 96rrower-. -shsk continue to Pay'' to I,snd®t the arisount of the separately designated PayriAents rhat� :`wei a due when the miranre coueraga�: to be in effect. Lender will accept, use aiicl' detain ttiese=payments as a rron- refQndeOe la+ssr' 6ai4O. in lieu of Mortgage insurance Such...losi ro'serve shall be Aon- refuili iWe, io6vIthstandmg the fact that the Loan is ultimately paid in fullj'and Lender shalt not a required td pay" Bf3rrroiiler any interest or eemmgs on such loss reserve Lender can no longek�rytre lo$s rervo pa)Yrne•+t,Mortgage Insurance coverage (in the amount and for the period that Lender re,4wrps) proy ed by `aln insurer selected by Lender again becomes available, zs obtained, and L®nder ragwrgs taeparsly designated payments toward the premiums for Mortgage Insurance, if LendW required iulortgiigii insgtra�i.,os a condition of making the loan and Borrower was required to 'ih ,q...•s'<epbratoly dAWated payments toward the premiums for Mortgage Insurance, Borrower shaltpaq/ the premium$ regr<iired�: &q.neintain Mortgage insurance in effect, or to provide a non- refundable `loss � mews, uiitil;Eend�'s totprement for Mortgage Insurance ends in accordance with any written agt.4ri4it .6' .gen ,,Borrower and Lender providing for such termma4on or until termrnanon* ;o4wrpd by' ApOlicaiile ;Eaw:,',NcRbing in this Section 10 effects Borrower's obligation to pay interest at the rait�.ptovided_;.iii the Note:: Mortgage Insurance reimburses ti rider (or ortV eftty.,V* pusiiaheees the Note) for certain losses it may incur it Borrower does not °i'spa ��the,l oaii as•'agnjod Borrowir is not ' a party to the Mortgage Insurance. Mortgage insurers evaluate their total nak tin .611 swich g1surat�`in f�rcis•`�roir� -ume to time, and may enter into agreements with other parties thkffiere or modify their -f6kr or reduce losses. These agreements are on terms and conditions.that arB. saaisfaitory'to_ molt gage insurer and the other party (or parties) to these agreements. These egr sin is may rsqu►6 the rrior age sue! PsQs 8 of i7 �r 3 J 44. Y• la { which r AdMaure or 01-3949-062152367-9 make payments using any source of funds that the mortgage insurer may have available i pricludo funds obtained from Mortgage Insurance premiums). a i4ult of these agreements, Lender, any purchaser of the Note, ther insurer, rer, any any 4ther entrty, or any affiliate of any of the foregoing, may receive (directly or amounts dW derive from (or might be characterized M) a portion of Borrower's - Mortgage for sharing or modifying the mortgage insurer's du0n.d* lo"qo lf..suchAreoij Pbnt provides that an affiliate of Lender takes a share of ,'6'r0k u%4x&%an0e 1We a of the premiums paid to the insurer, the arrangement is h*6 ,.jsVA#y wjch jilo"mobts wgl1affeot thf-WHOM that Borrower has &Wood to pay for IUlortgage Insprar6CI or Any.;'6"," o Lc#• Such aWwmwft will not Increws the amount Borr*er wiff xiiiiie4or phlioiii*'ap. IiWahicl; and they Wdl not ortift Borrower to any refund (b) Any such 11110114MOgis wWndtiffsit 04 rights Borrower has - It any - with respect to the Mortgage Insurance 4indiW'ft* 1. '� Hom?*W�Nv rotgothm Act of 11"S or any other low. These rights may include the 4V6 roomw:oer i 1916sureii.-.10 reqv"tfind obtain owwoRation of jim .. . the Mortgage insurance, to he" ' -jsrmn—WAqd' 11ho MdM automatically, and/or to Memo a refund of any iiw , MaWupownet! at the time of such caricellebon or tairminationt 11. Assionniont of M1B09I1ane6kk*..ffiro6",- Fwfe"*. A .1 - _$ hereby assigned to and shall be paid to )eous Proceeds are Lender. If thiij,*Pr�'O" is damaged, such nscalli6OUG P�9043068 06all"'Dijed %o rei4oriikion or repair of the Property, if, the restoration or rep&r"ib-*a0d'irrA;c'aItV* fe-asible-saff Leddor% so-c6unty is not leseqiied Quring'.--puch repair and restoration pen , 4Mef "I h � bold such stio od have the rjbh�;.,'to Ml:sc9Il8�WuW,A"-$Ws until Lender has had an opportu' '40 66ijakh I fopirt%ijo ensure .We ?r . the work haii bqbn ci6mPWW to Lender's satisfaction, providei tik.- " - untie i tuch�Jh�p4otj6n shall be ;Lender may pay for the repairs and p in q siogleFdisliirsoment or ? f I restoraft . . in a.-'sane.* o orogre" payments as ft work is completed, Unless '44h 49robrrieft is made in writing 9i Applica** 4ar0_%qyirss interest to be paid on such 1011804446ui Pr469eds, Lender at'Wl nofboAquir *d to pay Boit.ower any interest or awnings on such MIaos, w'us Proceeds If ro air w but 4!�DOnQmlcsIIY feasible or Lender's security woujj`,�6 lessened, the ` :restoration (w P Miscellaneous 0 R41illlf bei-bpplied,to the sums secured "Ou or not Abli-dlule', With the siceA C by this Sammy Instrument, whether ... I .. ,i any, paid to Borrower Such Miscellaneous Proceeds shall be applied in the ordii P section In the event 0 a total d"Chin, .61".4088 in value Of the Property, the Miscellaneous Proceeds shall be I stains a"ft-W`aCV*by, his Security Instrument, whether or not then due, with the excess, I t - h Borrower: In the event a partial " Idn" 6-e-dextruc on.,or lq.w in value of the Property in which the for market value of the Property lrf`Vnod1ia*.`b44orq;t-hs " '; partial to ?, destruction, or loss in value is equal to or greater than the amo�t. q 'this" _ ,_ Pihs-.-Iiums sawrodby ;SsbuntY instrument immediately before the Partial taking, destructi;;,- or.-`Iossk'*jn.,V Ifti-' Value; 4h B0rrdWer and Lender otherwise agree in writing, the sums secured by thli..Secunty Ingtru.1 VW bs* 'u"t 181 by the amount of .. meffr d the Miscellaneous Proceeds multiplied by 1h4 fog6w, .. secured immediately before the partial t*jn ... . 09 ftbotion: ()the total amount of the sums 9, diM0646n, 4 lows inAikue* ' drinded.ky (b) the fw market value of the Props" immediately beforsiM partial tak'iig,..d� *` "iii Any balance shall 1-- 1 ugoly 14o in value. In the event of a partial taking, damugWri, orlo'n" irvvaliie ofthij fair market value of the property Ininied lately befori the partlk-ta n9w*dew', is tam than the amount of the sums secured Immediately before thej)8rtf8I:-! W I es o Page 10 of 17 tar mtr6cioni- 9 dr Z J fit 01- 3949 - 062152367 -9 ioe's di vBFue, unless Borrower and Lender otherwise agree m writing, the Miscellaneous Proceeds be }applied to the sums secured by this Security Instrument whether or not the sums are then •W-1he P.►operty is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opo4ing Pars 'tiBP'd.Aned in the next sentenoe) offers to mske an award to settle a claim for lamiligea'>3o6c ier fade t`4 respopd'lw: erider within, 30 days after the data the notice is given, Letsder .lb autl,arize:"to,00l(eai appt the Mlsce(ianeoue Proceeds_,either o �estofstion or repair .the::#1ropecty o�'toAhe.�u'i9 s by,;. #is Security Instrument, whether . or not than due 'Oppt sink P6rtv'O means *o4hird at o*" Borrower Miscellaneous Proceedwor_ the party agairist'in►horil Boirrc tilrer bibs rrpht OT, on,.1relg"afxj� to Miscellaneous Proceeds. . Borpiwer shell 44 in.�iefa<W'd any a6 '66n `or prooseding, whether civil or criminal, is begun that, in Lende�'.q jud e111snt; co d r {iult in a of the Property or other material impairment of Lender's interti�C'in thi9 Pro arty nr r, Vp6der this Security instrument Borrower can cure such a default and, if apcele{ation.Iias pccutred�' reinstate as provided in Section 19, by causing the action or proceeds ig.. tit' be dism44ed.,&nt ,ru fY{g that, in I�ner's judgement, precludes forfeiture of the Property or other'materie }t`impjlai ent of Lender's d`rte -get in the Property or rights under this Security Instrument,, The proce.od4 of avi�ard ,Art' aim for damages that are attributable to the impairment of LvAde . s inlerist irf�the•`�oo'erti a� hereby assigned and shall be paid to Lender, . .,t _� :' 1' All .Miscellaneous Proceeds. that fire •riot itp pA ed to listoi'atrpfi 'or'`Ospair of tie: Property shall be ap0iei .m the order provided for in Seotion J 1,$.. 8ori+diifrer Not Released; ea%aiwtl� V Leq&r �lot,�i Wsivor iiUs u� cun>j► In trument cannot tfe char or. modified except as othervi►iliif prokled" hw n -bP "by agrserp`�ent,•> n writing signed, Bo'n1pw�;; or any successor in interest. to, Bo owa'r and Lender. B#onsiion of the time for aeyme�t 0411 mo ification of amortization of the surn8:' "s9*rec( by.Ahis Ser�urrt ' Instrument grar#ed b# Leader to Borrower or any Suocessor in Interest .cif Borrower,.' i not operate to releAse the haliility..of Borrower or arty Successors .in Interest of- 8oinpvi 4 liendsr shall not be reiva er# to c;timmenc�• p�bow;►edrngs against any Successor in Interest Qt gor76wer or to refuse to sici+ericf= ,r"`for payMent or b�ierwiae modify amortization of the sums'secfiurett� by this Security �rrstrumerit by t 'ea;rorr of •ef�y dgnrand made by the onginal Borrower or any Suiloessors in interest of borrower.4W foOsairimop by Lander in exercising any right or remedy including, without Umhatirini- ttarldet's a6ce;noi9 gb-�ay hepts from third persona, entities or Successors in Interest of Borrower or ig arilbu* is�a. :titan the amount then due, shall not be a waiver of or preclude the exercise of any ight ii reM66 yp•'iiiianveir, by.-Lander of any right under this Security Instrument shall be effective"unlees .Nit Wrrtin. Waiver liy Under of any right granted to Lender under this Security Instru mer or"'of 4ny.6rovistoffethii SeWrny Instrument as to any transaction or occurrence shall not be deariAed sib, iver asio. -Ay fuitun.transaiction or occurrence 13. Joint and 84tisiwl Lir;ner: Ssiiors and Assigns Bound. Borrower covenants and egress that Boiripwer',S o gatfons nand ,Ii'abtlrty hail be joint and several. However, any Borrower who co- signs iple Security Inatrutpenr bi*'do6q. not execute. the Note (a "oo- signer "). (a) is co- signing this Security Iri3�ttum nit, nnl •tp mortgagg, grant and convey the co- signer's interest in the Property udder ,#Vei a o #:'this Sacurrty 'Instrument, (b) is not personally obligated to pay the sums secui b�; this Security Irjswipmerk and (c) agrees that Lender and any other Borrower can agree tq extend,; modI*, iorbpar•,�qr make any accommodations with.. regard to the terms of this (eaiirity lnsttiim rrt pin .tfie Note -,.without the co- signer's consent. Subject to the provisions of Section 18, any Srcce ssor;- li t in ,ereg `bf Bor#'ower- :who assumes Borrower's obligations under this Security Instrument •i'n vurcpng,= and 71s a,plr[ovt: by IO. iosctf Page 11 of 17 f 1 it • ' yYi L shy Anaii 01-3949-062152367-9 obtain all of Borrower's rights and benefits under this Security Instrument Borrower not tw--•roleased from Borrower's obligations. and liability under this Security Instrument LiAder agrees to such release in writing. The covenants and agreements of this Security "nkshall.]tInd (except as provided in Section 20) andbenefft the successors and assigns of 14: Lgsrr:Charges .ender rpay-charge Borrower fees for services performed in connection lorkwai'4"defiquit, for:: O""irposof protecting Lender's interest. in. the Prop" and rights 'is 9"rity .not limited to, attorneys' fees, property inspection Bp*iroiiie� shall 6.av such ;t* charges as Lender may deem reasonable for is-.j#hdwed1-b'y Li4ndeir ai.'XI tuMAW at tharrOUW. of Borrower, any successor in interest to Borrower or noy a0k ofAiorioWqr-,w! - 14 regal f%,#ny,;Either fees, the absence of express authority in this Security. InstruplIent:1 : to qha*. a OPP "to'!14 to Borrower . shall — not be construed as a ap if <c prohibition on such fai ILW . t charge fees that are expressly prohibited .owli�sy no by this Security rostrum", or by Ap .p 4ocablWL diw—� If the Login is W160t.40 a IiW *IcK* !set A mmftm loan ctolpw, and that law is finally interpreted so that the intih6t OF."O"; loan d�nles 0011e48d OrAo We? collected in connection with the Loan exceed the permittfid Ifffirts/thoK W any-vuich'.10an - c'W shall be reduced by the amount necessary to reduce the ;b"e lb thiw—mOed #jnm'F' ge � , anh1b) any sums already collected from Borrower which exceeded permito 'W I I a refui ed"to, "%_ypr. Lender may choose to make this refund by reducing the princiDA 0w80 -Unc�r the Note hr I;Vm&WV a direWpqyment to Borrower"It.. refund reduces principal, the*.�edu�--wllflbe.ft- sat, a mant qd 51, . bal p P* without # PQbvment charge twhother or not..; ep*n,*-Im ihar , uriller pr wcWd fqt the '"tance of any such mfuriivria rg _a, is pro qw, r will Note). Borrower's t ip6rr e constitute a w0kyer *#.-.any right of action Borrower rmght hive :arising out-qf sucli overobbrge. it. NAcdp. All notion given by Borrower or Lenil id co�90on 1r� V4 Security Instru,diant rhust Any notice to Borrower in connection w this Ao4ritIf Instrument V be in.,. writing necti shall,6e daimodAo h#Ve been given to .0 - when mailed by VaLckins mart' When actually deliqerod i) Bcj�owols pa" address if sent by other means Notice ti., ay one Borrower shall coristitu* noimbe,w*alvioffwders union Applicable Low expressly require"Sk"*O#ierwise. The notice address shVill"be 6Aopq at. t q Address uriless Borrower has designated a subs�Ww' notice address by i4toice to Lepiq4 - Woofer shall .promptly notify Lender of Borrower's change of address If Lender -. spaptials" a Proq4dur# change of address, then Borrower shall only report a change of adOreed thr6udh that specified procedure There may be only one designated notice address under OV InSUMent at any one time Any notice to Lender shall be given by delivering, it or rim . pling it -Arst 4as i'-Ma ` tc''Cin.der's address stated herein unless Lender has designated another addimigill bj notice to--6o rrOwe Any notice in connection with this Security Instrument shall not be deemed to= { b hWe. eawgivan to:terKler until actually received by Lender. If any notice required by this tocun"iy."Instramefit is.:'also rOWired under Applicable Law, the Applicable Law requirement ikiij:, satisfy Aiie.."" ';' fid ** "' oorr."PO 1pq !.A"!eMent under this Security Instrument Is Governing Law, sewaww, *U199 &'COn#ft6ftO-7h18 SOCUrItY Instrument shall be governed by federal law and the low of ftjungilictiooi the Pro and obligations contained in this SewrftV--jr*MrAerd- 8rO .. sub. perty.0 located AN rights itly I Jftt.--Iq any requirements and limitations of Applicable Law Applicable Law i;R96t.9iXpI1,O' Ar iMpWrdy..AIlcpW-'ft:.ParUes to agree by contract or it might be silent, but such sile6ce . X . I shall.-hot-be conatr* as a prohibition against agreement by contract In the event that gin 'PrQVISH;n Qi Cig'KMO of—this '-seet-grty Instrument or the Note conflicts with Applicable Law, provisions of this SOcuntV Instrument or the Note which conflicting provision WA Page 12 of 17 7 JV S 01-3949-062152367-9 W;;4* ender shal mean. As used m this Security Instrument- (a) words of the. rm no 9 on ir )6iie c6rrm"nding neuter words or words of the gender; (6) words in the singular shall mean and.. Include the plural and ;vice versa, and W the word.. "may" gives ads discretion. oix'imy obligation to take any action. 117; Dr, Wa,40 Security Copy. Borrower shall be given one copy of the Note and of this Secu Tri -I!r� or Beiiiieficial Interes In,Boncwer,.As.uW in this Section qnsfer,of Vm� n nm# iii th#'1PrOp"- pb". legal or beneficial interest in the Property, including, but .a WY not liFfifted IiI, tMoftv'6eri tr�rred in a bond for dead, , *61 inWasgr"" contract for deed, iristalifne}t 4lies, �# title by -icoo6eei*or,'"oromaoeemep,,*,,# intent of which is the transfer of Borrower at 4 fut4e doW to IUO**" If all (*...anv w of.-Oiw 96D6 9v or aW I" in the Property is gold or transferred (or it Borrower is nots.-tititural Parton aftd a. OW without Lander's prior vwtitteg''oonsent, •j der 11, secured by this Security Anstimumeni. Ho*vw.W, tj exercise is prohibited by A00"bo" Lay'. . If Lender exercises, thii�;" 6pu4n, iten notice shall provide a period df-.41t I accordance with Section 15 within, w,.oh .* SoiF.rc Instrument. If Borrower fails," pay 6-AunIs invoke any, ikpediss permitted by this Security Borrower.,� interest in Borrower is sold or transferred) require immediate payment in full of. all sums ptwq..shsll not _exercised by Lender If such tr II .Qvs IllorrovAr hotice of acceleration. The ,Ijjj�s f f.om g*W -,-�Iate the notice is given in muth..9ray.,mil stems secured by this Security r to the eripw*Goqeot-tto penod, Linder may r0ment.iWti4it hirther &bce or _&nand on 19. OwwWw's III& to Reinstate After AboWerefloit. ItOorwermoia dert0h cOnditions, Borrow1k shqk.,have`-_ths right to have enforcement of thiqrSec6rit 9so96rt6ed at any _y Instrument I time prior tq''" earliest of- (a) five days before sale of tQ ji"nt t6 w0' `ftpelfty pi .W po�ver of sale contend A thii Seounty Instrument, (b) such other peno�'asi�Ouebie LO vj . h4g specify for f tha.i6rmipfton-'�cf Borrower's right to rairietate; or (c) entry of a jtsg eMpnt pn orcind this Security lns&mpn,t i?6se.,*'onjitq9s are that Borrower (a) pays Lender sill 'wh.**ich.-.1fhen would be c0e urt4or tbiii Sadur rrqF*d, (b) cures any instrument and the as rf no acceleration 6 Ou 6f •Iiiny ;F610 coveniiin'to or agreements; (0) pap . all - expenses . q . :1 1 . nomired.-t"in enforcing this suit tu t InstrLOieAt, wA& -but not limited to, reasonable attorneys, fees, prop" inspection V,� and MV JeA, er(d Owi.- jaeurred for the purpose of protecting LoWer's interest in the Property and rights �undelr ..Vatipp., and (d) takes. such. action as Lender may reasonably require to-,assuriyiN6 Leader'i- interest in the Property and rights Under this Security Instrument, and Norrower'.0"051 o(4b`n`,,, -n ;the.. sums secured. by this Security Instrument, shall 0 9- to pay continue unchanoW, Lefidet may rsg** Aa."Borrower pay such reinstatement sums and expenses in one or more of the *owing fofts,L se'lilicted by Lender: (a) cash, (b) money order: (a) certified check, bank. ch4k, �'v&urer1a;`dh66k oicaiiWer,,'s check, provided any such check is drawn upon an institution whose de*il .. ured . b i"g. federal vb*i� qre irw I agency, instrumentality or entity; or (d) Electronic Funds i%asfk. *oMirain,86M qft by'.Ootri?war, this Security Instrument and obligations secured hereby shall rir�airkfmli / 808C.Ove is if, 60 accelarat3on had occurred. However, this right to reinstate shall not .,aPPIY in the=ca." Otftceleraimil"is.oder Section IS 20. Sob of Note; Change of of.'-GrIevanoe." :rho Note or a partial interest in the Note (together with this I enV I cM"U soid one or more times without prior notice to Borrower. A. sale rmglit'`iresiiit iii a 9banje I# the town as the -Loan Servicer-) that collects PenodicRaM or the lVote brid.40A Security. Instrument and performs other mortgage loan servicing 6 Ion".. u tf;e te,Ahis Socanty InaNment, .,N6 . .,Of nd Applicable Law. There also might be one or more Lodi Sw-vi' unfeliied.mo a W ia2a104Oq Pap 13 of 17 41, said of!% tto char rf _6ansl ,iy • 0 01-3949-0521S2367-9 Note If, two is a change of the Loan Someer, Borrower will be given written notice of which will state the name and address, of the now Loan Servioer, the address to which ihoGld be made and any other information RESPA requires in connection with a notice of s►rvicing If the Note is sold. and thereafter the Loan is serviced by a Loan Servicer the:J)urchqpr of the Note, the Mortgage . loan servicing ng ob I ligatione to Borrower will 1 thii LOn Sit*cer or be ttepeferred to a successor Loan Servicar and are not assumed 1 purch., aser unleiis oth"se'!" provided by the Note purchaser thWB*r;dw : or in�v hillier and commence, join, or-be joined to any judicial action (as ii, S . # _y ividuqif Imiant." that arises from the other party's actions thatAlpoes that the other party has breached any f, :nor iuy4d ovi 'ed ,, 1-0w—on of-reis '$ecurrty Instrument, until such Borrower or y !K h 1 Lander has nofled the 'h Uth sac hInAw Even in compliance with the requirements of Seaton 15)- of "&Jqh_p1 ad brosich acrid affo 9U.-" other party hereto a reasonable period after the giving of such notice V6 tells o—orricthoxv—o' cton.,4f Applicable Law provides a time period which Must elapse before certain act . an o.on bo'tak " i, that 0 mis, period wdIA deemed to be reasonable `�Wi for purposes of this par Ph The AW100 of 096016ralikkn and .0i kktunrty to cure given to Borrower Pursuant to Section 29'snd-"thWnotk*:-of acceleration given to Borrower pursuant to Seaton 18 shall be deemed t6F -. sa "af k OpPOrt4WW to take oorrective action provisions of this Section 20 21. Hazardous Substoric". As iri� thig Section "tJxtwdQ.W Substarioes* are those subewces defined as toxic or hei.ardouW%Aubst-W1. we "Alutan* or vJ409 by Environmental 1" and the following substeric" gaso Jinelo' kerdser ;:tag#Fner f1*16ma e a r of toxic petroleum:"produc'ik toxic pesticides and her natinalp" co�toininq A asbestos...'i)r fogna ldib do, and radioactive materials; ; (b) I n tal miandf laws and laws of ,"tho jurisdiction where the Property is loud that 8-4.0, to.,:fiesjltln,, safety or pij)i"cn, (c) wEnvironmental 1 udW.-.ank,. 'Pon onvirot! nol onie A _n, remedial actiors, orromoval action, as defined in Environmental Law, and (d). an -Envir," " .6 onr CorWtbcnw meatis a c6nditi6n thit can came, contribute to, Aenl#1 or otherwise cleanup -Sbrrow'er shWI nol'bhuse or permit the Haiardoiie presence, use, ftqftqO, ov'rellease of any or 'thrq*en to release any Hazardous Substances, or(or.,A the Property S&Y-ower shall rigA.4o, nor,ollovi anyone oleo to do, anything affecting the PrO6"' (a) that is in violaftri of anytnvirorw'nervtal Pow, ,.which creates an Environmerriall Condition, or (.a) which, due tolfte-prifienia, 499, 4 ro-"0'f 8"M rdous Substance, creates a condition that adversely we effects the value �f tlwq The prechding two sentences shall not apply to , the presence, pfope 'ry use, or storage o4. the Pro of,SQ01 q4angties of Hazardous Substances that are generally recognized to be i0Pr0Pn#6--'to uses and to maintenance of the Property (including, but not limhloiii'o, 6a�Ous SAU�Oevin cdft.umer products) giV&L'Onder virittiiii nqice�'ff Borrower shall promptly i i any Investigation, claim, demand, lawsuit or other action by ani',P0V6M14nti 0 'reg0�6top" agengy Or PrIVOW Party involving the y Property and any Hazardous Sbb*tapbe Or EiMronrne6ial..::"iA%%l,.01--..which Borrower has actual knowledge, (b) any Environmental Condition, ipploing:'bui noVinnit'id to, any spilling, looking, 1". discharge, release or threat of relea*6% Of Ony Hoz . ordot by the presence, use, or release s P6bOWMe, al'414--anY condition caused so of a Hazir4qu6,-.'*Subjt ' )�hie* *affe 9 t value f aooe . advemly"_ at he o the Property If Borrower learns, or is notifiedbi. any 9OVerniiiientid or."Agulatip"ry authority, or any private party, that any removal or other rem I "'. ' -' � Hiiaroiti.4-; ec inti6n bf arty I Property Is necessary, Borrower tOce 6ftaling the 811 Promptly take.A..n cess J' ,q ;t;ons in with Environmental Low ary pvnedial,". adcordance Nothing heron shall orej b-:bIJ0;Mo6,-/on Environmental Cleanup W ftgo 14 of 17 Ael E 01-3949-062152367-9 NPN-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as 22. Acceleration; Remodes. Lender shall give notice to Borrower prior to acceleration branch of any covenant or agreement In this Security Instrument (but not PjWjc 940111111"Obw4mij sr Swm d 18 unlossApplohle Low-Wovidee otherwise). The notice shall .6peo, f r. 01) 9 . el u lb) the a0m,mulred to oure the default; (0) a do". not Ion then 30 d6yi; froin dM* RorybWer, by which the default must be cured: and (d) p n4llbe ls,4rvsn':' 10 --tgljit fWkwa• t6 0", *0 'of before the date. specified In the notice may result in dboelemign ,of the surns 44'96red by $*Mft Inaftmerrt OW ado of the Prop". The notice shop *other-1rif4m imy"Ar, of th;�oOt to rains to after acceleration and the right to bring a court 4* sal ��Wiart Ahe �ote'pur6d.. oWsld** or any other defense of Swower to acceleration AM oale.?-fi tie 06or bef9re the dateapecilled in to nofte. Lender at its 44WANV AqUk*p*Wv6 In full of all sun" secured by the Security Instrument: without further 4066d'anct...' ' invoke the power of sale and any other remedies Permitted by My -j'all be ediddet i Incurre 1p. WOW all" 1 -4 in pursuing $—*07ion.92,16 n the rerimikes provided fri *AgAut"fiot llmrh4i� reasonable attome"' fees and costs of tide evidence. U S&Wli r 0i a* 106;cassor -94rterek 10 Borrower Sm. (or has fled against Borrower or any sucovi6or fn kliweoi f46 Bqr064er) bo ' p pW*'Wy Petition under TMe 11 or any successor We of the United CQ& whiah prdv" 11br t ie cuing of pmp*Wm do%* due on the Note, Interest at a ra4%'-k---L -' by IR .0"oud shA,.I.* FtWPI 91" _ paid to Lender on If Xeri&k. Invokes the power of eels, 1snder-s4d..4w&-0wnh" of the ".,sQPoi,,to Tq" 00GUM1100 of 00-:.4verit of defatilt- and. of L*Aidees,v to bar- Pri w* , tube sold. kwtbn a@ p TrustW.-*and pridurtehall take such **don —014-5-50 note of so' aid A ewe to 110"Wer aqi�. vind ii) other persons as ApplIWAsLaW. U11"w-Ater ib-6 111ine ieWired by Appikiable.-Law*6W do publication and posting of the ='--w WO, *rUlt6*, Wdoart r demand war, 00 the Property at P4 auction to the fill ost"' Ider.it tfie ' a and piece oil Farro �;v bik j4 bk tjm ,.C,* plow 1, ;; and under the" terryie d4WIVISted In *a notice of ode, In one or "at wil In any order T46te4'detvinma. Tnwbw..msy i*k- Wiriods permitted postpone Wo of the Property &-*.p Ap*9 end notice of sale. . p14 L?��Iiy publi��announoemwK at the. am an piece fixio. Under or "qnse q on puiviese the Property at any sale 41 Trustpi ON& tqF ft purchaser trustee's dead conveying *9 Property without any coven 41=840 The rookitle in this TrustWs deed. *bell be prime facie therutil ot, — therein. Trustee 04 apply the proceeds of the sale evidence of In the followl"'ord4F. (a) jWall "to of ..the I sale, lnbkdmW but not butted to, reasonable Trustee's and aftgrieye'11641i; it warls loured by ai _g to* red the Sewft he�errt; W (0) any excess to the Persah-WIP00104 k-,,,Pr to the of" of the sWenor court of the county In which the *We t*4* pWkq*.. • 23. Reconveyanco. Upon' nt ttf shah request Trustee to recorki.t p y thq�-Orp-`Wl . notes evidencing debt secured 6 "r"619 wur Prop" without warranty to the parson or (whether or not the Trustee Is affiliated Wth r000nvoying the Property, but only if the iw la a" Pap 16 Of 17 MV4 by this Security Instmment Lander Irret odor this Security Instrument and all tofw�stoe Trustee shall reconv*V the 1Iy.jtntitIed.--.p * ` t Lender or the Trustee CA SR- . Q0 6d by Applacable3.aw. appouit CF�'1�eySl .. •�on�err� cots term • 01- 3949 - 062152367 -9 Subet*Ae Trusties. In acoordanoe with Applicable Law. Lender may from time to time ocessor trustee to any Trustee appointed hereunder who has ceased to sot. Without of "the Property, the successor trustee shall succeed to all the title, power and duties bn .Trustee herein and by Applicable Law Trustee cnay destroy the Note and the wuoant_ , ee (3) years after issuance of a full reoonveyance or release (unless lie of ProperW4. The F�; is not used principally for agricultural purposes torney hiss. ;ie lei l be enittied to recover its reasonable attorneys, fees and UOr1; or ptocd#g tooristnae at,pnforce any term of this Security Instrument The �s' fiaesY wh.yer u8e0 this Sty Instrument, shell include without limitation me4i .T;e8 bye'Lender m �y'bankFO;oy`proceeding or on appeal. ORAL AGREEMENTS,, =''OR .,ORAL:•• "COMiMgMI EWS TO LOAN MONEY, EXTEND CREDIT. OR TO FORBEAR FROU..tfNFf)RCIyG RFOAYNEW OF,A .DEBT ARE.."T Eh1FMCEABLE UNDER WASHINGTON LAW. •.fit. ' •• f••• :-' .. BY SIGNING BELOW, Borrowers its;and seorees It tk 6 terms jod.tcovenants contained in this Seourpy Instrument and in any Rider- utei ;f?y:.Borr&War &'id r•,�cor 4-..W ith it OF t y`' Mh r�ortit. $iLSR' .l• .i • .3 1o4.Otl Page 1e of 17 '' -•y S:. SS Y 4 '^ - ..' "AtAl,l 1t1,ItGAO�A f►AVL•�IA I,IT@ - tl.: r:...dnr r.r.A t.....,J..r i. v�t...r w<.. <..r.r,r.� <.r.d c+<.rnn yen 01- 3949 - 062152367 -9 .r (Space Below This Una For Acknowledgment) STAB <OP WASHIIPT ---.:. r ^•- �`�4t' .1' :• .r CiOuiiy as: L��'' "•" On-'* Oft .10 day if Z 000 before me the undersigned, a Notary Public : rn ;Bnr� fc� t9 S; of h oornmEaswned and sworn, personalty appeared to me known 'tn, be thAed oft) �g aiid who executed_ the forego u�strumerit, and acknowledged to ri�•'t �d sealed the sa 'afs a ryas 1 ' /her /their free and voluntary act and a t OurpOe s therein mentioned WITNESS m bn y hard d 4#ficial meal a ixe(f the ttay and,year in this cer"te above written My Commmion exp1me, P" In serf fal dw"ite of Washington r=dmq at t. JERK( M u2 c,. ;r NOTARY PUBLIC ''STATE OF WASHlNGinN COMMI8S)ON FIRS MARCH . 05 -` eel a. .i' AP WASHROWN Page 17 of 17 M9 04 01)