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20-104505 TITLE REPORT 11-23-2020_V1No.: 766828RT Liability: $297,000.00 Fee: $1,450.00 LITIGATION GUARANTEE SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE LIMITS OF LIABILITY AND OTHER PROVISIONS OF THE CONDITIONS AND STIPULATIONS HERETO ANNEXED AND MADE A PART OF THIS GUARANTEE. ISSUED BY a corporation, herein called the Company, GUARANTEES The Law Office of Dickson Frohlich P.S. , herein called the Assured, against loss not exceeding the liability amount stated above which the Assured shall sustain by reason of any incorrectness in the assurance which the Company hereby gives that, according to the public records, on the date stated below, 1.The title to the herein described land was vested in the vestee named, subject to the matters shown as Exceptions herein, which Exceptions are not necessarily shown in the order of priority All subject, however, to the exclusions from coverage, the limits of liability and the other provisions of the Conditions and Stipulations hereto annexed and made a part of the Guarantee Signed under seal for the Company, but this endorsement is to be valid only when it bears an authorized countersignature. Countersigned by: Rainier Title, LLC Company Everett. WA City, State President Chairman of the Board Senior Chairman of the Board PresidentPresident Chairman of the BoardChairman of the Board Senior Chairman of the BoardSenior Chairman of the Board Serial No. GUARANTEE CONDITIONS AND STIPULATIONS 1.Definition of Terms - The following terms when used in this Guarantee mean: (a) “land’: the land described, specifically or by reference, in this Guarantee and improvements affixed thereto which by law constitute real property; (b) “public records’: those records which impart constructive notice of matters relating to said land; (c) “date”: the effective date; (d) “the Assured”: the party or parties named as the Assured in this Guarantee, or in a supplemental writing executed by the Company; (e) “mortgage”: mortgage, deed of trust, trust deed, or other security instrument. 2.Exclusions from Coverage of this Guarantee - The Company assumes no liability for loss or damage by reason of the following: (a) Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. (b) Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof: water rights, claims or title to water, (c) Title to any property beyond the lines of the land expressly described in the description set forth in this Guarantee, or title to streets, roads, avenues, lanes, ways or waterways on which such land abuts, or the right to maintain therein vaults, tunnels, ramps or any other structure or improvement; or any rights or easements therein unless such property, rights or easements are expressly and specifically set forth in said description. (d) Defects, liens, encumbrances, adverse claims against the title as guaranteed or other matters (1) created, suffered, assumed or agreed to by one or more of the Assured; or (2) resulting in no loss to the Assured. 3.Prosecution of Actions - (a) The Company shall have the right at its own cost to institute and prosecute any action or proceeding or do any other act which in its opinion may by necessary or desirable to establish or confirm the matters herein guaranteed; and the Company may take any appropriate action under the terms of this Guarantee whether or not it shall be liable thereunder and shall not thereby concede liability or waive any provision hereof. (b) In all cases where the Company does so institute and prosecute any action or proceeding, the Assured shall permit the Company to use, at its option, the name of the Assured for such purpose. Whenever requested by the Company, the Assured shall give the Company all reasonable aid in prosecuting such action or proceeding, and the Company shall reimburse the Assured for any expense so incurred. 4.Notice of Loss - Limitation of Action – A statement in writing of any loss or damage for which it is claimed the Company is liable under this Guarantee shall be furnished to the Company within sixty days after such loss or damage shall have been determined, and no right of action shall accrue the Assured under this Guarantee until thirty days after such statement shall have been furnished, and no recovery shall be had by the Assured under this Guarantee unless action shall be commenced thereon within two years after expiration of said thirty day period. Failure to furnish such statement of loss or damage or to commence such action within the time hereinbefore specified shall be a conclusive bar against maintenance by the Assured of any action under this Guarantee. 5.Option to Pay, Settle or Compromise Claims – The Company shall have the option to pay or settle or compromise for or in the name of the Assured any claim which could result in loss to the Assured within the coverage of this Guarantee, or to pay the full amount of this Guarantee or, if this Guarantee is issued for the benefit of a holder of a mortgage, the Company shall have the option to purchase the indebtedness secured by said mortgage. Such purchase, payment or tender of payment of the full amount of the Guarantee shall terminate a liability of the Company hereunder. In the event after notice of claim has been given to the Company by the Assured the Company offers to purchase said indebtedness the owner of such indebtedness shall transfer and assign said indebtedness and the mortgage securing the same to the Company upon payment of the purchase price. 6.Limitation of Liability - Payment of Loss - (a) The liability of the Company under this Guarantee shall be limited to the amount of actual loss sustained by the Assured because of reliance upon the assurance herein set forth, but in no event shall such liability exceed the amount of the liability stated on the face page hereof. (b) The Company will pay all costs imposed upon the Assured in litigation carried on by the Company for the Assured, and all costs and attorneys’ fees in litigation carried on by the Assured with the written authorization of the Company. (c) No claim for damages shall arise or be maintainable under this Guarantee (1) if the Company after having received notice of an alleged defect, lien or encumbrance not shown as an Exception or excluded herein removes such defect, lien or encumbrance within a reasonable time after receipt of such notice, or (2) for liability voluntarily assumed by the Assured in settling any claim or suit without written consent of the Company. (d) All payments under this Guarantee, except for attorneys’ fees as provided for in paragraph 6(b) hereof, shall reduce the amount of the liability hereunder pro tanto, and no payment shall be made without producing this Guarantee for endorsement of such payment unless the guarantee be lost or destroyed, in which case proof of such loss or destruction shall be furnished to the satisfaction of the Company (e) When liability has been definitely fixed in accordance with the conditions of this Guarantee, the loss or damage shall be payable within thirty days thereafter 7.Subrogation upon Payment or Settlement – Whenever the Company shall have settled a claim under this Guarantee, all right of subrogation shall vest in the Company unaffected by any act of the Assured and it shall be subrogated to and be entitled to all rights and remedies which the Assured would have had against any person or property in respect to such claim had this Guarantee not been issued. If the payment does not cover the loss of the Assured, the Company shall be subrogated to such rights and remedies in the proportion which said payment bears to the amount of said loss. The Assured if requested by the Company, shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect such right of subrogation. and shall permit the Company to use the name of the Assured in any transaction or litigation involving such rights or remedies. 8. Guarantee Entire Contract – Any action or actions or rights of action that the Assured may have or may bring against the Company arising out of the subject matter hereof must be based on the provisions of this Guarantee. No provision or condition of this Guarantee can be waived or changed except by a writing endorsed or attached hereto signed by the President, a Vice President, the Secretary, an Assistant Secretary or other validating officer of the Company. 9.Notices, Where Sent – All Notices required to be given the Company and any statement in writing required to be furnished the Company shall be addressed to it at PO Box 2029, Houston, Texas 77252. 10. The fee specified on the face of this Guarantee is the total fee for title search and examination and for this Guarantee. . Litigation Guarantee SCHEDULE A Prepared by: Rainier Title, LLC Order Number: 766828RT Guarantee No.: Date of Guarantee: February 7, 2020 AT 8:00 A.M. Amount of Liability: $297,000.00 Premium: $1,450.00 Sales Tax: $145.00 1.Name of Assured: The Law Office of Dickson Frohlich P.S. 2.The estate or interest in the land hereinafter described or referred to covered by this Guarantee is: FEE SIMPLE 3.Title to said estate or interest at the date hereof is vested in: Jacqueline R. Herman, as a separate estate, as to Parcel A, and Deborah R. Braaten and Marcella B. Herman, each as a separate estate, as to Parcels B and C 4.The land referred to in this Guarantee is situated in the State of Washington, County of King, and is described as follows: See Attached Exhibit A SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE LIMITS OF LIABILITY AND OTHER PROVISIONS OF THE CONDITIONS AND STIPULATIONS HERETO ANNEXED AND MADE A PART OF THIS GUARANTEE. Litigation Guarantee Order No.: 766828RT Guarantee No.: EXHIBIT A Parcel A: That portion of Government Lot 2, Section 14, Township 21 North, Range 3 East, W.M. in King County, Washington, described as follows: Beginning at a point on the Northeasterly line of the Puyallup Indian Reservation which is South 45° 47' 42" East 651.03 feet from the West line of said Government Lot, said point to be called Point "A" for reference purposes; Thence North 40° 37' 42" also East 299.32 feet, more or less, to the True Point of Beginning, said point being the Northwest corner of that certain tract conveyed to Larry Mansur and Darlene M. Mansur, his wife, by deed recorded under Recording No. 5266574, hereinafter referred to as the Mansur Tract; Thence Easterly along the Easterly prolongation of the Northerly line of said Mansur Tract to the West line of that certain tract conveyed to Miles Hall by deed recorded under Recording No. 5477205, herein after referred to as the Hall Tract; Thence North 0° 37' 31" West along the West line of said Hall Tract and the Northerly prolongation thereof to a point which bears North 40° 37' 07" East from the True Point of Beginning, said point also being the Northwest corner of that certain tract conveyed to Ora Paul Brown by deed recorded under Recording No. 7206230368; Thence South 40° 37' 07" West to the True Point of Beginning; Parcel B: That portion of Government Lot 2, Section 14, Township 21 North, Range 3 East, W.M. in King County, Washington, described as follows: Beginning at the Southeast corner of said Government Lot 2; Thence North 0° 37' 31" West 785.1 feet; Thence South 89° 12' 18" West 300 feet to the True Point of Beginning; Thence South 89° 12' 18" West 95 feet; Thence North 0° 37' 31" West to the Southerly line of a tract conveyed to Henry R. Spedden by deed recorded under Recording No. 6444915; Thence North 40° 37' 07" East along said Southerly line to a point which bears North 0° 37' 31" West from the True Point of Beginning; Thence South 0° 37' 31" East to the True Point of Beginning; Parcel C: That portion of Government Lot 2, Section 14, Township 21 North, Range 3 East, W.M. in King County, Washington, described as follows: Litigation Guarantee Beginning at the Southeast corner of said Government Lot 2; Thence North 0° 37' 31" West 785.1 feet; Thence South 89° 12' 18" West 200 feet to the True Point of Beginning; Thence South 89° 12' 18" West 100 feet; Thence North 0° 37' 31" West 200 feet; Thence North 89° 12' 18" East 80 feet; Thence South 0° 37' 31" East 100 feet; Thence North 89° 12' 18" East 20 feet; Thence South 0° 37' 31" East 100 feet to the True Point of Beginning; Except any portion thereof lying Northwesterly of a line beginning on the Southwesterly line of said Government Lot 2 at a point South 45° 47' 42" East, 651.03 feet from the West line of said Government Lot and running Thence North 40° 37' 07" East, 1158.91 feet to a point on the North line of said Government Lot, distant North 89° 40' 45" East 1225.47 feet from the Northwest corner of said Government Lot ; End of Schedule A Litigation Guarantee SCHEDULE B Order Number: 766828RT Guarantee No.: GENERAL EXCEPTIONS FROM COVERAGE 1.Rights or claims of parties in possession not shown by the public records. 2.Easements, or claims of easements, not shown by the public records. 3.Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey or inspection of the premises. 4.Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 5.Any titles or rights asserted by anyone including but not limited to persons, corporations, governments or other entities, to tidelands, or lands comprising the shores or bottoms of navigable rivers, lakes, bays, ocean or gulf, or lands beyond the line of the harbor or bulkhead lines as established or changed by the United States Government or water rights, if any. 6.Reservations contained in Patent from the United States of America or State where the land described in Schedule A is located. 7.Restrictive Covenants affecting the property described in Schedule A. 8.Indian tribal codes or regulations, Indian treaty or aboriginal rights, including, but not limited to, easements or equitable servitudes. End of General Exceptions NOTE: Attention is called to the Military Reservist Relief Act of 1991 (sec. 800 to 810, Military and Veterans Code), and the Servicemembers Civil Relief Act of 2003 (50 U.S.C. Appendix, seq. 501 et seq) which replaces Soldiers' and Sailors' Civil Relief Act of 1940 and amendments thereto, which contain inhibitions against the sale of land under a Deed of Trust if the owner is entitled to the benefits of said acts. Also, federal law may require a judicial foreclosure, subject to applicable redemption rights, to cut off a junior United States judgment. NOTE: Attention is called to the Federal Tax Lien Act of 1966 (Public Law 89-719) which, among other things, provides for the giving of written notice of sale in a specified manner to the Secretary of Treasury or his or her delegate as a requirement for the discharge or divestment of a Federal Tax Lien in a nonjudicial sale, and establishes with respect to such lien a right in the United States to redeem the property within a period of 120 days from the date of any such sale. Litigation Guarantee SCHEDULE C Order Number: 766828RT Guarantee No.: Special Exceptions: 1. Title is vested under tax deed issued May 23, 2019, to Patrick W. Henry and Michelle E. Henry, and recorded under Recording No. 20190531000242, pursuant to tax foreclosure in King County Superior Court Cause No. 16-2-18436-7 SEA. Prior to said foreclosure, title was vested in Jacqueline R. Herman, as a separate estate. The Company will require proof that there is no right of redemption in minors, insane persons, or persons in military service, and that said property is not in possession of the former owner or his successors, before we will insure the tax title. If the Company deems title insurable in Patrick W. Henry and Michelle E. Henry, there may be an extra charge for insuring the above referenced tax deed. Affects: Parcel A 2. Title is vested under tax deed issued May 23, 2019, to Patrick W. Henry and Michelle E. Henry, and recorded under Recording Nos. 20190531000241 (Parcel B) and 20190531000243 (Parcel C), pursuant to tax foreclosure in King County Superior Court Cause No. 16-2-18436-7 SEA. Prior to said foreclosure, title was vested in Deborah R. Braaten and Marcella B. Herman, each as a separate estate. The Company will require proof that there is no right of redemption in minors, insane persons, or persons in military service, and that said property is not in possession of the former owner or his successors, before we will insure the tax title. If the Company deems title insurable in Patrick W. Henry and Michelle E. Henry, there may be an extra charge for insuring the above referenced tax deed. Affects: Parcels B and C 3. General taxes and charges for the year 2019, which have been paid. Amount:$1,392.25 Tax Account No.:142103-9043-06 Levy code:1205 Assessed value of land:$114,000.00 Assessed value of improvements:$0.00 Affects: Parcel A Litigation Guarantee 4. General taxes and related charges for the year 2020 are not available from the County at this time and are not yet payable. Tax Account No.:142103-9043-06 Levy code:1205 affects: Parcel A Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Patrick W. Henry and Michelle E. Henry 35001 N.E. 147th Ave. N.E. Yacolt, WA 98675 5. General taxes and charges for the year 2019, which have been paid. Amount:$1,111.08 Tax Account No.:142103-9087-03 Levy code:1205 Assessed value of land:$89,000.00 Assessed value of improvements:$0.00 Affects: Parcel B 6. General taxes and related charges for the year 2020 are not available from the County at this time and are not yet payable. Tax Account No.:142103-9087-03 Levy code:1205 Affects: Parcel B Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Patrick W. Henry and Michelle E. Henry 35001 N.E. 147th Ave. Yacolt, WA 98675 7. General taxes and charges for the year 2019, which have been paid. Amount:$1,167.25 Tax Account No.:142103-9069-05 Levy code:1205 Assessed value of land:$94,000.00 Assessed value of improvements:$0.00 Affects: Parcel C Litigation Guarantee 8. General taxes and related charges for the year 2020 are not available from the County at this time and are not yet payable. Tax Account No.:142103-9069-05 Levy code:1205 Affects: Parcel C Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Patrick W. Henry and Michelle E. Henry 35001 N.E. 147th Ave. N.E. Yacolt, WA 98675 9. The King County Tax Roll discloses that a mobile home is situate on the land herein described and may be taxed under personal property taxes. Inquiry must be made for correct payment amount and procedure. Phone No.:206-263-2844 10. If a mobile home is located on this property, it will be excepted from the legal description and not insured by the policy unless the Certificate of Title is eliminated and the mobile home is converted to real property as required by Chapter 65.20 of the Revised Code of Washington, effective March 1, 1990. To eliminate the Certificate of Title, a “Manufactured Home Application – Title Elimination” form should be obtained from the Department of Licensing. The application must be signed by the registered and legal owners of the mobile home, the owner of the land (usually the same as the registered owner), and the city or county building permit office; approved by the Department of Licensing; and recorded. All taxes must be paid and proof of payment must be given to the department. Fees: The State of Washington Department of Licensing charges fees for processing a “Manufactured Home Application – Title Elimination” and for processing a change of ownership for a mobile home. The Department of Planning and Development Services (PDS) also charges a fee to approve any request for title elimination. Additional fees may apply. Please call your title company recorder for information regarding such additional fees. 11. Quit claim deed and the terms and conditions thereof: Recorded:December 14, 1988 Recording No.:8812141219 Grantor:Jacqueline Rae Herman Grantee:Anthony Dean Braaten and Deborah Raynell Braaten Said deed is not dated, nor is there a notary seal evident on the copy of the deed available for us to review. In addition the fact that Jacqueline Herman later deed a portion of the same property to Victor Herman which was subsequently conveyed by the personal representative of his estate raises a question as to the validity of said deed and the intent of the parties thereto. Affects: Parcels A (the legal description includes Parcels A. B and C but Parcels B and C were subsequently subject to a tax foreclosure in 1995. Litigation Guarantee 12. Right, title and interest of Anthony Dean Braaten as disclosed by Quit Claim Deed . Recorded:December 14, 1988 Recording No.:8812141219 In this regard see Paragraph 11 above. 13. Right, title and interest of Deborah Raynell Bratten as to Parcel A as disclosed by Quit Claim Deed . Recorded:December 14, 1988 Recording No.:8812141219 In this regard see Paragraphs 11 and 12 above. 14. Quit claim deed and the terms and conditions thereof: Recorded:April 4, 1995 Recording No.:9504041356 Grantor:Jacqueline R. Herman Grantee:Victor I. Herman Jacqueline may have already deeded the property away via Quit Claim Deed recorded under Recording No. 8812141219. In this regard see Paragraphs 11, 12 and 13. Affects: Parcel A 15. Deed of Trust and the terms and conditions thereof: Grantor:Darwin A. Herman and Karen A. Herman, husband and wife Trustee:Stewart Title Company of Washington, Inc. Beneficiary:Wesley G. Allen and Fredia M. Allen, husband and wife Original amount:$15,000.00 Dated:June 19, 1986 Recorded:July 2, 1986 Recording No.:8607021228 16. Deed of Trust and the terms and conditions thereof: Grantor:Anthony Dean Braaten Trustee:Chicago Title Insurance Company Beneficiary:Lacey O'Malley Bond Co. Original amount:$6,420.00 Dated:July 9, 1992 Recorded:August 7, 1992 Recording No.:9208070313 Litigation Guarantee 17. State Tax Warrant entered in King County Superior Court: Debtor:Marcella V. Herman In favor of:State of Washington, Department of Employment Security Amount:$12,483.60, together with interests and other amounts not disclosed, if any Entered:February 5, 2019 Judgment No.:19-2-03485-8 NOTE: The judgment referred to in Paragraph 17 creates a lien on the premises only if vested owner Marcella B. Herman is the same person as the judgment debtor. Further, the lien of said judgment depends upon compliance with homestead exemption laws provided by Chapter 6.13 RCW. 18. NOTE: The Recording No. of the Deed under which title is held is: 9004301555 as to Parcel A (pursuant to divorce decree entered June 7, 1988 in King County Superior Court Cause No. 86-3-06700-4) and 20140106000960 as to Parcels B and C. 19. Notice of Non-Compliance/Code Violation: Issued by:City of Federal Way Case No.:19-100419-000-00-VO Recorded:March 25, 2019 Recording No.:20190325000553 20. Easement and the terms and conditions thereof: Grantee:Puget Sound Power & Light Company Purpose:Electric transmission and/or distribution line(s) Area affected:a portion of said premises Recorded:December 2, 1957 Recording No.:4854575 The description contained therein is not sufficient to determine it’s exact location within the property herein described. 21. Easement and the terms and conditions thereof: Purpose:Road Area affected:a portion of said premises As disclosed by:Real estate contract Recorded:September 10, 1962 Recording No.:5477205 Litigation Guarantee 22. Easement and the terms and conditions thereof: Purpose:Road Area affected:a portion of said premises As disclosed by:Real estate contract Recorded:August 30, 1965 Recording No.:5921697 23. Matters set forth by survey: Recorded:September 13, 2019 Recording No.:20190913900003 End of Special Exceptions STG Privacy Notice 2 (Rev 01/26/09) Independent Agencies and Unaffiliated Escrow Agents WHAT DO/DOES THE RAINIER TITLE LLC AND STEWART TITLE GUARANTY COMPANY DO WITH YOUR PERSONAL INFORMATION? Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of Rainier Title LLC and Stewart Title Guaranty Company and its affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA). The types of personal information we collect and share depend on the product or service that you have sought through us. This information can include social security numbers and driver's license number. All financial companies, such as Rainier Title LLC and Stewart Title Guaranty Company, need to share customers' personal information to run their everyday business—to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share customers' personal information; the reasons that we choose to share; and whether you can limit this sharing. Reasons we can share your personal information Do we share?Can you limit this sharing? For our everyday business purposes— to process your transactions and maintain your account. This may include running the business and managing customer accounts, such as processing transactions, mailing, and auditing services, and responding to court orders and legal investigations. Yes No For our marketing purposes— to offer our products and services to you.Yes No For joint marketing with other financial companies No We don't share For our affiliates' everyday business purposes— information about your transactions and experiences. Affiliates are companies related by common ownership or control. They can be financial and nonfinancial companies. Yes No For our affiliates' everyday business purposes— information about your creditworthiness.No We don't share For our affiliates to market to you Yes No For nonaffiliates to market to you. Nonaffiliates are companies not related by common ownership or control. They can be financial and nonfinancial companies. No We don't share We may disclose your personal information to our affiliates or to nonaffiliates as permitted by law. If you request a transaction with a nonaffiliate, such as a third party insurance company, we will disclose your personal information to that nonaffiliate. (We do not control their subsequent use of information, and suggest you refer to their privacy notices.) Sharing practices How often do/does Rainier Title LLC and Stewart Title Guaranty Company notify me about their practices? We must notify you about our sharing practices when you request a transaction. How do/does Rainier Title LLC and Stewart Title Guaranty Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law. These measures include computer, file, and building safeguards. How do/does Rainier Title LLC and Stewart Title Guaranty Company collect my personal information? We collect your personal information, for example, when you request insurance-related services provide such information to us We also collect your personal information from others, such as the real estate agent or lender involved in your transaction, credit reporting agencies, affiliates or other companies. What sharing can I limit?Although federal and state law give you the right to limit sharing (e.g., opt out) in certain instances, we do not share your personal information in those instances. Contact Us If you have any questions about this privacy notice, please contact us at: 2722 Colby Avenue, Suite 125; Everett, WA 98201, or call 888 828.0018 Order No. 766828RT  N This sketch is provided without charge, for your information. It is not intended to show all matters related to the property including, but not limited to: area, dimensions, easements, encroachments or location of boundaries. It is not a part of, nor does it modify, the commitment/policy to which it is attached. The Company assumes NO LIABILITY for any matter related to this sketch. Reference should be made to an accurate survey for further information.